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UTI Asset Management Company Ltd (UTIAMC)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 543238 NSE: UTIAMC Finance - Asset Management | Small Cap | UTI Asset Management Share Price

₹944.90 9.05 (0.97%)

As on 01-Jul'26 16:59

UTI Asset Management Company Ltd (UTIAMC)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 543238 NSE: UTIAMC Finance - Asset Management | Small Cap | UTI Asset Management Share Price

₹944.90 9.05 (0.97%)

As on 01-Jul'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹12,144 Cr.
Current Price
₹944.9
52-Week Low / High
₹898 / 1,495
TTM EPS
₹42
TTM Sales
₹1,476 Cr.
Book Value per Share
₹287.3
P/E Ratio
22.50
In line with its 5-year historical median
Industry PE
43.7
Price to Book (P/B)
3.29
In line with its 5-year historical median
Price to Sales (P/S)
8.23
Lower than its 5-year historical median
EV/EBITDA
14.03
Lower than its 5-year historical median
Dividend Yield
4.23%
Profitability Efficiency
Return on Equity (ROE)
14.54%
Underperforms industry median
Return on Capital Employed (ROCE)
18.94%
In line with industry median
Return on Assets (ROA)
12.18%
Operating Profit Margin
57.6%
Net Profit Margin
36.58%
Gross Profit Margin
57.8%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
1.82%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
-7.73%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
-17.41%
Asset Quality
Promoter Holding
0.00%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹3,564 Cr.
Equity
₹128.5 Cr.
Face Value
₹10
All Time Low / High
₹471.10 / 1494.95

UTI Asset Management Company stock performance

Key Ratios
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Quality

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Valuation

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Price Trend

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Q.1 Is UTI Asset Management Company Ltd a good quality company?
UTI Asset Management Company Ltd is a good quality company, based on a consistently good multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

How does UTI Asset Management Company Ltd performance compare with that of its Peers?
Q.1 Revenue growth of UTI Asset Management Company Ltd vs industry peers?
UTI Asset Management Company Ltd revenue CAGR is 11.69%, compared to the industry median CAGR of 33.21%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of UTI Asset Management Company Ltd?
Promoters hold 0.00% of the UTI Asset Management Company Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of UTI Asset Management Company Ltd over the last decade?
Over the last 5 year(s), the stock has delivered a CAGR of 4.82% based on the current price.

DeciZen - make an informed investing decision on UTI Asset Management

Decision Maker
Standalone basis

1. Right Stock

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2. Right Price

3. Right Time

#Likely Future 5 Year CAGR.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
UTI Asset Management Company Ltd has performed well in majority of the past ten years indicating its past ten year financial track record is very good

Value Creation

Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
ROCE % 23.5%24.2%21.6%15.5%16.9%17.7%17.3%22.1%23.7%18.9%-
Value Creation
Index
0.70.80.60.10.30.30.30.60.80.4-

Growth Parameters

Sales 7581,0079868349411,0601,0921,3371,4491,4761,476
Sales YoY Gr.-33%-2.2%-15.4%12.8%12.7%3%22.5%8.4%1.8%-
Adj EPS 22.926.927.524.927.732.933.447.251.14842
YoY Gr.-17.4%2%-9.5%11.5%18.6%1.6%41.3%8.1%-6.1%-
BVPS (₹) 143.1171.4189.9203.8226244.4257.6283.7291.4287.3287.3
Adj Net
Profit
291342348315352418425601654616540
Cash Flow from Ops. 30027194.6181252285306300499419-
Debt/CF from Ops. 0000000000-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales 7.7%9.4%10.6%1.8%
Adj EPS 8.5%11.6%12.8%-6.1%
BVPS8.1%4.9%3.7%-1.4%
Share Price - 2.2% 6.4% -25.4%

Key Financial Parameters

Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Return on
Equity %
17.217.115.212.612.813.813.117.117.516.414.6
Op. Profit
Mgn %
41.748.149.34852.953.854.260.863.557.654.7
Net Profit
Mgn %
38.433.935.337.837.439.438.94545.141.836.6
Debt to
Equity
00000000000
Working Cap
Days
92638011712213312394113129472
Cash Conv.
Cycle
-8-69-96-44-46-52-55-30-5-8444

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Income + 8531,0191,0118649421,0601,1011,3411,4561,492
Interest Income7581,0079868349411,0601,0921,3371,4491,476
Other Income 058141499111012
Exceptional Items 951125302194717
Expenditure + 455537518488485534547575583684
Interest Expense 002128910111213
Operating Expenses 454532508462462516528553561660
Provisions 058141499111012
Exceptional Items 000000000-109
Profit Before Tax 399482492376458526554766873699
Taxes 10814014467106108129165220160
Profit After Tax 291341348309352418424601654540
Adjusted EPS (₹)22.926.927.524.427.732.933.447.251.142.0
Dividend Payout Ratio (%)17.40%18.60%18.20%28.70%61.30%63.80%65.80%99.60%94%95.20%

