What is Gemstone Investments Ltd (531137) share price return in the past 10 years?

Gemstone Investments Ltd share price has appreciated 19.6% annually (CAGR) over the past ten years.

What is the share price of Gemstone Investments Ltd (531137)?

Company share prices are keep on changing according to the market conditions. The current trading price of Gemstone Investments Ltd (531137) on 04-Jun-2026 16:59:59 at 16:59 is 1.68.

What is the P/E ratio of Gemstone Investments?

The latest standalone P/E ratio of Gemstone Investments as of 04-Jun-2026 is 156.20.

What is the P/B ratio of Gemstone Investments Ltd (531137)?

The latest standalone P/B ratio of Gemstone Investments Ltd (531137) as of 04-Jun-2026 is 0.54.

What is the 52-week high and low of Gemstone Investments Ltd (531137)?

The 52-week high of Gemstone Investments Ltd (531137) is Rs. 2.50 and the 52-week low is Rs. 1.14.

Gemstone Investments Ltd (531137) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Gemstone Investments Ltd (531137)
Brand: Gemstone Investments

Gemstone Investments Ltd (531137)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531137 NSE: Finance - NBFC | Small Cap | Gemstone Investment Share Price

Gemstone Investments Ltd (531137)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531137 NSE: Finance - NBFC | Small Cap | Gemstone Investment Share Price

Key Metrics

Valuation Multiples

Market Cap

₹63 Cr.

Current Price

₹1.7

52-Week Low / High

₹1 / 3

TTM EPS

₹0

Book Value per Share

₹3.1

P/E Ratio

156.20

Higher than its 5-year historical median

Industry PE

25.6

Price to Book (P/B)

0.54

Higher than its 5-year historical median

EV/EBITDA

88.65

Higher than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

1.29%

Return on Capital Employed (ROCE)

1.90%

Return on Assets (ROA)

1.27%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

-40.67%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

1.53%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹2.2 Cr.

Reserves

₹73 Cr.

Equity

₹37.6 Cr.

Face Value

₹1

All Time Low / High

₹0.03 / 20.65

Gemstone Investments stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Gemstone Investments Ltd a good quality company?

Gemstone Investments Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Gemstone Investments Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Gemstone Investments Ltd vs Industry Peers?

Gemstone Investments Ltd AUM CAGR is 0.68%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.

Q.1 Promoter shareholding and pledge status of Gemstone Investments Ltd?

Promoters hold 0.00% of the Gemstone Investments Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Gemstone Investments Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 18.8% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	2.3	2.1	1.9	2.3	2	2	0.9	1.2	2.1	1.2	2
YoY Gr. Rt. %	-	-9.3%	-6.6%	20%	-14%	1.4%	-55.4%	31.1%	77.2%	-40.8%	-
Adj EPS (₹ )	0	0.1	0.1	0.1	0.1	0.1	0	0	0.1	0	0
YoY Gr. Rt. %	-	75%	-28.6%	120%	-9.1%	-50%	-40%	0%	66.7%	-20%	-
BVPS (₹ )	3	3.1	3.1	3.2	3.1	3.2	3.2	3.2	3.3	3.3	3.1
YoY Gr. Rt. %	-	2.7%	2%	3.5%	-3.7%	1.6%	1%	0.9%	1.2%	1.5%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	1.3	2.1	1.6	3	2.9	1.6	0.8	0.9	1.4	1.3	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-6.6%	-9.1%	11.2%	-40.8%
Adj EPS	0%	-16.7%	10.1%	-20%
BVPS	1.2%	1.3%	1.2%	1.5%
Share Price	19.6%	0.7%	24.5%	-29.7%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	13.4	23.4	20.5	34.6	36.9	19.2	23.1	19.3	16.7	25.4	16.8
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	1.4	2.2	1.7	3.4	3.1	1.7	0.9	1	1.5	1.3	0.3

