What is GSB Finance share price return in the past 10 years?

GSB Finance Ltd share price has appreciated 13.9% annually (CAGR) over the past ten years.

GSB Finance Ltd - Stock Valuation and Financial Performance

Name: GSB Finance
Brand: GSB Finance

BSE: 511543 | NSE: | Finance - Investment | Small Cap

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GSB Finance Share Price

₹14.56 -0.73 -4.77%
as on 18-Apr'24 14:42

DeciZen - make an informed investing decision on GSB Finance

Based on:

Data

M-Cap below 100cr DeciZen not available

GSB Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

6.16

Market Cap:

9.2 Cr.

52-wk low:

8.3

52-wk high:

20.1

Is GSB Finance Ltd an attractive stock to invest in?

1. Is GSB Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that GSB Finance Ltd is a below average quality company.

2. Is GSB Finance Ltd undervalued or overvalued?

The key valuation ratios of GSB Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is GSB Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of GSB Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of GSB Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	9.1	73.5	14.9	10.3	13.2	6.9	1.8	1.5	2.5	3.3	2
YoY Gr. Rt. %	-	704.3%	-79.8%	-30.7%	28.4%	-48.2%	-74.1%	-17.4%	70.1%	30%	-
Adj EPS (₹ )	0.5	0.1	0.3	1	0.4	0.1	-0	0.5	0.4	0.1	2.5
YoY Gr. Rt. %	-	-77.1%	200%	212.1%	-58.3%	-88.4%	-140%	NA	-14.6%	-70.7%	-
BVPS (₹ )	17.2	17.3	17.6	18.9	19.1	18.9	18.9	19.5	20	20.2	23.7
YoY Gr. Rt. %	-	0.4%	1.9%	7.3%	1.1%	-1.2%	-0.1%	3.2%	2.7%	0.8%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.2	0.6	1.8	5.2	2.1	0.2	-0.1	1.9	1.5	0.4	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-10.9%	-24.5%	22.2%	30%
Adj EPS	-14.3%	-22.5%	NA	-70.7%
BVPS	1.8%	1%	2.2%	0.8%
Share Price	13.9%	19.1%	19.4%	27.7%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Margins
Net Profit Margin (%)	3.1	0.1	1.3	6	1.9	0.5	-0.8	19.7	9.9	2.3	99.2
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	2.8	0.6	1.9	5.6	2.2	0.3	-0.1	2.5	2.1	0.6	10.6

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 11.30%

Total Income has increased 22.22 CAGR in last 3 years

Total income growth is good in last 4 quarters

Net Profit has declined 0.00 CAGR in last 3 years

Latest Financials - GSB Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	2.5	-
TTM Sales (₹ Cr.)	1.5	-
BVPS (₹.) ⓘ	23.7	-
Reserves (₹ Cr.) ⓘ	8	-
P/BV ⓘ	0.64	-
PE ⓘ	6.16	-

From the Market
52 Week Low / High (₹)	8.25 / 20.06
All Time Low / High (₹)	0.30 / 35.30
Market Cap (₹ Cr.)	9.2
Equity (₹ Cr.)	6
Face Value (₹)	10
Industry PE ⓘ	46.6

Management X-Ray of GSB Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of GSB Finance

