City Union Bank Limited is an old premier private sector bank which was incorporated on October 31, 1904 with its Registered Office at Kumbakonam, Tamilnadu, India. The bank in the beginning preferred the role of a regional bank and slowly but steadily built...
Net Profit/Total Funds (%) | 1.64 | 1.7 | 1.56 | 1.45 | 1.45 | 1.49 | 1.5 | 1.57 | 1.6 | 1 |
Net NPA to Net Advances (%) | 0.52 | 0.44 | 0.63 | 1.23 | 1.3 | 1.53 | 1.71 | 1.7 | 1.81 | 2.29 |
Capital Adequacy Ratio | - | - | - | - | - | - | - | - | - | 0% |
Key Financial Ratios
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RATIOS \ YEARS | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | |
Interest Earned / Total Income | 88.56 | 89.12 | 88.89 | 90.1 | 86.98 | 87.78 | 86.77 | 86.48 | 87.99 | 85.98 | |
Margins
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NIM (%) | 2.97 | 2.8 | 2.8 | 3.13 | 3.06 | 3.21 | 3.55 | 3.73 | 3.72 | 3.51 | |
Performance Ratios
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Return on Equity (%) | 23.47 | 24.91 | 22.33 | 18.94 | 16.28 | 15.47 | 15.18 | 15.31 | 15.17 | 9.4 | |
Liquidity Ratio
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CASA (%) | 19.58 | 18.19 | 16.77 | 17.79 | 19.23 | 20.37 | 23.37 | 24.22 | 25.22 | 24.97 |
Entity | Percentage Holding |
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Institutions | 46.19% |
Non-Institutions | 53.81% |
Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
MoneyWorks4Me analysed the past 10-year performance of City Union Bank Ltd and arrived at the following conclusion:
Past 10 year's financial track record indicates that City Union Bank Ltd is a good quality company. However, for specific investment actions please connect with your investment advisor.The 5-year analysis of City Union Bank Ltd's performance infers:
City Union Bank Ltd earnings have grown by 4%, whereas share price has appreciated 21.9% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.We analysed the performance of City Union Bank Ltd share prices over the last 10 years. Here is what we found out:
City Union Bank Ltd share price has appreciated 18.1% annually over the past ten years.City Union Bank Limited is an old premier private sector bank which was incorporated on October 31, 1904 with its Registered Office at Kumbakonam, Tamilnadu, India. The bank in the beginning preferred the role of a regional bank and slowly but steadily built for itself a place in the Delta District Thanjavur. The first Branch of the Bank was opened at Mannargudi on January 24, 1930. Thereafter, branches were opened at Nagapattinam, Sannanallur,
City Union Bank Limited is an old premier private sector bank which was incorporated on October 31, 1904 with its Registered Office at Kumbakonam, Tamilnadu, India. The bank in the beginning preferred the role of a regional bank and slowly but steadily built for itself a place in the Delta District Thanjavur. The first Branch of the Bank was opened at Mannargudi on January 24, 1930. Thereafter, branches were opened at Nagapattinam, Sannanallur, Ayyampet, Tirukattupalli, Tiruvarur, Manapparai, Mayuram and Porayar within a span of twenty five years.
Business area of the Bank
The Bank operates under four Business Segments namely Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations.
Products and services
Recognition & Awards
2011-12:
2013 -14:
2014-15:
2015-16:
2016-17:
2017-18: