What is Turtlemint Fintech Solutions Ltd (TURTLEMINT) share price return in the past 10 years?

Data is not available for this company

What is the share price of Turtlemint Fintech Solutions Ltd (TURTLEMINT)?

Company share prices are keep on changing according to the market conditions. The current trading price of Turtlemint Fintech Solutions Ltd (TURTLEMINT) on 01-Jan-1970 05:30:00 at 05:30 is .

What is the P/E ratio of Turtlemint Fintech Solutions?

The latest standalone P/E ratio of Turtlemint Fintech Solutions as of 01-Jan-1970 is .

What is the P/B ratio of Turtlemint Fintech Solutions Ltd (TURTLEMINT)?

The latest standalone P/B ratio of Turtlemint Fintech Solutions Ltd (TURTLEMINT) as of 01-Jan-1970 is .

What is the 52-week high and low of Turtlemint Fintech Solutions Ltd (TURTLEMINT)?

The 52-week high of Turtlemint Fintech Solutions Ltd (TURTLEMINT) is Rs. 0.00 and the 52-week low is Rs. 0.00.

Turtlemint Fintech Solutions Ltd (TURTLEMINT) Share Analysis – Quality, Growth & Valuation Zone & DeciZen Rating

Name: Turtlemint Fintech Solutions Ltd (TURTLEMINT)
Brand: Turtlemint Fintech Solutions

Turtlemint Fintech Solutions Ltd (TURTLEMINT)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 544799 NSE: TURTLEMINT Fintech | | Turtlemint Fintech Share Price

Turtlemint Fintech Solutions Ltd (TURTLEMINT)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 544799 NSE: TURTLEMINT Fintech | | Turtlemint Fintech Share Price

Key Metrics

Valuation Multiples

Market Cap

₹0 Cr.

Current Price

₹0

52-Week Low / High

₹0 / 0

TTM EPS

TTM Sales

Book Value per Share

P/E Ratio

Industry PE

Price to Book (P/B)

Price to Sales (P/S)

EV/EBITDA

Dividend Yield

NAN%

Profitability Efficiency

Return on Equity (ROE)

-32.87%

Return on Capital Employed (ROCE)

-30.38%

Return on Assets (ROA)

-27.91%

Operating Profit Margin

-511.4%

Net Profit Margin

-502.84%

Gross Profit Margin

-430.6%

Growth Momentum
1-yr vs 3-yr growth

Sales Growth (1 Year)

-58.59%

Operating Profit Growth (1 Year)

Net Profit Growth (1 Year)

Asset Quality

Promoter Holding

Pledged shares (%) of Promoter's holding (%)

Reserves

Equity

Face Value

All Time Low / High

- / -

Turtlemint Fintech Solutions stock performance

Key Ratios

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

	Mar'23	Mar'24	Mar'25	TTM
ROCE % ⓘ	-37.8%	-28.9%	-30.4%	-
Growth Parameters ⓘ
Sales ⓘ	418	74.1	30.7	0
Sales YoY Gr.	-	-82.3%	-58.6%	-
Adj EPS ⓘ	-54.6	-36.7	-29.5	0
YoY Gr.	-	NA	NA	-
BVPS (₹) ⓘ	146	107.8	79.5	0
Adj Net Profit ⓘ	-286	-192	-154	NAN
Cash Flow from Ops. ⓘ	-283	-241	-132	-
Debt/CF from Ops. ⓘ	0	0	0	-

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	NA	NA	NA	-58.6%
Adj EPS ⓘ	NA	NA	NA	NA
BVPSⓘ	NA	NA	NA	-26.3%
Share Price	-	-	-	-

Key Financial Parameters ⓘ

	Mar'23	Mar'24	Mar'25	TTM
Return on Equity % ⓘ	-38.1	-29.1	-30.6	0
Op. Profit Mgn % ⓘ	-74.6	-285.4	-511.4	NAN
Net Profit Mgn % ⓘ	-68.4	-259.5	-501.5	NAN
Debt to Equity ⓘ	0	0	0	-
Working Cap Days ⓘ	0	2,483	3,038	0
Cash Conv. Cycle ⓘ	0	284	472	0

