India Finsec Ltd - Stock Valuation and Financial Performance

BSE: 535667 | NSE: | Finance - NBFC | Small Cap

India Finsec Share Price

94.20 0.00 0.00%
as on 10-Apr'24 16:01

DeciZen - make an informed investing decision on India Finsec

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

India Finsec stock performance -

mw4me loader
P/E Ratio (SA):
0.00
Market Cap:
193 Cr.
52-wk low:
18.2
52-wk high:
94.5

Is India Finsec Ltd an attractive stock to invest in?

1. Is India Finsec Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that India Finsec Ltd is a below average quality company.

2. Is India Finsec Ltd undervalued or overvalued?

The key valuation ratios of India Finsec Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is India Finsec Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of India Finsec Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of India Finsec:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
India Finsec Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)6.83.37.28.85.33.82.90.90.81.20
YoY Gr. Rt. %--51.9%119.6%22.9%-39.4%-29.3%-22.6%-68.8%-12.1%51.3%-
Adj EPS (₹ ) 000.20.70.50.1-0.6000.1-0.1
YoY Gr. Rt. %-0%2100%209.1%-27.9%-73.5%-561.5%NA0%400%-
BVPS (₹ )17.916.516.717.417.918.417.717.817.917.917.8
YoY Gr. Rt. %--7.6%0.9%4.3%2.9%2.5%-3.5%0.7%0.1%0.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.10.11.342.80.7-3.20.100.30

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-17.4%-25.7%-25.5%51.3%
Adj EPS19.6%-36.7%NA400%
BVPS0%-0%0.4%0.3%
Share Price 21.5% 43.7% 109.3% 382.6%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)0.40.87.819.3238.7-513.81.810.7-86.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.10.11.342.80.7-3.30.100.3-0.5

Recent Performance Summary

No data to display

Return on Equity is Poor

Total Income has declined -53.99 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - India Finsec Ltd.

Standalone Consolidated
TTM EPS (₹) -0.1 4.9
TTM Sales (₹ Cr.) 0.3 60.9
BVPS (₹.) 17.8 27
Reserves (₹ Cr.) 19 42
P/BV 4.34 2.86
PE 0.00 15.82
From the Market
52 Week Low / High (₹) 18.15 / 94.50
All Time Low / High (₹) 4.70 / 94.50
Market Cap (₹ Cr.) 193
Equity (₹ Cr.) 24.9
Face Value (₹) 10
Industry PE 32.5

Management X-Ray of India Finsec:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.005.490.000.0030.08
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of India Finsec

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income7379643111
Interest Income7379543111
Other Income 0000100000
Expenditure 7367434111
Interest Expense 0010000000
Operating Expenses 7367434101
Provisions 0100000000
Exceptional Items 0000000000
Profit Before Tax 001220-1000
Taxes 0001000000
Profit After Tax 001210-1000
Adjusted EPS (₹)0.00.00.20.70.50.1-0.60.00.00.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital35414243454644454545
Share Capital 19252525252525252525
Reserves 15161718202119202020
Minority Interest0000000000
Long Term Borrowings0000000000
Current Liabilities 0000031521
Trade Payables0000000000
Short term borrowings0000031521
Other Liabilities00000-3-1-5-2-1
Total Liabilities 35414244454945494746

Assets

Non Current Asset 30239364542464343
Loan Asset 0000052640
Other Non Current Asset 30239364041404043
Current Asset 3241415933333
Current Investment0000000000
Other Current Asset3241415933333
Total Assets 35414244454945494746

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -3-80108182-444
Cash Flow From Investing Activity -33-1-11-7-22010-3
Cash Flow From Financing Activity 660003-23-3-1
Net Cash Flow 01-101-10010
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)000100-1000
DPS (₹)0000000000
BVPS (₹)18171717181818181818

Performance Ratios

ROA (%)0.10.11.34.02.80.7-3.20.10.00.3
ROE (%)0.10.11.34.02.80.7-3.30.10.00.3
ROCE (%)0.20.14.16.03.81.1-2.60.60.80.6

Valuation Parameters

Price/Book(x)0.80.60.60.81.80.80.60.41.41.1

India Finsec Ltd Stock News

India Finsec Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of India Finsec on 10-Apr-2024 16:01 is ₹94.20.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 10-Apr-2024 16:01 the market cap of India Finsec stood at ₹193.0.
The latest P/E ratio of India Finsec as of 10-Apr-2024 16:01 is 0.00.
The latest P/B ratio of India Finsec as of 10-Apr-2024 16:01 is 4.34.
The 52-week high of India Finsec is ₹94.50 and the 52-week low is ₹18.15.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of India Finsec is ₹0.26 ( Cr.) .

About India Finsec Ltd

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