Bengal & Assam Company Ltd - Stock Valuation and Financial Performance

BSE: 533095 | NSE: | Finance - NBFC | Small Cap

Bengal & Assam Share Price

8,599.95 474.15 5.84%
as on 28-Mar'24 16:01

DeciZen - make an informed investing decision on Bengal & Assam

Overall Rating
Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

Bengal & Assam Company stock performance -

mw4me loader
P/E Ratio (SA):
78.92
Market Cap:
9,179.2 Cr.
52-wk low:
3,251
52-wk high:
10,389

Is Bengal & Assam Company Ltd an attractive stock to invest in?

1. Is Bengal & Assam Company Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Bengal & Assam Company Ltd is a below average quality company.

2. Is Bengal & Assam Company Ltd undervalued or overvalued?

The key valuation ratios of Bengal & Assam Company Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Bengal & Assam Company Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Bengal & Assam Company Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Bengal & Assam:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Bengal & Assam Company Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)20.233.441.843.142.27117657.2103144133
YoY Gr. Rt. %-65.5%25.3%3.1%-2.2%68.3%148.1%-67.5%79.9%40%-
Adj EPS (₹ ) 45.123.726.526.532.948.411120.654.2107.9103
YoY Gr. Rt. %--47.5%11.7%0.3%24%47.3%129.1%-81.5%163.4%98.9%-
BVPS (₹ )373.1389.8406.2432.8455.6878.8710.4739.7791.4885.4919.1
YoY Gr. Rt. %-4.5%4.2%6.5%5.3%92.9%-19.2%4.1%7%11.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)8.74.34.34.15.24.3101.95.110.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income24.4%27.9%-6.5%40%
Adj EPS10.2%26.8%-0.9%98.9%
BVPS10.1%14.2%7.6%11.9%
Share Price 38.6% 39.4% 85.2% 145.4%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)194.461.65553.567.854.971.240.759.684.687.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)12.86.26.76.37.47.116.62.87.112.911.2

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 11.40%

Total income growth is good in last 4 quarters

Total Income has declined 80.49 CAGR in last 3 years

Net Profit has declined -0.94 CAGR in last 3 years

Latest Financials - Bengal & Assam Company Ltd.

Standalone Consolidated
TTM EPS (₹) 103 3,423.3
TTM Sales (₹ Cr.) 133 92.5
BVPS (₹.) 919.1 7,949
Reserves (₹ Cr.) 1,027 8,968
P/BV 8.84 1.02
PE 78.92 2.37
From the Market
52 Week Low / High (₹) 3251.00 / 10388.95
All Time Low / High (₹) 50.00 / 10388.95
Market Cap (₹ Cr.) 9,179
Equity (₹ Cr.) 11.3
Face Value (₹) 10
Industry PE 30.6

Management X-Ray of Bengal & Assam:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Bengal & Assam

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income97394749487718364110173
Interest Income20334243427117657103144
Other Income 775566677829
Expenditure 50172326203853413426
Interest Expense 13131922133043342617
Operating Expenses 2333347566
Provisions 35222343223
Exceptional Items 0000000000
Profit Before Tax 4722242228381302476148
Taxes 811-100501526
Profit After Tax 3921232329391252361122
Adjusted EPS (₹)45.123.726.526.532.948.4111.020.654.2107.9
Dividend Payout Ratio (%)11%30%38%38%30%21%14%36%28%23%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital3243383533763967068038368941,000
Share Capital 99999811111111
Reserves 315330344367387698791824883989
Minority Interest0000000000
Long Term Borrowings8713316215369555442414271181
Current Liabilities 324349456147686
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000030000
Total Liabilities 4435145635745261,2691,2511,2561,1731,187

Assets

Non Current Asset 4244704975234831,2341,2301,2391,1631,176
Loan Asset 1000000000
Other Non Current Asset 4234704975234831,2341,2301,2391,1631,176
Current Asset 1944665243362116911
Current Investment0000000000
Other Current Asset1944665243362116911
Total Assets 4435145635745261,2691,2511,2561,1731,187

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 1528363944711494185108
Cash Flow From Investing Activity 65-65-39-2046-23139209118
Cash Flow From Financing Activity -81387-22-90160-187-62-179-126
Net Cash Flow -104-30110-30
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)4524262733481112154108
DPS (₹)57101010101581525
BVPS (₹)373390406433456879710740791885

Performance Ratios

ROA (%)8.64.34.34.15.24.310.01.95.110.3
ROE (%)12.86.26.76.37.47.116.62.87.112.9
ROCE (%)13.87.58.27.97.67.713.94.68.614.2

Valuation Parameters

Price/Book(x)0.91.31.24.04.62.01.71.93.04.1

Bengal & Assam Company Ltd Stock News

Bengal & Assam Company Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Bengal & Assam on 28-Mar-2024 16:01 is ₹8,600.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:01 the market cap of Bengal & Assam stood at ₹9,179.2.
The latest P/E ratio of Bengal & Assam as of 28-Mar-2024 16:01 is 78.92.
The latest P/B ratio of Bengal & Assam as of 28-Mar-2024 16:01 is 8.84.
The 52-week high of Bengal & Assam is ₹10,389 and the 52-week low is ₹3,251.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Bengal & Assam is ₹132.7 ( Cr.) .

About Bengal & Assam Company Ltd

Bengal & Assam Company was originally incorporated on January 30, 1947 under the Indian Companies Act, 1913 as Bengal & Assam Investors in the state of West Bengal. The name of the company was subsequently changed to Bengal & Assam Company with effect from June 2, 1982. The registered office of the company was shifted from the state of West Bengal to the NCT of Delhi in the year 2002.

Business area of the company

The company is engaged in the business of holding investments and other financial assets of group companies. BACL is duly registered as a Non-Banking Financial Company (NBFC) with Reserve Bank of India (RBI), New Delhi.

Subsidiary Companies

  • Fenner (India)
  • Southern Spinners & Processors
  • Modern Cotton Yarn Spinners
  • Panchmahal Properties
  • LVP Foods 
  • Dwarkesh Energy
  • Acorn Engineering
Read More Read Less
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