Ceejay Finance Ltd Stock Analysis

BSE: 530789 | NSE: | Finance - NBFC | Small Cap

BSE Share Price Jan 17, 18:01
106.50 -1.70 (-1.57%)

DeciZen - Make an Informed Decision on Ceejay Finance

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10 Year X-Ray:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Operating Income (₹ Cr.)10.310.511.111.612.314.316.414.817.314.214
YoY Gr. Rt. %-2.3%5.9%4.2%6%16.3%14.9%-9.8%17%-17.8%-
Adj EPS (₹ ) 8.310.910.810.810.913.616.114141312.9
YoY Gr. Rt. %-31.4%-1.1%0%0.7%24.5%19%-13.2%-0.1%-7.2%-
BVPS (₹ )49.859.168.377.386.399.9114.2126.3138.7151157.2
YoY Gr. Rt. %-18.6%15.5%13.2%11.7%15.7%14.3%10.6%9.8%8.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)7.28.98.57.97.58.28.36.86.460

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income3.7%3%-4.6%-17.8%
Adj EPS5.1%3.6%-7%-7.2%
BVPS13.1%11.8%9.8%8.9%
Share Price 18.2% 11.8% -3.9% 8.9%

Key Financial Ratios

RATIOS \ YEARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)2835.933.532.230.632.833.932.627.931.431.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)17.9201714.813.314.615.111.610.598.2

Recent Performance Summary

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 8.40%

Total Income has declined -12.16 CAGR in last 3 years

Net Profit has declined -7.01 CAGR in last 3 years

Latest Financials - Ceejay Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 12.9 -
TTM Sales (₹ Cr.) 14.1 -
BVPS (₹.) 157.2 -
Reserves (₹ Cr.) 51 -
P/BV 0.68 -
PE 8.27 -
From the Market
52 Week Low / High (₹) 67.00 / 125.90
All Time Low / High (₹) 0.54 / 241.00
Market Cap (₹ Cr.) 36.7
Equity (₹ Cr.) 3.5
Face Value (₹) 10
Industry PE 43.6

Management X-Ray:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Analyst's Notes

News

About Ceejay Finance Ltd

Ceejay Finance was incorporated on May 31, 1993. The company has operations in retail lending through leasing, hire purchase, auto financing, bills discounting and provides loans for commercial vehicles, cars, two-wheelers, three-wheelers and consumer durables.

The registered office of the company is located at CJ House, Mota Pore, Kheda-387001, Gujarat. 

Business area of the company

The company is engaged in financial and non-financial services comprising of both funds and non-fund-based activities.

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