Is Integrated Financial Services Ltd (500212) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Integrated Financial Services Ltd is a below average quality company .

Is Integrated Financial Services Ltd (500212) undervalued or overvalued?

The key valuation ratios of Integrated Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is Integrated Financial Services Ltd (500212) share price return in the past 10 years?

Integrated Financial Services Ltd share price has appreciated 11% annually (CAGR) over the past ten years.

What is the share price of Integrated Financial Services Ltd (500212)?

Company share prices are keep on changing according to the market conditions. The current trading price of Integrated Financial Services Ltd (500212) on 26-Aug-2021 18:01:02 at 18:01 is 56.75.

What is the P/E ratio of Integrated Financial Services?

The latest standalone P/E ratio of Integrated Financial Services as of 26-Aug-2021 is 1.63.

What is the P/B ratio of Integrated Financial Services Ltd (500212)?

The latest standalone P/B ratio of Integrated Financial Services Ltd (500212) as of 26-Aug-2021 is 0.55.

What is the 52-week high and low of Integrated Financial Services Ltd (500212)?

The 52-week high of Integrated Financial Services Ltd (500212) is Rs. 56.75 and the 52-week low is Rs. 56.75.

Integrated Financial Services Ltd (500212) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Integrated Financial Services Ltd (500212)
Brand: Integrated Financial Services

Integrated Financial Services Ltd (500212) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Integrated Financial Services Ltd (500212)

BSE: 500212 NSE:

Key Metrics

Market Cap

₹34 Cr.

Earnings Per Share (TTM)

₹34.87

P/E Ratio

1.63

Price to Book (P/B)

0.55

EV/EBITDA

1.49

Current Price

₹56.8

Return on Capital Employed (ROCE)

30.28%

Return on Equity (ROE)

27.83%

Return on Assets (ROA)

27.79%

Gross NPA(%)

0.00

Book Value per Share

₹102.5

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

29.74%

Net Interest Income Growth (3 Years)

52-Week Low / High

₹57 / 57

Book Value Growth (1 Year)

32.33%

Book Value Growth (3 Years)

11.3%

DeciZen - make an informed investing decision on Integrated Fin Serv

Based on:

Data

M-Cap below 100cr DeciZen not available

Integrated Financial Services stock performance

Key Ratios

Is an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	TTM
Operating Income (₹ Cr.)	2	2.6	1.9	3.8	3.4	5.6	5.4	4.5	4.2	5.4	17
YoY Gr. Rt. %	-	31.7%	-28.6%	104.3%	-11%	64.4%	-3.2%	-16.1%	-8.2%	30%	-
Adj EPS (₹ )	2.6	3.2	2.2	4.5	4	6.9	9.9	-1.1	-10.6	23	34.9
YoY Gr. Rt. %	-	20.5%	-31.1%	104.6%	-11.6%	74.5%	43%	-111%	NA	NA	-
BVPS (₹ )	44	46.5	48.1	51.5	54.5	60	68.4	83	71.3	94.3	102.5
YoY Gr. Rt. %	-	5.6%	3.5%	7.1%	5.8%	10%	14.1%	21.3%	-14.1%	32.3%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	5.9	6.9	4.5	8.7	7.2	11.6	14.7	-1.4	-13.8	27.8	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	11.8%	9.8%	0.1%	30%
Adj EPS	27.2%	42.2%	32.6%	NA
BVPS	8.8%	11.6%	11.3%	32.3%
Share Price	11%	14.4%	-	-

Key Financial Ratios


RATIOS \ YEARS	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	TTM
Margins
Net Profit Margin (%)	79.5	72.8	70.4	70.3	69.8	74.2	109.6	-14.4	-153.2	255.1	123.9
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	6.2	7	4.6	9	7.5	12.1	15.4	-1.4	-13.8	27.8	34.3

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	34.9	-
TTM Sales (₹ Cr.)	16.9	-
BVPS (₹) ⓘ	102.5	-
Reserves (₹ Cr.) ⓘ	55	-
P/BV ⓘ	0.55	-
PE ⓘ	1.63	-

