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BSE: 500315 | NSE: ORIENTBANK | Bank - Public | Small Cap
1. Is a good quality company?
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Oriental Bank Of Commerce - (Amalgamated) is a below average quality company.
2. Is undervalued or overvalued?
The key valuation ratios of Oriental Bank Of Commerce - (Amalgamated)'s currently when compared to its past seem to suggest it is in the Overvalued zone.
3. Is a good buy now?
No data found
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Net Interest Income (₹ Cr.)||2,907||4,178||4,216||4,701||5,127||5,084||5,375||4,909||4,501||5,498||966|
|YoY Gr. Rt. %||-||43.7%||0.9%||11.5%||9.1%||-0.8%||5.7%||-8.7%||-8.3%||22.2%||-|
|YoY Gr. Rt. %||-||13.9%||30.7%||13.5%||8.3%||5.3%||-0.7%||-3.4%||-4.8%||1.8%||-|
|Adj EPS (₹ )||45.3||51.5||39.1||45.5||38||25.9||4.9||-31.6||-92.8||0.4||4.7|
|YoY Gr. Rt. %||-||13.7%||-24%||16.3%||-16.5%||-31.8%||-81.3%||-750.4%||NA||NA||-|
|BVPS (₹ )||292.2||350||379.9||414.7||426.2||438.8||418||366.1||164.1||127||130.2|
|YoY Gr. Rt. %||-||19.8%||8.6%||9.2%||2.8%||3%||-4.7%||-12.4%||-55.2%||-22.6%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||0.9||1||0.7||0.7||0.5||0.3||0.1||-0.4||-2.4||0||0|
|To view Net NPA to Net Advances (%) Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||0.9||1||2.2||2.3||2.8||3.3||6.7||9||10.5||5.9||6|
|To view Capital Adequacy Ratio (%) Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||-||-||-||-||-||-||-||-||-||-||-|
CAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||7.3%||1.4%||0.8%||22.2%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'10||Mar'11||Mar'12||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||TTM|
|Interest Earned / Total Income||89.53||92.64||92.73||91.45||90.72||90.39||91.95||86.95||86.16||87||64.1|
|Margins||To view Margins Colour Rating Guide click here ⓘ|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||16.5||17.2||10.7||11.5||9.2||6||1.2||-8.4||-50.9||0.4||-0.9|
|Liquidity Ratio||To view Liquidity Ratio Colour Rating Guide click here ⓘ|
No data to display
Return on Equity has declined versus last 3 years average to %
|TTM EPS (₹)||4.7||-|
|TTM Sales (₹ Cr.)||19,208||-|
|BVPS (₹.) ⓘ||130.2||-|
|Reserves (₹ Cr.) ⓘ||16,470||-|
|From the Market|
|52 Week Low / High (₹)||41.10 / 44.30|
|All Time Low / High (₹)||25.65 / 545.00|
|Market Cap (₹ Cr.)||5,926|
|Equity (₹ Cr.)||1,370.2|
|Face Value (₹)||10|
|Industry PE ⓘ||9.6|
Oriental Bank of Commerce (OBC) is a Government of India undertaking that was incorporated in 1943. Back then, its business activities included monetary intermediation of commercial banks, saving banks and discount houses.
In the year 1951, bank's registered office was relocated to
In the year 1997 two banks namely Punjab Co-operative Bank and Bari Doab Bank were amalgamated in OBC. Immediate next year the bank collaborated with Citibank to launch a co-branded credit card. In 1999 it set up special branch and asset recovery branch in Mumbai and
In 2002 OBC set up a specialised branch, exclusively for women entrepreneurs. In same year it tied up with Corporation Bank to share their ATM network.
In 2003, for implementing Centralised Banking Solution (CBS), OBC joined hands with Infosys Technologies and Wipro. In 2004 Global Trust Bank was amalgamated with OBC.
In 2006 the bank entered into Memorandum of Understanding (MOU) with the IL & FS Investment Securities to provide online sharing trading facilities to its customers. In 2007 the bank tied up with Escorts to provide tractor finance to farmers.
In the same year, it tied up with IDBI Capital Market Services in order to provide online share trading facilities to its customers.
In 2008 it entered into distribution tie up with Kotak Mahindra Asset Management Company.
Personal Banking- It offers wide range of products and services such as saving accounts, deposits, loans, mutual funds, insurance, internet banking, debit card, credit card, etc
Corporate Banking- It provides various services to its corporate clients such as cash management services, loans, financing working capital, etc.
NRI Banking- Besides various personal banking products, it also offers remittance services, consultancy services to its NRI Clients.
It also offers various products and services to priority and SME sector.
Oriental Bank of Commerce has signed of memorandum of understanding (MOU) with Maruti Suzuki