Is Coral India Finance & Housing a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Coral India Finance & Housing Ltd is a below average quality company .

Is Coral India Finance & Housing undervalued or overvalued?

The key valuation ratios of Coral India Finance & Housing Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone .

What is Coral India Finance & Housing share price return in the past 10 years?

Coral India Finance & Housing Ltd share price has appreciated 14.7% annually (CAGR) over the past ten years.

Is Coral India Finance & Housing a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Coral India Finance & Housing Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of Coral India Finance & Housing?

The latest standalone P/E ratio of Coral India Finance & Housing as of 18-Jun-2025 is 10.27.

What is the P/B ratio of Coral India Finance & Housing?

The latest standalone P/B ratio of Coral India Finance & Housing as of 18-Jun-2025 is 0.81.

What is the 52-week high and low of Coral India Finance & Housing?

The 52-week high of Coral India Finance & Housing is Rs. 77.85 and the 52-week low is Rs. 33.91.

Coral India Finance & Housing Ltd - Stock Valuation and Financial Performance

Name: Coral India Finance & Housing
Brand: Coral India Finance & Housing

BSE: 531556 | NSE: CORALFINAC | Finance - NBFC | Small Cap

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Coral India Fin &Hsg Share Price

₹44.57 0.14 0.32%
as on 18-Jun'25 16:59

10 Year X-Ray of Coral India Fin &Hsg:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	16.2	11.8	13.6	22.1	14.2	12	20.2	27.5	29.6	27.7	21
YoY Gr. Rt. %	-	-27.3%	15.3%	62.9%	-35.7%	-15.3%	67.8%	36.2%	7.5%	-6.3%	-
Adj EPS (₹ )	2.1	1.3	1.6	2.7	1.7	1.6	3.2	4.3	4.6	5.2	4.3
YoY Gr. Rt. %	-	-38.7%	28.4%	65.6%	-38.9%	-2.4%	100%	33.9%	5.6%	13.2%	-
BVPS (₹ )	14.4	15.5	29.1	28.9	25.6	23.5	31.5	35.2	37.1	45.5	54.8
YoY Gr. Rt. %	-	7.1%	88%	-0.7%	-11.5%	-8.2%	34.4%	11.7%	5.3%	22.7%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	13.5	7.4	6.7	9	5.8	6.2	10	12.1	11.6	11.6	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	6.2%	14.3%	11.1%	-6.3%
Adj EPS	10.7%	25.6%	17%	13.2%
BVPS	13.6%	12.2%	13%	22.7%
Share Price	14.7%	17.4%	7.9%	-3.6%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	63.8	53.9	59.9	61.1	57.8	66.6	64.2	63.2	62	75	82.7
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	15.3	8.5	7.3	9.3	6.1	6.6	10.6	12.9	12.6	12.5	7.9

Recent Performance Summary

Total Income has increased 11.09 CAGR in last 3 years

Net Profit has increased 16.95 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 8.70%

Total income growth is poor in last 4 quarters

Latest Financials - Coral India Finance & Housing Ltd.

	Standalone	Consolidated
TTM EPS (₹)	4.3	-
TTM Sales (₹ Cr.)	21.2	-
BVPS (₹.) ⓘ	54.8	-
Reserves (₹ Cr.) ⓘ	213	-
P/BV ⓘ	0.81	-
PE ⓘ	10.27	-

From the Market
52 Week Low / High (₹)	33.91 / 77.85
All Time Low / High (₹)	0.32 / 105.10
Market Cap (₹ Cr.)	180
Equity (₹ Cr.)	8.1
Face Value (₹)	2
Industry PE ⓘ	31.2

Management X-Ray of Coral India Fin &Hsg:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Coral India Fin &Hsg

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

No data found!

Key Ratios of Coral India Fin &Hsg

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	19	12	14	23	15	13	21	28	31	31
Interest Income	16	12	14	22	14	12	20	27	30	28
Other Income ⓘ	3	0	0	1	0	1	1	0	1	3
Expenditure ⓘ	6	4	4	6	4	4	5	6	8	7
Interest Expense ⓘ	0	0	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	6	4	3	6	4	3	4	5	8	7
Provisions	0	0	0	0	0	0	1	1	0	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	13	8	10	17	10	10	16	22	22	24
Taxes ⓘ	3	2	2	3	2	2	3	5	4	3
Profit After Tax	10	6	8	13	8	8	13	17	18	21
Adjusted EPS (₹)	2.1	1.3	1.6	2.7	1.7	1.6	3.2	4.3	4.6	5.2
Dividend Payout Ratio (%)	10%	16%	12%	7%	12%	12%	16%	7%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	72	78	145	144	127	117	127	142	150	184
Share Capital ⓘ	10	10	10	10	10	10	8	8	8	8
Reserves ⓘ	62	67	135	134	118	107	119	134	142	175
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	3	4	3	4	5	5	4	6	10	6
Current Liabilities	7	8	3	1	1	3	4	4	5	3
Trade Payables	0	0	1	1	0	0	1	0	0	0
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Other Liabilities	0	0	-1	-1	0	0	-1	0	0	0
Total Liabilities ⓘ	83	90	151	149	133	125	135	153	164	193
Assets
Non Current Asset	60	72	135	130	116	106	63	70	65	70
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	60	72	135	130	116	106	63	70	65	70
Current Asset	23	18	16	19	18	19	72	82	99	123
Current Investment	0	0	0	0	0	0	54	58	67	94
Other Current Asset	23	18	16	19	18	19	18	25	32	29
Total Assets ⓘ	83	90	151	149	133	125	135	153	164	193

