Is SG Finserve Ltd (SGFIN) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that SG Finserve Ltd is a below average quality company .

Is SG Finserve Ltd (SGFIN) undervalued or overvalued?

The key valuation ratios of SG Finserve Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is SG Finserve Ltd (SGFIN) share price return in the past 10 years?

SG Finserve Ltd share price has appreciated 43.8% annually (CAGR) over the past ten years.

Is SG Finserve Ltd (SGFIN) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of SG Finserve Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

What is the share price of SG Finserve Ltd (SGFIN)?

Company share prices are keep on changing according to the market conditions. The current trading price of SG Finserve Ltd (SGFIN) on 17-Apr-2026 16:59:59 at 16:59 is 513.75.

What is the P/E ratio of SG Finserve?

The latest standalone P/E ratio of SG Finserve as of 17-Apr-2026 is 26.72.

What is the P/B ratio of SG Finserve Ltd (SGFIN)?

The latest standalone P/B ratio of SG Finserve Ltd (SGFIN) as of 17-Apr-2026 is 2.20.

What is the 52-week high and low of SG Finserve Ltd (SGFIN)?

The 52-week high of SG Finserve Ltd (SGFIN) is Rs. 532.85 and the 52-week low is Rs. 323.20.

SG Finserve Ltd (SGFIN) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: SG Finserve Ltd (SGFIN)
Brand: SG Finserve

SG Finserve Ltd (SGFIN) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

SG Finserve Ltd (SGFIN)

BSE: 539199 NSE: SGFIN

Key Metrics

Market Cap

₹3,411 Cr.

Earnings Per Share (TTM)

₹19.37

P/E Ratio

26.72

Price to Book (P/B)

2.20

EV/EBITDA

19.11

Current Price

₹513.8

Return on Capital Employed (ROCE)

6.83%

Return on Equity (ROE)

9.54%

Return on Assets (ROA)

3.86%

Gross NPA(%)

0.00

Book Value per Share

₹235.8

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

10.78%

Net Interest Income Growth (3 Years)

665.5%

52-Week Low / High

₹323 / 533

Book Value Growth (1 Year)

10.74%

Book Value Growth (3 Years)

108.63%

DeciZen - make an informed investing decision on SG Finserve

Based on:

Data

Overall Rating ⓘ
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1. Quality

2. Valuation

3. Price Trend

SG Finserve stock performance

Key Ratios

Is SG Finserve Ltd an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	3.6	0.4	1	0	0.1	1.7	0.3	41.5	190	171	333
YoY Gr. Rt. %	-	-87.6%	118.2%	-97.9%	150%	3320%	-81.3%	12853.1%	357.7%	-9.9%	-
Adj EPS (₹ )	0.2	0.5	1.2	-0.7	-2	3.2	1.6	4.5	14.3	14.5	19.4
YoY Gr. Rt. %	-	155.6%	154.4%	-158.1%	NA	NA	-50.2%	184.1%	220.4%	1.4%	-
BVPS (₹ )	14	14.5	15.7	15	13	16.2	17.7	125.4	145.2	160.8	235.8
YoY Gr. Rt. %	-	3.3%	8.1%	-4.3%	-13.3%	24.2%	9.7%	608%	15.8%	10.7%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	1.3	3.2	7.4	-4.1	-12.7	20	9.1	3.4	5.5	3.9	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	53.8%	409.1%	711.6%	-9.9%
Adj EPS	62.8%	NA	109.8%	1.4%
BVPS	31.1%	65.4%	108.6%	10.7%
Share Price	43.8%	195%	0.6%	25.8%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	2.6	52	61.3	-1721.8	-2180.3	92.1	248.4	44.4	41.4	47.4	38.3
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	1.3	3.2	7.8	-4.5	-14.2	21.6	9.3	7	11.9	9.5	8.2

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	19.4	-
TTM Sales (₹ Cr.)	333	-
BVPS (₹) ⓘ	235.8	-
Reserves (₹ Cr.) ⓘ	1,488	-
P/BV ⓘ	2.20	-
PE ⓘ	26.72	-

From the Market
52 Week Low / High (₹)	323.20 / 532.85
All Time Low / High (₹)	2.11 / 748.00
Market Cap (₹ Cr.)	3,411
Equity (₹ Cr.)	65.9
Face Value (₹)	10
Industry PE ⓘ	29.1

