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ICDS Ltd (ICDSLTD)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 511194 NSE: ICDSLTD Finance - NBFC | Small Cap | ICDS Share Price

₹47.79 -0.14 (-0.29%)

As on 06-Oct'26 16:59

ICDS Ltd (ICDSLTD)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 511194 NSE: ICDSLTD Finance - NBFC | Small Cap | ICDS Share Price

₹47.79 -0.14 (-0.29%)

As on 06-Oct'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹62 Cr.
Current Price
₹47.8
52-Week Low / High
₹34 / 77
TTM EPS
₹0.5
Book Value per Share
₹21.1
P/E Ratio
95.63
Higher than its 5-year historical median
Industry PE
25.1
Price to Book (P/B)
2.26
Lower than its 5-year historical median
EV/EBITDA
44.89
Higher than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
4.20%
Outperforms industry median
Return on Capital Employed (ROCE)
5.46%
Outperforms industry median
Return on Assets (ROA)
3.35%
Outperforms industry median
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
-48.25%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
1.81%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹2.2 Cr.
Reserves
₹14 Cr.
Equity
₹13 Cr.
Face Value
₹10
All Time Low / High
₹16.45 / 143.90

ICDS stock performance

Key Ratios
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Check Before You Invest

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M-Cap below 100cr DeciZen not available

Q.1 Is ICDS Ltd a good quality company?
ICDS Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

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We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

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How does ICDS Ltd performance compare with that of its Peers?
Q.1 AUM Growth of ICDS Ltd vs Industry Peers?
ICDS Ltd AUM CAGR is 10.02%, compared to the 5-year industry median CAGR of 9.93%, indicating stable growth and maintaining its market share.
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Q.1 Promoter shareholding and pledge status of ICDS Ltd?
Promoters hold 51.39% of the ICDS Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of ICDS Ltd over the last decade?
Over the last 5 years, the stock has delivered a CAGR of -10.87% based on the current price.
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10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
ICDS Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Operating Income (₹ Cr.)2.26.12.81.90.80.81.31.63.21.71
YoY Gr. Rt. %-177.5%-54.3%-30.5%-58.1%-3.6%70.5%17.5%103.3%-48.1%-
Adj EPS (₹ ) 1.32.8-1.4-0.4-4.24.30.11.20.60.40
YoY Gr. Rt. %-109.9%-150.9%NANANA-98.8%2280%-47.9%-41.9%-
BVPS (₹ )9.116.515.114.710.414.714.715.916.516.817.5
YoY Gr. Rt. %-81.6%-8.7%-2.7%-29.1%41.5%-0.1%8.1%3.9%1.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)8.314.3-6.8-2.1-26.5270.36.53.11.70

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income-3.1%15.3%7.4%-48.1%
Adj EPS-13.4%NA93.1%-41.9%
BVPS7.1%10.1%4.6%1.8%
Share Price - -10% 20.8% -7.4%

Key Financial Ratios

RATIOS \ YEARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)78.259.2-66-25.9-674.9719.14.799.425.628.11.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)15.621.6-8.9-2.6-33.534.30.37.83.92.10.1

Valuation of ICDS - Consolidated

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Financials

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Income + 3.516.513.733.493.156.562.764.245.225.18
Interest Income2.305.782.991.811.051.171.922.283.902.39
Other Income ⓘ 0.090.183.361.3805.28000.361.96
Exceptional Items ⓘ 1.210.730.751.672.115.390.831.961.322.79
Expenditure ⓘ + 1.772.115.474.192.147.142.221.882.293.81
Interest Expense ⓘ 0.080.070.060.080.080.070.060.080.080.06
Operating Expenses ⓘ 1.611.862.052.732.051.782.161.801.841.78
Provisions 0.090.183.361.3805.28000.361.96
Exceptional Items ⓘ 000006.520000
Profit Before Tax ⓘ 1.744.40-1.74-0.711.025.940.532.362.931.37
Taxes ⓘ 0.301.300.130.116.400.100.150.331.530.28
Profit After Tax 1.443.10-1.87-0.81-5.385.840.382.041.401.09
Adjusted EPS (₹)1.12.4-1.4-0.6-4.14.50.31.61.10.8
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Equity Capital +18.4627.6425.6924.8319.3625.2125.5127.5428.9429.96
Share Capital ⓘ 13.0313.0313.0313.0313.0313.0313.0313.0313.0313.03
Reserves ⓘ 5.4314.6212.6611.816.3412.1912.4914.5115.9216.94
Short term borrowings0.120.540.720.200.140.480.300.130.260
Long Term Borrowings0.580.800.780.430.710.560.740.510.580.65
Current Liabilities 5.564.051.010.740.400.830.580.612.682.40
Trade Payables00.060.070.100.070.120.120.070.070.07
Other Liabilities-0.12-0.60-0.79-0.30-0.21-0.60-0.41-0.20-0.33-0.07
Total Liabilities ⓘ 24.6032.4927.482620.4826.6126.8328.6632.2033.02

