Gujarat Lease Financing Ltd Stock Analysis

BSE: 500174 | NSE: GLFL | Finance - NBFC | Small Cap

BSE Share Price Jan 17, 18:01
3.75 0.00 (0.00%)

DeciZen - Make an Informed Decision on Guj. Lease Fin

M-Cap below 100cr DeciZen not available

FAQ's

1. Is Gujarat Lease Financing Ltd a good quality company?

Data is not available for this company.

2. Is Gujarat Lease Financing Ltd undervalued or overvalued?

The key valuation ratios of Gujarat Lease Financing Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Gujarat Lease Financing Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Gujarat Lease Financing Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Guj. Lease Fin:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Operating Income (₹ Cr.)00000000000
YoY Gr. Rt. %-NANANANANANANANANA-
Adj EPS (₹ ) -0.1-0.1-0.1-0-0.1-0.1-0.1-0.10-0.1-0.1
YoY Gr. Rt. %-NANANANANANANANA-750%-
BVPS (₹ )-10.7-10.8-10.8-10.9-10.9-6.4-2.7-2.3-2.5-1.6-1.6
YoY Gr. Rt. %-NANANANANANANANANA-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-1.3-1.4-1.1-0.6-0.6-1-3-4.41-7.20

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest IncomeNANANANA
Adj EPSNANANA-750%
BVPSNANANANA
Share Price 2.9% 6.1% 20.6% 33.9%

Key Financial Ratios

RATIOS \ YEARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)00000000000
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)00000000004.5

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 4.90%

Total Income has declined 0.00 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Gujarat Lease Financing Ltd.

Standalone Consolidated
TTM EPS (₹) -0.1 -0.1
TTM Sales (₹ Cr.) 0 0
BVPS (₹.) -1.6 0
Reserves (₹ Cr.) -32 -34
P/BV -2.28 0.00
PE 0.00 0.00
From the Market
52 Week Low / High (₹) 1.79 / 5.00
All Time Low / High (₹) 0.85 / 133.33
Market Cap (₹ Cr.) 10.2
Equity (₹ Cr.) 27.1
Face Value (₹) 10
Industry PE 40.9

Management X-Ray of Guj. Lease Fin :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Analyst's Notes

News

About Gujarat Lease Financing Ltd

Gujarat Lease Financing Ltd company was incorporated as a public limited company on July 13,1983 as a wholly owned subsidiary of Gujarat Industrial Investment Corporation Limited (GIIC); a Government of Gujarat undertaking, to provide complementary financial services. It received the Certificate of Commencement of Business on October 28, 1983. The company started its operations in the year 1985 by providing lease finance to various clients in Gujarat.

Over the years, the company has emerged as a major national player in the field of financial services offering a variety of services and products to the customers. In view of the regulatory controls over raising of resources and recessionary conditions in the end of nineties and beginning of twenties the Company started incurring losses. Consequently the Company has discontinued its activities since more than five years.

Gujarat  Lease Financing (GLFL) is  a widely held  limited company listed at Bombay Stock Exchange and National Stock Exchange.  The company has issued share capital of Rs.2801.51 lakh, subscribed capital being Rs.2719.90 lakh and paid-up share capital is Rs.2716.05 lakh. 

Major area of operation of the company was lease financing.  However, since financial year 2000-01, the company has stopped the lease finance activities.  Financial year 2001-02 witnessed the drop in income from operation to Rs.0.59 lakh from Rs.8.39 lakh of 2003-04 and Rs.378.13 lakh in  2002-03 and Rs.1641.74 lakh in 2001-02. 

The company has three 100% subsidiaries, namely GLFL Housing Finance Limited, GLFL Securities Limited and GLFL International Limited. 

Subsidiaries:

  • GLFL Housing Finance Ltd. - GLFL Housing Finance Ltd. was incorporated in the year 1992 to provide housing loans to individuals. GLFL Housing Finance Ltd. has already divested its substantial Housing Loan Portfolio, along with liabilities, in favour of LIC Housing Finance Ltd.
  • GLFL Securities Ltd. - GLFL Securities Ltd. was incorporated in the year 1993, as the stock broking outfit of GLFL. GLFL Securities Ltd. is a corporate member of the Ahmedabad Stock Exchange.
  • GLFL International Ltd.

Achievements/ recognition:

  • Registered with Reserve Bank of India as Non Banking Finance Company.
  • In spite of closure of activities, it has strong reputation as NBFC.
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