What is CAGR? What does CAGR table indicate for Coral India Finance & Housing Ltd.?

Compounded average growth rate (CAGR) measures the average annual growth rate compounded year-on-year over a period of time.

Coral India Finance & Housing Ltd. Stock Analysis

Q: Is Coral India Finance & Housing Ltd. a good quality company?

MoneyWorks4Me analysed the past 10-year performance of Coral India Finance & Housing Ltd. and arrived at the following conclusion.

Q: Is the current market price of Coral India Finance & Housing Ltd. a good price to buy it?

The 5-year analysis of Coral India Finance & Housing Ltd.'s performance infers.

Q: What is Coral India Finance & Housing Ltd. share price return in the past 10 years?

We analysed the performance of Coral India Finance & Housing Ltd. share prices over the last 10 years. Here is what we found out:

Small Cap

Evaluated by 320 users | BSE: 531556 | NSE: CORALFINAC |
Finance - NBFC

10 Year X-Ray

Standalone basis Standalone basis P Consolidated basis

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

What is a Financial Track Record? How to read this chart in order to understand the data present here?

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.

	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20
Operating Income (Rs. Cr.)	16.7	42	31	10.8	16.2	11.8	13.6	22.1	14.2	12
Y-o-Y Gr. Rt.	-	152.4%	-26.3%	-65.2%	50%	-27.3%	15.3%	62.9%	-35.7%	-15.3%
Adjusted EPS (Rs.) Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items	1.19	2.01	3.06	1.34	2.07	1.27	1.63	2.7	1.65	1.61
Y-o-Y Gr. Rt.	-	68.9%	52.2%	-56.2%	54.5%	-38.7%	28.4%	65.6%	-38.9%	-2.4%
Book Value per Share (Rs.) The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share	6.43	8.44	11.5	12.6	14.43	15.46	29.06	28.87	25.56	23.47
Y-o-Y Gr. Rt.	-	31.3%	36.3%	9.6%	14.5%	7.1%	88%	-0.7%	-11.5%	-8.2%

To view Net Profit/Total Funds (%) Colour Rating Guide click here

Net Profit/Total Funds (%)

12.29

18.13

25.12

9.87

13.49

7.35

6.74

8.98

5.82

6.21

Difference between Standalone Basis and Consolidated basis? Which method is preferred for Coral India Finance & Housing Ltd. ?

Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.

Coral India Finance & Housing Ltd. should be analysed on a Standalone basis

CAGR CAGR Colour Code Guide

	9 yrs	5 yrs	3 yrs	1 yr
Operating Income	-3.6%	-5.7%	-3.9%	-15.3%
Adjusted EPS Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.	3.4%	-4.9%	-0.4%	-2.4%
Book Value per Share	15.5%	10.2%	-6.9%	-8.2%
Share Price	19.9%	6.9%	-36.9%	57.7%

Key Financial Ratios

RATIOS \ YEARS	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here Asset Quality Ratio: Colour Rating Guide <0.5 : Very Good 0.5-1 : Somewhat Good >1 : Not Good
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here Capitalization Ratio: Colour Rating Guide >17% : Very Good 15%-17% : Somewhat Good <15% : Not Good
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0
Margins
Net Profit Margin (%)	35.64	23.82	49.2	61.98	63.82	53.94	59.85	61.05	57.83	66.58
Performance Ratios To view Performance Ratios Colour Rating Guide click here Performance Ratios: Colour Rating Guide >15 : Very Good 12-15 : Somewhat Good <12 : Not Good
Return on Equity (%)	20.38	27	30.67	11.12	15.31	8.51	7.31	9.34	6.05	6.55

Management X-Ray

Shareholding Pattern

Entity	Percentage Holding
Promoters	79.63%
Institutions	0.46%
Non-Institutions	19.91%

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

FAQs

1. Is Coral India Finance & Housing Ltd. a good quality company?

Data is not available for this company.

2. Is current market price of Coral India Finance & Housing Ltd. a good price to buy it?

The 5-year analysis of Coral India Finance & Housing Ltd.'s performance infers:

Coral India Finance & Housing Ltd. earnings have declined by -4.9%, whereas share price has appreciated 6.9% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

3. What is Coral India Finance & Housing Ltd. share price return in the past 10 years ?

We analysed the performance of Coral India Finance & Housing Ltd. share prices over the last 10 years. Here is what we found out:

Coral India Finance & Housing Ltd. share price has appreciated 14% annually over the past ten years.

About Company

Coral India Housing, earlier known as Coral India Finance & Housing was incorporated on January 04, 1995. The company operates in the three segments of finance, resort and construction. It went into agreement with Standard Fireworks to acquire 14,700 sq. ft. of land in Thane valued at Rs 3.11 crore for its project Coral Orchids. In 2010 -the company has changed his name from Coral India Finance & Housing Limited to Coral India Housing Limited.

The company had acquired 12,500

The company had acquired 12,500 sq. ft. of land valued at Rs 0.45 crore for its project Coral Gardens in Deolali, Nasik. It went into agreement with Kelani Builders & Developers for 435 sq. m. of prime land valued at Rs 0.19 crore for its project Coral Plaza in Chembur, Mumbai.

In FY07, the company started construction of the residential-cum-commercial project at Ghodbunder Road, Thane, Maharashtra.

The registered office of the company is located at Dalamal House, 4th Floor, Mumbai-400021.

Business area of the company:

The company is engaged in financial and construction activities.

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