MoneyWorks4Me

Qgo Finance Ltd (538646)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538646 NSE: Finance - Investment | Small Cap | Qgo Finance Share Price

₹38.31 -0.34 (-0.88%)

As on 23-Sep'26 16:59

Qgo Finance Ltd (538646)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538646 NSE: Finance - Investment | Small Cap | Qgo Finance Share Price

₹38.31 -0.34 (-0.88%)

As on 23-Sep'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹27 Cr.
Current Price
₹38.3
52-Week Low / High
₹35 / 53
TTM EPS
-
Book Value per Share
-
P/E Ratio
Industry PE
56.5
Price to Book (P/B)
EV/EBITDA
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
%
Return on Capital Employed (ROCE)
%
Return on Assets (ROA)
%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
15.67%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
16.74%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
-
Reserves
-
Equity
₹7 Cr.
Face Value
₹10
All Time Low / High
₹6.50 / 78.50

Qgo Finance stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Qgo Finance Ltd a good quality company?
Qgo Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Qgo Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Qgo Finance Ltd vs Industry Peers?
Qgo Finance Ltd AUM CAGR is %, compared to the 0-year industry median CAGR of %, indicating stable growth and maintaining its market share.
Q.1 Promoter shareholding and pledge status of Qgo Finance Ltd?
Promoters hold 55.47% of the Qgo Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Qgo Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 15.3% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Qgo Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Operating Income (₹ Cr.)0.40.41.43.65.28.411.61416.418.220
YoY Gr. Rt. %-4.9%240.1%160.7%45.2%61.1%37.8%21.6%16.8%10.9%-
Adj EPS (₹ ) -00.10.10.80.91.92.53.84.44.95.2
YoY Gr. Rt. %-NA-25%1300%9.5%103.3%35.3%51%15.5%10%-
BVPS (₹ )13.113.212.413.614.916.718.922.226.130.431.8
YoY Gr. Rt. %-0.9%-6%9.3%9.7%11.8%13.1%17.8%17.3%16.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-00.60.42.61.82.32.3332.90

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income53.5%28.5%16.4%10.9%
Adj EPSNA39.4%24.2%10%
BVPS9.8%15.3%17.3%16.7%
Share Price 15.3% 3.7% -7.7% -14.1%

Key Financial Ratios

RATIOS \ YEARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Margins
Net Profit Margin (%)-0.26.3316.312.315.615.218.918.718.518.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-00.60.66.46.511.914.318.618.317.216.3

Valuation of Qgo Finance - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

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Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

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Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Qgo Finance Ltd FAQs

The current trading price of Qgo Finance on 23-Sep-2026 16:59 is ₹38.31.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 22-Sep-2026 the market cap of Qgo Finance stood at ₹26.64 Cr

The latest P/E ratio of Qgo Finance as of 22-Sep-2026 is 7.43.

The latest P/B ratio of Qgo Finance as of 22-Sep-2026 is 1.20.

The 52-week high of Qgo Finance is ₹53.45 and the 52-week low is ₹35.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Qgo Finance is ₹19.74 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Qgo Finance Ltd is a below average quality company.

The key valuation ratios of Qgo Finance Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Qgo Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Qgo Finance Ltd

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