Real Touch Finance Ltd - Stock Valuation and Financial Performance

BSE: 538611 | NSE: | Finance - Investment | Small Cap

Real Touch Share Price

74.25 1.35 1.85%
as on 08-Oct'24 16:01

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Real Touch Finance stock performance -

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P/E Ratio (SA):
33.45
Market Cap:
92.5 Cr.
52-wk low:
22.5
52-wk high:
92.1

Is Real Touch Finance Ltd an attractive stock to invest in?

1. Is Real Touch Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Real Touch Finance Ltd is a below average quality company.

2. Is Real Touch Finance Ltd undervalued or overvalued?

The key valuation ratios of Real Touch Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Real Touch Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Real Touch Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Real Touch:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Real Touch Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.20.90.90.80.51.81.92.32.49.410
YoY Gr. Rt. %-405.6%-2.2%-6.7%-45.8%304.4%3.3%20.7%4.9%295%-
Adj EPS (₹ ) 0.10.40.30.3-00.90.91.11.12.12.2
YoY Gr. Rt. %-457.1%-20.5%9.7%-108.8%NA2.3%26.7%0%80.7%-
BVPS (₹ )23.824.224.524.824.725.526.427.528.730.933.8
YoY Gr. Rt. %-1.6%1.2%1.4%-0.5%3.4%3.5%4.3%4.4%7.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.31.61.31.4-0.13.43.44.13.93.10

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income55.2%83.7%71%295%
Adj EPS45.6%NA31.8%80.7%
BVPS3%4.6%5.4%7.5%
Share Price 9.1% 28.7% 102.1% 134.6%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Margins
Net Profit Margin (%)47.553.944.151.8-8.161.160.663.560.927.927.1
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.31.61.31.4-0.13.53.54.24.16.96.5

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 6.70%

Total Income has increased 71.00 CAGR in last 3 years

Net Profit has increased 31.79 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Real Touch Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 2.2 -
TTM Sales (₹ Cr.) 10.2 -
BVPS (₹.) 33.8 -
Reserves (₹ Cr.) 30 -
P/BV 2.16 -
PE 33.45 -
From the Market
52 Week Low / High (₹) 22.52 / 92.10
All Time Low / High (₹) 3.70 / 92.10
Market Cap (₹ Cr.) 92.5
Equity (₹ Cr.) 12.7
Face Value (₹) 10
Industry PE 53.8

Management X-Ray of Real Touch:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Real Touch

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income0.180.910.890.830.451.821.882.272.4310.40
Interest Income0.180.910.890.830.451.821.882.272.389.40
Other Income 000000000.051
Expenditure 0.060.240.250.170.250.300.300.330.496.67
Interest Expense 0.010.0100000004.41
Operating Expenses 0.050.240.120.160.210.270.270.310.461.74
Provisions 0.0100.130.010.040.030.020.020.020.52
Exceptional Items 0000000000
Profit Before Tax 0.120.670.640.660.191.531.581.941.953.73
Taxes 0.030.180.250.230.230.410.440.500.501.11
Profit After Tax 0.090.490.390.43-0.041.111.141.441.452.62
Adjusted EPS (₹)0.10.40.30.30.00.90.91.11.12.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital30.1730.6631.0531.4831.3332.3833.5034.9536.4639.20
Share Capital 12.6912.6912.6912.6912.6912.6912.6912.6912.6912.69
Reserves 17.4817.9718.3618.7918.6419.6820.8022.2523.7726.50
Minority Interest0000000000
Long Term Borrowings00000000090.81
Current Liabilities 0.080.250.440.800.530.830.831.431.982.19
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000000000
Total Liabilities 30.2530.9131.4932.2831.8633.2034.3236.3838.44132.19

Assets

Non Current Asset 10.911110.6611.3810.058.016.281.351.421.96
Loan Asset 0000000000
Other Non Current Asset 10.911110.6611.3810.058.016.281.351.421.96
Current Asset 19.3419.9120.8420.9021.8125.2028.0435.0237.01130.23
Current Investment0000000000
Other Current Asset19.3419.9120.8420.9021.8125.2028.0435.0237.01130.23
Total Assets 30.2530.9131.4932.2831.8633.2034.3236.3838.44132.19

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 0.700.47-0.740.76-1.29-0.76-3.08-4.890.42-89.05
Cash Flow From Investing Activity -0.74-0.090.34-0.721.332.051.704.94-0.03-0.56
Cash Flow From Financing Activity -0.020000000090.80
Net Cash Flow -0.060.38-0.400.030.041.28-1.380.050.391.18
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0000011112
DPS (₹)0000000000
BVPS (₹)24242425252626282931

Performance Ratios

ROA (%)0.31.61.31.4-0.13.43.44.13.93.1
ROE (%)0.31.61.31.4-0.13.53.54.24.16.9
ROCE (%)0.42.22.12.10.64.84.85.75.59.8

Valuation Parameters

Price/Book(x)0.00.50.60.80.00.70.70.20.91.1

Real Touch Finance Ltd Stock News

Real Touch Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Real Touch on 08-Oct-2024 16:01 is ₹74.25.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 08-Oct-2024 16:01 the market cap of Real Touch stood at ₹92.53.
The latest P/E ratio of Real Touch as of 08-Oct-2024 16:01 is 33.45.
The latest P/B ratio of Real Touch as of 08-Oct-2024 16:01 is 2.16.
The 52-week high of Real Touch is ₹92.10 and the 52-week low is ₹22.52.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Real Touch is ₹10.22 ( Cr.) .

About Real Touch Finance Ltd

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