What is Coral India Finance & Housing Ltd (CORALFINAC) share price return in the past 10 years?

Coral India Finance & Housing Ltd share price has appreciated 8.8% annually (CAGR) over the past ten years.

What is the share price of Coral India Finance & Housing Ltd (CORALFINAC)?

Company share prices are keep on changing according to the market conditions. The current trading price of Coral India Finance & Housing Ltd (CORALFINAC) on 01-Jul-2026 15:31:00 at 15:31 is 33.29.

What is the P/E ratio of Coral India Finance & Housing?

The latest standalone P/E ratio of Coral India Finance & Housing as of 01-Jul-2026 is 8.58.

What is the P/B ratio of Coral India Finance & Housing Ltd (CORALFINAC)?

The latest standalone P/B ratio of Coral India Finance & Housing Ltd (CORALFINAC) as of 01-Jul-2026 is 0.61.

What is the 52-week high and low of Coral India Finance & Housing Ltd (CORALFINAC)?

The 52-week high of Coral India Finance & Housing Ltd (CORALFINAC) is Rs. 52.98 and the 52-week low is Rs. 25.00.

Coral India Finance & Housing Ltd (CORALFINAC) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Coral India Finance & Housing Ltd (CORALFINAC)
Brand: Coral India Finance & Housing

Coral India Finance & Housing Ltd (CORALFINAC)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531556 NSE: CORALFINAC Finance - NBFC | Small Cap | Coral India Fin &Hsg Share Price

Coral India Finance & Housing Ltd (CORALFINAC)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531556 NSE: CORALFINAC Finance - NBFC | Small Cap | Coral India Fin &Hsg Share Price

Key Metrics

Valuation Multiples

Market Cap

₹127 Cr.

Current Price

₹33.3

52-Week Low / High

₹25 / 53

TTM EPS

₹3.7

Book Value per Share

₹51.4

P/E Ratio

8.58

Lower than its 5-year historical median

Industry PE

28.3

Price to Book (P/B)

0.61

Lower than its 5-year historical median

EV/EBITDA

6.19

Lower than its 5-year historical median

Dividend Yield

1.2%

Profitability Efficiency

Return on Equity (ROE)

8.65%

Return on Capital Employed (ROCE)

10.48%

Return on Assets (ROA)

8.19%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

-23.55%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

20.31%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹15.4 Cr.

Reserves

₹199 Cr.

Equity

₹8.1 Cr.

Face Value

₹2

All Time Low / High

₹0.32 / 105.10

Coral India Finance & Housing stock performance

Key Ratios

Check Before You Invest

Quality

Locked

Valuation

Locked

Price Trend

Locked

Q.1 Is Coral India Finance & Housing Ltd a good quality company?

Coral India Finance & Housing Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Coral India Finance & Housing Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Coral India Finance & Housing Ltd vs Industry Peers?

Coral India Finance & Housing Ltd AUM CAGR is 13.36%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Coral India Finance & Housing Ltd?

Promoters hold 74.96% of the Coral India Finance & Housing Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Coral India Finance & Housing Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 10% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	11.8	13.6	22.1	14.2	12	20.2	27.5	29.6	27.7	21.2	15
YoY Gr. Rt. %	-	15.3%	63%	-35.7%	-15.3%	67.8%	36.2%	7.5%	-6.3%	-23.6%	-
Adj EPS (₹ )	1.3	1.6	2.7	1.7	1.6	3.2	4.3	4.6	5.2	4.3	3.7
YoY Gr. Rt. %	-	28.4%	65.6%	-38.9%	-2.4%	100%	33.9%	5.6%	13.2%	-15.7%	-
BVPS (₹ )	15.5	29.1	28.9	25.6	23.5	31.5	35.2	37.1	45.5	54.8	51.4
YoY Gr. Rt. %	-	88%	-0.7%	-11.5%	-8.2%	34.4%	11.7%	5.3%	22.7%	20.3%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	7.4	6.7	9	5.8	6.2	10	12.1	11.6	11.6	8.2	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	6.7%	12%	-8.4%	-23.6%
Adj EPS	14.6%	21.9%	0.2%	-15.7%
BVPS	15.1%	18.5%	15.9%	20.3%
Share Price	8.8%	-7.1%	-2.6%	-26.8%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	53.9	59.9	61.1	57.8	66.6	64.2	63.2	62	75	82.7	96
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	8.5	7.3	9.3	6.1	6.6	10.6	12.9	12.6	12.5	8.7	7.1

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	12	14	23	15	13	21	28	31	31	26
Interest Income	12	14	22	14	12	20	27	30	28	21
Other Income ⓘ	0	0	0	0	0	1	1	0	0	0
Exceptional Items ⓘ	0	0	1	0	1	1	0	1	3	5
Expenditure ⓘ +	4	4	6	4	4	5	6	8	7	5
Interest Expense ⓘ	0	0	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	4	3	6	4	3	4	5	8	7	4
Provisions	0	0	0	0	0	1	1	0	0	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	8	10	17	10	10	16	22	22	24	21
Taxes ⓘ	2	2	3	2	2	3	5	4	3	4
Profit After Tax	6	8	13	8	8	13	17	18	21	17
Adjusted EPS (₹)	1.3	1.6	2.7	1.7	1.6	3.2	4.3	4.6	5.2	4.3
Dividend Payout Ratio (%)	15.70%	12.30%	7.40%	12.10%	12.50%	15.50%	7%	0%	7.80%	9.20%