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2.29	2.08	1.95	2.33	2.01	2.04	0.91	1.19	2.11	1.25
Interest Income	2.29	2.08	1.94	2.33	2	2.03	0.91	1.19	2.11	1.25
Other Income ⓘ	1.03	0.43	0.14	0.14	0.33	1.14	0.35	0.62	1.31	0.01
Exceptional Items ⓘ	0	0	0	0	0.01	0.01	0.01	0	0	0
Expenditure ⓘ +	1.78	1.33	1.39	1.21	1.02	1.51	0.63	0.92	1.62	0.79
Interest Expense ⓘ	0.06	0.01	0.13	0.23	0.06	0.01	0.08	0	0.01	0.01
Operating Expenses ⓘ	0.68	0.89	1.12	0.84	0.64	0.37	0.20	0.30	0.30	0.77
Provisions	1.03	0.43	0.14	0.14	0.33	1.14	0.35	0.62	1.31	0.01
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.52	0.75	0.55	1.12	0.99	0.53	0.28	0.27	0.49	0.46
Taxes ⓘ	0.21	0.27	0.15	0.31	0.25	0.14	0.07	0.04	0.13	0.14
Profit After Tax	0.31	0.49	0.40	0.81	0.74	0.39	0.21	0.23	0.35	0.32
Adjusted EPS (₹)	0.0	0.1	0.1	0.1	0.1	0.1	0.0	0.0	0.1	0.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Gemstone Investment - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	22.25	22.85	23.35	24.16	23.22	23.61	23.82	24.05	24.40	24.72
Share Capital ⓘ	7.48	7.48	7.48	7.48	7.48	7.48	7.48	7.48	7.48	7.48
Reserves ⓘ	14.77	15.38	15.88	16.68	15.75	16.14	16.35	16.58	16.93	17.25
Short term borrowings	0	0	0	0.99	0	0.03	0	0	0	0
Long Term Borrowings	0.34	0.60	2.98	0.18	0.11	0.01	0.01	-0.01	-0.01	-0.01
Current Liabilities	0.56	0.53	0.74	2	1.07	1.14	0.93	0.97	0.31	0.54
Trade Payables	0	0	0	0	0	0	0	0	0	0.12
Other Liabilities	0	0	-0	-0.99	0	-0.03	0	0	-0	-0.12
Total Liabilities ⓘ	23.14	23.98	27.07	26.34	24.41	24.76	24.76	25.01	24.70	25.25
Assets
Non Current Asset +	2.44	4.16	6.41	2.99	1.37	0.22	0.02	0.01	0.01	0.01
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	2.44	4.16	6.41	2.99	1.37	0.22	0.02	0.01	0.01	0.01
Current Asset +	20.70	19.82	20.66	23.34	23.04	24.54	24.74	24.99	24.69	25.23
Current Investment	1.09	0	0	0	0	0	0	0	0	0
Other Current Asset	19.61	19.82	20.66	23.34	23.04	24.54	24.74	24.99	24.69	25.23
Total Assets ⓘ	23.14	23.98	27.07	26.34	24.41	24.76	24.76	25.01	24.70	25.25

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	0.08	0.46	-2.67	1.14	0.83	0.74	-0.67	-0.09	1.45	-0.42
Cash Flow From Investing Activity ⓘ	0.08	-0.40	0.17	0.87	0.30	0.02	0.17	-0	0	-0.01
Cash Flow From Financing Activity ⓘ	-0.21	0.26	2.39	-2.05	-1.11	-0.07	-0.11	-0	-0.01	-0.01
Net Cash Flow ⓘ	-0.06	0.33	-0.11	-0.04	0.02	0.68	-0.61	-0.09	1.44	-0.44

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	0.10	0.10	0.10	0.10	0.10	0	0	0.10	0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	3	3.1	3.1	3.2	3.1	3.2	3.2	3.2	3.3	3.3
Performance Ratios
ROA (%)	1.3	2.1	1.6	3.0	2.9	1.6	0.8	0.9	1.4	1.3
ROE (%)	1.4	2.2	1.7	3.4	3.1	1.7	0.9	1.0	1.5	1.3
ROCE (%)	2.5	3.3	2.8	5.2	4.3	2.3	1.5	1.1	2.1	1.9
Valuation Parameters
Price/Book(x)	0.0	0.2	0.3	0.2	0.2	0.4	0.5	0.2	0.3	0.7

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gemstone Investments Ltd FAQs

The current trading price of Gemstone Investment on 04-Jun-2026 16:59 is ₹1.68.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Gemstone Investment stood at ₹63.11 Cr

The latest P/E ratio of Gemstone Investment as of 03-Jun-2026 is 156.2.

The latest P/B ratio of Gemstone Investment as of 03-Jun-2026 is 0.54.

The 52-week high of Gemstone Investment is ₹2.50 and the 52-week low is ₹1.14.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gemstone Investment is ₹2.23 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gemstone Investments Ltd is a below average quality company.

The key valuation ratios of Gemstone Investments Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gemstone Investments Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Gemstone Investments Ltd

Gemstone Investments was incorporated on October 5, 1994 as a private limited company and converted into a public limited company on December 1, 1994.

The company gets income from the sale of shares and securities, dividend and interest and fee-based financial services.

The registered office of the company is located at Bombay Alloy Street, 68/69, Kanjur Village, Mar Royal Park Company, Kanjur Marg, Mumbai 400042.

Business area of the company

The company is engaged in the business of investments and consumer finance services.

Gemstone Investments Ltd (531137)

Gemstone Investments Ltd (531137)

Gemstone Investments stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Gemstone Investment - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gemstone Investments Ltd FAQs

About Gemstone Investments Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Gemstone Investments Ltd (531137)

Gemstone Investments Ltd (531137)

Gemstone Investments stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Gemstone Investment - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gemstone Investments Ltd FAQs

What is the share price of Gemstone Investment?

What is the market cap of Gemstone Investment?

What is the P/E ratio of Gemstone Investment?

What is the P/B ratio of Gemstone Investment?

What is the 52-week high and low of Gemstone Investment?

What is the TTM revenue of Gemstone Investment?

Is Gemstone Investments Ltd a good quality company?

Is Gemstone Investments Ltd undervalued or overvalued?

Is Gemstone Investments Ltd a good buy now?

About Gemstone Investments Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.