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Mansi Finance (Chennai) Ltd (511758) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

BSE: 511758 NSE: | Finance - NBFC | Small Cap

Mansi Finance (Chen) Share Price

71.25 -3.75 (-5.00%)
As on 08-May'26 16:59

Mansi Finance (Chennai) Ltd (511758)

BSE: 511758 NSE:
Key Metrics
Market Cap
₹25 Cr.
Earnings Per Share (TTM)
₹12.01
P/E Ratio
5.93
Price to Book (P/B)
0.61
EV/EBITDA
6.36
Current Price
₹71.3
Return on Capital Employed (ROCE)
9.43%
Return on Equity (ROE)
8.26%
Return on Assets (ROA)
4.61%
Gross NPA(%)
0.00
Book Value per Share
₹117
Net NPA(%)
0.00
Dividend Yield
0.00%
Net Interest Income Growth (1 Year)
130.09%
Net Interest Income Growth (3 Years)
61.92%
52-Week Low / High
₹49 / 112
Book Value Growth (1 Year)
8.61%
Book Value Growth (3 Years)
7.17%

Check Before You Invest

Q.1 Stock return of Mansi Finance (Chennai) Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 8.3% based on the current price.
Q.1 Which industry/sub-sector does Mansi Finance (Chennai) Ltd belong to?
Mansi Finance (Chennai) Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.
Q.1 Total Income growth of Mansi Finance (Chennai) Ltd?
Mansi Finance (Chennai) Ltd Operating Income growth is 65.25% for FY-2025, which is above its 5-year CAGR of 9.37%, indicating faster growth.
Q.1 Promoter shareholding and pledge status of Mansi Finance (Chennai) Ltd?
Promoters hold 70.68% of the Mansi Finance (Chennai) Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 AUM Growth of Mansi Finance (Chennai) Ltd vs Industry Peers?
Mansi Finance (Chennai) Ltd AUM CAGR is -3.18%, compared to the 5-year industry median CAGR of 9.71%, indicating slower growth and losing its market share.

DeciZen - make an informed investing decision on Mansi Finance (Chen)

Based on:

M-Cap below 100cr DeciZen not available

Mansi Finance (Chennai) stock performance

Key Ratios
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Is Mansi Finance (Chennai) Ltd an attractive stock to invest in?

1. Is Mansi Finance (Chennai) Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Mansi Finance (Chennai) Ltd is a below average quality company.

2. Is Mansi Finance (Chennai) Ltd undervalued or overvalued?

The key valuation ratios of Mansi Finance (Chennai) Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Mansi Finance (Chennai) Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Mansi Finance (Chennai) Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mansi Finance (Chennai) Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)5.27.67.410.88.175.46.67.712.713
YoY Gr. Rt. %-45.9%-3%44.9%-24.7%-13.7%-22.2%20.4%17%65.3%-
Adj EPS (₹ ) 4.66.15.4125.851.85.75.98.412
YoY Gr. Rt. %-32.4%-11.6%121%-51.4%-15%-62.8%207.1%3.5%44.1%-
BVPS (₹ )50.256.461.873.879.684.586.49297.9106.3117
YoY Gr. Rt. %-12.2%9.6%19.4%7.9%6.2%2.2%6.5%6.4%8.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)3.94.23.77.432.61334.60

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income10.3%9.4%32.5%65.3%
Adj EPS6.9%7.7%66.1%44.1%
BVPS8.7%6%7.2%8.6%
Share Price 8.3% 17.1% 17.7% 19.8%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)31.228.325.839.425.42511.930.52723.532.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)9.711.59.217.77.662.26.36.28.310.2

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 10.80%

Total Income has increased 32.54 CAGR in last 3 years

Net Profit has increased 66.09 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials

