What is Galada Finance share price return in the past 10 years?

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Galada Finance Ltd - Stock Valuation and Financial Performance

Name: Galada Finance
Brand: Galada Finance

BSE: 538881 | NSE: | Finance - NBFC | Small Cap

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Galada Finance Share Price

₹17.37 0.82 4.95%
as on 24-Apr'24 16:01

DeciZen - make an informed investing decision on Galada Finance

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Data

M-Cap below 100cr DeciZen not available

Galada Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

21.49

Market Cap:

5 Cr.

52-wk low:

8.1

52-wk high:

18.1

Is Galada Finance Ltd an attractive stock to invest in?

1. Is Galada Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Galada Finance Ltd is a below average quality company.

2. Is Galada Finance Ltd undervalued or overvalued?

The key valuation ratios of Galada Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Galada Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Galada Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Galada Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	1.4	1.4	1.4	1.5	1.3	1.2	0.9	0.9	1.1	0.9	1
YoY Gr. Rt. %	-	-2.8%	0%	5.7%	-15.5%	-0.8%	-24.2%	-4.3%	16.7%	-14.3%	-
Adj EPS (₹ )	0.4	1.3	0.8	0.8	0.5	-0.7	-2.3	-0.2	-0.9	0.1	0.8
YoY Gr. Rt. %	-	188.6%	-39.4%	2.6%	-43%	-246.7%	NA	NA	NA	NA	-
BVPS (₹ )	17.4	18.7	19.5	20.3	20.7	17.8	16.3	16.9	17	17.2	17.8
YoY Gr. Rt. %	-	7.2%	4.1%	4.1%	2.2%	-13.9%	-8.4%	3.6%	0.5%	0.8%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	1.2	4	2.3	2.2	1.2	-2.1	-9.1	-0.9	-3.3	0.3	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-5.1%	-6.4%	-1.4%	-14.3%
Adj EPS	-17.3%	-29.2%	NA	NA
BVPS	-0.2%	-3.7%	1.6%	0.8%
Share Price	-	10.6%	18.3%	104.4%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	9.1	27.1	16.5	16	10.7	-16	-73.1	-8.1	-25.9	2.7	20.1
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	2.5	7	4	4	2.2	-3.4	-13.5	-1.5	-5.3	0.5	4.6

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 4.40%

Total Income has declined 32.30 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Galada Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	0.8	-
TTM Sales (₹ Cr.)	1.2	-
BVPS (₹.) ⓘ	17.8	-
Reserves (₹ Cr.) ⓘ	2	-
P/BV ⓘ	0.93	-
PE ⓘ	21.49	-

From the Market
52 Week Low / High (₹)	8.10 / 18.14
All Time Low / High (₹)	8.10 / 35.90
Market Cap (₹ Cr.)	5
Equity (₹ Cr.)	3
Face Value (₹)	10
Industry PE ⓘ	32.1

Management X-Ray of Galada Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Galada Finance

