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Real Touch Finance Ltd (538611) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

BSE: 538611 NSE: | Finance - Investment | Small Cap

Real Touch Share Price

57.19 -3.01 (-5.00%)
As on 17-Apr'26 16:59

Real Touch Finance Ltd (538611)

BSE: 538611 NSE:
Key Metrics
Market Cap
₹73 Cr.
Earnings Per Share (TTM)
₹3.86
P/E Ratio
14.81
Price to Book (P/B)
1.41
EV/EBITDA
7.99
Current Price
₹57.2
Return on Capital Employed (ROCE)
10.11%
Return on Equity (ROE)
10.44%
Return on Assets (ROA)
2.18%
Gross NPA(%)
0.00
Book Value per Share
₹40.6
Net NPA(%)
0.00
Dividend Yield
0.00%
Net Interest Income Growth (1 Year)
54.43%
Net Interest Income Growth (3 Years)
82.51%
52-Week Low / High
₹36 / 63
Book Value Growth (1 Year)
11.04%
Book Value Growth (3 Years)
8.4%

DeciZen - make an informed investing decision on Real Touch

Based on:

M-Cap below 100cr DeciZen not available

Real Touch Finance stock performance

Key Ratios
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Is Real Touch Finance Ltd an attractive stock to invest in?

1. Is Real Touch Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Real Touch Finance Ltd is a below average quality company.

2. Is Real Touch Finance Ltd undervalued or overvalued?

The key valuation ratios of Real Touch Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Real Touch Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Real Touch Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Real Touch Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.90.80.51.81.92.32.410.418.728.733
YoY Gr. Rt. %--6.7%-45.8%304.4%3.3%20.7%4.9%334.9%81.1%53%-
Adj EPS (₹ ) 0.30.3-00.90.91.11.12.12.13.63.9
YoY Gr. Rt. %-9.7%-108.8%NA2.3%26.7%0%80.7%0.5%75.4%-
BVPS (₹ )24.524.824.725.526.427.528.730.93336.640.6
YoY Gr. Rt. %-1.4%-0.5%3.4%3.5%4.3%4.4%7.5%6.7%11%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.31.4-0.13.43.44.13.93.11.62.20

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income47.1%72.5%129.2%53%
Adj EPS31.4%32.2%47.1%75.4%
BVPS4.6%6.8%8.4%11%
Share Price 11.9% 72.9% 14.8% 65.6%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)44.151.8-8.161.160.663.560.925.314.116.114.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.31.4-0.13.53.54.24.16.96.510.49.5

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 10.00%

Total Income has increased 129.24 CAGR in last 3 years

Net Profit has increased 47.12 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials

Standalone Consolidated
TTM EPS (₹) 3.9 -
TTM Sales (₹ Cr.) 33.4 -
BVPS (₹) 40.6 -
Reserves (₹ Cr.) 39 -
P/BV 1.41 -
PE 14.81 -
From the Market
52 Week Low / High (₹) 36.20 / 63.36
All Time Low / High (₹) 3.70 / 92.10
Market Cap (₹ Cr.) 72.6
Equity (₹ Cr.) 12.7
Face Value (₹) 10
Industry PE 53.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Real Touch - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.890.830.451.821.882.272.4310.3918.8828.87
Interest Income0.890.830.451.821.882.272.3810.3518.7428.67
Other Income 0.130.010.040.030.020.020.020.520.560.79
Exceptional Items 0000000.050.050.150.21
Expenditure + 0.250.170.250.300.300.330.496.6614.9623.21
Interest Expense 00000004.419.3614.20
Operating Expenses 0.120.160.210.270.270.310.461.735.038.21
Provisions 0.130.010.040.030.020.020.020.520.560.79
Exceptional Items 0000000000
Profit Before Tax 0.640.660.191.531.581.941.953.733.935.66
Taxes 0.250.230.230.410.440.500.501.111.291.05
Profit After Tax 0.390.43-0.041.111.141.441.452.622.634.61
Adjusted EPS (₹)0.30.3-0.00.90.91.11.12.12.13.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +31.0531.4831.3332.3833.5034.9536.4639.2041.8347.05
Share Capital 12.6912.6912.6912.6912.6912.6912.6912.6912.6912.69
Reserves 18.3618.7918.6419.6820.8022.2523.7726.5029.1434.36
Short term borrowings0000000012.9887.62
Long Term Borrowings000000089.02135.5381.31
Current Liabilities 0.440.800.530.830.831.431.983.4215.83101.62
Trade Payables00000000.110.430.45
Other Liabilities-0000-0-00-0.11-13.41-88.07
Total Liabilities 31.4932.2831.8633.2034.3236.3838.44131.64193.18229.98

Assets

Non Current Asset +10.6611.3810.058.016.281.351.422.03188.42226.20
Loan Asset 00000000187.77225.59
Other Non Current Asset 10.6611.3810.058.016.281.351.422.030.650.61
Current Asset +20.8420.9021.8125.2028.0435.0237.01129.614.763.79
Current Investment000000000.010.01
Other Current Asset20.8420.9021.8125.2028.0435.0237.01129.614.753.78
Total Assets 31.4932.2831.8633.2034.3236.3838.44131.64193.18229.98

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -0.740.76-1.29-0.76-3.08-4.890.42-87.24-49.72-26.07
Cash Flow From Investing Activity 0.34-0.721.332.051.704.94-0.03-1.621.15-0
Cash Flow From Financing Activity 000000089.0150.4325.06
Net Cash Flow -0.400.030.041.28-1.380.050.390.151.86-1.01

Finance Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)00-01111224
DPS (₹)0000000000
BVPS (₹)24252526262829313337

Performance Ratios

ROA (%)1.31.4-0.13.43.44.13.93.11.62.2
ROE (%)1.31.4-0.13.53.54.24.16.96.510.4
ROCE (%)2.12.10.64.84.85.75.59.98.610.1

Valuation Parameters

Price/Book(x)0.60.80.00.70.70.20.91.11.51.1

Top 5 Mutual Funds Holding

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Announcements

Real Touch Finance Ltd FAQs

The current trading price of Real Touch on 17-Apr-2026 16:59 is ₹57.19.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Apr-2026 the market cap of Real Touch stood at ₹72.59 Cr

The latest P/E ratio of Real Touch as of 16-Apr-2026 is 14.81.

The latest P/B ratio of Real Touch as of 16-Apr-2026 is 1.41.

The 52-week high of Real Touch is ₹63.36 and the 52-week low is ₹36.20.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Real Touch is ₹33.39 ( Cr.) .

About Real Touch Finance Ltd

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MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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