Standalone Consolidated
TTM EPS (₹) 12 -
TTM Sales (₹ Cr.) 12.9 -
BVPS (₹) 117 -
Reserves (₹ Cr.) 38 -
P/BV 0.61 -
PE 5.93 -
From the Market
52 Week Low / High (₹) 48.55 / 111.95
All Time Low / High (₹) 1.00 / 133.45
Market Cap (₹ Cr.) 25.2
Equity (₹ Cr.) 3.5
Face Value (₹) 10
Industry PE 28.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.060.060.060.060.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Mansi Finance (Chen) - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 6.029.038.0713.078.987.615.876.968.0613.96
Interest Income5.247.657.4210.758.106.995.446.557.6712.67
Other Income 0.081.051.462.650.470.530.490.220.726.66
Exceptional Items 0.781.390.662.320.880.620.430.410.401.29
Expenditure + 3.716.275.517.846.245.244.814.295.3010.30
Interest Expense 2.433.742.503.374.063.252.992.763.152.27
Operating Expenses 1.211.481.551.831.711.461.331.311.431.37
Provisions 0.081.051.462.650.470.530.490.220.726.66
Exceptional Items 0000000000
Profit Before Tax 2.312.772.575.232.752.371.062.672.763.66
Taxes 0.670.600.6510.690.620.410.680.690.69
Profit After Tax 1.642.171.924.232.061.750.6522.072.98
Adjusted EPS (₹)4.66.15.412.05.85.01.85.75.98.4
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +17.7519.9221.8326.0728.1329.8830.5332.5234.5937.57
Share Capital 3.533.533.533.533.533.533.533.533.533.53
Reserves 14.2216.3818.3022.5324.5926.3426.9928.9931.0634.04
Short term borrowings3.821.232.582.571.840.350.14000
Long Term Borrowings24.4831.0420.5836.1339.9532.8332.7534.4732.1821.47
Current Liabilities 5.864.685.605.013.732.421.221.541.452.04
Trade Payables0000000000
Other Liabilities-3.82-1.23-2.58-2.57-1.84-0.35-0.14-0-00
Total Liabilities 48.0955.6448.0167.2171.8065.1264.4968.5368.2361.09

Assets

Non Current Asset +6.306.068.7711.1811.7611.149.889.459.279.46
Loan Asset 0000000000
Other Non Current Asset 6.306.068.7711.1811.7611.149.889.459.279.46
Current Asset +41.7949.5839.2456.0260.0453.9854.6159.0858.9651.63
Current Investment0000000000
Other Current Asset41.7949.5839.2456.0260.0453.9854.6159.0858.9651.63
Total Assets 48.0955.6448.0167.2171.8065.1264.4968.5368.2361.09

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -9.78-4.3511.58-15.40-2.818.063.59-2.950.7511.11
Cash Flow From Investing Activity 0.181.37-2.81-0.610.190.250.800.130.060.25
Cash Flow From Financing Activity 9.633.81-9.1215.713.08-8.61-0.281.57-2.28-10.71
Net Cash Flow 0.020.83-0.35-0.300.47-0.304.10-1.25-1.480.64

Finance Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)4.606.105.40125.8051.805.705.908.40
DPS (₹)0000000000
BVPS (₹)50.256.461.873.879.684.586.49297.9106.3

Performance Ratios

ROA (%)3.94.23.77.43.02.61.03.03.04.6
ROE (%)9.711.59.217.77.66.02.26.36.28.3
ROCE (%)11.713.310.515.710.18.56.48.38.89.4

Valuation Parameters

Price/Book(x)0.50.50.60.50.20.40.30.50.50.6

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Announcements

Mansi Finance (Chennai) Ltd FAQs

The current trading price of Mansi Finance (Chen) on 08-May-2026 16:59 is ₹71.25.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 07-May-2026 the market cap of Mansi Finance (Chen) stood at ₹25.19 Cr

The latest P/E ratio of Mansi Finance (Chen) as of 07-May-2026 is 5.93.

The latest P/B ratio of Mansi Finance (Chen) as of 07-May-2026 is 0.61.

The 52-week high of Mansi Finance (Chen) is ₹112.0 and the 52-week low is ₹48.55.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Mansi Finance (Chen) is ₹12.92 ( Cr.) .

About Mansi Finance (Chennai) Ltd

Mansi Finance (Chennai) was incorporated on September 26, 1994 and received the commencement of business certificate on October 17, 1994. The company earlier known as Mansi Finance, got its present name on September 27, 1997. The company is engaged in financing business.

The registered office is located at Mansi Mansion, Sowcarpet, 22-B, Mulla Sahib Street, Chennai-600079, Tamil Nadu.

Services

Services offered include hire purchase and leasing to industrial, trading, commercial and other establishments, organizations and consumers of capital equipment, accessories, land and building, plant and machinery, office equipments, transport and commercial vehicles consumer durables.

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