Valuation of UTI Asset Management - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Equity Capital +1,8142,1732,4082,5952,9073,1603,3483,6853,7863,735
Share Capital 127127127127127127127127128129
Reserves 1,6872,0462,2812,4682,7803,0333,2213,5583,6583,606
Short term borrowings0000000000
Long Term Borrowings622681187185114136363487437
Current Liabilities 12824715114931343328296153267
Trade Payables131405752758395152630
Other Liabilities-13-140-57-52-75-83-95-14-26-29
Total Liabilities 2,0042,4452,6392,9313,4053,7083,7664,1444,4264,438

Assets

Non Current Asset +1,3432,3141,8172,2682,0371,4501,4852,0882,0412,010
Loan Asset 0000000971
Other Non Current Asset 1,3432,3141,8172,2682,0371,4501,4852,0792,0342,008
Current Asset +6611328236631,3672,2572,2812,0572,3852,429
Current Investment60907245969801,6961,7851,9922,2922,346
Other Current Asset521329967387561496659383
Total Assets 2,0042,4452,6392,9313,4053,7083,7664,1444,4264,438

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity 30027195181252285306300499419
Cash Flow From Investing Activity -246-213-12-217-131-7635-13848176
Cash Flow From Financing Activity -55-59-7627-96-215-267-249-551-594
Net Cash Flow -1-16-825-574-88-41

Financial Ratio

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Operational & Financial Ratios

EPS (₹)22.9026.9027.5024.4027.7032.9033.4047.2051.1042
DPS (₹)4557172122474840
BVPS (₹)143.1171.4189.9203.8226244.4257.6283.7291.4287.3

Performance Ratios

ROA (%)15.515.413.711.111.111.811.415.215.312.2
ROE (%)17.117.115.212.412.914.013.317.517.814.5
ROCE (%)23.524.221.615.516.917.717.322.123.718.9

Valuation Parameters

Price/Book(x)0.00.00.00.02.64.12.52.93.63.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

UTI Asset Management Company Ltd FAQs

The current trading price of UTI Asset Management on 01-Jul-2026 16:59 is ₹944.9.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 30-Jun-2026 the market cap of UTI Asset Management stood at ₹12,144.4 Cr

The latest P/E ratio of UTI Asset Management as of 30-Jun-2026 is 22.50.

The latest P/B ratio of UTI Asset Management as of 30-Jun-2026 is 3.29.

The 52-week high of UTI Asset Management is ₹1,495 and the 52-week low is ₹897.8.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of UTI Asset Management is ₹1,476 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that UTI Asset Management Company Ltd is a good quality company.

The key valuation ratios of UTI Asset Management Company Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of UTI Asset Management Company Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About UTI Asset Management Company Ltd

UTI Asset Management Company (UTI AMC) is a customer-focused global asset management firm offering a comprehensive range of investment solutions to clients around the world. As pioneers in the Indian Mutual Fund industry, the company has cultivated its brand as a hallmark of trust and transparency. Committed to building on its legacy, the company aims to expand its business with conviction, consistently exceeding industry standards with its expertise while maintaining the highest levels of governance.

The company’s business is focused on investment management and related services. The company has established is presence across various business segments, including, Mutual Funds, Alternate Investment Funds, Pension Fund Business and Portfolio Management Services. The company’s international sales network spans across many countries, with its offices in Singapore, London, Dubai and Paris. The company’s distribution network features its sales team, ably supported by District Associates, Mutual Fund Distributors, Banks, National Distributors and Fintech partners. 

UTI Asset Management Company was incorporated as ‘UTI Asset Management Company Private Limited’, a private limited company under the Companies Act, 1956, pursuant to a certificate of incorporation dated November 14, 2002 issued by the Registrar of Companies, Maharashtra at Mumbai (the RoC). Subsequently, pursuant to a special resolution approved at the Annual General Meeting on September 18, 2007, the company was converted to a public limited company and consequently the name of the company was changed to ‘UTI Asset Management Company Limited’ and a fresh certificate of incorporation dated November 14, 2007 was issued by the RoC.

Business area of the company

UTI AMC is among India’s largest asset managers and is the investment manager for UTI Mutual Fund. The company manages domestic and offshore funds, offers wealth management, retirement solutions, private equity, and advisory services across India and in several countries. With a strong legacy, brand trust, and wide reach through many UTI Financial Centres and District Associates, UTI AMC continues to drive growth in the mutual fund industry.

