1. Is Bank Of Maharashtra a good quality company?
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Bank Of Maharashtra is a below average quality company.
2. Is Bank Of Maharashtra undervalued or overvalued?
The key valuation ratios of Bank Of Maharashtra's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.
3. Is Bank Of Maharashtra a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Bank Of Maharashtra is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Net Interest Income (₹ Cr.)||2,517||3,033||3,509||3,875||3,879||3,175||3,390||3,733||4,279||4,897||6,044|
|YoY Gr. Rt. %||-||20.5%||15.7%||10.4%||0.1%||-18.2%||6.8%||10.1%||14.6%||14.5%||-|
|YoY Gr. Rt. %||-||34%||22.1%||6.4%||2.9%||-3.6%||-7.1%||-1.6%||6%||10.3%||-|
|Adj EPS (₹ )||6.4||10.7||4||4.2||0.9||-11.8||-4.4||-17.4||0.7||0.8||1.7|
|YoY Gr. Rt. %||-||68.7%||-63%||6.8%||-79.7%||-1466.3%||NA||NA||NA||25.4%||-|
|BVPS (₹ )||63.8||70.9||68.1||66.3||64.1||52.8||33.9||15.9||16.3||16.7||18.8|
|YoY Gr. Rt. %||-||11.2%||-3.9%||-2.6%||-3.3%||-17.6%||-35.8%||-53.2%||2.8%||2.5%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||0.5||0.7||0.3||0.3||0.1||-0.9||-0.7||-3||0.2||0.3||0.5|
|To view Net NPA to Net Advances (%) Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||0.8||0.5||2||4.2||6.4||11.8||11.2||5.5||4.8||0||1|
|To view Capital Adequacy Ratio (%) Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||-||-||-||-||-||-||-||-||-||-||-|
CAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||7.7%||4.8%||13.1%||14.5%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'12||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||Mar'20||Mar'21||TTM|
|Interest Earned / Total Income||91.84||91.34||93.04||92.64||92.76||88.89||88.05||87.52||87.45||81.89||84.9|
|Margins||To view Margins Colour Rating Guide click here ⓘ|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||12.9||18||7.4||7.1||1.4||-20.1||-15.3||-72.6||5.6||5.4||9.1|
|Liquidity Ratio||To view Liquidity Ratio Colour Rating Guide click here ⓘ|
Return on Equity has increased versus last 3 years average to 9.60%
Total Income has increased 4.77 CAGR in last 3 years
Total income growth is good in last 4 quarters
Net Profit has declined 0.00 CAGR in last 3 years
|TTM EPS (₹)||1.7||1.7|
|TTM Sales (₹ Cr.)||13,019||13,019|
|BVPS (₹.) ⓘ||18.8||19.1|
|Reserves (₹ Cr.) ⓘ||5,914||6,091|
|From the Market|
|52 Week Low / High (₹)||15.40 / 31.95|
|All Time Low / High (₹)||7.71 / 96.50|
|Market Cap (₹ Cr.)||10,668|
|Equity (₹ Cr.)||6,730.5|
|Face Value (₹)||10|
|Industry PE ⓘ||10|
Bank of Maharashtra (BoM) was registered on September 16, 1935 with a capital of Rs10 Lakh. Today, BoM is a premier Bank in the country, with a vast network and several ATMs in 29 states and 5 Union Territories. The Bank has a customer base of millions with the state-of-the-art technology in enhancing customer convenience through Internet Banking, Mobile Banking etc
Business area of the bank
Bank of Maharashtra has the largest network of branches than any other public sector banks in Maharashtra. The services offered by the bank include Personal Banking - under which they offer services & products such as deposits, savings, personal loans, educational loans, RTGS, demat services, credit cards,etc.;NRI banking under which they offer products and services to NRI clients such as FCNR accounts, remittance services, etc. The PSU bank also offers services to agricultural and SME sectors.
History and milestones