SG Finserve Ltd - Stock Valuation and Financial Performance

BSE: 539199 | NSE: | Finance - NBFC | Small Cap

SG Finserve Share Price

465 1.90 0.41%
as on 12-Apr'24 10:20

DeciZen - make an informed investing decision on SG Finserve

Overall Rating
Bole Toh

1. Quality

2. Valuation

Fair

3. Price Trend

SG Finserve stock performance -

mw4me loader
P/E Ratio (SA):
37.12
Market Cap:
2,554.9 Cr.
52-wk low:
385
52-wk high:
748

Is SG Finserve Ltd an attractive stock to invest in?

1. Is SG Finserve Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that SG Finserve Ltd is a below average quality company.

2. Is SG Finserve Ltd undervalued or overvalued?

The key valuation ratios of SG Finserve Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is SG Finserve Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of SG Finserve Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of SG Finserve:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
SG Finserve Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.85.93.60.4100.11.70.341.5155
YoY Gr. Rt. %-676.3%-39.7%-87.6%118.2%-97.9%150%3320%-81.3%12853.1%-
Adj EPS (₹ ) 0.50.50.20.51.2-0.7-23.21.64.512.5
YoY Gr. Rt. %--6%-61.7%155.6%154.4%-158.1%NANA-50.2%184.1%-
BVPS (₹ )13.413.91414.515.7151316.217.7125.4142.1
YoY Gr. Rt. %-3.5%1.3%3.3%8.1%-4.3%-13.3%24.2%9.7%608%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)3.73.21.33.27.4-4.1-12.7209.13.40

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income55.9%112.4%839.4%12853.1%
Adj EPS27.5%30.7%NA184.1%
BVPS28.2%51.6%112.9%608%
Share Price - 173.3% 486.9% -7%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)33.242.65261.3-1721.8-2180.392.1248.444.444.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)3.83.51.33.27.8-4.5-14.221.69.378.8

Recent Performance Summary

Total Income has increased 839.40 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 9.40%

Net Profit has declined 0.00 CAGR in last 3 years

Latest Financials - SG Finserve Ltd.

Standalone Consolidated
TTM EPS (₹) 12.5 -
TTM Sales (₹ Cr.) 155 -
BVPS (₹.) 142.1 -
Reserves (₹ Cr.) 726 -
P/BV 3.27 -
PE 37.12 -
From the Market
52 Week Low / High (₹) 384.95 / 748.00
All Time Low / High (₹) 2.11 / 748.00
Market Cap (₹ Cr.) 2,555
Equity (₹ Cr.) 55
Face Value (₹) 10
Industry PE 32.5

Management X-Ray of SG Finserve:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of SG Finserve

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income16411002242
Interest Income16401002041
Other Income 1100000121
Expenditure 16411111117
Interest Expense 0000000008
Operating Expenses 1640110114
Provisions 0000001005
Exceptional Items 0000000000
Profit Before Tax 000010-12125
Taxes 0000000007
Profit After Tax 000010-12118
Adjusted EPS (₹)0.50.50.20.51.2-0.7-2.03.21.64.5
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital777788789518
Share Capital 55555555541
Reserves 222232234477
Minority Interest0000000000
Long Term Borrowings0000000002
Current Liabilities 010011100503
Trade Payables0000000000
Short term borrowings010001100493
Other Liabilities0-1000-1-100-438
Total Liabilities 7877888891,078

Assets

Non Current Asset 2355655421
Loan Asset 0000000000
Other Non Current Asset 2355655421
Current Asset 5522332571,077
Current Investment0000000020
Other Current Asset5522332551,077
Total Assets 7877888891,078

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -10-100-1-100-941
Cash Flow From Investing Activity 1-1-10011102
Cash Flow From Financing Activity 0000000-101,030
Net Cash Flow 0-1-200000091
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)10001-1-2324
DPS (₹)0000000000
BVPS (₹)131414151615131618125

Performance Ratios

ROA (%)3.73.21.33.27.4-4.1-12.720.09.13.4
ROE (%)3.83.51.33.27.8-4.5-14.221.69.37.0
ROCE (%)4.34.82.24.311.4-5.5-11.321.513.26.2

Valuation Parameters

Price/Book(x)0.00.01.00.00.00.20.20.02.23.8

SG Finserve Ltd Stock News

SG Finserve Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of SG Finserve on 12-Apr-2024 10:20 is ₹465.0.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 12-Apr-2024 10:20 the market cap of SG Finserve stood at ₹2,554.9.
The latest P/E ratio of SG Finserve as of 12-Apr-2024 10:20 is 37.12.
The latest P/B ratio of SG Finserve as of 12-Apr-2024 10:20 is 3.27.
The 52-week high of SG Finserve is ₹748.0 and the 52-week low is ₹384.9.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SG Finserve is ₹155.5 ( Cr.) .

About SG Finserve Ltd

SG Finserve (formerly known as Moongipa Securities) established in 1994 and was a SEBI registered Broker which ceased to be as such in the year 2008. Thereafter, the company started carrying out the operation of trading into the equity shares of the listed companies with its own funds. Then, in the year 2018, the company applied for the registration as Non-Banking Financial Institution with the Reserve Bank of India and has obtained the certificate on May 16, 2018.

The equity shares of the Company are currently listed on BSE. It is to be noted that before listing at BSE, the shares were also listed on Delhi Stock Exchange, Jaipur Stock Exchange and Ahmadabad stock Exchange

Business area of the company

The company is engaged in the business of investing activities, investment research, investment banking and wealth management.

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