1. Is LKP Finance Ltd a good quality company?
Past 10 year’s financial track record analysis by Moneyworks4me indicates that LKP Finance Ltd is a below average quality company.
2. Is LKP Finance Ltd undervalued or overvalued?
The key valuation ratios of LKP Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.
3. Is LKP Finance Ltd a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of LKP Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Operating Income (₹ Cr.)||37.2||35.3||83.5||45.4||41.7||76.3||14.5||19.4||95.6||55.5||8|
|YoY Gr. Rt. %||-||-5.2%||136.8%||-45.6%||-8.1%||82.9%||-81%||33.8%||394%||-41.9%||-|
|Adj EPS (₹ )||5.5||6.1||14.5||7.3||8.3||15.9||15.8||-18.1||48.3||26.1||4.5|
|YoY Gr. Rt. %||-||12.1%||137.2%||-50%||13.6%||92.1%||-0.6%||-214.5%||NA||-46%||-|
|BVPS (₹ )||125||129.6||129.6||128.5||101.7||117.2||136.5||116.4||203.1||228.9||237.9|
|YoY Gr. Rt. %||-||3.7%||0.1%||-0.9%||-20.8%||15.2%||16.5%||-14.7%||74.5%||12.7%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||2.3||2.6||6.7||3.2||4||8.9||9.8||-11.8||24.3||9.4||0|
CAGR ⓘCAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||4.6%||5.9%||56.6%||-41.9%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||Mar'20||Mar'21||Mar'22||TTM|
|Net Profit Margin (%)||18.2||21.2||21.3||19.6||24.1||25.8||137||-117.2||63.5||59.1||68.4|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||4.4||4.8||11.2||5.6||7.2||14.6||12.5||-14.3||30.3||12.1||1.9|
Total Income has increased 56.57 CAGR in last 3 years
Net Profit has increased 18.29 CAGR in last 3 years
Return on Equity has declined versus last 3 years average to 1.90%
Total income growth is poor in last 4 quarters
|TTM EPS (₹)||4.5||6.1|
|TTM Sales (₹ Cr.)||8.2||10|
|BVPS (₹.) ⓘ||237.9||240.4|
|Reserves (₹ Cr.) ⓘ||286||290|
|From the Market|
|52 Week Low / High (₹)||71.10 / 115.60|
|All Time Low / High (₹)||1.00 / 550.00|
|Market Cap (₹ Cr.)||103|
|Equity (₹ Cr.)||12.6|
|Face Value (₹)||10|
|Industry PE ⓘ||64.8|
LKP Financing originally incorporated as Elkaypee Merchant Financing was promoted by L K Panday and Mahendra V Doshi in 1984 and the certificate of change of name to LKP Merchant Financing was obtained on February 13,1986.
The companyâ€™s two wholly-owned subsidiaries LKP Forex and LKP Securities performed commendably during the year. The complete money changing business of the company has been transferred to LKP Forex - the wholly-owned subsidiary company.
LKP Forex, a division of the company has entered into a strategic tie-up with the Joint frequent flyer program of Air India and Indian Airlines. LKP Financing Board takes on record MOU and exclusivity agreement entered with Travelex plc.
Business area of company
The company is in the field of financial Services such as issue management, bill discounting, leasing and hire-purchase, full fledged money changing and has also started providing travel related Insurance Policy to bound passengers, etc.