What is Gilada Finance & Investments Ltd (538788) share price return in the past 10 years?

Gilada Finance & Investments Ltd share price has appreciated 17.8% annually (CAGR) over the past ten years.

What is the share price of Gilada Finance & Investments Ltd (538788)?

Company share prices are keep on changing according to the market conditions. The current trading price of Gilada Finance & Investments Ltd (538788) on 04-Jun-2026 16:59:59 at 16:59 is 12.08.

What is the P/E ratio of Gilada Finance & Investments?

The latest standalone P/E ratio of Gilada Finance & Investments as of 04-Jun-2026 is 7.81.

What is the P/B ratio of Gilada Finance & Investments Ltd (538788)?

The latest standalone P/B ratio of Gilada Finance & Investments Ltd (538788) as of 04-Jun-2026 is 0.76.

What is the 52-week high and low of Gilada Finance & Investments Ltd (538788)?

The 52-week high of Gilada Finance & Investments Ltd (538788) is Rs. 23.80 and the 52-week low is Rs. 10.70.

Gilada Finance & Investments Ltd (538788) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Gilada Finance & Investments Ltd (538788)
Brand: Gilada Finance & Investments

Gilada Finance & Investments Ltd (538788)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538788 NSE: Finance - NBFC | Small Cap | Gilada Finance & Inv Share Price

Gilada Finance & Investments Ltd (538788)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538788 NSE: Finance - NBFC | Small Cap | Gilada Finance & Inv Share Price

Key Metrics

Valuation Multiples

Market Cap

₹17 Cr.

Current Price

₹12.1

52-Week Low / High

₹11 / 24

TTM EPS

₹1.6

Book Value per Share

₹15.9

P/E Ratio

7.81

Lower than its 5-year historical median

Industry PE

25.6

Price to Book (P/B)

0.76

Lower than its 5-year historical median

EV/EBITDA

5.93

Lower than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

11.11%

Return on Capital Employed (ROCE)

14.23%

Return on Assets (ROA)

6.12%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

9.57%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

11.06%

Asset Quality

Gross NPA(%)

5.73%

Net NPA(%)

4.85%

TTM Sales

₹0 Cr.

Reserves

₹15 Cr.

Equity

₹7 Cr.

Face Value

₹5

All Time Low / High

₹1.82 / 35.50

Gilada Finance & Investments stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Gilada Finance & Investments Ltd a good quality company?

Gilada Finance & Investments Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Gilada Finance & Investments Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Gilada Finance & Investments Ltd vs Industry Peers?

Gilada Finance & Investments Ltd AUM CAGR is 13.02%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Gilada Finance & Investments Ltd?

Promoters hold 58.26% of the Gilada Finance & Investments Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Gilada Finance & Investments Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 18.3% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	2.1	2.5	2.6	3.3	3.5	3.3	3.8	4.3	6.3	6.8	0
YoY Gr. Rt. %	-	21.5%	3.4%	26.7%	5.1%	-3.2%	12%	15.5%	44.3%	8.3%	-
Adj EPS (₹ )	0.6	0.7	0.5	0.5	0.7	0.7	1.9	1.1	1.2	1.5	1.6
YoY Gr. Rt. %	-	12.1%	-16.9%	-16.7%	48.9%	4.5%	170%	-42.9%	12%	25.6%	-
BVPS (₹ )	7	7.6	7.9	11	12.6	10.6	23.1	11.7	12.9	14.4	15.9
YoY Gr. Rt. %	-	9.5%	3.9%	38%	15.3%	-16%	117.1%	-49.2%	10.4%	11.1%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	5.7	6	4.7	3.6	5.1	5.1	6.6	6.4	5.5	6.1	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	14.1%	14.4%	21.8%	8.3%
Adj EPS	11.3%	17.8%	-7%	25.6%
BVPS	8.4%	2.6%	-14.6%	11.1%
Share Price	17.8%	5.2%	5.1%	-4%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	7.7	2.4	2.9	4.9	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	39.5	36.3	29.3	19.2	27	29.3	35.4	35	27.3	31.5	INF
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	8.6	8.9	7	4.8	5.6	6	8.5	9.3	9.9	11.1	9.9

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2.07	2.54	2.61	3.30	3.49	3.37	4.24	5.97	6.53	7.10
Interest Income	2.07	2.51	2.60	3.29	3.46	3.35	3.75	4.33	6.25	6.77
Other Income ⓘ	0	0	0.57	0.90	0.30	0.66	1.35	1.51	0.71	0.61
Exceptional Items ⓘ	0	0.03	0.01	0.01	0.04	0.03	0.49	1.64	0.28	0.33
Expenditure ⓘ +	0.79	0.81	1.52	2.59	1.94	1.96	2.63	3.92	4.19	4.20
Interest Expense ⓘ	0.03	0.06	0.02	0.03	0.08	0.07	0.07	0.70	1.34	1.39
Operating Expenses ⓘ	0.76	0.75	0.93	1.67	1.56	1.23	1.21	1.72	2.15	2.20
Provisions	0	0	0.57	0.90	0.30	0.66	1.35	1.51	0.71	0.61
Exceptional Items ⓘ	-0.05	-0.40	0	0	-0.35	0	0	0	0	0
Profit Before Tax ⓘ	1.23	1.34	1.08	0.71	1.20	1.42	1.62	2.05	2.34	2.90
Taxes ⓘ	0.41	0.43	0.32	0.08	0.27	0.44	0.29	0.53	0.63	0.77
Profit After Tax	0.82	0.91	0.76	0.63	0.93	0.98	1.33	1.52	1.70	2.13
Adjusted EPS (₹)	0.6	0.7	0.5	0.5	0.7	0.7	1.9	1.1	1.2	1.5
Dividend Payout Ratio (%)	21.50%	0%	11.60%	0%	0%	0%	0%	0%	0%	0%

