What is CAGR? What does CAGR table indicate for Gujarat Lease Financing Ltd?

Compounded average growth rate (CAGR) measures the average annual growth rate compounded year-on-year over a period of time.

Gujarat Lease Financing Ltd Stock Analysis

Q: Is Gujarat Lease Financing Ltd a good quality company?

MoneyWorks4Me analysed the past 10-year performance of Gujarat Lease Financing Ltd and arrived at the following conclusion.

Q: Is the current market price of Gujarat Lease Financing Ltd a good price to buy it?

The 5-year analysis of Gujarat Lease Financing Ltd's performance infers.

Q: What is Gujarat Lease Financing Ltd share price return in the past 10 years?

We analysed the performance of Gujarat Lease Financing Ltd share prices over the last 10 years. Here is what we found out:

Small Cap

Evaluated by 50 users | BSE: 500174 | NSE: GLFL |
Finance - NBFC

10 Year X-Ray

Standalone basis Standalone basis P Consolidated basis

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

What is a Financial Track Record? How to read this chart in order to understand the data present here?

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.

	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20
Operating Income (Rs. Cr.)	0	0	0	0	0	0	0	0	0	0
Y-o-Y Gr. Rt.	-	NA	NA	NA	NA	NA	NA	NA	NA	NA
Adjusted EPS (Rs.) Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items	0	-0.06	-0.06	-0.05	-0.03	-0.06	-0.1	-0.14	-0.14	0.14
Y-o-Y Gr. Rt.	-	NA	NA	NA	NA	NA	NA	NA	NA	NA
Book Value per Share (Rs.) The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share	-10.67	-10.73	-10.79	-10.84	-10.87	-10.92	-6.41	-2.73	-2.31	-2.48
Y-o-Y Gr. Rt.	-	NA	NA	NA	NA	NA	NA	NA	NA	NA

To view Net Profit/Total Funds (%) Colour Rating Guide click here

Net Profit/Total Funds (%)

0.01

-1.3

-1.39

-1.12

-0.58

-0.57

-0.95

-3.02

-4.38

5.72

Difference between Standalone Basis and Consolidated basis? Which method is preferred for Gujarat Lease Financing Ltd. ?

Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.

Gujarat Lease Financing Ltd. should be analysed on a Standalone basis

CAGR CAGR Colour Code Guide

	9 yrs	5 yrs	3 yrs	1 yr
Operating Income	NA	NA	NA	NA
Adjusted EPS Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.	NA	NA	NA	NA
Book Value per Share	NA	NA	NA	NA
Share Price	-1.9%	11.7%	17.7%	5.7%

Key Financial Ratios

RATIOS \ YEARS	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here Asset Quality Ratio: Colour Rating Guide <0.5 : Very Good 0.5-1 : Somewhat Good >1 : Not Good
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here Capitalization Ratio: Colour Rating Guide >17% : Very Good 15%-17% : Somewhat Good <15% : Not Good
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0
Margins
Net Profit Margin (%)	0	0	0	0	0	0	0	0	0	0
Performance Ratios To view Performance Ratios Colour Rating Guide click here Performance Ratios: Colour Rating Guide >15 : Very Good 12-15 : Somewhat Good <12 : Not Good
Return on Equity (%)	0	0	0	0	0	0	0	0	0	0

Management X-Ray

Shareholding Pattern

Entity	Percentage Holding
Promoters	45.67%
Institutions	0.01%
Non-Institutions	54.32%

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

FAQs

1. Is Gujarat Lease Financing Ltd a good quality company?

Data is not available for this company.

2. Is current market price of Gujarat Lease Financing Ltd a good price to buy it?

The 5-year analysis of Gujarat Lease Financing Ltd's performance infers:

Gujarat Lease Financing Ltd earnings have grown by 0%, whereas share price has appreciated 11.7% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

3. What is Gujarat Lease Financing Ltd share price return in the past 10 years ?

We analysed the performance of Gujarat Lease Financing Ltd share prices over the last 10 years. Here is what we found out:

Gujarat Lease Financing Ltd share price has appreciated -3.3% annually over the past ten years.

About Company

Gujarat Lease Financing Ltd company was incorporated as a public limited company on July 13,1983 as a wholly owned subsidiary of Gujarat Industrial Investment Corporation Limited (GIIC); a Government of Gujarat undertaking, to provide complementary financial services. It received the Certificate of Commencement of Business on October 28, 1983. The company started its operations in the year 1985 by providing lease finance to various clients in Gujarat.

Over the years, the company has

Over the years, the company has emerged as a major national player in the field of financial services offering a variety of services and products to the customers. In view of the regulatory controls over raising of resources and recessionary conditions in the end of nineties and beginning of twenties the Company started incurring losses. Consequently the Company has discontinued its activities since more than five years.

Gujarat Lease Financing (GLFL) is a widely held limited company listed at Bombay Stock Exchange and National Stock Exchange. The company has issued share capital of Rs.2801.51 lakh, subscribed capital being Rs.2719.90 lakh and paid-up share capital is Rs.2716.05 lakh.

Major area of operation of the company was lease financing. However, since financial year 2000-01, the company has stopped the lease finance activities. Financial year 2001-02 witnessed the drop in income from operation to Rs.0.59 lakh from Rs.8.39 lakh of 2003-04 and Rs.378.13 lakh in 2002-03 and Rs.1641.74 lakh in 2001-02.

The company has three 100% subsidiaries, namely GLFL Housing Finance Limited, GLFL Securities Limited and GLFL International Limited.

Subsidiaries:

GLFL Housing Finance Ltd. - GLFL Housing Finance Ltd. was incorporated in the year 1992 to provide housing loans to individuals. GLFL Housing Finance Ltd. has already divested its substantial Housing Loan Portfolio, along with liabilities, in favour of LIC Housing Finance Ltd.
GLFL Securities Ltd. - GLFL Securities Ltd. was incorporated in the year 1993, as the stock broking outfit of GLFL. GLFL Securities Ltd. is a corporate member of the Ahmedabad Stock Exchange.
GLFL International Ltd.

Achievements/ recognition: