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Ceejay Finance Ltd Stock Analysis

Small Cap
Evaluated by 147 users | BSE: 530789 | NSE: |
Finance - NBFC
Ceejay Finance was incorporated on May 31, 1993. The company has operations in retail lending through leasing, hire purchase, auto financing, bills discounting and provides loans for commercial vehicles, cars, two-wheelers, three-wheelers and consumer durables. The registered office of the...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Operating Income (Rs. Cr.)810.310.511.111.612.314.316.414.817.3
Y-o-Y Gr. Rt.-27.7%2.3%5.9%4.2%6%16.3%14.9%-9.8%17%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
5.488.3110.9210.810.810.8813.5516.1213.9913.97
Y-o-Y Gr. Rt.-51.6%31.4%-1.1%0%0.7%24.5%19%-13.2%-0.1%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
42.9149.8359.1168.2777.3186.3399.88114.2126.34138.67
Y-o-Y Gr. Rt.-16.1%18.6%15.5%13.2%11.7%15.7%14.3%10.6%9.8%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)5.397.228.888.477.97.498.238.336.786.4
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Ceejay Finance Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income8.9%8.4%6.6%17%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
11%5.3%1%-0.1%
Book Value per Share
13.9%12.4%11.6%9.8%
Share Price 21.4% 13.6% -14.2% -1.8%
Key Financial Ratios
RATIOS \ YEARSMar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 23.5127.9935.8933.5332.1930.5732.7633.9332.6327.86
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 13.417.9320.0416.9514.8413.2914.5515.0611.6310.54
Entity Percentage Holding
Promoters 59.17%
Non-Institutions 40.83%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Ceejay Finance Ltd's performance infers:

Ceejay Finance Ltd earnings have grown by 5.3%, whereas share price has appreciated 13.6% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Ceejay Finance Ltd share prices over the last 10 years. Here is what we found out:

Ceejay Finance Ltd share price has appreciated 17.8% annually over the past ten years.

Ceejay Finance was incorporated on May 31, 1993. The company has operations in retail lending through leasing, hire purchase, auto financing, bills discounting and provides loans for commercial vehicles, cars, two-wheelers, three-wheelers and consumer durables.

The registered office of the company is located at CJ House, Mota Pore, Kheda-387001, Gujarat. 

Business area of the company

The company is engaged

Ceejay Finance was incorporated on May 31, 1993. The company has operations in retail lending through leasing, hire purchase, auto financing, bills discounting and provides loans for commercial vehicles, cars, two-wheelers, three-wheelers and consumer durables.

The registered office of the company is located at CJ House, Mota Pore, Kheda-387001, Gujarat. 

Business area of the company

The company is engaged in financial and non-financial services comprising of both funds and non-fund-based activities.

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323

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