Aastamangalam Finance Ltd - Stock Valuation and Financial Performance

BSE: 511764 | NSE: | Finance - NBFC | Small Cap

Aastamangalam Fin. Share Price

42.30 -1.64 -3.73%
as on 12-Jul'24 16:01

DeciZen - make an informed investing decision on Aastamangalam Fin.

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Aastamangalam Finance stock performance -

mw4me loader
P/E Ratio (SA):
10.62
Market Cap:
38.3 Cr.
52-wk low:
35.5
52-wk high:
59.5

Is Aastamangalam Finance Ltd an attractive stock to invest in?

1. Is Aastamangalam Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Aastamangalam Finance Ltd is a below average quality company.

2. Is Aastamangalam Finance Ltd undervalued or overvalued?

The key valuation ratios of Aastamangalam Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Aastamangalam Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Aastamangalam Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Aastamangalam Fin.:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Aastamangalam Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)2.61.81.31.31.11.11.30.61.33.47
YoY Gr. Rt. %--33.7%-27.4%5.5%-19.4%-1.9%21.7%-52.7%106.6%165.9%-
Adj EPS (₹ ) 3.71.91.11.40.710.11.10.33.44
YoY Gr. Rt. %--50.3%-42.7%30.2%-52.2%54.6%-93.1%1500%-75%1110.7%-
BVPS (₹ )25.527.428.429.830.531.531.632.732.936.442.3
YoY Gr. Rt. %-7.2%3.9%4.9%2.2%3.4%0.2%3.6%0.8%10.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)15.56.93.74.62.13.30.23.40.83.90

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income2.7%25.4%37.5%165.9%
Adj EPS-1%38.7%264.5%1110.7%
BVPS4%3.6%4.8%10.4%
Share Price 17% 2.1% 39.9% 11.3%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)60.345.235.64426.241.32.378.39.543.351.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)15.773.84.72.23.30.23.50.99.89.5

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 10.30%

Total Income has increased 37.45 CAGR in last 3 years

Net Profit has increased 264.50 CAGR in last 3 years

Total income growth is not so good in last 4 quarters

No data to display

Latest Financials - Aastamangalam Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 4 -
TTM Sales (₹ Cr.) 7 -
BVPS (₹.) 42.3 -
Reserves (₹ Cr.) 29 -
P/BV 1.02 -
PE 10.62 -
From the Market
52 Week Low / High (₹) 35.50 / 59.50
All Time Low / High (₹) 3.00 / 69.95
Market Cap (₹ Cr.) 38.3
Equity (₹ Cr.) 8.9
Face Value (₹) 10
Industry PE 31.9

Management X-Ray of Aastamangalam Fin.:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Aastamangalam Fin.

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income2.641.751.271.341.081.061.290.921.263.44
Interest Income2.641.751.271.341.081.061.290.611.263.35
Other Income 00000000.3000.09
Expenditure 0.560.720.750.680.700.421.170.381.011.53
Interest Expense 00.02000.010000.011.18
Operating Expenses 0.550.680.730.680.680.280.390.360.420.28
Provisions 0.010.020.0100.020.140.780.020.580.07
Exceptional Items 0000000000
Profit Before Tax 2.081.020.530.660.380.640.110.540.251.91
Taxes 0.490.230.070.070.100.200.080.060.130.46
Profit After Tax 1.590.790.450.590.280.440.030.480.121.45
Adjusted EPS (₹)3.71.91.11.40.71.00.11.10.33.4
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital10.9211.7112.1612.7513.0313.4713.5013.9814.1015.56
Share Capital 4.284.284.284.284.284.284.284.284.284.28
Reserves 6.647.437.888.478.759.199.229.709.8211.28
Minority Interest0000000000
Long Term Borrowings0.110.160.190.18000000
Current Liabilities 0.040.050.050.380.150.120.630.250.5237.03
Trade Payables000000000.060.25
Short term borrowings00000.01000036.14
Other Liabilities0000-0.01000-0.06-28.37
Total Liabilities 11.0711.9112.3913.3113.1813.5914.1214.2314.6260.61

Assets

Non Current Asset 0.190.190.191.340.190.010.010.010.070.05
Loan Asset 0000000000
Other Non Current Asset 0.190.190.191.340.190.010.010.010.070.05
Current Asset 10.8811.7212.2111.971313.5814.1114.2214.5560.56
Current Investment6.256.967.898.39000000
Other Current Asset4.634.764.323.581313.5814.1114.2214.5560.56
Total Assets 11.0711.9112.3913.3113.1813.5914.1214.2314.6260.61

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 1.200.890.500.40-11.161.08-2.760.070-25.98
Cash Flow From Investing Activity -0.63-0.71-0.90-0.228.75-0.0100-0.070
Cash Flow From Financing Activity 00000.970.1900042.99
Net Cash Flow 0.580.17-0.400.18-1.451.25-2.760.07-0.0717.01
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)4211110103
DPS (₹)0000000000
BVPS (₹)26272830303132333336

Performance Ratios

ROA (%)15.56.93.74.62.13.30.23.40.83.9
ROE (%)15.77.03.84.72.23.30.23.50.99.8
ROCE (%)20.69.24.45.33.04.80.83.91.98.4

Valuation Parameters

Price/Book(x)0.30.40.90.91.41.90.60.40.40.8

Aastamangalam Finance Ltd Stock News

Aastamangalam Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Aastamangalam Fin. on 12-Jul-2024 16:01 is ₹42.30.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 12-Jul-2024 16:01 the market cap of Aastamangalam Fin. stood at ₹38.26.
The latest P/E ratio of Aastamangalam Fin. as of 12-Jul-2024 16:01 is 10.62.
The latest P/B ratio of Aastamangalam Fin. as of 12-Jul-2024 16:01 is 1.02.
The 52-week high of Aastamangalam Fin. is ₹59.50 and the 52-week low is ₹35.50.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Aastamangalam Fin. is ₹6.98 ( Cr.) .

About Aastamangalam Finance Ltd

Upasana Finance Ltd. (UFL) was incorporated under the Companies Act, 1956 in the year 1985 with its Registered Office at Chennai, Tamil Nadu, India. It was promoted by the members of the TVS Family on January 25, 1985, under the name of Upaasana Finance Private Limited with a share capital of Rs 5 lacs.  Subsequently it became a Deemed Public Company and the share capital increased to Rs 30 lacs.  The total holding of the promoters stands at Rs 3 crores as on date.

The name of the Company was changed to 'Upasana Finance Limited' with effect from  09.01.1995. In the year 1995, UFL issued Equity Shares of Rs 10 each to public. UFL Equity Shares are listed in Bombay Stock Exchange (BSE) and Madras Stock Exchange (MSE).

Presently, UFL is registered with Reserve Bank of India as a Non-Deposit taking Non Banking Financial Company (NBFC- ND) and having a valid Certificate of Registration. At present, UFL is concentrating mainly on recovery of past dues of non-performing assets.

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