LKP Finance Ltd Stock Analysis

BSE: 507912 | NSE: LKPMERFIN | Finance - Investment | Small Cap

BSE Share Price 08-Feb-2023 10:03
82.00 0.05 (0.06%)

DeciZen - Make an Informed Decision on LKP Finance

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity

1. Quality

2. Valuation

Somewhat Undervalued

3. Price Trend

Semi Strong

LKP Finance Price Chart

P/E Ratio ( SA) :
18.32
Market Cap :
103 Cr.
52-wk low :
71.1
52-wk high :
115.6
Bole Toh?

1. Is LKP Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that LKP Finance Ltd is a below average quality company.

2. Is LKP Finance Ltd undervalued or overvalued?

The key valuation ratios of LKP Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

3. Is LKP Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of LKP Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of LKP Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
LKP Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)37.235.383.545.441.776.314.519.495.655.58
YoY Gr. Rt. %--5.2%136.8%-45.6%-8.1%82.9%-81%33.8%394%-41.9%-
Adj EPS (₹ ) 5.56.114.57.38.315.915.8-18.148.326.14.5
YoY Gr. Rt. %-12.1%137.2%-50%13.6%92.1%-0.6%-214.5%NA-46%-
BVPS (₹ )125129.6129.6128.5101.7117.2136.5116.4203.1228.9237.9
YoY Gr. Rt. %-3.7%0.1%-0.9%-20.8%15.2%16.5%-14.7%74.5%12.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.32.66.73.248.99.8-11.824.39.40

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income4.6%5.9%56.6%-41.9%
Adj EPS19%25.9%18.3%-46%
BVPS7%17.6%18.8%12.7%
Share Price 2.9% -2.4% -2% -23.7%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Margins
Net Profit Margin (%)18.221.221.319.624.125.8137-117.263.559.168.4
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)4.44.811.25.67.214.612.5-14.330.312.11.9

Recent Performance Summary

Total Income has increased 56.57 CAGR in last 3 years

Net Profit has increased 18.29 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 1.90%

Total income growth is poor in last 4 quarters

Latest Financials - LKP Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 4.5 6.1
TTM Sales (₹ Cr.) 8.2 10
BVPS (₹.) 237.9 240.4
Reserves (₹ Cr.) 286 290
P/BV 0.34 0.34
PE 18.32 13.25
From the Market
52 Week Low / High (₹) 71.10 / 115.60
All Time Low / High (₹) 1.00 / 550.00
Market Cap (₹ Cr.) 103
Equity (₹ Cr.) 12.6
Face Value (₹) 10
Industry PE 64.8

Management X-Ray of LKP Finance :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of LKP Finance

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

LKP Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of LKP Finance on 08-Feb-2023 10:03 is : 82.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 08-Feb-2023 10:03 the market cap of LKP Finance stood at ₹ 103.0.
The latest PE ratio of LKP Finance as of 08-Feb-2023 10:03 is 18.32.
The latest PB ratio of LKP Finance as of 08-Feb-2023 10:03 is 0.34
The 52-week high of LKP Finance is ₹ 115.6 and the 52-week low is ₹ 71.10.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue / sales of LKP Finance is ₹ 8.21 ( Cr.) .

About LKP Finance Ltd

LKP Financing originally incorporated as Elkaypee Merchant Financing was promoted by L K Panday and Mahendra V Doshi in 1984 and the certificate of change of name to LKP Merchant Financing was obtained on February 13,1986.

The company’s two wholly-owned subsidiaries LKP Forex and LKP Securities performed commendably during the year. The complete money changing business of the company has been transferred to LKP Forex - the wholly-owned subsidiary company.

Achievements

LKP Forex, a division of the company has entered into a strategic tie-up with the Joint frequent flyer program of Air India and Indian Airlines. LKP Financing Board takes on record MOU and exclusivity agreement entered with Travelex plc. 

Business area of company

The company is in the field of financial Services such as issue management, bill discounting, leasing and hire-purchase, full fledged money changing and has also started providing travel related Insurance Policy to bound passengers, etc. 

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