Baid Finserv Ltd - Stock Valuation and Financial Performance

BSE: 511724 | NSE: BAIDFIN | Finance - NBFC | Small Cap

Baid Finserv Ltd Share Price

26.89 1.13 4.39%
as on 23-Feb'24 16:59

DeciZen - make an informed investing decision on Baid Finserv

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Fair

3. Price Trend

Semi Strong

Baid Finserv stock performance -

mw4me loader
P/E Ratio (SA):
22.27
Market Cap:
321.7 Cr.
52-wk low:
20.2
52-wk high:
48.5

Is Baid Finserv Ltd an attractive stock to invest in?

1. Is Baid Finserv Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Baid Finserv Ltd is a average quality company.

2. Is Baid Finserv Ltd undervalued or overvalued?

The key valuation ratios of Baid Finserv Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Baid Finserv Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Baid Finserv Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Baid Finserv:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Baid Finserv Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)7.48.518.228.540.95862.653.549.954.957
YoY Gr. Rt. %-15%115.5%56.5%43.3%41.9%8%-14.6%-6.6%9.8%-
Adj EPS (₹ ) 0.20.20.50.40.610.60.60.70.91.2
YoY Gr. Rt. %-17.7%125%-13.3%43.6%71.4%-34.4%-1.6%17.7%17.8%-
BVPS (₹ )2.12.32.73.644.910.811.512.212.913.8
YoY Gr. Rt. %-9.1%19.7%31.9%11.4%21.2%122.8%5.8%6%6.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.72.33.232.63.22.32.32.83.20

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income25%6.1%-4.3%9.8%
Adj EPS19.7%9%10.9%17.8%
BVPS22.4%26.3%6%6.3%
Share Price 31.9% 30.9% 108.2% -26.7%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)13.814.215.113.913.916.812.21417.618.925.4
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)8.38.917.914.914.821.78.55.66.26.98.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 9.00%

Net Profit has increased 10.93 CAGR in last 3 years

Total income growth is good in last 4 quarters

Total Income has declined 4.19 CAGR in last 3 years

Latest Financials - Baid Finserv Ltd.

Standalone Consolidated
TTM EPS (₹) 1.2 -
TTM Sales (₹ Cr.) 56.6 -
BVPS (₹.) 13.8 -
Reserves (₹ Cr.) 142 -
P/BV 1.94 -
PE 22.27 -
From the Market
52 Week Low / High (₹) 20.15 / 48.51
All Time Low / High (₹) 0.16 / 48.51
Market Cap (₹ Cr.) 322
Equity (₹ Cr.) 24
Face Value (₹) 2
Industry PE 26.4

Management X-Ray of Baid Finserv:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Key Ratios of Baid Finserv

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Balance Sheet

(All Figures are in Crores.)

Profit And Loss

(All Figures in Cr. Adjusted EPS in Rs.)

Cash Flow

(All Figures are in Crores.)

Baid Finserv Ltd Stock News

Baid Finserv Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Baid Finserv on 23-Feb-2024 16:59 is ₹26.89.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Feb-2024 16:59 the market cap of Baid Finserv stood at ₹321.7.
The latest P/E ratio of Baid Finserv as of 23-Feb-2024 16:59 is 22.27.
The latest P/B ratio of Baid Finserv as of 23-Feb-2024 16:59 is 1.94.
The 52-week high of Baid Finserv is ₹48.51 and the 52-week low is ₹20.15.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Baid Finserv is ₹56.62 ( Cr.) .

About Baid Finserv Ltd

Baid Leasing and Finance Company was incorporated as a public limited company on December 20, 1991, under the Companies Act, 1956. The company received certificate of commencement of business on December 1, 1992 from Registrar of Companies at Jaipur. It was promoted by Pannalal Baid, Rakesh Kumar Baid and Sunil Jain.

The registered office of the company is situated at BAID House, 1 Taranagar, Ajmer Road Jaipur, Rajasthan- 302006.

Business area of the company

The company is engaged in the business of leasing and hire purchase, auto finance business etc.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login | Register Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt.Ltd.