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Arnold Holdings Ltd (537069)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 537069 NSE: Finance - NBFC | Small Cap | Arnold Holdings Share Price

₹13.95 -0.73 (-4.97%)

As on 28-Aug'26 16:59

Arnold Holdings Ltd (537069)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 537069 NSE: Finance - NBFC | Small Cap | Arnold Holdings Share Price

₹13.95 -0.73 (-4.97%)

As on 28-Aug'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹33 Cr.
Current Price
₹14
52-Week Low / High
₹11 / 25
TTM EPS
₹1.8
Book Value per Share
₹28.7
P/E Ratio
7.89
Lower than its 5-year historical median
Industry PE
27.9
Price to Book (P/B)
0.49
Lower than its 5-year historical median
EV/EBITDA
5.20
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
7.08%
Return on Capital Employed (ROCE)
9.57%
Return on Assets (ROA)
2.69%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-17.8%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
7.3%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹137 Cr.
Reserves
₹44 Cr.
Equity
₹23.8 Cr.
Face Value
₹10
All Time Low / High
₹9.40 / 88.85

Arnold Holdings stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Arnold Holdings Ltd a good quality company?
Arnold Holdings Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Arnold Holdings Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Arnold Holdings Ltd vs Industry Peers?
Arnold Holdings Ltd AUM CAGR is 25.56%, compared to the 5-year industry median CAGR of 10.14%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Arnold Holdings Ltd?
Promoters hold 20.28% of the Arnold Holdings Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Arnold Holdings Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of -10.5% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Arnold Holdings Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Operating Income (₹ Cr.)37.530.616.424.137.3119163205200167137
YoY Gr. Rt. %--18.4%-46.3%46.8%54.7%217.9%37.3%25.5%-2.4%-16.4%-
Adj EPS (₹ ) 00.10.10.50.20.51.33.72.21.91.8
YoY Gr. Rt. %-225%-30.8%477.8%-55.8%117.4%154%192.1%-39.6%-17%-
BVPS (₹ )1717.117.217.81818.519.823.125.427.228.7
YoY Gr. Rt. %-0.9%0.7%3%1.3%2.8%6.8%17%9.7%7.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.20.60.52.71.31.93.16.33.62.70

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income18%34.9%0.8%-16.4%
Adj EPS53.2%51.9%13.6%-17%
BVPS5.4%8.6%11.3%7.3%
Share Price -10.4% -2.3% -7.1% -39.8%

Key Financial Ratios

RATIOS \ YEARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)0.31.31.76.51.91.32.34.32.72.73.1
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.30.80.631.32.86.615.49.37.16.2

Valuation of Arnold Holdings - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Income + 37.5330.6216.4624.1437.48118.90164.61205.97202169.09
Interest Income37.5330.6216.4424.1337.33118.67162.97204.57199.73166.89
Other Income 0.081.352.190.010.816.213.568.182.170.97
Exceptional Items 000.020.010.150.231.651.412.282.19
Expenditure + 37.3530.0716.0622.0136.54116.80159.59193.23195.84162.58
Interest Expense 0.040.660.410.100.056.936.645.855.927.59
Operating Expenses 37.2328.0613.4621.9135.68103.65149.39179.20187.74154.02
Provisions 0.081.352.190.010.816.213.568.182.170.97
Exceptional Items 0000000000
Profit Before Tax 0.170.550.402.120.942.105.0212.746.166.51
Taxes 0.050.160.110.560.250.601.213.920.842.08
Profit After Tax 0.130.390.281.570.691.513.818.825.334.42
Adjusted EPS (₹)0.00.10.10.50.20.51.33.72.21.9
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Equity Capital +51.1651.5551.8353.4054.0955.6059.4154.9360.2664.68
Share Capital 30.0830.0830.0830.0830.0830.0830.0823.7823.7823.78
Reserves 21.0921.4821.7623.3324.0225.5229.3331.1636.4840.90
Short term borrowings1.9700000032.5375.2758.69
Long Term Borrowings4.299.178.591.831.0639.7777.8127.938.2526.77
Current Liabilities 3.470.560.570.020.0511.610.6557.478880.81
Trade Payables0.260.560.5600.0614.304.6313.2211.9221.23
Other Liabilities-2.22-0.56-0.56-0-0.06-14.30-4.63-45.75-87.19-79.92
Total Liabilities 58.9261.2860.9955.2555.20106.98137.86140.33156.50172.27

Assets

Non Current Asset +35.4249.1445.4441.1140.4190.9798.0683.8582.8894.31
Loan Asset 000000078.1380.2791.45
Other Non Current Asset 35.4249.1445.4441.1140.4190.9798.065.722.612.86
Current Asset +23.3712.0815.5614.1414.7916.0139.8056.4873.6377.95
Current Investment0000000000
Other Current Asset23.3712.0815.5614.1414.7916.0139.8056.4873.6377.95
Total Assets 58.9261.2860.9955.2555.20106.98137.86140.33156.50172.27
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity 6.71121.290.06-3.4720.66-3.8930.63-11.6422.78
Cash Flow From Investing Activity 4.37-13.343.054.561.53-51.59-7.74-13.40-3.75-12.49
Cash Flow From Financing Activity -12.303.39-0.44-7.42-1.0530.9229.63-26.5816.39-7.87
Net Cash Flow -1.222.053.90-2.81-2.99-0.0118-9.3412.43
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Operational & Financial Ratios

EPS (₹)0000.500.200.501.303.702.201.90
DPS (₹)0000000000
BVPS (₹)3.43.43.517.81818.519.823.125.427.2

Performance Ratios

ROA (%)0.20.60.52.71.31.93.16.33.62.7
ROE (%)0.30.80.63.01.32.86.615.49.37.1
ROCE (%)0.32.11.43.91.812.310.415.09.39.6

Valuation Parameters

Price/Book(x)2.32.22.42.11.30.61.11.51.20.4

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Arnold Holdings Ltd FAQs

The current trading price of Arnold Holdings on 28-Aug-2026 16:59 is ₹13.95.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 27-Aug-2026 the market cap of Arnold Holdings stood at ₹33.17 Cr

The latest P/E ratio of Arnold Holdings as of 27-Aug-2026 is 7.89.

The latest P/B ratio of Arnold Holdings as of 27-Aug-2026 is 0.49.

The 52-week high of Arnold Holdings is ₹24.50 and the 52-week low is ₹10.56.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Arnold Holdings is ₹137 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Arnold Holdings Ltd is a below average quality company.

The key valuation ratios of Arnold Holdings Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Arnold Holdings Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Arnold Holdings Ltd

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