VLS Finance Ltd Stock Analysis

BSE: 511333 | NSE: VLSFINANCE | Finance - Investment | Small Cap

BSE Share Price 25-Nov-2022 18:01
133.80 -0.95 (-0.71%)

DeciZen - Make an Informed Decision on VLS Finance

Overall Rating

1. Quality

2. Valuation

Fair

3. Price Trend

VLS Finance Price Chart

P/E Ratio (SA) :
3.50
Market Cap :
517.3 Cr.
52-wk low :
115
52-wk high :
241
Bole Toh?

1. Is VLS Finance Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that VLS Finance Ltd is a average quality company.

2. Is VLS Finance Ltd undervalued or overvalued?

The key valuation ratios of VLS Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is VLS Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of VLS Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of VLS Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
VLS Finance Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)2,3283,8164,6231,9132,6922,0932,9743,354215286233
YoY Gr. Rt. %-63.9%21.2%-58.6%40.7%-22.3%42.1%12.8%-93.6%33.1%-
Adj EPS (₹ ) 0.50.91.71.89.73.8-0.48.455.865.838.2
YoY Gr. Rt. %-95.7%86.7%8.3%433%-60.4%-110.9%NA564.5%17.9%-
BVPS (₹ )50.752.754.456.264.767.3183.6230.7349.8442.2428.9
YoY Gr. Rt. %-3.9%3.2%3.3%15.1%4.1%172.7%25.7%51.6%26.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.81.52.72.813.45.1-0.33.215.713.80

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-20.8%-36.2%-54.2%33.1%
Adj EPS73.6%46.7%NA17.9%
BVPS27.2%46.9%34.1%26.4%
Share Price 25.9% 6.1% 37% -31.6%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)0.10.10.10.41.40.7-0.11100.689.163.5
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.91.73.13.316.15.8-0.34.119.216.68.9

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to 8.80%

Total Income has declined 6.82 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - VLS Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 38.2 19.9
TTM Sales (₹ Cr.) 233 146
BVPS (₹.) 428.9 737.2
Reserves (₹ Cr.) 1,620 2,811
P/BV 0.31 0.18
PE 3.50 6.78
From the Market
52 Week Low / High (₹) 115.00 / 241.00
All Time Low / High (₹) 2.20 / 264.85
Market Cap (₹ Cr.) 517
Equity (₹ Cr.) 38.7
Face Value (₹) 10
Industry PE 69.4

Management X-Ray of VLS Finance :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of VLS Finance

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

VLS Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of VLS Finance on 25-Nov-2022 18:01 is : 133.8.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 25-Nov-2022 18:01 the market cap of VLS Finance stood at ₹ 517.3.
The latest PE ratio of VLS Finance as of 25-Nov-2022 18:01 is 3.50.
The latest PB ratio of VLS Finance as of 25-Nov-2022 18:01 is 0.31
The 52-week high of VLS Finance is ₹ 241.0 and the 52-week low is ₹ 115.0.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue / sales of VLS Finance is ₹ 232.6 ( Cr.) .

About VLS Finance Ltd

VLS Finance, incorporated in January 1986, is the flagship company of the VLS Group. The company is a leading NBFC (Non Banking Finance Company) in the country.

The VLS Group is a multi-faceted multi-divisional integrated financial services group with major presence in almost all areas of financial services such as asset management, strategic private equity investments, arbitrage and many more.

The shares of the company are listed on Bombay Stock Exchange, National Stock Exchange of India, Calcutta Stock Exchange Association and Madras Stock Exchange.

VLS Finance operates subsidiaries namely VLS Investments, VLS Securities and VLS Asset Management.

Services

  • Investment Banking
  • Structured Finance
  • Corporate Consulting & Advisory Services
  • Stock Broking
  • Privatization & Infrastructure Finance
  • Proprietary Investments & Equity Research

The company caters to customers namely Ansal Properties, Relaxo Footwear, TV 18, Nucleus Software, Apollo Hospitals, Transport Corporation of India, Kothari Products, Sunair Hotels, Dabur, Liberty, Gati, Mirza, Kedia, Ganesh Polytex, Selan Exploration, Flex Group, Lakhani Shoes and many more.

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