Key Metrics 
10 Yrs X-Ray 
Valuation 
Analyst Note 
Qtr. Results 
Financials 
News 
About
The Lakshmi Vilas Bank Ltd. - (Amalgamation) (LAKSHVILAS)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 534690 NSE: LAKSHVILAS Bank - Private | Small Cap | Lakshmi Vilas Bank Share Price
₹7.65 0.00 (0.00%)
As on 25-Nov'20 18:57
The Lakshmi Vilas Bank Ltd. - (Amalgamation) (LAKSHVILAS)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 534690 NSE: LAKSHVILAS Bank - Private | Small Cap | Lakshmi Vilas Bank Share Price
₹7.65 0.00 (0.00%)
As on 25-Nov'20 18:57
Key Metrics
Valuation Multiples
Market Cap
₹258 Cr.
Current Price
₹7.7
52-Week Low / High
₹7 / 8
TTM EPS
-
TTM Sales
-
Book Value per Share
-
P/E Ratio
Industry PE
17.3
Price to Book (P/B)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Net Interest Margin (NIM)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Deposit Growth (1 Year)
-
-
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-23.64%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
-41.63%
Asset Quality
CASA
0%
Gross NPA(%)
25.39%
Net NPA(%)
10.04%
Cost to Income Ratio
%
Cost of Liabilities
%
Reserves
-
Equity
₹336.7 Cr.
Face Value
₹10
All Time Low / High
₹6.95 / 194.70
10 Year X-Ray :
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
The Lakshmi Vilas Bank Ltd. - (Amalgamation) has not performed well majority of the past ten years indicating its past ten year financial track record is not good
| Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income (₹ Cr.) | 365 | 371 | 392 | 486 | 527 | 645 | 783 | 791 | 560 | 428 | 365 | |
| YoY Gr. Rt. % | - | 1.7% | 5.6% | 24% | 8.4% | 22.5% | 21.3% | 1% | -29.2% | -23.6% | - | |
| Total Income | 1,202 | 1,677 | 1,958 | 2,188 | 2,499 | 2,873 | 3,349 | 3,388 | 3,090 | 2,558 | 2,249 | |
| YoY Gr. Rt. % | - | 39.6% | 16.7% | 11.8% | 14.2% | 15% | 16.6% | 1.2% | -8.8% | -17.2% | - | |
| Adj EPS (₹ ) | 7.2 | 7.6 | 6.5 | 4.3 | 6.9 | 9.3 | 12.4 | -22.9 | -28 | -24.8 | -22.3 | |
| YoY Gr. Rt. % | - | 5.8% | -14.6% | -34.8% | 61.2% | 36.1% | 33.2% | -284.1% | NA | NA | - | |
| BVPS (₹ ) | 57.8 | 62.7 | 66.7 | 69.6 | 76.5 | 82.3 | 95.1 | 84.2 | 53.3 | 31.1 | 16.1 | |
| YoY Gr. Rt. % | - | 8.3% | 6.5% | 4.3% | 10% | 7.6% | 15.6% | -11.5% | -36.7% | -41.6% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 0.9 | 0.7 | 0.5 | 0.3 | 0.6 | 0.7 | 0.8 | -1.6 | -2.4 | -2.9 | -3.2 | |
| To view Net NPA to Net Advances (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net NPA to Net Advances (%) | 0.9 | 1.7 | 2.4 | 3.4 | 1.9 | 1.2 | 1.8 | 5.7 | 7.5 | 10 | 7 | |
| To view Capital Adequacy Ratio (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Capital Adequacy Ratio (%) | - | - | - | - | - | - | - | - | - | - | - | |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1.8% | -4.1% | -18.2% | -23.6% | ||||
| Total Income | 8.8% | 0.5% | -8.6% | -17.2% | ||||
| Adj EPS | -214.7% | -229.4% | -226% | NA | ||||
| BVPS | -6.7% | -16.5% | -31.1% | -41.6% | ||||
| Share Price | -25.5% | - | - | - | ||||
Key Financial Ratios
| RATIOS \ YEARS | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned / Total Income | 88.6 | 90.58 | 89.93 | 90.69 | 88.63 | 89.4 | 84.99 | 89.76 | 91.9 | 86.27 | 81.7 | |
| Margins | To view Margins Colour Rating Guide click here ⓘ | |||||||||||
| NIM (%) | 2.9 | 2.4 | 2.3 | 2.4 | 2.2 | 2.3 | 2.3 | 2.1 | 1.8 | 2 | 1.5 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 13 | 12.7 | 10.1 | 6.2 | 10.8 | 11.7 | 14.4 | -28.4 | -46.4 | -60.8 | -138.6 | |
| Liquidity Ratio | To view Liquidity Ratio Colour Rating Guide click here ⓘ | |||||||||||
| CASA (%) | 18.8 | 14.9 | 14.5 | 14.2 | 16.7 | 17.4 | 19.1 | 21.1 | 25.7 | 26.6 | - | |
Valuation of Lakshmi Vilas Bank - Consolidated
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 36.19 | 37.47 | 32.56 | 34.55 | 33.88 | 31.36 | 35.02 | 34.91 | 34.91 | 34.91 |
* Pledged shares as % of Promoter's holding (%)
Financials
No data found!
