What is Ind Bank Housing Ltd (523465) share price return in the past 10 years?

Ind Bank Housing Ltd share price has appreciated 18.9% annually (CAGR) over the past ten years.

What is the share price of Ind Bank Housing Ltd (523465)?

Company share prices are keep on changing according to the market conditions. The current trading price of Ind Bank Housing Ltd (523465) on 04-Jun-2026 16:59:59 at 16:59 is 47.99.

What is the P/E ratio of Ind Bank Housing?

The latest standalone P/E ratio of Ind Bank Housing as of 04-Jun-2026 is 0.00.

What is the P/B ratio of Ind Bank Housing Ltd (523465)?

The latest standalone P/B ratio of Ind Bank Housing Ltd (523465) as of 04-Jun-2026 is -0.40.

What is the 52-week high and low of Ind Bank Housing Ltd (523465)?

The 52-week high of Ind Bank Housing Ltd (523465) is Rs. 57.88 and the 52-week low is Rs. 35.50.

Ind Bank Housing Ltd (523465) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Ind Bank Housing Ltd (523465)
Brand: Ind Bank Housing

Ind Bank Housing Ltd (523465)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 523465 NSE: Finance - Housing | Small Cap | Ind Bank Housing Share Price

Ind Bank Housing Ltd (523465)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 523465 NSE: Finance - Housing | Small Cap | Ind Bank Housing Share Price

Key Metrics

Valuation Multiples

Market Cap

₹48 Cr.

Current Price

₹48

52-Week Low / High

₹36 / 58

TTM EPS

₹-0.1

Book Value per Share

₹-121

P/E Ratio

0.00

Industry PE

13.6

Price to Book (P/B)

-0.40

Lower than its 5-year historical median

EV/EBITDA

-1844.35

Lower than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

0.00%

Return on Capital Employed (ROCE)

-3.71%

Return on Assets (ROA)

-3.50%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Book Value Growth (1 Year)

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹0 Cr.

Reserves

₹-131 Cr.

Equity

₹10 Cr.

Face Value

₹10

All Time Low / High

₹1.50 / 110.00

Ind Bank Housing stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Ind Bank Housing Ltd a good quality company?

Ind Bank Housing Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Ind Bank Housing Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Ind Bank Housing Ltd vs Industry Peers?

Ind Bank Housing Ltd AUM CAGR is -16.17%, compared to the 5-year industry median CAGR of 4.02%, indicating slower growth and losing its market share.

Q.1 Promoter shareholding and pledge status of Ind Bank Housing Ltd?

Promoters hold 51.00% of the Ind Bank Housing Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Ind Bank Housing Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 19.7% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	0.3	1	2.1	0.6	0.5	0.1	0	0	0	0	0
YoY Gr. Rt. %	-	223.5%	101%	-73%	-12.3%	-88%	-100%	NA	NA	NA	-
Adj EPS (₹ )	-11.5	-11.2	1.8	0.1	2.7	-0.2	-0.1	-0.6	-0.7	-0.3	-0.1
YoY Gr. Rt. %	-	NA	NA	-92.7%	2007.7%	-106.9%	NA	NA	NA	NA	-
BVPS (₹ )	-112.4	-123.7	-121.9	-121.8	-119	-119.2	-119.3	-119.9	-120.6	-120.9	-121
YoY Gr. Rt. %	-	NA	NA	NA	NA	NA	NA	NA	NA	NA	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	-42.5	-41	6.7	0.5	12	-0.9	-0.6	-2.8	-4.8	-3.5	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-100%	-100%	NA	NA
Adj EPS	NA	-164.7%	NA	NA
BVPS	NA	NA	NA	NA
Share Price	18.9%	7.2%	19%	17.1%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	-3548.4	-1073.3	84.5	23.3	550.1	-314.3	0	0	0	0	-INF
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0	0	0	0	0	0	0	0	0	0	0.1

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	0.76	2.27	3.43	1.13	7.23	0.51	0.26	0.24	0.30	0.28
Interest Income	0.32	1.05	2.11	0.57	0.50	0.06	0	0	0	0
Other Income ⓘ	0	0.05	0.03	0.47	3.63	0.15	0	0	0.43	0
Exceptional Items ⓘ	0.44	1.22	1.32	0.56	6.73	0.45	0.26	0.24	0.30	0.28
Expenditure ⓘ +	12.31	13.51	1.52	1	4.48	0.70	0.39	0.79	0.99	0.59
Interest Expense ⓘ	11.87	13.16	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	0.44	0.31	1.49	0.53	0.85	0.55	0.39	0.79	0.56	0.59
Provisions	0	0.05	0.03	0.47	3.63	0.15	0	0	0.43	0
Exceptional Items ⓘ	0.05	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	-11.50	-11.24	1.91	0.13	2.74	-0.19	-0.13	-0.56	-0.69	-0.31
Taxes ⓘ	0	0	0.13	0	0	0	0	0	0	0
Profit After Tax	-11.50	-11.24	1.78	0.13	2.74	-0.19	-0.13	-0.56	-0.69	-0.31
Adjusted EPS (₹)	-11.5	-11.2	1.8	0.1	2.7	-0.2	-0.1	-0.6	-0.7	-0.3
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Ind Bank Housing - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	-112.42	-123.66	-121.88	-121.75	-119	-119.19	-119.32	-119.88	-120.57	-120.87
Share Capital ⓘ	10	10	10	10	10	10	10	10	10	10
Reserves ⓘ	-122.42	-133.66	-131.88	-131.75	-129	-129.19	-129.32	-129.88	-130.57	-130.87
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	136.63	151.19	146.94	146.33	139.67	139.49	139.47	139.47	129.47	129.47
Current Liabilities	2.95	0.15	0.24	0.17	0.18	0.16	0.03	0.56	0.04	0.03
Trade Payables	0.08	0.07	0.17	0.13	0.12	0.12	0	0	0	0
Other Liabilities	-0.08	-0.07	-0.17	-0.13	-0.12	-0.12	-0	0	-0	0
Total Liabilities ⓘ	27.17	27.69	25.30	24.76	20.85	20.46	20.18	20.15	8.94	8.63
Assets
Non Current Asset +	21.26	20.14	18.88	18.46	14.94	14.76	15.10	15.17	4.88	4.91
Loan Asset	16.53	15.35	14.12	13.65	10.08	9.92	9.89	9.89	0	0
Other Non Current Asset ⓘ	4.72	4.78	4.76	4.81	4.86	4.83	5.20	5.28	4.88	4.91
Current Asset +	5.91	7.55	6.42	6.29	5.92	5.70	5.08	4.98	4.06	3.72
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	5.91	7.55	6.42	6.29	5.92	5.70	5.08	4.98	4.06	3.72
Total Assets ⓘ	27.17	27.69	25.30	24.76	20.85	20.46	20.18	20.15	8.94	8.63

