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Onelife Capital Advisors Ltd (ONELIFECAP)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533632 NSE: ONELIFECAP Finance - Investment | Small Cap | Onelife Capital Share Price

₹26 -0.90 (-3.35%)

As on 08-Jun'26 10:20

Onelife Capital Advisors Ltd (ONELIFECAP)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533632 NSE: ONELIFECAP Finance - Investment | Small Cap | Onelife Capital Share Price

₹26 -0.90 (-3.35%)

As on 08-Jun'26 10:20

Key Metrics
Valuation Multiples
Market Cap
₹101 Cr.
Current Price
₹26
52-Week Low / High
₹10 / 31
TTM EPS
₹1.4
Book Value per Share
₹19.5
P/E Ratio
18.74
Industry PE
53
Price to Book (P/B)
1.38
Higher than its 5-year historical median
EV/EBITDA
11.01
Higher than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
-11.43%
Return on Capital Employed (ROCE)
-0.91%
Return on Assets (ROA)
-2.91%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-73.45%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
-31.59%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹9.1 Cr.
Reserves
₹36 Cr.
Equity
₹37.4 Cr.
Face Value
₹10
All Time Low / High
₹4.25 / 795.15

Onelife Capital Advisors stock performance

Key Ratios
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Check Before You Invest

Valuation

Overvalued

Price Trend

Strong
Q.1 Is Onelife Capital Advisors Ltd a good quality company?
Onelife Capital Advisors Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Onelife Capital Advisors Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Onelife Capital Advisors Ltd vs Industry Peers?
Onelife Capital Advisors Ltd AUM CAGR is 13%, compared to the 5-year industry median CAGR of 9.27%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Onelife Capital Advisors Ltd?
Promoters hold 26.03% of the Onelife Capital Advisors Ltd, with 71.00% of their stake pledged, indicating high pledge risk.
Q.1 Stock return of Onelife Capital Advisors Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 0.2% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Onelife Capital Advisors Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.46.65.88.374.54.14.43711.39
YoY Gr. Rt. %-1778.2%-13.3%44.5%-16.1%-34.9%-10.1%8.9%732.6%-69.5%-
Adj EPS (₹ ) -4.4-2.90-0.1-1.1-0-0.3-1.70.3-3.61.4
YoY Gr. Rt. %-NANA-300%NANANANANA-1437%-
BVPS (₹ )46.469.864.964.759.559.559.257.535.624.319.5
YoY Gr. Rt. %-50.3%-7.1%-0.2%-8%-0%-0.5%-2.9%-38.2%-31.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-5.2-3.60-0.1-1.6-0.1-0.4-2.20.4-2.90

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income47%10.1%40.3%-69.5%
Adj EPSNANANA-1437%
BVPS-6.9%-16.4%-25.7%-31.6%
Share Price 0% 23% 28.8% 120.3%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)-1787-61.80.9-1-23.4-1.2-9.7-55.81.7-43.259
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-8.6-50.1-0.1-1.8-0.1-0.5-31-11.47.3

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 48711107654032
Interest Income076875443711
Other Income 6200300094
Exceptional Items 31223221321
Expenditure + 1012711116783452
Interest Expense 0000000122
Operating Expenses 41071096762346
Provisions 6200300094
Exceptional Items 0-0000-000017
Profit Before Tax -6-40-0-20-0-26-3
Taxes 0000000062
Profit After Tax -6-40-0-2-0-0-21-5
Adjusted EPS (₹)-4.4-2.90.0-0.1-1.1-0.0-0.3-1.70.3-3.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Onelife Capital - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +661009292858584825135
Share Capital 13131313131313131313
Reserves 53867979727271693721
Short term borrowings35761115990
Long Term Borrowings000000052524
Current Liabilities 417181685223789112
Trade Payables036431365175
Other Liabilities-3-8-13-11-4-2-18-15-60-75
Total Liabilities 1131171101099390107124165171

Assets

Non Current Asset +40395027151414353357
Loan Asset 0000000000
Other Non Current Asset 40395027151414353357
Current Asset +7378608278769389132113
Current Investment0000000000
Other Current Asset7378608278769389132113
Total Assets 1131171101099390107124165171

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -5-8-10-4-5-2-219-2558
Cash Flow From Investing Activity -87103120-12-1213-27
Cash Flow From Financing Activity -222-1-5-014-311-5
Net Cash Flow -1512-21-2-03-126

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)-4.70-3.100-0.10-1.20-0-0.30-1.900.30-3.90
DPS (₹)0000000000
BVPS (₹)49.674.569.269.163.663.563.361.43826

Performance Ratios

ROA (%)-5.2-3.60.0-0.1-1.6-0.1-0.4-2.20.4-2.9
ROE (%)-8.6-5.00.1-0.1-1.8-0.1-0.5-3.01.0-11.4
ROCE (%)-7.8-4.60.10.0-1.70.1-0.3-1.09.5-0.9

Valuation Parameters

Price/Book(x)0.70.40.30.20.10.10.20.20.80.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *56.0377.5977.5977.5950.2928.7428.7428.7499.2171.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Onelife Capital Advisors Ltd FAQs

The current trading price of Onelife Capital on 08-Jun-2026 10:20 is ₹26.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 07-Jun-2026 the market cap of Onelife Capital stood at ₹100.5 Cr

The latest P/E ratio of Onelife Capital as of 07-Jun-2026 is 47.65.

The latest P/B ratio of Onelife Capital as of 07-Jun-2026 is 0.68.

The 52-week high of Onelife Capital is ₹30.50 and the 52-week low is ₹10.35.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Onelife Capital is ₹2.17 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Onelife Capital Advisors Ltd is a below average quality company.

The key valuation ratios of Onelife Capital Advisors Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Onelife Capital Advisors Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

About Onelife Capital Advisors Ltd

Onelife Capital Advisors (OCAL), a financial service provider, was incorporated in 2007. The company was converted into Public Limited in 2010. It is a SEBI registered Category I merchant banker and has recently secured license to do business in equity broking by getting approval from Bombay Stock Exchange. It has also received license from SEBI for Portfolio Management Services.

The company presently offers the following services:

  1. Initial Public Offerings
  2. Rights Issue
  3. Buyback of Shares
  4. Follow on Public Offering
  5. Qualified Institutional Placements
  6. Open Offers
  7. Other Equity Linked Financing

OCAL is presently assisting small sized companies in recalibrating their vision, business strategy and teams to reach their growth aspirations. These companies are in sectors like Oral care, Packaging, Oil and Gas, Water Purification, Ferrous Alloy, Sponge Iron, Digital Marketing, Metal recycling and Glass Manufacturing. The company is holding various fund raising mandates to raise approximately Rs 473 crore as on July 15, 2011.

The decisions taken by OCAL are backed by strong research and evaluation. It uses various valuation techniques like discounted cash flow and comparative valuation techniques to evaluate fair value of businesses.

OCAL’s trademark and its associated logos are registered under Trademark Act 1999. The company uses its trademark and associated logos and to invest resources in building the brand ‘Onelife’.

At present, OCAL operates its business from leased and rental properties. The registered and corporate offices are also located on leased property.

Future plans:

The company aims to develop its Portfolio Management Services for which it has received license from Securities Exchange Board of India (SEBI). Similarly, it has received license to provide broking services from Bombay Stock Exchange (BSE).

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