Assets

Non Current Asset +17.7621.1821.6021.0914.0914.4817.7713.5618.9217.93
Loan Asset 0000000000
Other Non Current Asset ⓘ 17.7621.1821.6021.0914.0914.4817.7713.5618.9217.93
Current Asset +6.8411.325.874.916.4012.139.0615.1013.2815.09
Current Investment06.082.901.573.623.233.424.904.884.22
Other Current Asset6.845.232.973.342.788.905.6410.208.3910.86
Total Assets ⓘ 24.6032.4927.482620.4826.6126.8328.6632.2033.02
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity ⓘ 1.05-2.88-2.60-1.92-0.88-0.546.360.201.061.62
Cash Flow From Investing Activity ⓘ -0.112.442.452.460.910.23-6.170.23-1.42-0.83
Cash Flow From Financing Activity ⓘ -1.190.420.15-0.54-0.080.31-0.20-0.180.11-0.27
Net Cash Flow ⓘ -0.25-0.030-0.01-0.040.01-0.010.25-0.250.52
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Operational & Financial Ratios
EPS (₹)1.102.40-1.40-0.60-4.104.500.301.601.100.80
DPS (₹)0000000000
BVPS (₹)11.618.617.116.512.316.81718.519.620.4

Performance Ratios

ROA (%)5.910.9-6.2-3.0-23.224.81.47.34.63.4
ROE (%)10.015.8-8.0-3.7-28.830.91.78.85.74.2
ROCE (%)12.122.4-7.0-2.85.831.32.710.412.05.5

Valuation Parameters

Price/Book(x)0.00.00.00.00.02.41.02.02.22.2

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

ICDS Ltd FAQs

The current trading price of ICDS on 06-Oct-2026 16:59 is ₹47.79.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 05-Oct-2026 the market cap of ICDS stood at ₹62.25 Cr

The latest P/E ratio of ICDS as of 05-Oct-2026 is 2,305.7.

The latest P/B ratio of ICDS as of 05-Oct-2026 is 2.74.

The 52-week high of ICDS is ₹77.07 and the 52-week low is ₹34.01.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of ICDS is ₹1.48 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that ICDS Ltd is a below average quality company.

The key valuation ratios of ICDS Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of ICDS Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About ICDS Ltd

ICDS Ltd, a non-banking financial services company was incorporated on October 21, 1971, having reputation of serving people for more than three decades showing satisfactory performance till the end of 1997. Consequent to the issuance of stringent regulatory guidelines by RBI Company was required to refund entire deposits in large amounts within a short period. This has forced the Company to stop fund based business which in turn affected its profitability and viability.

In the Month of August, 2002 subsequent to the filing of the Scheme of Arrangement, Reserve Bank of India prohibited the Company from accepting and renewing of Public Deposits and also directed the company not to sell, transfer create charge or mortgage any of its assets. Later in October 2002, Reserve Bank has cancelled the Registration issue to the Company from carrying on business of non-banking finance company. The Company has complied with the directions of the Reserve Bank. However, the company is presently concentrating on the recovery of its dues and repaying its liabilities.

Business area of the company

The company is presently concentrating on the recovery of its dues and repaying its liabilities and is also engaged in trading activities of shares and securities, mobiles and accessories, rental revenue from investment properties, marketing of the insurance products of life and general insurance companies. The company is diversifying into more fee based activities.

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