Available Finance Ltd Stock Analysis

BSE: 531310 | NSE: | Finance - NBFC | Small Cap

BSE Share Price 06-Dec-2022 18:01
183.80 8.75 (5.00%)

DeciZen - Make an Informed Decision on Available Fin

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity

1. Quality

2. Valuation

Overvalued

3. Price Trend

Semi Strong

Available Fin Price Chart

P/E Ratio (SA) :
826.18
Market Cap :
187.5 Cr.
52-wk low :
72.9
52-wk high :
294.8
Bole Toh?

1. Is Available Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Available Finance Ltd is a below average quality company.

2. Is Available Finance Ltd undervalued or overvalued?

The key valuation ratios of Available Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Available Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Available Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Available Fin:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Available Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)1.81.52.43.3210.61.10.60.61
YoY Gr. Rt. %--17.8%62.8%35.7%-40.4%-50.3%-42.3%94.6%-49.5%14.6%-
Adj EPS (₹ ) 0.50.30.10.10.2-1.4-00.90.40.40.2
YoY Gr. Rt. %--42.9%-60.7%18.2%30.8%-905.9%NANA-60.6%-5.4%-
BVPS (₹ )15.515.815.91616.214.814.815.916.417.317.6
YoY Gr. Rt. %-1.8%0.7%0.9%1.1%-8.5%-0.2%7.4%3.2%5.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.910.30.40.6-6-0.15.221.90

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-11%-20.2%4%14.6%
Adj EPS-3.7%15.5%NA-5.4%
BVPS1.2%1.3%5.3%5.3%
Share Price 26.1% 90.6% 212.9% 93.4%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)27.6194.94.28.8-145.1-4.987.567.455.936.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)3.21.80.70.81-8.9-0.26.12.32.11.2

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to 1.30%

Total Income has declined -0.30 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Available Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 0.2 203.5
TTM Sales (₹ Cr.) 0.6 0.6
BVPS (₹.) 17.6 839.4
Reserves (₹ Cr.) 8 846
P/BV 10.44 0.22
PE 826.18 0.90
From the Market
52 Week Low / High (₹) 72.85 / 294.80
All Time Low / High (₹) 1.30 / 294.80
Market Cap (₹ Cr.) 188
Equity (₹ Cr.) 10.2
Face Value (₹) 10
Industry PE 28.9

Management X-Ray of Available Fin :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Available Fin

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

Available Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Available Fin on 06-Dec-2022 18:01 is : 183.8.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 06-Dec-2022 18:01 the market cap of Available Fin stood at ₹ 187.5.
The latest PE ratio of Available Fin as of 06-Dec-2022 18:01 is 826.2.
The latest PB ratio of Available Fin as of 06-Dec-2022 18:01 is 10.44
The 52-week high of Available Fin is ₹ 294.8 and the 52-week low is ₹ 72.85.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue / sales of Available Fin is ₹ 0.62 ( Cr.) .

About Available Finance Ltd

Available Finance, incorporated in 1993, is a non-banking finance company. The company is based in Indore, India.

The registered office of the company is located at 3, Everest Building, 1st Floor, 30, Saket, Indore, Madhya Pradesh.

Business areas of the company:

The company is engaged in the leasing and hire purchase sector. It offers various types of loans, as well as invests in shares.

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