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F Mec International Financial Services Ltd (539552)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539552 NSE: Finance - NBFC | Small Cap | FMEC Internatl. Fin Share Price

₹19.71 1.78 (9.93%)

As on 10-Jun'26 16:01

F Mec International Financial Services Ltd (539552)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539552 NSE: Finance - NBFC | Small Cap | FMEC Internatl. Fin Share Price

₹19.71 1.78 (9.93%)

As on 10-Jun'26 16:01

Key Metrics
Valuation Multiples
Market Cap
₹88 Cr.
Current Price
₹19.7
52-Week Low / High
₹11 / 27
TTM EPS
₹0.5
Book Value per Share
₹3.5
P/E Ratio
39.59
Lower than its 5-year historical median
Industry PE
25.7
Price to Book (P/B)
5.16
In line with its 5-year historical median
EV/EBITDA
20.96
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
12.37%
Return on Capital Employed (ROCE)
15.13%
Return on Assets (ROA)
7.64%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
57.85%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
13.15%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹8.2 Cr.
Reserves
₹7 Cr.
Equity
₹9.8 Cr.
Face Value
₹2
All Time Low / High
₹0.55 / 27.27

F Mec International Financial Services stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is F Mec International Financial Services Ltd a good quality company?
F Mec International Financial Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does F Mec International Financial Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of F Mec International Financial Services Ltd vs Industry Peers?
F Mec International Financial Services Ltd AUM CAGR is 41.2%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of F Mec International Financial Services Ltd?
Promoters hold 36.91% of the F Mec International Financial Services Ltd, with 8.53% of their stake pledged, indicating low pledge risk.
Q.1 Stock return of F Mec International Financial Services Ltd over the last decade?
Over the last 5 years, the stock has delivered a CAGR of 85.68% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
F Mec International Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.30.50.51.30.90.50.513.76.68
YoY Gr. Rt. %-98.4%1.6%143.4%-29.7%-41.3%2.1%98.5%257%77.7%-
Adj EPS (₹ ) 0000000.10.10.20.30.5
YoY Gr. Rt. %-NA-50%100%100%-25%100%133.3%14.3%106.3%-
BVPS (₹ )1.81.81.91.91.9222.22.52.83.5
YoY Gr. Rt. %-0.6%1.1%1.1%2.1%1.6%3.1%7.5%16.2%13.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.20.80.70.40.71.12.457.67.60

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income43.6%49.8%132.7%77.7%
Adj EPSNA52.5%76.5%106.3%
BVPS5%8.1%12.2%13.2%
Share Price - 97.9% 66.8% -6.5%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)2.25.14.63.18.19.619.423.520.824.426.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.20.80.71.22.21.536.99.712.413.1

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.260.510.511.250.880.520.541.093.756.64
Interest Income0.260.510.511.250.880.520.531.053.736.64
Other Income 00.310.1800.070.130.040.030.180.24
Exceptional Items 0000000.010.040.020.01
Expenditure + 0.250.470.461.200.780.450.400.762.714.48
Interest Expense 00010.460.040.030.090.100.91
Operating Expenses 0.250.160.280.200.260.270.330.642.433.33
Provisions 00.310.1800.070.130.040.030.180.24
Exceptional Items 0000000000
Profit Before Tax 0.010.040.050.050.100.070.140.331.042.17
Taxes 00.010.030.010.030.020.030.090.260.55
Profit After Tax 0.010.030.020.040.070.050.100.250.781.62
Adjusted EPS (₹)0.00.00.00.00.00.00.10.10.20.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of FMEC Internatl. Fin - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +3.123.143.173.213.283.333.433.6812.2713.89
Share Capital 3.103.103.103.103.103.103.103.108.898.89
Reserves 0.020.040.070.100.180.230.330.573.385
Short term borrowings00013.161.470.640.851.612.100
Long Term Borrowings0.09-00-0-0-0-0-0-0.0112.34
Current Liabilities 0.070.080.1113.281.600.790.991.812.691.17
Trade Payables000.030.040.030.100.050.040.050.16
Other Liabilities-0-0-0.03-13.20-1.50-0.73-0.91-1.65-2.15-0.16
Total Liabilities 3.283.233.2816.484.884.124.415.4814.9527.39

Assets

Non Current Asset +3.102.980.850.840.280.360.270.040.0124.44
Loan Asset 0000000000
Other Non Current Asset 3.102.980.850.840.280.360.270.040.0124.44
Current Asset +0.180.252.4415.644.603.764.155.4414.942.95
Current Investment0000000000
Other Current Asset0.180.252.4415.644.603.764.155.4414.942.95
Total Assets 3.283.233.2816.484.884.124.415.4814.9527.39

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 0.030.030.07-0.0710.471.31-1.05-1.34-9.07-12.87
Cash Flow From Investing Activity -0.140.12-0.06-13.081.270.290.350.781.613.82
Cash Flow From Financing Activity 0.10-0.09-0.0113.16-11.69-0.870.190.678.219.42
Net Cash Flow -0.020.07-0.010.010.040.73-0.510.110.750.37

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)00.100.100.100.200.200.300.800.901.80
DPS (₹)0000000000
BVPS (₹)10.110.110.210.310.610.711.111.913.815.6

Performance Ratios

ROA (%)0.20.80.70.40.71.12.45.07.67.6
ROE (%)0.20.80.71.22.21.53.06.99.712.4
ROCE (%)0.31.21.610.85.32.64.18.811.615.1

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.80.07.36.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.008.538.538.53
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

F Mec International Financial Services Ltd FAQs

The current trading price of FMEC Internatl. Fin on 10-Jun-2026 16:01 is ₹19.71.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of FMEC Internatl. Fin stood at ₹87.69 Cr

The latest P/E ratio of FMEC Internatl. Fin as of 09-Jun-2026 is 39.59.

The latest P/B ratio of FMEC Internatl. Fin as of 09-Jun-2026 is 5.16.

The 52-week high of FMEC Internatl. Fin is ₹27.27 and the 52-week low is ₹10.55.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of FMEC Internatl. Fin is ₹8.22 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that F Mec International Financial Services Ltd is a below average quality company.

The key valuation ratios of F Mec International Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of F Mec International Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About F Mec International Financial Services Ltd

F Mec International Financial Services originally incorporated as a private company under the Companies Act, 1956 vide Certificate of Incorporation dated June 07, 1993 called as F Mec Investments & Financial Services was converted to a public limited company vide fresh certificate of incorporation dated May 18, 1995.Further the name of Company was changed from F Mec Investments & Financial Services Limited to F Mec International Financial Services Limited vide fresh certificate of incorporation consequent upon name change dated May 23, 1995. The Company's shares are listed on Bombay Stock Exchange Limited (BSE) with January 15, 2016.The registered office of the company is at New. The company got its registration as NBFC from Reserve Bank of India on September 11, 1998. 

The company have many years of working experience as a Non-Banking Financial Company (non-accepting deposit from the public). The main object of the company is to carry on the business of merchant banking in all its aspects, to act as manager to issue, to act as financial consultants, advisers, counselors in investment and capital markets and other allied activities. 

Business area of the company

The company is engaged in the business of lending. The company has a diversified lending portfolio acrossretail, SMEs and commercial customers with significant presence in urban and rural India.

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