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	7	-1	3	-1	5	8	4	2	22	5
Cash Flow From Investing Activity ⓘ	-3	-4	-2	2	-5	-6	15	1	-9	-3
Cash Flow From Financing Activity ⓘ	0	0	-1	0	-1	-1	-21	-2	-1	-1
Net Cash Flow ⓘ	4	-5	-1	1	-1	1	-2	1	12	0

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	10	6	8	3	2	2	3	4	5	5
DPS (₹)	1	1	1	0	0	0	1	0	0	0
BVPS (₹)	72	77	145	29	26	23	32	35	37	46
Performance Ratios
ROA (%)	13.5	7.4	6.7	9.0	5.8	6.2	10.0	12.1	11.6	11.6
ROE (%)	15.3	8.5	7.3	9.3	6.1	6.6	10.6	12.9	12.6	12.5
ROCE (%)	19.2	10.5	9.1	11.8	7.5	7.9	12.9	16.3	15.3	14.2
Valuation Parameters
Price/Book(x)	0.7	0.7	1.3	1.1	0.7	0.6	0.7	1.1	0.7	0.8

Coral India Finance & Housing Ltd Stock News

Coral India Finance & Housing Ltd FAQs

What is the share price of Coral India Fin &Hsg?

Company share prices are keep on changing according to the market conditions. The closing price of Coral India Fin &Hsg on 18-Jun-2025 16:59 is ₹44.57.

What is the market cap of Coral India Fin &Hsg?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 18-Jun-2025 16:59 the market cap of Coral India Fin &Hsg stood at ₹179.6.

What is the P/E ratio of Coral India Fin &Hsg?

The latest P/E ratio of Coral India Fin &Hsg as of 18-Jun-2025 16:59 is 10.27.

What is the P/B ratio of Coral India Fin &Hsg?

The latest P/B ratio of Coral India Fin &Hsg as of 18-Jun-2025 16:59 is 0.81.

What is the 52-week high and low of Coral India Fin &Hsg?

The 52-week high of Coral India Fin &Hsg is ₹77.85 and the 52-week low is ₹33.91.

What is the TTM revenue of Coral India Fin &Hsg?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Coral India Fin &Hsg is ₹21.16 ( Cr.) .

About Coral India Finance & Housing Ltd

Coral India Housing, earlier known as Coral India Finance & Housing was incorporated on January 04, 1995. The company operates in the three segments of finance, resort and construction. It went into agreement with Standard Fireworks to acquire 14,700 sq. ft. of land in Thane valued at Rs 3.11 crore for its project Coral Orchids. In 2010 -the company has changed his name from Coral India Finance & Housing Limited to Coral India Housing Limited.

The company had acquired 12,500 sq. ft. of land valued at Rs 0.45 crore for its project Coral Gardens in Deolali, Nasik. It went into agreement with Kelani Builders & Developers for 435 sq. m. of prime land valued at Rs 0.19 crore for its project Coral Plaza in Chembur, Mumbai.

In FY07, the company started construction of the residential-cum-commercial project at Ghodbunder Road, Thane, Maharashtra.

The registered office of the company is located at Dalamal House, 4th Floor, Mumbai-400021.

Business area of the company:

The company is engaged in financial and construction activities.

SEBI Registered: Investment Adviser - INA000013323 RIA Details

Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Disclaimer: Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provides any assurance of returns to investors.

Compliance Officer:

Name: Shrikant Jagtap

Email: shrikant.jagtap@moneyworks4me.com

Mobile No: +91 97638 00745

Grievance Officer:

Name: Mukta Vaze

Email: mukta.vaze@moneyworks4me.com

Mobile No:+91 98609 19463

Principal Officer:

Name: Atharva Bhide

Email: atharva.bhide@moneyworks4me.com

Mobile No:+91 91758 99463

SEBI regional/local office address-

Plot No. C 4-A , G Block, Near Bank of India, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Address:

The Alchemists Ark Pvt. Ltd., B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045

Data provided by Accord Fintech Pvt. Ltd.

Please wait your portfolio is updating...

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
BASL Membership ID:	BASL1187
Address	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Coral India Finance & Housing Ltd - Stock Valuation and Financial Performance

Coral India Fin &Hsg Share Price

DeciZen - make an informed investing decision on Coral India Fin &Hsg Share

Overall Rating ⓘ M-Cap below 500cr. High Risk from low Liquidity

1. Quality

2. Valuation

3. Price Trend

Coral India Finance & Housing stock performance -

Is Coral India Finance & Housing Ltd an attractive stock to invest in?

1. Is Coral India Finance & Housing Ltd a good quality company?

2. Is Coral India Finance & Housing Ltd undervalued or overvalued?

3. Is Coral India Finance & Housing Ltd a good buy now?

10 Year X-Ray of Coral India Fin &Hsg: Share

Analysis of Financial Track Record

CAGR ⓘ

Key Financial Ratios

Recent Performance Summary

Latest Financials - Coral India Finance & Housing Ltd.

Management X-Ray of Coral India Fin &Hsg: Share

Shareholding Pattern

Promoter's Holding & Share Pledging