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of GSB Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income	10.09	74.53	15.72	10.31	13.24	6.86	1.78	1.48	2.50	3.26
Interest Income	9.14	73.51	14.87	10.31	13.24	6.86	1.78	1.47	2.50	3.25
Other Income ⓘ	0.95	1.03	0.85	0	0	0	0	0.01	0.01	0
Expenditure ⓘ	9.96	74.24	15.43	9.14	12.86	6.80	1.73	0.98	2.15	3.19
Interest Expense ⓘ	0.25	0.35	0.01	0.03	0.04	0.01	0.26	0.37	0.30	0.46
Operating Expenses ⓘ	9.71	73.83	15.16	9.10	12.77	6.56	1.41	0.61	1.84	2.71
Provisions	0	0.06	0.26	0.01	0.05	0.23	0.06	0.01	0.01	0.02
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.13	0.30	0.29	1.16	0.38	0.07	0.04	0.50	0.36	0.07
Taxes ⓘ	-0.15	0.23	0.09	0.55	0.12	0.03	0.05	0.21	0.11	-0.01
Profit After Tax	0.28	0.07	0.20	0.62	0.26	0.03	-0.01	0.29	0.25	0.07
Adjusted EPS (₹)	0.5	0.1	0.3	1.0	0.4	0.1	0.0	0.5	0.4	0.1
Dividend Payout Ratio (%)	0%	0%	0%	24%	59%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital	10.29	10.38	10.58	11.35	11.48	11.34	11.33	11.69	12	12.09
Share Capital ⓘ	5.97	6	6	6	6	6	6	6	6	6
Reserves ⓘ	4.32	4.38	4.58	5.35	5.48	5.34	5.33	5.69	6	6.09
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	2.68	0.01	0.01	0.01	0	-0.02	-0.02	-0.02	-0.02	-0.02
Current Liabilities	0.34	0.19	0.69	1.22	0.15	3.13	4.52	3.37	5.15	6.71
Trade Payables	0.01	0.01	0.01	0.73	0.01	0.01	0.08	0.04	0.11	0.04
Short term borrowings	0	0	0.50	0	0.01	3	4.26	3.01	4.75	6.44
Other Liabilities	-0.01	-0.01	-0.51	-0.73	-0.02	-3	-4.34	-3.06	-4.86	-6.48
Total Liabilities ⓘ	13.31	10.58	11.28	12.58	11.63	14.45	15.83	15.04	17.12	18.78
Assets
Non Current Asset	0.15	0.14	0.12	0.15	0.21	0.18	0.16	0.15	0.22	0.21
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.15	0.14	0.12	0.15	0.21	0.18	0.16	0.15	0.22	0.21
Current Asset	13.16	10.44	11.16	12.43	11.43	14.27	15.67	14.89	16.90	18.57
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	13.16	10.44	11.16	12.43	11.43	14.27	15.67	14.89	16.90	18.57
Total Assets ⓘ	13.31	10.58	11.28	12.58	11.63	14.45	15.83	15.04	17.12	18.78

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	-0.12	2.52	-0.50	0.55	0.21	-2.68	-1.38	1.60	-2.05	-1.72
Cash Flow From Investing Activity ⓘ	0.01	0.01	0.01	-0.06	-0.01	0.01	0.01	0	0	0
Cash Flow From Financing Activity ⓘ	0.19	-2.66	0.50	-0.50	-0.18	2.81	1.26	-1.24	1.73	1.70
Net Cash Flow ⓘ	0.09	-0.13	0	0	0.02	0.14	-0.11	0.36	-0.32	-0.03

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	0	0	0	1	0	0	0	0	0	0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	17	17	18	19	19	19	19	19	20	20
Performance Ratios
ROA (%)	2.2	0.6	1.8	5.2	2.1	0.2	-0.1	1.9	1.5	0.4
ROE (%)	2.8	0.6	1.9	5.6	2.2	0.3	-0.1	2.5	2.1	0.6
ROCE (%)	3.0	5.5	2.8	10.6	3.6	0.6	2.0	5.7	4.2	3.0
Valuation Parameters
Price/Book(x)	0.2	0.3	0.2	0.5	0.5	0.4	0.4	0.4	0.4	0.6

GSB Finance Ltd Stock News

GSB Finance Ltd FAQs

What is the share price of GSB Finance?

Company share prices are keep on changing according to the market conditions. The closing price of GSB Finance on 18-Apr-2024 14:42 is ₹14.56.

What is the market cap of GSB Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 18-Apr-2024 14:42 the market cap of GSB Finance stood at ₹9.17.

What is the P/E ratio of GSB Finance?

The latest P/E ratio of GSB Finance as of 18-Apr-2024 14:42 is 6.16.

What is the P/B ratio of GSB Finance?

The latest P/B ratio of GSB Finance as of 18-Apr-2024 14:42 is 0.64.

What is the 52-week high and low of GSB Finance?

The 52-week high of GSB Finance is ₹20.06 and the 52-week low is ₹8.25.

What is the TTM revenue of GSB Finance?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of GSB Finance is ₹1.50 ( Cr.) .

About GSB Finance Ltd

GSB Finance was incorporated on November 29, 1982. The registered office of the company is situated at 815, Stock Exchange Tower, 8th Floor, Dalal Street, Mumbai-400001.

Business area of the company

The company is engaged in the business of trading and dealing in shares and securities. It gets its income mainly from the sale of shares and securities, dividend and lease rentals.