What is Ceejay Finance share price return in the past 10 years?

Ceejay Finance Ltd share price has appreciated 15.5% annually (CAGR) over the past ten years.

Ceejay Finance Ltd - Stock Valuation and Financial Performance

Name: Ceejay Finance
Brand: Ceejay Finance

BSE: 530789 | NSE: | Finance - NBFC | Small Cap

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Ceejay Finance Ltd - Stock Valuation and Financial Performance

BSE: 530789 | NSE: | Finance - NBFC | Small Cap

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DeciZen - make an informed investing decision on Ceejay Finance

Based on:

Data

M-Cap below 100cr DeciZen not available

Ceejay Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

10.40

Market Cap:

70.7 Cr.

52-wk low:

155

52-wk high:

342.2

Is Ceejay Finance Ltd an attractive stock to invest in?

1. Is Ceejay Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Ceejay Finance Ltd is a below average quality company.

2. Is Ceejay Finance Ltd undervalued or overvalued?

The key valuation ratios of Ceejay Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Ceejay Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ceejay Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Ceejay Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	11.6	12.3	14.3	16.4	14.8	17.3	16	17.9	19.8	20.7	26
YoY Gr. Rt. %	-	6%	16.3%	14.9%	-9.8%	17%	-7.6%	11.6%	11%	4.5%	-
Adj EPS (₹ )	10.8	10.9	13.6	16.1	14	14	13	14.4	19.8	19.1	19.7
YoY Gr. Rt. %	-	0.7%	24.5%	19%	-13.2%	-0.1%	-7.2%	11.2%	37.7%	-4%	-
BVPS (₹ )	77.3	86.3	99.9	114.2	126.3	138.7	151	164.6	183.5	201.5	219.8
YoY Gr. Rt. %	-	11.7%	15.7%	14.3%	10.6%	9.8%	8.9%	9%	11.5%	9.8%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	7.9	7.5	8.2	8.3	6.8	6.4	6	6.5	7.8	6.6	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	6.7%	7%	9%	4.5%
Adj EPS	6.5%	6.4%	13.7%	-4%
BVPS	11.2%	9.8%	10.1%	9.8%
Share Price	15.5%	25.5%	27.4%	-12.5%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	32.2	30.6	32.8	33.9	32.6	27.9	28	27.9	34.5	31.7	25.9
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	14.8	13.3	14.6	15.1	11.6	10.5	9	9.1	11.4	9.9	9

Recent Performance Summary

Total Income has increased 9.00 CAGR in last 3 years

Net Profit has increased 13.70 CAGR in last 3 years

Total income growth is not so good in last 4 quarters

Return on Equity has declined versus last 3 years average to 9.40%

Latest Financials - Ceejay Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	19.7	-
TTM Sales (₹ Cr.)	26.3	-
BVPS (₹.) ⓘ	219.8	-
Reserves (₹ Cr.) ⓘ	72	-
P/BV ⓘ	0.93	-
PE ⓘ	10.40	-

From the Market
52 Week Low / High (₹)	155.00 / 342.20
All Time Low / High (₹)	0.54 / 342.20
Market Cap (₹ Cr.)	70.7
Equity (₹ Cr.)	3.5
Face Value (₹)	10
Industry PE ⓘ	31.8

Management X-Ray of Ceejay Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Ceejay Finance

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

No data found!

Key Ratios of Ceejay Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	11.60	12.28	14.28	16.42	15.51	17.35	16.84	17.96	21.20	21.45
Interest Income	11.58	12.27	14.27	16.39	14.79	17.30	15.99	17.85	19.82	20.71
Other Income ⓘ	0.03	0.01	0.01	0.04	0.73	0.05	0.85	0.11	1.37	0.74
Expenditure ⓘ	6.09	6.65	7.29	8.65	8.85	10.97	10.81	11.01	12.35	12.57
Interest Expense ⓘ	2.25	2.08	2.42	2.92	2.27	2.41	2.22	2.41	3.33	3.41
Operating Expenses ⓘ	3.61	3.95	4.54	4.95	4.67	6.70	6.11	6.25	7.70	8.26
Provisions	0.23	0.61	0.33	0.77	1.91	1.87	2.48	2.36	1.32	0.89
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	5.51	5.64	6.99	7.78	6.66	6.38	6.03	6.94	8.84	8.88
Taxes ⓘ	1.79	1.89	2.31	2.22	1.84	1.56	1.56	1.97	2	2.31
Profit After Tax	3.73	3.75	4.67	5.56	4.82	4.82	4.47	4.97	6.84	6.57
Adjusted EPS (₹)	10.8	10.9	13.6	16.1	14.0	14.0	13.0	14.4	19.8	19.1
Dividend Payout Ratio (%)	13%	14%	11%	16%	11%	7%	8%	7%	6%	6%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	26.67	29.78	34.46	39.40	43.59	47.84	52.10	56.79	63.31	69.52
Share Capital ⓘ	3.45	3.45	3.45	3.45	3.45	3.45	3.45	3.45	3.45	3.45
Reserves ⓘ	23.22	26.33	31.01	35.95	40.14	44.39	48.65	53.34	59.86	66.07
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.02	0.06	0.06	0.07	-0.55	-0.72	-0.61	-0.62	-0.74	-0.63
Current Liabilities	23.10	20.51	28.74	30.84	28.94	31.61	19.62	26.16	31.22	36.03
Trade Payables	0.38	0.89	0.61	1.01	0.75	1.12	0.66	1.03	1.89	1.79
Short term borrowings	21.03	17.85	26.70	28.52	27.02	29.71	18.43	24.08	28.37	33.08
Other Liabilities	-21.41	-18.74	-27.31	-29.53	-27.77	-30.83	-19.09	-25.11	-30.26	-34.87
Total Liabilities ⓘ	49.79	50.35	63.26	70.32	71.98	78.73	71.11	82.33	93.79	104.92
Assets
Non Current Asset	11.83	14.83	21.43	21.07	67.74	75.89	67.52	78.29	89.93	100.75
Loan Asset	10.43	13.50	19.38	19.66	66.38	74.37	65.98	77	88.49	93.97
Other Non Current Asset ⓘ	1.39	1.33	2.05	1.41	1.36	1.51	1.55	1.29	1.44	6.78
Current Asset	37.96	35.52	41.83	49.25	4.24	2.85	3.59	4.04	3.86	4.17
Current Investment	0.18	0.18	0.18	0.18	0.42	0.24	0.36	0.44	0.47	0
Other Current Asset	37.78	35.35	41.66	49.07	3.82	2.61	3.23	3.60	3.39	4.17
Total Assets ⓘ	49.79	50.35	63.26	70.32	71.98	78.73	71.11	82.33	93.79	104.92

