Right Stock
Color-codes for the 10 Year X-Ray and Future Prospects tell you the fundamental strength of the stock.
Best Practice Tip: Avoid Red stocks.
To know more, click here
Right Price
This tells you whether a stock is undervalued, using:
MRP - Fair value of the stock .
DP (Discount Price) - Sensible Buy price of the stock.
CMP - Current Market Price of the stock.
Margin of Safety - Difference from MRP to reduce risk.
Best Practice Tip: Invest in stocks when they are at a reasonable discount to the MRP.
To know more, click here
X

The Jammu & Kashmir Bank Ltd.

Small Cap

Evaluated by 1918 users |

BSE

: 532209 |

NSE

: J&KBANK |

Bank - Private

Add to Portfolio Add to Watchlist

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Net Interest Income (Rs. Cr.)1,1191,5441,8382,3162,6842,6512,7102,5122,8713,384
Y-o-Y Gr. Rt.-37.9%19.1%26%15.9%-1.3%2.2%-7.3%14.3%17.9%
Total Income3,4734,0785,1706,6217,1577,6557,3487,1797,1178,488
Y-o-Y Gr. Rt.-17.4%26.8%28.1%8.1%7%-4%-2.3%-0.9%19.3%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
10.5712.6916.5721.762.4410.498.58-31.313.648.35
Y-o-Y Gr. Rt.-20.1%30.6%31.3%-88.8%329.9%-18.2%-464.9%NA129.4%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
62.171.7684.43100.3511.81126.04132.5196.7199.51108.11
Y-o-Y Gr. Rt.-15.6%17.7%18.9%-88.2%967.2%5.1%-27%2.9%8.6%
Net Profit/Total Funds (%)
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1 : Not Good
Net Profit/Total Funds (%)1.281.321.451.61.570.660.53-2.010.240.49
Net NPA to Net Advances (%): Colour Rating Guide
  • < 0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1: Not Good
Net NPA to Net Advances (%)0.280.20.150.140.222.774.315.064.94.89
Capital Adequacy Ratio: Colour Rating Guide
  • > 12% : Very Good
  • 9%-12% : Somewhat Good
  • <9%: Not Good
Capital Adequacy Ratio - - - - - - - - - 0%
CAGR
Growth rate helf you understand how the company has performed over different time frames.
CAGR Colour Code Guide
CAGR Colour Code Guide
  • >12% : Very Good
  • 8% to 12% : Somewhat Good
  • <8% : Not Good
  9 yrs 5 yrs 3 yrs 1 yr
Net Interest Income13.1%4.7%7.7%17.9%
Total Income10.4%3.5%4.9%19.3%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
-2.6%27.9%-0.9%129.4%
Book Value per Share
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
6.4%55.7%-6.6%8.6%
Share Price -9.8% -25.6% -21.5% -40.5%
 
RATIOS \ YEARSMar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Interest Earned / Total Income88.0291.0693.5492.6994.5592.2493.1493.1393.0490.43
Margins
Margins: Colour Rating Guide
  • >2.75 : Very Good
  • 1.75-2.75 : Somewhat Good
  • <1.75 : Not Good
NIM (%)2.693.123.113.293.53.733.673.283.423.55
Performance Ratios
Performance Ratios: Colour Rating Guide
  • >15% : Very Good
  • 12%-15% : Somewhat Good
  • <12% : Not Good
Return on Equity (%)18.1918.9621.2223.5622.348.66.64-28.473.838.04
Liquidity Ratio
Liquidity Ratio: Colour Rating Guide
  • >35 : Very Good
  • 25-35 : Somewhat Good
  • <25 : Not Good
CASA (%) 40.6940.4840.7139.2339.0641.7944.1351.750.8950.7
MoneyWorks4me
Assessment
Community
Assessment
Select Your Assessment of 10 Year X-Ray
Your assessment has been saved successfully.
What do we look at?
Management Assessment: An assessment of the trustworthiness of the management based
on 5 important parameters. These parameters are colour coded as Green (Very Good),
Orange (Somewhat Good) and Red (Not Good)
Percentage Holding
59.23%
23.28%
17.49%
Pledged *0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
*  Pledged shares as % of Promoter's holding (%)
 
Return to Top
Puchho Befikar