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'23	Mar'24	Mar'25
Sales	417.77	74.06	30.67
Operating Expenses ⓘ +	729.38	286	188.08
Manufacturing Costs	19.10	9.25	2.23
Material Costs	0	0	0
Employee Cost	194.16	158.71	124.92
Other Costs ⓘ	516.12	118.03	60.92
Operating Profit ⓘ	-311.61	-211.94	-157.41
Operating Profit Margin (%)	-74.6%	-286.0%	-513.0%
Other Income ⓘ +	40.59	41	26.66
Exceptional Items ⓘ	0	0	0
Interest ⓘ	2.26	1.96	1.30
Depreciation ⓘ	12.27	19.71	22.15
Profit Before Tax ⓘ	-285.55	-192.61	-154.20
Tax ⓘ	0	0	0
Profit After Tax	-285.55	-192.61	-154.20
PAT Margin (%)	-68.4%	-260.0%	-502.0%
Adjusted EPS (₹)	-57.0	-38.4	-30.8
Dividend Payout Ratio (%)	0%	0%	0%

Valuation of Turtlemint Fintech - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Shareholders Fund +	733.21	541.72	399.82
Share Capital ⓘ	1.58	1.58	1.58
Reserves ⓘ	731.63	540.14	398.24
Debt +	0	0	0
Long Term Debt	0	0	0
Short Term Debt	0	0	0
Minority Interest	0	0	0
Trade Payables	90.55	8.33	9.52
Others Liabilities ⓘ	82.25	68.65	76.96
Total Liabilities ⓘ	906.01	618.70	486.30
Fixed Assets
Net Fixed Assets ⓘ +	57.20	38.73	18.75
Gross Block	77.11	71.56	58.42
Accumulated Depreciation	19.91	32.83	39.68
CWIP ⓘ	0	0	0
Investments ⓘ	0.51	0.51	114.72
Inventories	0	0	0
Trade Receivables	104.95	37.08	45.27
Cash Equivalents ⓘ	153.34	267.63	154.99
Others Assets ⓘ	590.02	274.75	152.58
Total Assets ⓘ	906.01	618.70	486.30

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ +	-283.14	-241.21	-132.04
PBT ⓘ	-285.55	-192.61	-154.20
Adjustment ⓘ	-16.10	-3.94	10.63
Changes in Working Capital ⓘ	20.48	-37.91	-4.1
Tax Paid ⓘ	-1.96	-6.75	15.63
Cash Flow From Investing Activity ⓘ +	-581.51	247.24	108.13
Capex	-12.02	-1.23	-0.68
Net Investments	-584	200.93	188.45
Others ⓘ	14.51	47.54	-79.64
Cash Flow From Financing Activity ⓘ +	902.68	-9.65	1.39
Net Proceeds from Shares ⓘ	915.86	0	0
Net Proceeds from Borrowing ⓘ	0	0	0
Interest Paid ⓘ	-0.33	-1.92	-1.25
Dividend Paid ⓘ	0	0	0
Others ⓘ	-12.86	-7.73	2.63
Net Cash Flow ⓘ	38.03	-3.61	-22.52

Financial Ratio

PARTICULARS	Mar'23	Mar'24	Mar'25
Ratios
ROE (%)	-39.03	-30.29	-32.87
ROCE (%)	-37.8	-28.89	-30.38
Asset Turnover Ratio	0.46	0.1	0.06
PAT to CFO Conversion(x)	N/A	N/A	N/A
Working Capital Days
Receivable Days	91.70	350	490
Inventory Days	0	0	0
Payable Days	0	0	0

Management X-Ray

Shareholding Pattern

No Data To Display

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Turtlemint Fintech Solutions Ltd FAQs

The current trading price of Turtlemint Fintech on 01-Jan-1970 05:30 is ₹0.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Dec-1969 the market cap of Turtlemint Fintech stood at ₹0.00 Cr

The latest P/E ratio of Turtlemint Fintech as of 31-Dec-1969 is 0.00.

