What is Explicit Finance Ltd (530571) share price return in the past 10 years?

Explicit Finance Ltd share price has appreciated 4% annually (CAGR) over the past ten years.

What is the share price of Explicit Finance Ltd (530571)?

Company share prices are keep on changing according to the market conditions. The current trading price of Explicit Finance Ltd (530571) on 02-Jun-2026 16:59:59 at 16:59 is 9.60.

What is the P/E ratio of Explicit Finance?

The latest standalone P/E ratio of Explicit Finance as of 02-Jun-2026 is 0.00.

What is the P/B ratio of Explicit Finance Ltd (530571)?

The latest standalone P/B ratio of Explicit Finance Ltd (530571) as of 02-Jun-2026 is 1.11.

What is the 52-week high and low of Explicit Finance Ltd (530571)?

The 52-week high of Explicit Finance Ltd (530571) is Rs. 15.94 and the 52-week low is Rs. 6.18.

Explicit Finance Ltd (530571) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Explicit Finance Ltd (530571)
Brand: Explicit Finance

Explicit Finance Ltd (530571)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530571 NSE: Finance - NBFC | Small Cap | Explicit Finance Share Price

Explicit Finance Ltd (530571)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530571 NSE: Finance - NBFC | Small Cap | Explicit Finance Share Price

Key Metrics

Valuation Multiples

Market Cap

₹9 Cr.

Current Price

₹9.6

52-Week Low / High

₹6 / 16

TTM EPS

₹-0

Book Value per Share

₹8.7

P/E Ratio

0.00

Lower than its 5-year historical median

Industry PE

25.6

Price to Book (P/B)

1.11

Higher than its 5-year historical median

EV/EBITDA

-8637.90

Lower than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

-0.06%

Return on Capital Employed (ROCE)

-0.06%

Return on Assets (ROA)

-0.06%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

-29.57%

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹0.7 Cr.

Reserves

₹-1 Cr.

Equity

₹9.3 Cr.

Face Value

₹10

All Time Low / High

₹0.05 / 29.00

Explicit Finance stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Explicit Finance Ltd a good quality company?

Explicit Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Explicit Finance Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Explicit Finance Ltd vs Industry Peers?

Explicit Finance Ltd AUM CAGR is -0.47%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.

Q.1 Promoter shareholding and pledge status of Explicit Finance Ltd?

Promoters hold 12.09% of the Explicit Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Explicit Finance Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 3.2% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	5.7	5.5	12.2	4.5	7.2	6.2	11.6	22.3	8.8	6.2	1
YoY Gr. Rt. %	-	-2.1%	120.4%	-62.7%	58.2%	-13.2%	85.5%	92.7%	-60.8%	-29.5%	-
Adj EPS (₹ )	0	-0.4	-0.2	-0.1	-0	-0	-0.3	0	0	-0	-0
YoY Gr. Rt. %	-	NA	NA	NA	NA	NA	NA	NA	100%	-150%	-
BVPS (₹ )	9.5	9.1	9	8.6	8.4	8.8	8.5	8.5	8.5	8.5	8.7
YoY Gr. Rt. %	-	-4.1%	-1.7%	-4.5%	-1.9%	5%	-3.4%	0.1%	0.1%	0%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0	-4.1	-1.6	-1	-0.2	-0.4	-3.3	0.1	0.2	-0.1	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	1%	-3%	-18.9%	-29.5%
Adj EPS	NA	NA	NA	-150%
BVPS	-1.2%	0.3%	0.1%	0%
Share Price	4%	31%	25.4%	11%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	0	-6.5	-1.1	-1.9	-0.3	-0.5	-2.4	0	0.2	-0.1	-1.3
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0	-4.2	-1.6	-1.1	-0.2	-0.4	-3.4	0.1	0.2	-0.1	-0.1

