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Gujarat Lease Financing Ltd. Stock Analysis

Small Cap
Evaluated by 43 users | BSE: 500174 | NSE: GLFL |
Finance - NBFC
Gujarat Lease Financing Ltd company was incorporated as a public limited company on July 13,1983 as a wholly owned subsidiary of Gujarat Industrial Investment Corporation Limited (GIIC); a Government of Gujarat undertaking, to provide complementary financial services. It received the...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Operating Income (Rs. Cr.)0000000000
Y-o-Y Gr. Rt.-NANANANANANANANANA
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
-0.040-0.06-0.06-0.05-0.03-0.06-0.1-0.14-0.14
Y-o-Y Gr. Rt.-NANANANANANANANANA
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
-10.67-10.67-10.73-10.79-10.84-10.87-10.92-6.41-2.73-2.31
Y-o-Y Gr. Rt.-NANANANANANANANANA
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)-0.860.01-1.3-1.39-1.12-0.58-0.57-0.95-3.02-4.38
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Gujarat Lease Financing Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating IncomeNANANANA
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
NANANANA
Book Value per Share
NANANANA
Share Price -1.5% 7.5% 12.1% 43.6%
Key Financial Ratios
RATIOS \ YEARSMar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 0000000000
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 0000000000
Entity Percentage Holding
Promoters 45.67%
Institutions 0.01%
Non-Institutions 54.32%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Gujarat Lease Financing Ltd.'s performance infers:

Gujarat Lease Financing Ltd. earnings have grown by 0%, whereas share price has appreciated 7.5% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Gujarat Lease Financing Ltd. share prices over the last 10 years. Here is what we found out:

Gujarat Lease Financing Ltd. share price has appreciated -6.5% annually over the past ten years.

Gujarat Lease Financing Ltd company was incorporated as a public limited company on July 13,1983 as a wholly owned subsidiary of Gujarat Industrial Investment Corporation Limited (GIIC); a Government of Gujarat undertaking, to provide complementary financial services. It received the Certificate of Commencement of Business on October 28, 1983. The company started its operations in the year 1985 by providing lease finance to various clients in Gujarat.

Over the years, the company has

Gujarat Lease Financing Ltd company was incorporated as a public limited company on July 13,1983 as a wholly owned subsidiary of Gujarat Industrial Investment Corporation Limited (GIIC); a Government of Gujarat undertaking, to provide complementary financial services. It received the Certificate of Commencement of Business on October 28, 1983. The company started its operations in the year 1985 by providing lease finance to various clients in Gujarat.

Over the years, the company has emerged as a major national player in the field of financial services offering a variety of services and products to the customers. In view of the regulatory controls over raising of resources and recessionary conditions in the end of nineties and beginning of twenties the Company started incurring losses. Consequently the Company has discontinued its activities since more than five years.

Gujarat  Lease Financing (GLFL) is  a widely held  limited company listed at Bombay Stock Exchange and National Stock Exchange.  The company has issued share capital of Rs.2801.51 lakh, subscribed capital being Rs.2719.90 lakh and paid-up share capital is Rs.2716.05 lakh. 

Major area of operation of the company was lease financing.  However, since financial year 2000-01, the company has stopped the lease finance activities.  Financial year 2001-02 witnessed the drop in income from operation to Rs.0.59 lakh from Rs.8.39 lakh of 2003-04 and Rs.378.13 lakh in  2002-03 and Rs.1641.74 lakh in 2001-02. 

The company has three 100% subsidiaries, namely GLFL Housing Finance Limited, GLFL Securities Limited and GLFL International Limited. 

Subsidiaries:

  • GLFL Housing Finance Ltd. - GLFL Housing Finance Ltd. was incorporated in the year 1992 to provide housing loans to individuals. GLFL Housing Finance Ltd. has already divested its substantial Housing Loan Portfolio, along with liabilities, in favour of LIC Housing Finance Ltd.
  • GLFL Securities Ltd. - GLFL Securities Ltd. was incorporated in the year 1993, as the stock broking outfit of GLFL. GLFL Securities Ltd. is a corporate member of the Ahmedabad Stock Exchange.
  • GLFL International Ltd.

Achievements/ recognition:

  • Registered with Reserve Bank of India as Non Banking Finance Company.
  • In spite of closure of activities, it has strong reputation as NBFC.
Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323

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