Aastamangalam Finance Ltd Stock Analysis

BSE: 511764 | NSE: | Finance - NBFC | Small Cap

BSE Share Price 23-Mar-2023 18:01
26.73 0.30 (1.14%)

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Aastamangalam Fin. Price Chart

P/E Ratio ( SA) :
13.31
Market Cap :
11.4 Cr.
52-wk low :
10
52-wk high :
34.4
Bole Toh?

1. Is Aastamangalam Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Aastamangalam Finance Ltd is a below average quality company.

2. Is Aastamangalam Finance Ltd undervalued or overvalued?

The key valuation ratios of Aastamangalam Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Aastamangalam Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Aastamangalam Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Aastamangalam Fin.:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Aastamangalam Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)1.42.61.81.31.31.11.11.30.61.32
YoY Gr. Rt. %-91.3%-33.7%-27.4%5.5%-19.4%-1.9%21.7%-52.7%106.6%-
Adj EPS (₹ ) 1.63.71.91.11.40.710.11.10.32
YoY Gr. Rt. %-129.6%-50.3%-42.7%30.2%-52.2%54.6%-93.1%1500%-74.1%-
BVPS (₹ )21.825.527.428.429.830.531.531.632.73336.6
YoY Gr. Rt. %-17.1%7.2%3.9%4.9%2.2%3.4%0.2%3.6%0.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)7.615.56.93.74.62.13.30.23.40.90

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-1%-1.2%5.9%106.6%
Adj EPS-17.4%-26.8%-34.2%-74.1%
BVPS4.7%2%1.5%0.9%
Share Price 3.9% -5.6% 8.1% 83.2%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)50.360.345.235.64426.241.32.378.39.940
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)7.715.773.84.72.23.30.23.50.95.6

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 5.80%

Total Income has increased 5.93 CAGR in last 3 years

Total income growth is good in last 4 quarters

Net Profit has declined -34.24 CAGR in last 3 years

Latest Financials - Aastamangalam Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 2 -
TTM Sales (₹ Cr.) 2.2 -
BVPS (₹.) 36.6 -
Reserves (₹ Cr.) 11 -
P/BV 0.73 -
PE 13.31 -
From the Market
52 Week Low / High (₹) 10.00 / 34.41
All Time Low / High (₹) 3.00 / 69.95
Market Cap (₹ Cr.) 11.4
Equity (₹ Cr.) 4.3
Face Value (₹) 10
Industry PE 22.8

Management X-Ray of Aastamangalam Fin. :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Aastamangalam Fin.

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

Aastamangalam Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Aastamangalam Fin. on 23-Mar-2023 18:01 is : 26.73.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Mar-2023 18:01 the market cap of Aastamangalam Fin. stood at ₹ 11.44.
The latest PE ratio of Aastamangalam Fin. as of 23-Mar-2023 18:01 is 13.31.
The latest PB ratio of Aastamangalam Fin. as of 23-Mar-2023 18:01 is 0.73
The 52-week high of Aastamangalam Fin. is ₹ 34.41 and the 52-week low is ₹ 10.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue / sales of Aastamangalam Fin. is ₹ 2.15 ( Cr.) .

About Aastamangalam Finance Ltd

Upasana Finance Ltd. (UFL) was incorporated under the Companies Act, 1956 in the year 1985 with its Registered Office at Chennai, Tamil Nadu, India. It was promoted by the members of the TVS Family on January 25, 1985, under the name of Upaasana Finance Private Limited with a share capital of Rs 5 lacs.  Subsequently it became a Deemed Public Company and the share capital increased to Rs 30 lacs.  The total holding of the promoters stands at Rs 3 crores as on date.

The name of the Company was changed to 'Upasana Finance Limited' with effect from  09.01.1995. In the year 1995, UFL issued Equity Shares of Rs 10 each to public. UFL Equity Shares are listed in Bombay Stock Exchange (BSE) and Madras Stock Exchange (MSE).

Presently, UFL is registered with Reserve Bank of India as a Non-Deposit taking Non Banking Financial Company (NBFC- ND) and having a valid Certificate of Registration. At present, UFL is concentrating mainly on recovery of past dues of non-performing assets.

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