Mansi Finance (Chennai) Ltd - Stock Valuation and Financial Performance

BSE: 511758 | NSE: | Finance - NBFC | Small Cap

Mansi Finance (Chen) Share Price

81.74 -1.66 -1.99%
as on 05-Nov'24 00:00

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Mansi Finance (Chennai) stock performance -

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P/E Ratio (SA):
13.99
Market Cap:
28.9 Cr.
52-wk low:
34.8
52-wk high:
133.5

Is Mansi Finance (Chennai) Ltd an attractive stock to invest in?

1. Is Mansi Finance (Chennai) Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Mansi Finance (Chennai) Ltd is a below average quality company.

2. Is Mansi Finance (Chennai) Ltd undervalued or overvalued?

The key valuation ratios of Mansi Finance (Chennai) Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Mansi Finance (Chennai) Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Mansi Finance (Chennai) Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Mansi Finance (Chen):

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mansi Finance (Chennai) Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)3.94.25.27.77.410.88.175.46.68
YoY Gr. Rt. %-7.9%23.9%46%-3%44.9%-24.7%-13.7%-22.2%20.4%-
Adj EPS (₹ ) 6.54.44.66.15.4125.851.85.75.8
YoY Gr. Rt. %--32.8%6%32.4%-11.6%121%-51.4%-15%-62.8%207.1%-
BVPS (₹ )41.345.650.256.461.873.879.684.586.49299.5
YoY Gr. Rt. %-10.5%10.2%12.2%9.6%19.4%7.9%6.2%2.2%6.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)8.44.93.94.23.77.432.6130

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income5.9%-2.5%-6.8%20.4%
Adj EPS-1.6%0.8%-1%207.1%
BVPS9.3%8.3%5%6.5%
Share Price 22% 23.9% 57.7% 90.1%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)58.636.631.228.325.839.425.42511.930.527.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)17.110.19.711.59.217.77.662.26.35.8

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 6.10%

Total Income has declined 14.01 CAGR in last 3 years

Net Profit has declined -0.98 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Mansi Finance (Chennai) Ltd.

Standalone Consolidated
TTM EPS (₹) 5.8 -
TTM Sales (₹ Cr.) 7.6 -
BVPS (₹.) 99.5 -
Reserves (₹ Cr.) 32 -
P/BV 0.82 -
PE 13.99 -
From the Market
52 Week Low / High (₹) 34.80 / 133.45
All Time Low / High (₹) 1.00 / 133.45
Market Cap (₹ Cr.) 28.9
Equity (₹ Cr.) 3.5
Face Value (₹) 10
Industry PE 29.3

Management X-Ray of Mansi Finance (Chen):

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.060.060.060.060.060.060.06
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Mansi Finance (Chen)

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income5.485.386.029.038.0713.078.987.615.876.96
Interest Income3.924.235.247.657.4210.758.106.995.446.55
Other Income 1.551.150.781.390.662.320.880.620.430.41
Expenditure 2.653.303.716.275.517.846.245.244.814.29
Interest Expense 1.421.932.433.742.503.374.063.252.992.76
Operating Expenses 0.861.101.211.481.551.831.711.461.331.31
Provisions 0.370.280.081.051.462.650.470.530.490.22
Exceptional Items 0000000000
Profit Before Tax 2.832.082.312.772.575.232.752.371.062.67
Taxes 0.530.530.670.600.6510.690.620.410.68
Profit After Tax 2.301.551.642.171.924.232.061.750.652
Adjusted EPS (₹)6.54.44.66.15.412.05.85.01.85.7
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital14.5816.1217.7519.9221.8326.0728.1329.8830.5332.52
Share Capital 3.533.533.533.533.533.533.533.533.533.53
Reserves 11.0512.5814.2216.3818.3022.5324.5926.3426.9928.99
Minority Interest0000000000
Long Term Borrowings10.8317.3924.4831.0420.5836.1339.9532.8332.7534.47
Current Liabilities 2.102.755.864.635.605.013.732.421.221.54
Trade Payables0000000000
Short term borrowings1.301.473.821.232.582.571.840.350.140
Other Liabilities-1.30-1.47-3.82-1.23-2.58-2.57-1.84-0.35-0.140
Total Liabilities 27.5236.2548.0955.5848.0167.2171.8065.1264.4968.53

Assets

Non Current Asset 5.526.216.306.068.7711.1811.7611.149.889.45
Loan Asset 0000000000
Other Non Current Asset 5.526.216.306.068.7711.1811.7611.149.889.45
Current Asset 2230.0441.7949.5239.2456.0260.0453.9854.6159.08
Current Investment0000000000
Other Current Asset2230.0441.7949.5239.2456.0260.0453.9854.6159.08
Total Assets 27.5236.2548.0955.5848.0167.2171.8065.1264.4968.53

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 1.44-6.46-9.78-4.3511.58-15.40-2.818.063.59-2.95
Cash Flow From Investing Activity 0.85-0.130.181.37-2.81-0.610.190.250.800.13
Cash Flow From Financing Activity -1.476.579.633.81-9.1215.713.08-8.61-0.281.57
Net Cash Flow 0.82-0.020.020.83-0.35-0.300.47-0.304.10-1.25
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)74565126526
DPS (₹)0000000000
BVPS (₹)41465056627480858692

Performance Ratios

ROA (%)8.44.93.94.23.77.43.02.61.03.0
ROE (%)17.110.19.711.59.217.77.66.02.26.3
ROCE (%)16.213.011.713.310.515.710.18.56.48.3

Valuation Parameters

Price/Book(x)0.00.30.50.50.60.50.20.40.30.5

Mansi Finance (Chennai) Ltd Stock News

Mansi Finance (Chennai) Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Mansi Finance (Chen) on 05-Nov-2024 00:00 is ₹81.74.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 05-Nov-2024 00:00 the market cap of Mansi Finance (Chen) stood at ₹28.89.
The latest P/E ratio of Mansi Finance (Chen) as of 05-Nov-2024 00:00 is 13.99.
The latest P/B ratio of Mansi Finance (Chen) as of 05-Nov-2024 00:00 is 0.82.
The 52-week high of Mansi Finance (Chen) is ₹133.4 and the 52-week low is ₹34.80.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Mansi Finance (Chen) is ₹7.56 ( Cr.) .

About Mansi Finance (Chennai) Ltd

Mansi Finance (Chennai) was incorporated on September 26, 1994 and received the commencement of business certificate on October 17, 1994. The company earlier known as Mansi Finance, got its present name on September 27, 1997. The company is engaged in financing business.

The registered office is located at Mansi Mansion, Sowcarpet, 22-B, Mulla Sahib Street, Chennai-600079, Tamil Nadu.

Services

Services offered include hire purchase and leasing to industrial, trading, commercial and other establishments, organizations and consumers of capital equipment, accessories, land and building, plant and machinery, office equipments, transport and commercial vehicles consumer durables.

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