No data found!
No data found!
No data found!
Top 5 Mutual Funds Holding
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Announcements
The Lakshmi Vilas Bank Ltd. - (Amalgamation) FAQs
The current trading price of Lakshmi Vilas Bank on 25-Nov-2020 18:57 is ₹7.65.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 24-Nov-2020 the market cap of Lakshmi Vilas Bank stood at ₹257.6 Cr
The latest P/E ratio of Lakshmi Vilas Bank as of 24-Nov-2020 is 0.00.
The latest P/B ratio of Lakshmi Vilas Bank as of 24-Nov-2020 is 0.48.
The 52-week high of Lakshmi Vilas Bank is ₹7.65 and the 52-week low is ₹6.95.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Lakshmi Vilas Bank is ₹1,838 ( Cr.) .
Past 10 year’s financial track record analysis by Moneyworks4me indicates that The Lakshmi Vilas Bank Ltd. - (Amalgamation) is a below average quality company.
The key valuation ratios of The Lakshmi Vilas Bank Ltd. - (Amalgamation)'s currently when compared to its past seem to suggest it is in the Undervalued zone.
No data found
About The Lakshmi Vilas Bank Ltd. - (Amalgamation)
Lakshmi Vilas Bank (LVB) was founded eight decades ago in 1926 by seven people of Karur under the leadership of VSN Ramalinga Chettiar, mainly to cater to the financial needs of varied customer segments. The bank was incorporated on November 03, 1926 under the Indian companies act, 1913 and obtained the certificate to commence business on November 10, 1926, the bank obtained its license from Reserve Bank of India (RBI) in June 1958 and in August 1958 it became a scheduled commercial bank.
During 1961-65 LVB took over nine banks and raised its branch network considerably. To meet the emerging challenges in the competitive business world, the bank started expanding its boundaries beyond Tamil Nadu from 1974 by opening branches in the neighboring states of Andhra Pradesh, Karnataka, Kerala, Maharashtra, Madhya Pradesh, Gujarat, West Bengal, Uttar Pradesh, Delhi and Pondicherry.
Mechanization was introduced in the head office of the bank as early as 1977. At present, with a network of 249 branches, 3 satellite branches and 6 extension counters, spread over 14 states and the union territory of Pondicherry, the bank’s focus is on customer delight, by maintaining high standards of customer service and amidst all these new challenges, the bank is progressing admirably. LVB has a strong and wide base in the state of Tamil Nadu, one of the progressive states in the country, which is politically stable and has a vibrant industrial environment. LVB has been focusing on retail banking, corporate banking and bank assurance.
The bank’s business crossed Rs. 12,606 crores as on March 31, 2009. The bank earned a net profit of Rs. 50.30 crores. The net owned fund of the bank reaches Rs 453.70 crore. With a fairly good quality of loan assets the net NPA of the bank was pegged at 1.24 % as on March 31, 2009.
Banking
- Savings Bank
- Current Account
- ‘No FRILLS’ SB A/C
- Fixed Deposits
- Loans
- International Banking
- NRI Banking
- Net Banking
- SMS Banking
Services
- Shop online
- Bill Payment
- Online RTGS
- SMS alerts
- NEFT
- RTGS
- ATM Network
- Forex Services
- Western Money Transfer
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