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Galada Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income	1.59	1.82	1.54	1.76	1.66	1.27	0.98	0.91	1.07	0.94
Interest Income	1.44	1.40	1.40	1.48	1.25	1.24	0.94	0.90	1.05	0.90
Other Income ⓘ	0.15	0.41	0.15	0.29	0.41	0.04	0.04	0.01	0.02	0.04
Expenditure ⓘ	1.35	1.37	1.23	1.45	1.49	1.44	1.66	0.95	1.29	0.88
Interest Expense ⓘ	0.49	0.45	0.40	0.46	0.48	0.44	0.41	0.37	0.47	0.30
Operating Expenses ⓘ	0.72	0.82	0.69	0.76	0.78	0.66	0.47	0.41	0.43	0.47
Provisions	0.15	0.10	0.13	0.24	0.23	0.34	0.78	0.16	0.39	0.11
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.23	0.45	0.32	0.31	0.17	-0.17	-0.67	-0.04	-0.23	0.06
Taxes ⓘ	0.10	0.07	0.09	0.07	0.04	0.03	0.02	0.04	0.05	0.04
Profit After Tax	0.13	0.38	0.23	0.24	0.13	-0.20	-0.69	-0.07	-0.27	0.02
Adjusted EPS (₹)	0.4	1.3	0.8	0.8	0.5	-0.7	-2.3	-0.2	-0.9	0.1
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital	5.23	5.61	5.84	6.08	6.21	5.35	4.90	5.08	5.11	5.15
Share Capital ⓘ	3	3	3	3	3	3	3	3	3	3
Reserves ⓘ	2.23	2.61	2.84	3.08	3.21	2.35	1.90	2.08	2.11	2.15
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.97	0.58	0.66	0.35	0.41	0.16	0.15	0.36	0.40	0.09
Current Liabilities	3.65	2.95	3.95	5.14	4.24	2.30	2.30	3.18	2.27	1.55
Trade Payables	0.03	0.03	0.05	0.07	0.03	0.03	0.03	0.25	0.05	0.07
Short term borrowings	2.33	1.72	2.40	2.80	2.31	2.23	2.20	2.92	2.21	1.48
Other Liabilities	-2.36	-1.75	-2.45	-2.87	-2.34	-2.26	-2.23	-3.17	-2.26	-1.54
Total Liabilities ⓘ	9.85	9.14	10.45	11.56	10.86	7.81	7.35	8.62	7.78	6.78
Assets
Non Current Asset	2.32	1.92	2	2.39	2.76	1.66	0.51	0.88	0.48	0.50
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	2.32	1.92	2	2.39	2.76	1.66	0.51	0.88	0.48	0.50
Current Asset	7.53	7.22	8.45	9.17	8.11	6.15	6.84	7.74	7.29	6.28
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	7.53	7.22	8.45	9.17	8.11	6.15	6.84	7.74	7.29	6.28
Total Assets ⓘ	9.85	9.14	10.45	11.56	10.86	7.81	7.35	8.62	7.78	6.78

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	0.81	0.31	-0.67	0.07	0.56	0.26	-0.65	-0.64	0.26	1.21
Cash Flow From Investing Activity ⓘ	0.20	0.63	-0.07	-0.30	-0.16	-0.10	0.68	-0.21	0.45	-0.07
Cash Flow From Financing Activity ⓘ	-1.07	-0.95	0.76	0.19	-0.37	-0.08	-0.09	0.87	-0.74	-1.06
Net Cash Flow ⓘ	-0.06	-0.01	0.02	-0.03	0.03	0.07	-0.06	0.03	-0.03	0.09

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	0	1	1	1	0	-1	-2	0	-1	0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	17	19	19	20	21	18	16	17	17	17
Performance Ratios
ROA (%)	1.2	4.0	2.3	2.2	1.2	-2.1	-9.1	-0.9	-3.3	0.3
ROE (%)	2.5	7.0	4.0	4.0	2.2	-3.4	-13.5	-1.5	-5.3	0.5
ROCE (%)	8.6	11.2	8.6	8.5	7.2	3.2	-3.5	4.1	3.0	4.9
Valuation Parameters
Price/Book(x)	0.0	0.6	0.8	0.7	0.9	0.6	0.0	0.6	1.0	0.5

Galada Finance Ltd Stock News

Galada Finance Ltd FAQs

What is the share price of Galada Finance?

Company share prices are keep on changing according to the market conditions. The closing price of Galada Finance on 24-Apr-2024 16:01 is ₹17.37.

What is the market cap of Galada Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 24-Apr-2024 16:01 the market cap of Galada Finance stood at ₹4.96.

What is the P/E ratio of Galada Finance?

The latest P/E ratio of Galada Finance as of 24-Apr-2024 16:01 is 21.49.

What is the P/B ratio of Galada Finance?

The latest P/B ratio of Galada Finance as of 24-Apr-2024 16:01 is 0.93.

What is the 52-week high and low of Galada Finance?

The 52-week high of Galada Finance is ₹18.14 and the 52-week low is ₹8.10.

What is the TTM revenue of Galada Finance?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Galada Finance is ₹1.15 ( Cr.) .

About Galada Finance Ltd

Galada Finance Limited (GFL) is a fast growing Non-Banking Financial Company based in Chennai having been incorporated as a Private Limited Company in the year 1986 under Companies Act, 1956 and converted to a Public Limited Company in the year 1994.

Business area of the company

The compmany is predominantly engaged in the business of Hire Purchase and Leasing. It is one of the leading finance & Insurance solutions provider, providing finance for Car & other automobiles, business & construction equipment, property mortgage, insurance solutions and more.

Product and services