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of SG Finserve - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	4	1	1	0	0	2	2	42	190	171
Interest Income	4	0	1	0	0	2	0	41	190	171
Other Income ⓘ	0	0	0	0	1	0	0	5	3	9
Exceptional Items ⓘ	0	0	0	0	0	1	2	1	0	0
Expenditure ⓘ +	4	1	1	1	1	1	1	17	85	61
Interest Expense ⓘ	0	0	0	0	0	0	0	8	64	32
Operating Expenses ⓘ	4	0	1	1	0	1	1	4	17	20
Provisions	0	0	0	0	1	0	0	5	3	9
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0	0	1	-0	-1	2	1	25	105	110
Taxes ⓘ	0	0	0	-0	0	0	0	7	26	29
Profit After Tax	0	0	1	-0	-1	2	1	18	79	81
Adjusted EPS (₹)	0.2	0.5	1.2	-0.7	-2.0	3.2	1.6	4.5	14.3	14.5
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	7	7	8	8	7	8	9	518	802	902
Share Capital ⓘ	5	5	5	5	5	5	5	41	55	56
Reserves ⓘ	2	2	3	2	2	3	4	477	747	846
Short term borrowings	0	0	0	1	1	0	0	493	957	1,335
Long Term Borrowings	0	0	0	-0	-0	0	0	2	5	58
Current Liabilities	0	0	1	1	1	0	0	503	966	1,342
Trade Payables	0	0	0	0	0	0	0	0	0	0
Other Liabilities	-0	0	0	-1	-1	-0	-0	-438	-952	-1,222
Total Liabilities ⓘ	7	7	8	8	8	8	9	1,078	1,778	2,414
Assets
Non Current Asset +	5	5	6	5	5	4	2	1	1,681	2,253
Loan Asset	0	0	0	0	0	0	0	0	1,673	2,246
Other Non Current Asset ⓘ	5	5	6	5	5	4	2	1	8	7
Current Asset +	2	2	3	3	2	5	7	1,077	97	161
Current Investment	0	0	0	0	0	0	2	0	0	80
Other Current Asset	2	2	3	3	2	5	5	1,077	97	81
Total Assets ⓘ	7	7	8	8	8	8	9	1,078	1,778	2,414

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-1	-0	-0	-1	-1	0	0	-941	-629	-489
Cash Flow From Investing Activity ⓘ	-1	0	-0	1	1	1	-0	2	-4	-58
Cash Flow From Financing Activity ⓘ	-0	-0	-0	0	0	-1	-0	1,030	616	554
Net Cash Flow ⓘ	-2	-0	-0	-0	-0	0	0	91	-18	7

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	0	1	-1	-2	3	2	4	14	14
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	14	15	16	15	13	16	18	125	145	161
Performance Ratios
ROA (%)	1.3	3.2	7.4	-4.1	-12.7	20.0	9.1	3.4	5.5	3.9
ROE (%)	1.3	3.2	7.8	-4.5	-14.2	21.6	9.3	7.0	11.9	9.5
ROCE (%)	2.2	4.3	11.4	-5.5	-11.3	21.5	13.2	6.2	12.0	6.8
Valuation Parameters
Price/Book(x)	1.0	0.0	0.0	0.2	0.2	0.0	2.2	3.8	2.8	2.5

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Announcements

SG Finserve Ltd FAQs

The current trading price of SG Finserve on 17-Apr-2026 16:59 is ₹513.8.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Apr-2026 the market cap of SG Finserve stood at ₹3,411.1 Cr

The latest P/E ratio of SG Finserve as of 16-Apr-2026 is 26.72.

The latest P/B ratio of SG Finserve as of 16-Apr-2026 is 2.20.

The 52-week high of SG Finserve is ₹532.9 and the 52-week low is ₹323.2.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SG Finserve is ₹333 ( Cr.) .

About SG Finserve Ltd

SG Finserve (formerly known as Moongipa Securities) established in 1994 and was a SEBI registered Broker which ceased to be as such in the year 2008. Thereafter, the company started carrying out the operation of trading into the equity shares of the listed companies with its own funds. Then, in the year 2018, the company applied for the registration as Non-Banking Financial Institution with the Reserve Bank of India and has obtained the certificate on May 16, 2018.

The equity shares of the Company are currently listed on BSE. It is to be noted that before listing at BSE, the shares were also listed on Delhi Stock Exchange, Jaipur Stock Exchange and Ahmadabad stock Exchange

Business area of the company

The company is engaged in the business of investing activities, investment research, investment banking and wealth management.

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

SG Finserve Ltd (SGFIN) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

SG Finserve Share Price