What is India Home Loan share price return in the past 10 years?

India Home Loan Ltd share price has declined -2.6% annually (CAGR) over the past ten years.

India Home Loan Ltd - Stock Valuation and Financial Performance

Name: India Home Loan
Brand: India Home Loan

BSE: 530979 | NSE: | Finance - Housing | Small Cap

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India Home Loan Share Price

₹34.21 -0.17 -0.49%
as on 17-Jun'25 16:59

DeciZen - make an informed investing decision on India Home Loan

Based on:

Data

M-Cap below 100cr DeciZen not available

India Home Loan stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

179.62

Market Cap:

48.9 Cr.

52-wk low:

27.6

52-wk high:

Is India Home Loan Ltd an attractive stock to invest in?

1. Is India Home Loan Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that India Home Loan Ltd is a below average quality company.

2. Is India Home Loan Ltd undervalued or overvalued?

The key valuation ratios of India Home Loan Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

3. Is India Home Loan Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of India Home Loan Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of India Home Loan:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	2.5	4.2	5.5	16.4	31.4	32.3	31.1	30.1	22.3	12	0
YoY Gr. Rt. %	-	68.7%	33%	196.9%	91.6%	3%	-3.7%	-3.5%	-25.7%	-46.2%	-
Adj EPS (₹ )	0.5	0.8	0.7	2.1	1.3	2	0.8	1.3	0.4	-2.4	0.2
YoY Gr. Rt. %	-	49%	-9.2%	201.5%	-38.5%	53.1%	-59.7%	69.6%	-68.7%	-673.8%	-
BVPS (₹ )	15.5	16.3	21.9	23.7	22.8	24.6	27.4	28.8	31.2	28.9	29
YoY Gr. Rt. %	-	4.9%	34.5%	8.4%	-3.8%	7.6%	11.5%	5%	8.6%	-7.6%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	3	3.1	2.5	2.5	0.9	1.2	0.5	1	0.4	-2.8	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	19.3%	-17.5%	-27.2%	-46.2%
Adj EPS	-218.8%	-213.5%	-245%	-673.8%
BVPS	7.1%	4.8%	1.8%	-7.6%
Share Price	-2.6%	-2.4%	-0.1%	9.5%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	23.4	20.7	17.9	18.1	5.8	8.7	3.6	6.4	2.7	-28.7	INF
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	4	4.8	4	9.1	5.5	8.3	3	4.8	1.4	-8	0.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 0.70%

Total Income has declined -0.74 CAGR in last 3 years

Net Profit has declined -245.03 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - India Home Loan Ltd.

	Standalone	Consolidated
TTM EPS (₹)	0.2	-
TTM Sales (₹ Cr.)	0	-
BVPS (₹.) ⓘ	29	-
Reserves (₹ Cr.) ⓘ	27	-
P/BV ⓘ	1.18	-
PE ⓘ	179.62	-

From the Market
52 Week Low / High (₹)	27.55 / 40.00
All Time Low / High (₹)	0.50 / 161.00
Market Cap (₹ Cr.)	48.9
Equity (₹ Cr.)	14.3
Face Value (₹)	10
Industry PE ⓘ	17.4

Management X-Ray of India Home Loan:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of India Home Loan

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

No data found!

Key Ratios of India Home Loan

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	2.51	4.29	5.86	16.70	31.84	32.94	31.13	30.49	24.85	13.83
Interest Income	2.46	4.15	5.52	16.39	31.40	32.34	31.13	30.05	22.34	12.02
Other Income ⓘ	0.05	0.14	0.34	0.31	0.44	0.60	0	0.44	2.51	1.81
Expenditure ⓘ	1.69	3.01	4.46	12.64	29.01	29.19	29.64	26.52	23.87	17.20
Interest Expense ⓘ	0.08	1.13	1.74	6.92	21.75	21.57	20.25	16.53	12.89	9.51
Operating Expenses ⓘ	1.44	1.74	2.39	4.88	5.89	6.16	6.12	5.63	6.78	6.56
Provisions	0.17	0.14	0.33	0.84	1.38	1.47	3.28	4.36	4.20	1.13
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.82	1.29	1.40	4.06	2.83	3.75	1.48	3.96	0.99	-3.37
Taxes ⓘ	0.24	0.43	0.41	1.10	1.01	0.94	0.36	2.05	0.38	0.08
Profit After Tax	0.58	0.86	0.99	2.96	1.82	2.80	1.12	1.92	0.61	-3.44
Adjusted EPS (₹)	0.5	0.8	0.7	2.1	1.3	2.0	0.8	1.3	0.4	-2.4
Dividend Payout Ratio (%)	0%	0%	14%	10%	16%	8%	13%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	17.65	18.51	31.27	33.89	32.61	35.09	39.12	41.06	44.61	41.20
Share Capital ⓘ	11.37	11.37	14.28	14.28	14.28	14.28	14.28	14.28	14.28	14.28
Reserves ⓘ	6.28	7.14	16.99	19.61	18.33	20.80	24.83	26.78	30.33	26.92
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	3.86	10.74	11.62	117.23	196.47	174.70	170.13	125.31	91.04	57.07
Current Liabilities	1.36	3.27	3.74	41.63	4.58	9.65	1.47	3.81	3.53	5.73
Trade Payables	0.03	0.05	0.05	0.54	1.03	0.48	0.32	0.38	0.72	0.51
Short term borrowings	0	0	0	20.73	0	0	0	0	0	0
Other Liabilities	-0.03	-0.05	-0.05	-21.26	2.04	2.59	-0.32	2.48	-0.72	-0.51
Total Liabilities ⓘ	22.87	32.52	46.63	192.75	236.73	222.50	210.72	173.05	139.18	104
Assets
Non Current Asset	18.24	29.16	38.60	170.51	220.66	217.09	201.08	156.54	98.93	57.30
Loan Asset	17.78	28.48	37.92	169.05	216.18	212.83	199.74	155.11	97.57	55.76
Other Non Current Asset ⓘ	0.46	0.68	0.68	1.47	4.47	4.26	1.35	1.43	1.36	1.53
Current Asset	4.63	3.36	8.03	22.23	16.07	5.41	9.63	16.51	40.25	46.70
Current Investment	2.28	0	2.49	4	9.01	0	0	0	0	0
Other Current Asset	2.34	3.36	5.54	18.23	7.06	5.41	9.63	16.51	40.25	46.70
Total Assets ⓘ	22.87	32.52	46.63	192.75	236.73	222.50	210.72	173.05	139.18	104