Products the company

  • Trending Funds
  • ETFs
  • Debt Funds
  • Hybrid Funds
  • Index Funds
  • Solution Oriented Funds
  • Liquid Funds 

Awards, Accreditations and Recognitions

2017-18

  • Best Fund House: Debt-Morningstar Awards, 2018.
  • Winner in the Debt Fund House Category-Outlook Money Awards, 2017.
  • Best Portfolio Manager-EPFO (2017).

2018-19

  • Best Fund House: Debt-Morningstar Awards, 2019.
  • Best Performing Portfolio Manager-EPFO, 2018.
  • UTI Credit Risk Fund received Best Credit Risk Fund-CNBC TV18 Mutual Fund Awards.
  • UTI Retirement Solutions (UTI RSL) won Best of the Best Awards, 2018-India-Asia Asset Management for Best Pension Fund Manager.

2019-20

  • UTI RSL bagged Outlook Money Awards, 2019 -Gold Award Winner-Pension Manager of the Year.
  • UTI RSL received Best of the Best Awards, 2020-India-Asia Asset Management-Best Pension Fund Manager.
  • Shinsei UTI India Fund won Best Fund Over 10 years-Equity India-Lipper Fund Awards, Japan, 2018.

2020-21

  • UTI RSL was awarded as the Best Pension Fund Manager of the Year by Asia Asset Management.

2021-22

  • UTI RSL was awarded the Best Pension Fund Manager of the Year by Asia Asset Management - Best of the Best Awards for the Year 2022.

2022-23

  • UTI RSL was awarded the ‘Best Pension Fund Manager of the Year’ by Asia Asset Management - Best of the Best Awards for the Year 2023.
  • UTI RSL received the Award for the ‘Best Transformation of the year’ for IT Infrastructure setup at the CIO Summit 2023 hosted by empiric business media.

Major events and milestones

  • 1964: Established Unit Trust of India (UTI) on February 01, under the Unit Trust of India Act, 1963.
  • 1986: Launched India’s first equity-oriented growth fund called Mastershare, which became part of the Indian Investment Lexicon.
  • 1986: Launched UTI India Fund - the first dedicated fund for foreign investors.
  • 1996: Incorporated ‘UTI International Limited’ as a limited liability Company under the laws of Guernsey.
  • 2002: Established UTI Asset Management Company Limited.
  • 2003: Obtained approval from the Securities and Exchange Board of India (SEBI) for UTI Mutual Fund to act as an Asset Management Company.
  • 2004: Acquired the schemes of IL&FS Mutual Fund 
  • 2004: Launched Portfolio Management Services (PMS)
  • 2006: Established UTI International Singapore (P) Ltd
  • 2006: Launched Shinsei UTI India Fund in a joint venture with Shinsei Bank.
  • 2007: Incorporated UTI Pension Fund Limited (erstwhile UTI Retirement Solutions Limited) as a wholly owned subsidiary.
  • 2009: UTI Mutual Fund investor folios crossed the 1 crore mark.
  • 2009: Appointed as one of two fund managers of the Postal Life Insurance corpus.
  • 2010: Launched UTI Swatantra - the largest Investor Education initiative in India.
  • 2011: Incorporated UTI Alternatives Private Limited (erstwhile UTI Capital Private Limited) as a wholly owned subsidiary.
  • 2017: Launched UTI Structured Debt Opportunities Fund - Alternative Investment Fund (AIF) through UTI Alternatives Private Limited.
  • 2017: Initiated Digi-Invest Campaign.
  • 2018: The company’s Mutual Fund Closing AUM was the highest on September 5, 2018 at Rs 1,766,463.22 million.
  • 2019: AUM of UTI Pension Fund Limited crossed Rs 1 lakh crore.
  • 2019: Appointed UTI AMC’s PMS as one of two Fund Managers of the EPFO Corpus.
  • 2020: Launched UTI AMC IPO and got listed on NSE and BSE.
  • 2020: Became a Signatory to the United Nations - Principles for Responsible Investment.
  • 2020: UTI International launched a sustainability fund - J Safra Sarasin Responsible India Equity Fund.
  • 2022: Introduced India’s first instant commission payout facility for distribution partners under ‘UTI Insta Pay’.
  • 2022: UTI Pension Fund Limited’s AUM crossed Rs 2 lakh crore.
  • 2023: Commemorated 20 years as UTI Asset Management Company Limited.
  • 2023: Celebrated 60th year of establishment as Unit Trust of India (UTI).
  • 2024: UTI PFL crossed AUM of Rs 3 lakh crore.
  • 2024: Secured a Point of Presence License from the Pension Fund Regulatory and Development Authority.
  • 2024: UTI International opened offices in the USA and Europe.
  • 2025: UTI Nifty 50 Index Fund celebrated 25 years.
  • 2025: UTI AMC group AUM crosses Rs 20 lakh crore milestone.

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