From the Market
52 Week Low / High (₹)	56.75 / 56.75
All Time Low / High (₹)	2.00 / 86.40
Market Cap (₹ Cr.)	34.1
Equity (₹ Cr.)	6
Face Value (₹)	10
Industry PE ⓘ	53.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Integrated Fin Serv - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21
Income +	2.23	2.62	1.87	3.82	3.40	5.59	5.41	4.54	4.17	15.55
Interest Income	1.99	2.62	1.87	3.82	3.40	5.59	5.41	4.54	4.17	5.42
Other Income ⓘ	0	0	0	0	0	0	0	3.88	9.30	0
Exceptional Items ⓘ	0.24	0	0	0	0	0	0	0	0	10.13
Expenditure ⓘ +	0.34	0.32	0.30	0.53	0.50	0.49	0.44	4.29	9.72	0.51
Interest Expense ⓘ	0	0	0	0.12	0.04	0.01	0	0.01	0	0.01
Operating Expenses ⓘ	0.34	0.32	0.30	0.41	0.46	0.48	0.44	0.40	0.42	0.51
Provisions	0	0	0	0	0	0	0	3.88	9.30	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	1.89	2.31	1.57	3.29	2.90	5.10	4.97	0.25	-5.56	15.04
Taxes ⓘ	0.31	0.40	0.26	0.61	0.53	0.96	-0.96	0.90	0.82	1.21
Profit After Tax	1.58	1.91	1.31	2.69	2.38	4.15	5.93	-0.65	-6.38	13.82
Adjusted EPS (₹)	2.6	3.2	2.2	4.5	4.0	6.9	9.9	-1.1	-10.6	23.0
Dividend Payout Ratio (%)	15.20%	18.90%	22.80%	20.10%	20.20%	17.40%	12.10%	-82.50%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21
Equity and Liabilities
Equity Capital +	26.40	27.89	28.85	30.89	32.69	35.97	41.04	49.79	42.75	56.58
Share Capital ⓘ	6	6	6	6	6	6	6	6	6	6
Reserves ⓘ	20.40	21.89	22.85	24.89	26.69	29.97	35.04	43.79	36.75	50.58
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.03	0.03	0.03	0.03	0.03	0.03	-0.01	-0.01	-0.01	-0
Current Liabilities	0.61	0.84	0.62	1.26	1.11	1.84	1.73	0.04	0.04	0.13
Trade Payables	0	0	0.02	0.02	0.02	0	0	0	0	0
Other Liabilities	-0	-0	-0.02	-0.02	-0.02	0	0	0	-0	-0
Total Liabilities ⓘ	27.04	28.76	29.50	32.18	33.83	37.84	42.76	49.82	42.78	56.71
Assets
Non Current Asset +	0.07	0.05	0.04	0.03	0.02	7.66	7.82	8	8.19	8.40
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.07	0.05	0.04	0.03	0.02	7.66	7.82	8	8.19	8.40
Current Asset +	26.97	28.71	29.46	32.15	33.81	30.18	34.94	41.82	34.59	48.31
Current Investment	16.41	16.95	17.50	19.22	20.52	20.92	20.47	23.95	14.62	25.71
Other Current Asset	10.56	11.75	11.96	12.93	13.29	9.26	14.46	17.87	19.97	22.60
Total Assets ⓘ	27.04	28.76	29.50	32.18	33.83	37.84	42.76	49.82	42.78	56.71

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21
Cash Flow From Operating Activity ⓘ	3.09	0.49	-0.54	0.24	-0.16	-3.04	0.24	-9.61	-9.72	10.96
Cash Flow From Investing Activity ⓘ	-1.84	-0.87	3.02	0.42	0.05	3.55	4.67	7.41	10.32	-10.09
Cash Flow From Financing Activity ⓘ	-0.63	-0.28	-0.42	-0.35	-0.65	-0.58	-0.87	-0.88	-0.65	-0.01
Net Cash Flow ⓘ	0.62	-0.66	2.07	0.32	-0.75	-0.07	4.04	-3.07	-0.05	0.86

Finance Ratio

PARTICULARS	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21
Operational & Financial Ratios
EPS (₹)	2.60	3.20	2.20	4.50	4	6.90	9.90	-1.10	-10.60	23
DPS (₹)	0.40	0.60	0.50	0.90	0.80	1.20	1.20	0.90	0	0
BVPS (₹)	44	46.5	48.1	51.5	54.5	60	68.4	83	71.3	94.3
Performance Ratios
ROA (%)	5.9	6.9	4.5	8.7	7.2	11.6	14.7	-1.4	-13.8	27.8
ROE (%)	6.2	7.0	4.6	9.0	7.5	12.1	15.4	-1.4	-13.8	27.8
ROCE (%)	7.4	8.5	5.5	11.4	9.3	14.9	12.9	0.6	-12.0	30.3
Valuation Parameters
Price/Book(x)	0.5	0.3	0.2	0.3	0.4	0.4	0.5	0.4	0.3	0.3

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Announcements

Integrated Financial Services Ltd FAQs

The current trading price of Integrated Fin Serv on 26-Aug-2021 18:01 is ₹56.75.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 25-Aug-2021 the market cap of Integrated Fin Serv stood at ₹34.05 Cr

The latest P/E ratio of Integrated Fin Serv as of 25-Aug-2021 is 1.63.

The latest P/B ratio of Integrated Fin Serv as of 25-Aug-2021 is 0.55.

The 52-week high of Integrated Fin Serv is ₹56.75 and the 52-week low is ₹56.75.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Integrated Fin Serv is ₹16.89 ( Cr.) .

About Integrated Financial Services Ltd

Integrated Financial Services Ltd. was incorporated on March 4, 1992 as a Public limited company and obtained the certificate of commencement of business on March 17, 1992. The company has been promoted by S.C. Khaneja & his assoicates.

Integrated Financial Services distributes Investments, Pensions, Life Assurance, Health Insurance, Deposits, Mortgages, Asset Finance and offer Independent Financial Advice through its very experienced advisors and back office staff based in Galway City.

Current advisors bring a wealth of experience from their background as Senior Executives /Directors in large National and International Finance Houses including Banks, building Societies and Insurance Companies.

Integrated Financial Services reaches its clients through a number of Selected Financial Services Companies / Firms including Accountancy Practises, General Insurance brokers, Authorised Advisers and other Multi-Agency Intermediaries. These firms (professionals in their own field) have recognised the need to bring qualified, current and meaningful added value to their clients in the form of services and indeed specialized product offerings from Integrated Financial Services.

Integrated Financial Services does not manufacture any products. They are totally independent advisors and are able to access numerous different Investment Providers to get product and / or a Portfolio of Investments that suits customer's investment needs / objectives.

Business area of the company:

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Integrated Financial Services Ltd (500212) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Integrated Fin Serv Share Price