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	-3.64	-9.10	-9.42	-133.01	-55.43	10.69	7.67	40.53	34.82	30.94
Cash Flow From Investing Activity ⓘ	-1.44	2.40	-2.42	-2.25	-6.36	9.18	-1.57	1.53	-0.32	3.24
Cash Flow From Financing Activity ⓘ	5.20	6.45	12.61	141.45	59.37	-21.95	-5.12	-44.85	-34.65	-34.05
Net Cash Flow ⓘ	0.12	-0.24	0.77	6.19	-2.42	-2.08	0.98	-2.78	-0.15	0.13

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	1	1	1	2	1	2	1	1	0	-2
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	16	16	22	24	23	25	27	29	31	29
Performance Ratios
ROA (%)	3.0	3.1	2.5	2.5	0.9	1.2	0.5	1.0	0.4	-2.8
ROE (%)	4.0	4.8	4.0	9.1	5.5	8.3	3.0	4.8	1.4	-8.0
ROCE (%)	4.7	8.9	8.2	9.3	11.8	11.6	10.4	10.8	9.1	5.3
Valuation Parameters
Price/Book(x)	3.1	2.5	4.9	4.1	3.0	1.4	1.4	1.1	1.1	1.0

India Home Loan Ltd Stock News

India Home Loan Ltd FAQs

What is the share price of India Home Loan?

Company share prices are keep on changing according to the market conditions. The closing price of India Home Loan on 17-Jun-2025 16:59 is ₹34.21.

What is the market cap of India Home Loan?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 17-Jun-2025 16:59 the market cap of India Home Loan stood at ₹48.86.

What is the P/E ratio of India Home Loan?

The latest P/E ratio of India Home Loan as of 17-Jun-2025 16:59 is 179.6.

What is the P/B ratio of India Home Loan?

The latest P/B ratio of India Home Loan as of 17-Jun-2025 16:59 is 1.18.

What is the 52-week high and low of India Home Loan?

The 52-week high of India Home Loan is ₹40.00 and the 52-week low is ₹27.55.

What is the TTM revenue of India Home Loan?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of India Home Loan is ₹0.00 ( Cr.) .

About India Home Loan Ltd

India Home Loan was incorporated in the name and style of Manoj Housing Finance Company on December 19, 1990 under the Companies Act, 1956 in the State of Maharashtra as a public limited company and received the certificate of commencement of business from Registrar of Companies, Maharashtra on January 11, 1991. The name of the company was changed from Manoj Housing Finance to India Home Loan with effect from February 11, 2009.

The company is registered with National Housing Bank (NHB), wholly owned by the Reserve bank of India (RBI), for carrying on the business of housing finance institution, without accepting public deposit vide NHB Certificate of Registration dated December 31, 2002.

The company came out with the public issue in the year 1995 to augment its long term resources to meet the needs of the business of housing finance and enhance its borrowing capacity by improving its net worth.

On June 29, 2010, the company opened a branch office at Ahmedabad in Gujarat for the expansion of business activities and for better administrative and managerial convenience.

The registered office of the company is situated at 107, Vardhaman Chambers, Cawasji Patel Street, Fort, Mumbai-400 001.

Business area of the company

The company is engaged in providing housing finance for the purchase and construction of house and apartments.

SEBI Registered: Investment Adviser - INA000013323 RIA Details

Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Disclaimer: Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provides any assurance of returns to investors.

Compliance Officer:

Name: Shrikant Jagtap

Email: shrikant.jagtap@moneyworks4me.com

Mobile No: +91 97638 00745

Grievance Officer:

Name: Mukta Vaze

Email: mukta.vaze@moneyworks4me.com

Mobile No:+91 98609 19463

Principal Officer:

Name: Atharva Bhide

Email: atharva.bhide@moneyworks4me.com

Mobile No:+91 91758 99463

SEBI regional/local office address-

Plot No. C 4-A , G Block, Near Bank of India, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Address:

The Alchemists Ark Pvt. Ltd., B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045

Data provided by Accord Fintech Pvt. Ltd.

Please wait your portfolio is updating...

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
BASL Membership ID:	BASL1187
Address	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

India Home Loan Ltd - Stock Valuation and Financial Performance

India Home Loan Share Price

DeciZen - make an informed investing decision on India Home Loan Share

M-Cap below 100cr DeciZen not available

India Home Loan stock performance -

Is India Home Loan Ltd an attractive stock to invest in?

1. Is India Home Loan Ltd a good quality company?

2. Is India Home Loan Ltd undervalued or overvalued?

3. Is India Home Loan Ltd a good buy now?

10 Year X-Ray of India Home Loan: Share

Analysis of Financial Track Record

CAGR ⓘ

Key Financial Ratios

Recent Performance Summary

Latest Financials - India Home Loan Ltd.

Management X-Ray of India Home Loan: Share

Shareholding Pattern

Promoter's Holding & Share Pledging