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	-0.94	3.54	-7.93	1.51	4.17	-0.79	14.31	-4.98	-4.14	0.20
Cash Flow From Investing Activity ⓘ	-0.22	-0.08	-0.19	-0.04	-0.43	-0.08	-0.16	-0.08	-0.32	-4.80
Cash Flow From Financing Activity ⓘ	1.56	-3.72	8.25	1.21	-4.83	-0.34	-13.86	5.30	3.95	4.29
Net Cash Flow ⓘ	0.41	-0.25	0.13	2.69	-1.10	-1.22	0.29	0.24	-0.51	-0.31

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	11	11	14	16	14	14	13	14	20	19
DPS (₹)	1	2	2	3	2	1	1	1	1	1
BVPS (₹)	77	86	100	114	126	139	151	165	184	202
Performance Ratios
ROA (%)	7.9	7.5	8.2	8.3	6.8	6.4	6.0	6.5	7.8	6.6
ROE (%)	14.8	13.3	14.6	15.1	11.6	10.5	9.0	9.1	11.4	9.9
ROCE (%)	17.2	16.2	17.3	16.6	12.9	11.9	11.2	12.4	14.1	12.7
Valuation Parameters
Price/Book(x)	0.7	0.4	0.6	1.5	0.8	0.4	0.5	0.7	0.6	0.9

Ceejay Finance Ltd Stock News

Ceejay Finance Ltd FAQs

What is the share price of Ceejay Finance?

Company share prices are keep on changing according to the market conditions. The closing price of Ceejay Finance on 18-Jul-2025 16:59 is ₹205.0.

What is the market cap of Ceejay Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 18-Jul-2025 16:59 the market cap of Ceejay Finance stood at ₹70.72.

What is the P/E ratio of Ceejay Finance?

The latest P/E ratio of Ceejay Finance as of 18-Jul-2025 16:59 is 10.40.

What is the P/B ratio of Ceejay Finance?

The latest P/B ratio of Ceejay Finance as of 18-Jul-2025 16:59 is 0.93.

What is the 52-week high and low of Ceejay Finance?

The 52-week high of Ceejay Finance is ₹342.2 and the 52-week low is ₹155.0.

What is the TTM revenue of Ceejay Finance?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ceejay Finance is ₹26.29 ( Cr.) .

About Ceejay Finance Ltd

Ceejay Finance was incorporated on May 31, 1993. The company has operations in retail lending through leasing, hire purchase, auto financing, bills discounting and provides loans for commercial vehicles, cars, two-wheelers, three-wheelers and consumer durables.

The registered office of the company is located at CJ House, Mota Pore, Kheda-387001, Gujarat.

Business area of the company

The company is engaged in financial and non-financial services comprising of both funds and non-fund-based activities.

SEBI Registered: Investment Adviser - INA000013323 RIA Details

Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Disclaimer: Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provides any assurance of returns to investors.

Compliance Officer:

Name: Shrikant Jagtap

Email: shrikant.jagtap@moneyworks4me.com

Mobile No: +91 97638 00745

Grievance Officer:

Name: Mukta Vaze

Email: mukta.vaze@moneyworks4me.com

Mobile No:+91 98609 19463

Principal Officer:

Name: Atharva Bhide

Email: atharva.bhide@moneyworks4me.com

Mobile No:+91 91758 99463

SEBI regional/local office address-

Plot No. C 4-A , G Block, Near Bank of India, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Address:

The Alchemists Ark Pvt. Ltd., B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045

Data provided by Accord Fintech Pvt. Ltd.

Please wait your portfolio is updating...

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
BASL Membership ID:	BASL1187
Address	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Ceejay Finance Ltd - Stock Valuation and Financial Performance

Ceejay Finance Share Price

Ceejay Finance Ltd - Stock Valuation and Financial Performance

Ceejay Finance Share Price

DeciZen - make an informed investing decision on Ceejay Finance Share

M-Cap below 100cr DeciZen not available

Ceejay Finance stock performance -

Is Ceejay Finance Ltd an attractive stock to invest in?

1. Is Ceejay Finance Ltd a good quality company?

2. Is Ceejay Finance Ltd undervalued or overvalued?

3. Is Ceejay Finance Ltd a good buy now?

10 Year X-Ray of Ceejay Finance: Share

Analysis of Financial Track Record

CAGR ⓘ

Key Financial Ratios

Recent Performance Summary

Latest Financials - Ceejay Finance Ltd.

Management X-Ray of Ceejay Finance: Share

Shareholding Pattern

Promoter's Holding & Share Pledging