Valuation of Coral India Fin &Hsg - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	78	145	144	127	117	127	142	150	184	221
Share Capital ⓘ	10	10	10	10	10	8	8	8	8	8
Reserves ⓘ	67	135	134	118	107	119	134	142	175	213
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	4	3	4	5	5	4	6	10	6	9
Current Liabilities	8	3	1	1	3	4	4	5	3	4
Trade Payables	0	1	1	0	0	1	0	0	0	0
Other Liabilities	-0	-1	-1	-0	-0	-1	-0	-0	-0	-0
Total Liabilities ⓘ	90	151	149	133	125	135	153	164	193	234
Assets
Non Current Asset +	72	135	130	116	106	63	70	65	70	98
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	72	135	130	116	106	63	70	65	70	98
Current Asset +	18	16	19	18	19	72	82	99	123	136
Current Investment	0	0	0	0	0	54	58	67	94	109
Other Current Asset	18	16	19	18	19	18	25	32	29	27
Total Assets ⓘ	90	151	149	133	125	135	153	164	193	234

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-1	3	-1	5	8	4	2	22	5	19
Cash Flow From Investing Activity ⓘ	-4	-2	2	-5	-6	15	1	-9	-3	-18
Cash Flow From Financing Activity ⓘ	-0	-1	-0	-1	-1	-21	-2	-1	-1	-2
Net Cash Flow ⓘ	-5	-1	1	-1	1	-2	1	12	0	-1

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	6.40	8.10	2.70	1.70	1.60	3.20	4.30	4.60	5.20	4.30
DPS (₹)	1	1	0.20	0.20	0.20	0.50	0.30	0	0.40	0.40
BVPS (₹)	77.3	145.3	28.9	25.6	23.5	31.5	35.2	37.1	45.5	54.8
Performance Ratios
ROA (%)	7.4	6.7	9.0	5.8	6.2	10.0	12.1	11.6	11.6	8.2
ROE (%)	8.5	7.3	9.3	6.1	6.6	10.6	12.9	12.6	12.5	8.7
ROCE (%)	10.5	9.1	11.8	7.5	7.9	12.9	16.3	15.3	14.2	10.5
Valuation Parameters
Price/Book(x)	0.7	1.3	1.1	0.7	0.6	0.7	1.1	0.7	0.8	0.7

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Coral India Finance & Housing Ltd FAQs

The current trading price of Coral India Fin &Hsg on 01-Jul-2026 15:31 is ₹33.29.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 30-Jun-2026 the market cap of Coral India Fin &Hsg stood at ₹126.8 Cr

The latest P/E ratio of Coral India Fin &Hsg as of 30-Jun-2026 is 8.58.

The latest P/B ratio of Coral India Fin &Hsg as of 30-Jun-2026 is 0.61.

The 52-week high of Coral India Fin &Hsg is ₹52.98 and the 52-week low is ₹25.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Coral India Fin &Hsg is ₹15.40 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Coral India Finance & Housing Ltd is a below average quality company.

The key valuation ratios of Coral India Finance & Housing Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Coral India Finance & Housing Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Coral India Finance & Housing Ltd

Coral India Housing, earlier known as Coral India Finance & Housing was incorporated on January 04, 1995. The company operates in the three segments of finance, resort and construction. It went into agreement with Standard Fireworks to acquire 14,700 sq. ft. of land in Thane valued at Rs 3.11 crore for its project Coral Orchids. In 2010 -the company has changed his name from Coral India Finance & Housing Limited to Coral India Housing Limited.

The company had acquired 12,500 sq. ft. of land valued at Rs 0.45 crore for its project Coral Gardens in Deolali, Nasik. It went into agreement with Kelani Builders & Developers for 435 sq. m. of prime land valued at Rs 0.19 crore for its project Coral Plaza in Chembur, Mumbai.

In FY07, the company started construction of the residential-cum-commercial project at Ghodbunder Road, Thane, Maharashtra.

The registered office of the company is located at Dalamal House, 4th Floor, Mumbai-400021.

Business area of the company:

The company is engaged in financial and construction activities.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
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Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Coral India Finance & Housing Ltd (CORALFINAC)

Coral India Finance & Housing Ltd (CORALFINAC)

Coral India Finance & Housing stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Coral India Fin &Hsg - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Coral India Finance & Housing Ltd FAQs

What is the share price of Coral India Fin &Hsg?

What is the market cap of Coral India Fin &Hsg?

What is the P/E ratio of Coral India Fin &Hsg?

What is the P/B ratio of Coral India Fin &Hsg?

What is the 52-week high and low of Coral India Fin &Hsg?

What is the TTM revenue of Coral India Fin &Hsg?

Is Coral India Finance & Housing Ltd a good quality company?

Is Coral India Finance & Housing Ltd undervalued or overvalued?

Is Coral India Finance & Housing Ltd a good buy now?

About Coral India Finance & Housing Ltd

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