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	5.65	5.55	12.21	4.65	7.23	6.70	12.28	22.87	9.40	6.79
Interest Income	5.65	5.53	12.20	4.55	7.19	6.24	11.58	22.31	8.76	6.17
Other Income ⓘ	0	0.03	0.02	0.04	0.02	0.28	1.90	0.18	0.50	0.05
Exceptional Items ⓘ	0	0.01	0.01	0.10	0.04	0.46	0.70	0.55	0.64	0.62
Expenditure ⓘ +	5.65	5.61	12.35	4.73	7.25	6.73	12.55	22.86	9.38	6.79
Interest Expense ⓘ	0.02	0	0	0	0	0	0	0.01	0	0
Operating Expenses ⓘ	5.63	5.57	12.33	4.69	7.23	6.45	10.65	22.67	8.89	6.74
Provisions	0	0.03	0.02	0.04	0.02	0.28	1.90	0.18	0.50	0.05
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0	-0.06	-0.14	-0.08	-0.02	-0.03	-0.27	0.01	0.02	-0
Taxes ⓘ	0	0.30	0	0	0	0	0	0	0	0
Profit After Tax	0	-0.36	-0.14	-0.08	-0.02	-0.03	-0.27	0.01	0.02	-0
Adjusted EPS (₹)	0.0	-0.4	-0.2	-0.1	-0.0	-0.0	-0.3	0.0	0.0	-0.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Explicit Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	8.79	8.43	8.29	7.92	7.77	8.16	7.89	7.89	7.91	7.90
Share Capital ⓘ	9.27	9.27	9.27	9.27	9.27	9.27	9.27	9.27	9.27	9.27
Reserves ⓘ	-0.48	-0.84	-0.98	-1.35	-1.49	-1.11	-1.38	-1.37	-1.36	-1.36
Short term borrowings	0.03	0.03	0.02	0	0	0	0	0	0	0
Long Term Borrowings	0	0	0	0	0	0.35	0	0	0	0
Current Liabilities	0.11	0.18	0.18	0.14	0.38	0.06	0.03	0.03	0.05	0.06
Trade Payables	0.07	0.13	0.12	0	0	0.06	0.03	0	0	0.01
Other Liabilities	-0.10	-0.17	-0.14	-0	-0	-0.06	-0.03	0	0	-0.01
Total Liabilities ⓘ	8.90	8.61	8.47	8.06	8.15	8.57	7.91	7.92	7.96	7.96
Assets
Non Current Asset +	0.08	0.07	0.87	0.57	0.44	6.23	5.66	5.76	6.23	5.79
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.08	0.07	0.87	0.57	0.44	6.23	5.66	5.76	6.23	5.79
Current Asset +	8.82	8.54	7.60	7.48	7.71	2.35	2.25	2.16	1.73	2.17
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	8.82	8.54	7.60	7.48	7.71	2.35	2.25	2.16	1.73	2.17
Total Assets ⓘ	8.90	8.61	8.47	8.06	8.15	8.57	7.91	7.92	7.96	7.96

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	0.19	-0.01	1.19	-0.35	-0.05	-0.52	0.33	0.89	-0.40	0.69
Cash Flow From Investing Activity ⓘ	0	0	-0.80	0.03	0.03	0.85	0.01	-0.01	-0.01	0
Cash Flow From Financing Activity ⓘ	-0.18	0	-0.01	-0.03	-0	0	0	0	0	0
Net Cash Flow ⓘ	0.02	-0.01	0.38	-0.35	-0.02	0.33	0.34	0.88	-0.40	0.70

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	-0.40	-0.20	-0.10	-0	-0	-0.30	0	0	-0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	9.5	9.1	9	8.6	8.4	8.8	8.5	8.5	8.5	8.5
Performance Ratios
ROA (%)	0.0	-4.1	-1.6	-1.0	-0.2	-0.4	-3.3	0.1	0.2	-0.1
ROE (%)	0.0	-4.2	-1.6	-1.1	-0.2	-0.4	-3.4	0.1	0.2	-0.1
ROCE (%)	0.3	-0.7	-1.6	-1.0	-0.2	-0.4	-3.4	0.2	0.2	-0.1
Valuation Parameters
Price/Book(x)	0.8	0.5	0.3	0.3	0.2	0.2	0.4	0.0	0.8	0.9

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Explicit Finance Ltd FAQs

The current trading price of Explicit Finance on 02-Jun-2026 16:59 is ₹9.60.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jun-2026 the market cap of Explicit Finance stood at ₹8.90 Cr

The latest P/E ratio of Explicit Finance as of 01-Jun-2026 is 0.00.

The latest P/B ratio of Explicit Finance as of 01-Jun-2026 is 1.11.

The 52-week high of Explicit Finance is ₹15.94 and the 52-week low is ₹6.18.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Explicit Finance is ₹0.72 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Explicit Finance Ltd is a below average quality company.

The key valuation ratios of Explicit Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Explicit Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Explicit Finance Ltd

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Explicit Finance Ltd (530571)

Explicit Finance Ltd (530571)

Explicit Finance stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Explicit Finance - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Explicit Finance Ltd FAQs

About Explicit Finance Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
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Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Explicit Finance Ltd (530571)

Explicit Finance Ltd (530571)

Explicit Finance stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Explicit Finance - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Explicit Finance Ltd FAQs

What is the share price of Explicit Finance?

What is the market cap of Explicit Finance?

What is the P/E ratio of Explicit Finance?

What is the P/B ratio of Explicit Finance?

What is the 52-week high and low of Explicit Finance?

What is the TTM revenue of Explicit Finance?

Is Explicit Finance Ltd a good quality company?

Is Explicit Finance Ltd undervalued or overvalued?

Is Explicit Finance Ltd a good buy now?

About Explicit Finance Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.