The latest P/B ratio of Turtlemint Fintech as of 31-Dec-1969 is 0.00.

The 52-week high of Turtlemint Fintech is ₹0.00 and the 52-week low is ₹0.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Turtlemint Fintech is ₹0.00 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Turtlemint Fintech Solutions Ltd is a below average quality company.

No data found

About Turtlemint Fintech Solutions Ltd

Turtlemint Fintech Solutions was incorporated as ‘Fintech Blue Solutions Private Limited’ on April 7, 2015, as a private limited company. Subsequently, pursuant to a resolution passed by the Board on April 23, 2025, and a special resolution passed by the Shareholders on April 29, 2025, the name of the company was changed to ‘Turtlemint Fintech Solutions Private Limited’ on May 13, 2025. The company was subsequently converted into a public limited company pursuant to a resolution passed by the Board on May 17, 2025 and a special resolution passed by the Shareholders on May 23, 2025 and accordingly, the name of the company was changed to ‘Turtlemint Fintech Solutions Limited’ on June 5, 2025.

The company is a tech-enabled insurance distribution platform that connects customers, insurance advisors and insurers. It has onboarded and empowered a large and geographically diversified base of Digital Partners, including point-of-sale persons (PoSP), who have completed the mandatory training, enabling them to obtain the requisite certification to distribute insurance products in accordance with applicable IRDAI regulations. The company’s platform equips Digital Partners with tools to manage and grow their business, including product comparison, policy quote generation, training, marketing, lead management, conversion, customer relationship management and post-sales support such as claims management. This integrated approach of its technology platform combined with ‘on-the-ground’ Digital Partners creates a seamless offering to effectively serve customers within their communities.

Further, the company has made, and intend to continue making, investments in artificial intelligence (AI) technologies, including agentic architectures. These investments are intended to enhance Digital Partner productivity, streamline operational processes and expand the scalability of customer support. The company’s AI-driven tools are designed to facilitate more personalized advice, accelerate issue resolution and improve service delivery, particularly in underserved markets in India.

Business area of the company

The company is engaged in the business of providing information technology and business support services, advertising and marketing services and distribution of mutual funds. It also undertakes the business of direct broking of insurance policies mainly in retail segment like motor, health and life.

Services of the company

Insurance
Mutual Funds
Loan

Awards, accreditations and recognition

2021: Recognized as one of the top fintech startups in India in the Soonicorn Awards by Tracxn.
2021: Recognized as the Best Digitally Enabled Enterprise in the BW Businessworld magazine.
2022: Recognized as Best Fintech Startup at the Startup Awards 2022 by Entrepreneur India.
2022: Awarded the Insurtech Company of the Year at NBFC & Fintech Excellence Awards 2022 by Quantic.
2022: Recognized as one of the Top Internet First Insurance Platforms tech startups at the Emerging Startups 2022 by Tracxn.
2023: Awarded for Best Insuretech in the BFSI Sector at the NBFC Leadership Awards 2023 presented by Parahit.
2024: Recognized as the Digital Transformation Leader Insurtech at the Elets NBFC 100 Leader of Excellence Awards, Chennai.

History and milestones

2015: The company was incorporated as Fintech Blue Solutions Private Limited.
2017: Launch of TurtlemintPro, the company’s digital platform partner.
2019: Onboarded more than 73,000 digital partners.
2019: Launch of Turtlemint Money, the company’s mutual fund platform.
2020: Launch of Turtlefin, the company’s content and enterprise platform.
2022: Onboarded more than 109,000 digital partners.
2024: Acquired Turtlemint Insurance Broking Services Private Limited.
2025: Onboarded more than 19,000 digital partners.

Turtlemint Fintech Solutions Ltd (TURTLEMINT)

Turtlemint Fintech Solutions Ltd (TURTLEMINT)

Turtlemint Fintech Solutions stock performance

10 Year X-Ray : Login to view analysis.