LKP Finance Ltd Stock Analysis

BSE: 507912 | NSE: LKPMERFIN | Finance - Investment | Small Cap

BSE Share Price Jan 25, 14:15
129.00 1.25 (0.98%)

DeciZen - Make an Informed Decision on LKP Finance

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity

1. Quality

2. Valuation

Fair
P/E P/S EV/EBITDA

3. Price Trend

Semi Strong

FAQ's

1. Is LKP Finance Ltd a good quality company?

Data is not available for this company.

2. Is LKP Finance Ltd undervalued or overvalued?

The key valuation ratios of LKP Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is LKP Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of LKP Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of LKP Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Operating Income (₹ Cr.)23.837.235.383.545.441.776.314.519.495.645
YoY Gr. Rt. %-56.4%-5.2%136.8%-45.6%-8.1%82.9%-81%33.8%394%-
Adj EPS (₹ ) 3.75.56.114.57.38.315.915.8-18.148.362.4
YoY Gr. Rt. %-47%12.1%137.2%-50%13.6%92.1%-0.6%-214.5%NA-
BVPS (₹ )118.4125129.6129.6128.5101.7117.2136.5116.4203.1240.6
YoY Gr. Rt. %-5.5%3.7%0.1%-0.9%-20.8%15.2%16.5%-14.7%74.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.92.32.66.73.248.99.8-11.824.30

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income16.7%16.1%7.8%394%
Adj EPS33%46.1%44.9%NA
BVPS6.2%9.6%20.1%74.5%
Share Price 6.1% 11.9% -4.5% 14.7%

Key Financial Ratios

RATIOS \ YEARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 53.548.566.30000000-
Margins
Net Profit Margin (%)20.518.221.221.319.624.125.8137-117.263.5175.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)3.24.44.811.25.67.214.612.5-14.330.325.9

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 28.10%

Total Income has increased 7.81 CAGR in last 3 years

Net Profit has increased 44.94 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - LKP Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 62.4 64.8
TTM Sales (₹ Cr.) 44.7 45.5
BVPS (₹.) 240.6 241.3
Reserves (₹ Cr.) 290 291
P/BV 0.53 0.55
PE 2.05 2.03
From the Market
52 Week Low / High (₹) 65.10 / 151.40
All Time Low / High (₹) 1.00 / 550.00
Market Cap (₹ Cr.) 161
Equity (₹ Cr.) 12.6
Face Value (₹) 10
Industry PE 85.6

Management X-Ray of LKP Finance :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Analyst's Notes

News

About LKP Finance Ltd

LKP Financing originally incorporated as Elkaypee Merchant Financing was promoted by L K Panday and Mahendra V Doshi in 1984 and the certificate of change of name to LKP Merchant Financing was obtained on February 13,1986.

The company’s two wholly-owned subsidiaries LKP Forex and LKP Securities performed commendably during the year. The complete money changing business of the company has been transferred to LKP Forex - the wholly-owned subsidiary company.

Achievements

LKP Forex, a division of the company has entered into a strategic tie-up with the Joint frequent flyer program of Air India and Indian Airlines. LKP Financing Board takes on record MOU and exclusivity agreement entered with Travelex plc. 

Business area of company

The company is in the field of financial Services such as issue management, bill discounting, leasing and hire-purchase, full fledged money changing and has also started providing travel related Insurance Policy to bound passengers, etc. 

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