Greencrest Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 531737 | NSE: | Finance - NBFC | Small Cap

Greencrest Financial Share Price

1.11 0.01 0.91%
as on 25-Apr'24 16:00

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Greencrest Financial Services stock performance -

mw4me loader
P/E Ratio (SA):
6.23
Market Cap:
40.2 Cr.
52-wk low:
0.6
52-wk high:
1.3

Is Greencrest Financial Services Ltd an attractive stock to invest in?

1. Is Greencrest Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Greencrest Financial Services Ltd is a below average quality company.

2. Is Greencrest Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Greencrest Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Greencrest Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Greencrest Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Greencrest Financial:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Greencrest Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)8.911.815.710.332.557.83.73.88.924.511
YoY Gr. Rt. %-32%33.8%-34.3%214.9%77.6%-93.7%4.4%133.1%175.7%-
Adj EPS (₹ ) 00000000000.2
YoY Gr. Rt. %-50%-33.3%0%-50%100%-50%0%100%50%-
BVPS (₹ )1.31.31.31.31.31.41.41.41.41.41.7
YoY Gr. Rt. %-3.2%1.6%0.8%1.5%1.5%1.5%0.7%1.4%2.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.42.31.41.21.11.40.90.911.80

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income11.9%-5.5%88.6%175.7%
Adj EPS4.6%24.6%44.2%50%
BVPS1.6%1.5%1.4%2.1%
Share Price -24.8% -1.2% 11.5% 32.1%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)7.89.94.55.81.61.312.312.66.35.158.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.62.51.51.31.11.50.911.12.410.9

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 11.60%

Total Income has increased 88.58 CAGR in last 3 years

Net Profit has increased 44.22 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - Greencrest Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 0.2 -
TTM Sales (₹ Cr.) 11.3 -
BVPS (₹.) 1.7 -
Reserves (₹ Cr.) 24 -
P/BV 0.66 -
PE 6.23 -
From the Market
52 Week Low / High (₹) 0.59 / 1.32
All Time Low / High (₹) 0.46 / 73.00
Market Cap (₹ Cr.) 40.2
Equity (₹ Cr.) 36.6
Face Value (₹) 1
Industry PE 32.2

Management X-Ray of Greencrest Financial:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Greencrest Financial

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income8.9112.1115.7310.3332.5357.773.653.818.8824.49
Interest Income8.9111.7615.7310.3332.5357.773.653.818.8824.48
Other Income 00.3500000000.01
Expenditure 7.9010.3114.709.4431.7956.753.043.158.1322.81
Interest Expense 00.010.050.050.040.06000.161.27
Operating Expenses 7.358.8213.649.2331.7256.253.040.567.5521.52
Provisions 0.551.481.020.160.020.4302.600.420.02
Exceptional Items 00.010.030000000
Profit Before Tax 1.011.801.060.900.741.020.600.650.751.68
Taxes 0.310.640.350.290.210.290.160.170.190.42
Profit After Tax 0.701.160.710.600.530.730.450.480.561.26
Adjusted EPS (₹)0.00.00.00.00.00.00.00.00.00.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital45.9647.1247.8348.5049.0349.9050.3850.8651.4252.68
Share Capital 36.5536.5536.5536.5536.5536.5536.5536.5536.5536.55
Reserves 9.4110.5711.2811.9512.4813.3513.8314.3114.8716.13
Minority Interest0000000000
Long Term Borrowings0000-0.01-0.01-0.01-0.01-0.01-0.01
Current Liabilities 3.233.421.733.200.772.300.680.7113.7025.41
Trade Payables0.660.430.431.1500000.820.01
Short term borrowings000.120.940.420.400.380.4012.5424.81
Other Liabilities-0.66-0.43-0.55-2.09-0.42-0.40-0.38-0.40-13.36-24.82
Total Liabilities 49.1950.5449.5651.6949.7952.2051.0551.5665.1178.08

Assets

Non Current Asset 000.110.081.960.940.933.293.133.11
Loan Asset 0000000000
Other Non Current Asset 000.110.081.960.940.933.293.133.11
Current Asset 49.0350.4049.3451.5247.7551.1950.0848.2661.9874.97
Current Investment00000000.900.650
Other Current Asset49.0350.4049.3451.5247.7551.1950.0847.3661.3374.97
Total Assets 49.1950.5449.5651.6949.7952.2051.0551.5665.1178.08

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -6.420.786.448.471.853.112.524.64-4.55-3.27
Cash Flow From Investing Activity 5.41-0.71-3.26-10.34-2.31-3.16-3.15-2.962.714.53
Cash Flow From Financing Activity 0.77-0.010.020.020.020.0200.020.020
Net Cash Flow -0.240.053.19-1.84-0.43-0.03-0.631.71-1.821.26
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)131111111141

Performance Ratios

ROA (%)1.42.31.41.21.11.40.90.91.01.8
ROE (%)1.62.51.51.31.11.50.91.01.12.4
ROCE (%)2.23.92.31.91.62.21.21.31.64.2

Valuation Parameters

Price/Book(x)11.550.347.746.624.61.10.40.60.40.5

Greencrest Financial Services Ltd Stock News

Greencrest Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Greencrest Financial on 25-Apr-2024 16:00 is ₹1.11.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 25-Apr-2024 16:00 the market cap of Greencrest Financial stood at ₹40.21.
The latest P/E ratio of Greencrest Financial as of 25-Apr-2024 16:00 is 6.23.
The latest P/B ratio of Greencrest Financial as of 25-Apr-2024 16:00 is 0.66.
The 52-week high of Greencrest Financial is ₹1.32 and the 52-week low is ₹0.59.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Greencrest Financial is ₹11.31 ( Cr.) .

About Greencrest Financial Services Ltd

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