Ind Bank Housing Ltd Stock Analysis

BSE: 523465 | NSE: | Finance - Housing | Small Cap

BSE Share Price Aug 19, 18:03
26.90 0.45 (1.70%)

DeciZen - Make an Informed Decision on Ind Bank Housing

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Ind Bank Housing Price Chart

P/E Ratio (SA) :
0.00
Market Cap :
26.9 Cr.
52-wk low :
23
52-wk high :
43
Bole Toh?

1. Is Ind Bank Housing Ltd a good quality company?

Data is not available for this company.

2. Is Ind Bank Housing Ltd undervalued or overvalued?

The key valuation ratios of Ind Bank Housing Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Ind Bank Housing Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ind Bank Housing Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Ind Bank Housing:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)0.20.20.50.31.12.10.60.50.100
YoY Gr. Rt. %-31.3%114.3%-28.9%228.1%101%-73%-12.3%-88%-100%-
Adj EPS (₹ ) -8.6-9.2-7.4-11.5-11.21.80.12.7-0.2-0.1-0.2
YoY Gr. Rt. %-NANANANANA-92.7%2007.7%-106.9%NA-
BVPS (₹ )-84.3-93.6-100.9-112.4-123.7-121.9-121.8-119-119.2-119.3-119.4
YoY Gr. Rt. %-NANANANANANANANANA-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-53.4-39.3-25.8-42.5-416.70.512-0.9-0.60

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-100%-100%-100%-100%
Adj EPSNANA-200%NA
BVPSNANANANA
Share Price 13.1% 7.5% 3.1% -0.4%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-5227.2-4488.6-1640.7-3548.4-1073.384.523.3550.1-314.30-214.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)00000000000.1

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 0.10%

Total Income has declined -34.09 CAGR in last 3 years

Net Profit has declined -200.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Ind Bank Housing Ltd.

Standalone Consolidated
TTM EPS (₹) -0.2 -
TTM Sales (₹ Cr.) 0.1 -
BVPS (₹.) -119.4 -
Reserves (₹ Cr.) -129 -
P/BV -0.23 -
PE 0.00 -
From the Market
52 Week Low / High (₹) 23.00 / 43.00
All Time Low / High (₹) 1.50 / 110.00
Market Cap (₹ Cr.) 26.9
Equity (₹ Cr.) 10
Face Value (₹) 10
Industry PE 24

Management X-Ray of Ind Bank Housing :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

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Key Ratios of Ind Bank Housing

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

About Ind Bank Housing Ltd

Ind Bank Housing was incorporated on February 05, 1991 and commenced business with the objective of providing long-term finance to individuals and companies to construct or purchase residential premises in India. It has been promoted together by Indian Bank (with a 51% equity participation) and HUDCO (with a 25% equity participation).

The company has stopped fresh lending due to liquidity problems and to conform with National Housing Bank regulations. The company is focusing on recovery of housing loans and other assets. It has been notified as a financial institution under the Securitisation Act on March 16, 2006. This has helped in the speedy recovery of non performing assets (NPAs). Various branches have been established in major cities like Madras, Coimbatore, Madurai, Thanjavur, Pondicherry, Hyderabad, Mangalore, Bangalore, and Vishakapatnam.

Business areas of the company:

Ind Bank Housing, an arm of Indian Bank, is one of the prominent names in the housing finance market of India. It provides housing loans for purchase or construction of house/flat, as well as, for the up gradation, repairs or additional construction on the existing building.

Ind Bank Housing provides housing loan up to 25 lacs for the purpose of purchase/construction of house/flat. For renovation / repair / up gradation, it sanctions loan up to 5 lacs. The borrower has to pay minimum 15% of the total project cost.

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