Gemstone Investments Ltd - Stock Valuation and Financial Performance

BSE: 531137 | NSE: | Finance - NBFC | Small Cap

Gemstone Investment Share Price

1.89 -0.03 -1.56%
as on 12-Jul'24 16:01

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Gemstone Investments stock performance -

mw4me loader
P/E Ratio (SA):
40.14
Market Cap:
14.1 Cr.
52-wk low:
0.8
52-wk high:
2.3

Is Gemstone Investments Ltd an attractive stock to invest in?

1. Is Gemstone Investments Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gemstone Investments Ltd is a below average quality company.

2. Is Gemstone Investments Ltd undervalued or overvalued?

The key valuation ratios of Gemstone Investments Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Gemstone Investments Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gemstone Investments Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Gemstone Investment:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Gemstone Investments Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)1.12.32.32.11.92.3220.91.22
YoY Gr. Rt. %-112.8%-1.3%-9.2%-6.7%20.1%-14.2%1.5%-55.2%30.8%-
Adj EPS (₹ ) 00.100.10.10.10.10.1000.1
YoY Gr. Rt. %-200%-33.3%75%-28.6%120%-9.1%-50%-40%0%-
BVPS (₹ )2.92.933.13.13.23.13.23.23.23.3
YoY Gr. Rt. %-2.1%1.4%2.7%2%3.5%-3.7%1.6%1%0.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.81.71.32.11.632.91.60.80.90

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income1%-9.3%-15.9%30.8%
Adj EPS4.6%-9.7%-33.1%0%
BVPS1.3%0.6%1.2%0.9%
Share Price 5.3% 20% -4.5% 130.5%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)1717.713.423.420.534.636.919.223.119.317.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.91.91.42.21.73.43.11.70.911.5

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 1.50%

Total income growth is good in last 4 quarters

Total Income has declined 84.35 CAGR in last 3 years

Net Profit has declined -33.06 CAGR in last 3 years

Latest Financials - Gemstone Investments Ltd.

Standalone Consolidated
TTM EPS (₹) 0.1 -
TTM Sales (₹ Cr.) 2.1 -
BVPS (₹.) 3.3 -
Reserves (₹ Cr.) 17 -
P/BV 0.58 -
PE 40.14 -
From the Market
52 Week Low / High (₹) 0.76 / 2.31
All Time Low / High (₹) 0.03 / 20.65
Market Cap (₹ Cr.) 14.1
Equity (₹ Cr.) 7.5
Face Value (₹) 1
Industry PE 31.9

Management X-Ray of Gemstone Investment:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Gemstone Investment

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income1.172.322.292.081.952.332.012.040.911.19
Interest Income1.092.322.292.081.942.3322.030.911.19
Other Income 0.08000000.010.010.010
Expenditure 0.891.701.781.331.391.211.021.510.630.92
Interest Expense 0.120.120.060.010.130.230.060.010.080
Operating Expenses 0.270.580.680.891.120.840.640.370.200.14
Provisions 0.5011.030.430.140.140.331.140.350.78
Exceptional Items 0000000000
Profit Before Tax 0.280.620.520.750.551.120.990.530.280.27
Taxes 0.090.210.210.270.150.310.250.140.070.04
Profit After Tax 0.180.410.310.490.400.810.740.390.210.23
Adjusted EPS (₹)0.00.10.00.10.10.10.10.10.00.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital21.5321.9422.2522.8523.3524.1623.2223.6123.8224.05
Share Capital 7.487.487.487.487.487.487.487.487.487.48
Reserves 14.0514.4614.7715.3815.8816.6815.7516.1416.3516.58
Minority Interest0000000000
Long Term Borrowings1.121.850.340.602.980.180.110.010.01-0.01
Current Liabilities 0.510.900.560.530.7421.071.140.930.97
Trade Payables0000000000
Short term borrowings000000.9900.0300
Other Liabilities00000-0.990-0.0300
Total Liabilities 23.1624.6923.1423.9827.0726.3424.4124.7624.7625.01

Assets

Non Current Asset 5.952.562.444.166.412.991.370.220.020.01
Loan Asset 0000000000
Other Non Current Asset 5.952.562.444.166.412.991.370.220.020.01
Current Asset 17.2022.1320.7019.8220.6623.3423.0424.5424.7424.99
Current Investment0.891.191.090000000
Other Current Asset16.3120.9419.6119.8220.6623.3423.0424.5424.7424.99
Total Assets 23.1624.6923.1423.9827.0726.3424.4124.7624.7625.01

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -6.14-3.760.080.46-2.671.140.830.74-0.67-0.09
Cash Flow From Investing Activity 5.803.100.08-0.400.170.870.300.020.170
Cash Flow From Financing Activity 0.110.73-0.210.262.39-2.05-1.11-0.07-0.110
Net Cash Flow -0.240.07-0.060.33-0.11-0.040.020.68-0.61-0.09
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)3333333333

Performance Ratios

ROA (%)0.81.71.32.11.63.02.91.60.80.9
ROE (%)0.91.91.42.21.73.43.11.70.91.0
ROCE (%)1.83.22.53.32.85.24.32.31.51.1

Valuation Parameters

Price/Book(x)0.30.10.00.20.30.20.20.40.50.2

Gemstone Investments Ltd Stock News

Gemstone Investments Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Gemstone Investment on 12-Jul-2024 16:01 is ₹1.89.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 12-Jul-2024 16:01 the market cap of Gemstone Investment stood at ₹14.13.
The latest P/E ratio of Gemstone Investment as of 12-Jul-2024 16:01 is 40.14.
The latest P/B ratio of Gemstone Investment as of 12-Jul-2024 16:01 is 0.58.
The 52-week high of Gemstone Investment is ₹2.31 and the 52-week low is ₹0.76.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gemstone Investment is ₹2.10 ( Cr.) .

About Gemstone Investments Ltd

Gemstone Investments was incorporated on October 5, 1994 as a private limited company and converted into a public limited company on December 1, 1994.

The company gets income from the sale of shares and securities, dividend and interest and fee-based financial services.

The registered office of the company is located at Bombay Alloy Street, 68/69, Kanjur Village, Mar Royal Park Company, Kanjur Marg, Mumbai 400042.

Business area of the company

The company is engaged in the business of investments and consumer finance services.

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