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	0.61	-11.25	-0.48	-0.18	-0.46	-0.23	-0.29	-0.11	-0.92	-0.34
Cash Flow From Investing Activity ⓘ	0	0.04	0.03	-0	0.01	0	0	0	-0	0
Cash Flow From Financing Activity ⓘ	0	12.85	-0.85	0	0	0	0	0	0	0
Net Cash Flow ⓘ	0.61	1.64	-1.30	-0.19	-0.45	-0.23	-0.29	-0.11	-0.92	-0.34

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	-11.50	-11.20	1.80	0.10	2.70	-0.20	-0.10	-0.60	-0.70	-0.30
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	-112.4	-123.7	-121.9	-121.8	-119	-119.2	-119.3	-119.9	-120.6	-120.9
Performance Ratios
ROA (%)	-42.5	-41.0	6.7	0.5	12.0	-0.9	-0.6	-2.8	-4.8	-3.5
ROE (%)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
ROCE (%)	8.6	35.6	28.7	1.8	31.8	-1.9	-1.3	-5.9	-7.9	-3.7
Valuation Parameters
Price/Book(x)	-0.1	-0.2	-0.4	-0.3	-0.1	-0.3	-0.2	-0.2	-0.4	-0.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Ind Bank Housing Ltd FAQs

The current trading price of Ind Bank Housing on 04-Jun-2026 16:59 is ₹47.99.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Ind Bank Housing stood at ₹47.99 Cr

The latest P/E ratio of Ind Bank Housing as of 03-Jun-2026 is 0.00.

The latest P/B ratio of Ind Bank Housing as of 03-Jun-2026 is -0.40.

The 52-week high of Ind Bank Housing is ₹57.88 and the 52-week low is ₹35.50.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ind Bank Housing is ₹0.00 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Ind Bank Housing Ltd is a below average quality company.

The key valuation ratios of Ind Bank Housing Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ind Bank Housing Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Ind Bank Housing Ltd

Ind Bank Housing was incorporated on February 05, 1991 and commenced business with the objective of providing long-term finance to individuals and companies to construct or purchase residential premises in India. It has been promoted together by Indian Bank (with a 51% equity participation) and HUDCO (with a 25% equity participation).

The company has stopped fresh lending due to liquidity problems and to conform with National Housing Bank regulations. The company is focusing on recovery of housing loans and other assets. It has been notified as a financial institution under the Securitisation Act on March 16, 2006. This has helped in the speedy recovery of non performing assets (NPAs). Various branches have been established in major cities like Madras, Coimbatore, Madurai, Thanjavur, Pondicherry, Hyderabad, Mangalore, Bangalore, and Vishakapatnam.

Business areas of the company:

Ind Bank Housing, an arm of Indian Bank, is one of the prominent names in the housing finance market of India. It provides housing loans for purchase or construction of house/flat, as well as, for the up gradation, repairs or additional construction on the existing building.

Ind Bank Housing provides housing loan up to 25 lacs for the purpose of purchase/construction of house/flat. For renovation / repair / up gradation, it sanctions loan up to 5 lacs. The borrower has to pay minimum 15% of the total project cost.

Ind Bank Housing Ltd (523465)

Ind Bank Housing Ltd (523465)

Ind Bank Housing stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Ind Bank Housing - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Ind Bank Housing Ltd FAQs

About Ind Bank Housing Ltd

About MoneyWorks4Me

Our Vision

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
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Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Ind Bank Housing Ltd (523465)

Ind Bank Housing Ltd (523465)

Ind Bank Housing stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Ind Bank Housing - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Ind Bank Housing Ltd FAQs

What is the share price of Ind Bank Housing?

What is the market cap of Ind Bank Housing?

What is the P/E ratio of Ind Bank Housing?

What is the P/B ratio of Ind Bank Housing?

What is the 52-week high and low of Ind Bank Housing?

What is the TTM revenue of Ind Bank Housing?

Is Ind Bank Housing Ltd a good quality company?

Is Ind Bank Housing Ltd undervalued or overvalued?

Is Ind Bank Housing Ltd a good buy now?

About Ind Bank Housing Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.