Valuation of Gilada Finance & Inv - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	13.62	14.55	15.20	15.58	17.75	18.73	20.01	20.29	22	24
Share Capital ⓘ	3.51	3.51	3.51	3.51	3.51	3.51	3.51	7.02	7.02	7.02
Reserves ⓘ	10.10	11.04	11.69	12.07	14.24	15.22	16.50	13.27	14.97	16.97
Short term borrowings	0.32	0.31	0	0.48	0.71	0.64	0.70	1.26	0.26	1.05
Long Term Borrowings	0.12	0.12	0.42	0.28	0.08	0.08	-0.10	5.26	11.68	8.86
Current Liabilities	0.88	0.95	0.15	0.82	0.93	0.89	0.84	1.47	1.28	1.75
Trade Payables	0.11	0.18	0.09	0.07	0.15	0.10	0.13	0.19	0.07	0.06
Other Liabilities	-0.43	-0.49	1.15	0.69	-0.86	-0.75	-0.83	-1.44	-0.33	-1.12
Total Liabilities ⓘ	14.62	15.62	17.01	17.91	18.77	19.70	20.75	27.02	34.96	34.61
Assets
Non Current Asset +	10.10	10.86	9.38	0.30	14.71	19.30	19.53	23.38	33.62	33.85
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	10.10	10.86	9.38	0.30	14.71	19.30	19.53	23.38	33.62	33.85
Current Asset +	4.52	4.76	7.41	17.43	4.06	0.40	1.23	3.61	1.32	0.74
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	4.52	4.76	7.41	17.43	4.06	0.40	1.23	3.61	1.32	0.74
Total Assets ⓘ	14.62	15.62	17.01	17.91	18.77	19.70	20.75	27.02	34.96	34.61

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	0.18	0.15	1.89	-3.18	0.09	0.07	0.81	-2.86	-6.75	2.99
Cash Flow From Investing Activity ⓘ	-0.03	-0.10	-0.21	-0.02	-0.02	-0.01	-0.04	-0.07	-0.02	-0.15
Cash Flow From Financing Activity ⓘ	-0.18	0	1.15	0.45	-0.15	-0.13	-0.01	5.23	4.32	-3.16
Net Cash Flow ⓘ	-0.03	0.05	2.83	-2.75	-0.08	-0.08	0.76	2.31	-2.45	-0.32

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	2.30	2.60	2.20	1.80	2.70	2.80	1.90	1.10	1.20	1.50
DPS (₹)	0.50	0	0.30	0	0	0	0	0	0	0
BVPS (₹)	27.9	30.6	31.8	43.8	50.5	42.5	23.1	11.7	12.9	14.4
Performance Ratios
ROA (%)	5.7	6.0	4.7	3.6	5.1	5.1	6.6	6.4	5.5	6.1
ROE (%)	8.6	8.9	7.0	4.8	5.6	6.0	8.5	9.3	9.9	11.1
ROCE (%)	12.8	13.2	9.3	4.9	7.2	8.7	10.4	13.8	13.8	14.2
Valuation Parameters
Price/Book(x)	0.4	0.4	1.0	0.4	0.0	1.0	1.4	1.1	0.8	0.9

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gilada Finance & Investments Ltd FAQs

The current trading price of Gilada Finance & Inv on 04-Jun-2026 16:59 is ₹12.08.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Gilada Finance & Inv stood at ₹16.97 Cr

The latest P/E ratio of Gilada Finance & Inv as of 03-Jun-2026 is 7.81.

The latest P/B ratio of Gilada Finance & Inv as of 03-Jun-2026 is 0.76.

The 52-week high of Gilada Finance & Inv is ₹23.80 and the 52-week low is ₹10.70.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gilada Finance & Inv is ₹0.00 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gilada Finance & Investments Ltd is a below average quality company.

The key valuation ratios of Gilada Finance & Investments Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gilada Finance & Investments Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Gilada Finance & Investments Ltd

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Gilada Finance & Investments Ltd (538788)

Gilada Finance & Investments Ltd (538788)

Gilada Finance & Investments stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Gilada Finance & Inv - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gilada Finance & Investments Ltd FAQs

About Gilada Finance & Investments Ltd

About MoneyWorks4Me

Our Vision

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Gilada Finance & Investments Ltd (538788)

Gilada Finance & Investments Ltd (538788)

Gilada Finance & Investments stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Gilada Finance & Inv - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Gilada Finance & Investments Ltd FAQs

What is the share price of Gilada Finance & Inv?

What is the market cap of Gilada Finance & Inv?

What is the P/E ratio of Gilada Finance & Inv?

What is the P/B ratio of Gilada Finance & Inv?

What is the 52-week high and low of Gilada Finance & Inv?

What is the TTM revenue of Gilada Finance & Inv?

Is Gilada Finance & Investments Ltd a good quality company?

Is Gilada Finance & Investments Ltd undervalued or overvalued?

Is Gilada Finance & Investments Ltd a good buy now?

About Gilada Finance & Investments Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.