What is Jayabharat Credit Ltd (501311) share price return in the past 10 years?

Jayabharat Credit Ltd share price has appreciated 13.1% annually (CAGR) over the past ten years.

What is the share price of Jayabharat Credit Ltd (501311)?

Company share prices are keep on changing according to the market conditions. The current trading price of Jayabharat Credit Ltd (501311) on 10-Apr-2026 16:59:59 at 16:59 is 16.75.

What is the P/E ratio of Jayabharat Credit?

The latest standalone P/E ratio of Jayabharat Credit as of 10-Apr-2026 is 0.00.

What is the P/B ratio of Jayabharat Credit Ltd (501311)?

The latest standalone P/B ratio of Jayabharat Credit Ltd (501311) as of 10-Apr-2026 is -0.14.

What is the 52-week high and low of Jayabharat Credit Ltd (501311)?

The 52-week high of Jayabharat Credit Ltd (501311) is Rs. 33.07 and the 52-week low is Rs. 9.49.

Jayabharat Credit Ltd (501311) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Jayabharat Credit Ltd (501311)
Brand: Jayabharat Credit

Jayabharat Credit Ltd (501311) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Key Metrics

Market Cap

₹8 Cr.

Earnings Per Share (TTM)

₹-2.26

P/E Ratio

0.00

Price to Book (P/B)

-0.14

EV/EBITDA

-66.46

Current Price

₹16.8

Return on Capital Employed (ROCE)

0.00%

Return on Equity (ROE)

0.00%

Return on Assets (ROA)

-949.93%

Gross NPA(%)

0.00

Book Value per Share

₹-123.3

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

NA%

Net Interest Income Growth (3 Years)

NA%

52-Week Low / High

₹9 / 33

Book Value Growth (1 Year)

NA%

Book Value Growth (3 Years)

NA%

DeciZen - make an informed investing decision on Jayabharat Credit

Based on:

Data

M-Cap below 100cr DeciZen not available

Jayabharat Credit stock performance

Key Ratios

Is Jayabharat Credit Ltd an attractive stock to invest in?

1. Is Jayabharat Credit Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Jayabharat Credit Ltd is a below average quality company.

2. Is Jayabharat Credit Ltd undervalued or overvalued?

The key valuation ratios of Jayabharat Credit Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Jayabharat Credit Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Jayabharat Credit Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	0	0.7	0	0	0	0	0	0	0	0	0
YoY Gr. Rt. %	-	NA	-100%	NA	NA	NA	NA	NA	NA	NA	-
Adj EPS (₹ )	-6.8	-3.6	-3.1	-121.3	-2.3	-1.6	-1.7	-3	-2.1	-2	-2.3
YoY Gr. Rt. %	-	NA	NA	NA	NA	NA	NA	NA	NA	NA	-
BVPS (₹ )	19	15.4	12.3	-109	-111.3	-112.8	-114.6	-117.6	-119.7	-121.7	-123.3
YoY Gr. Rt. %	-	-18.9%	-20.4%	-986.8%	NA	NA	NA	NA	NA	NA	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	-5.5	-3	-2.6	-197.4	-109.8	-75.2	-85.9	-283.1	-2160.4	-949.9	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	NA	NA	NA	NA
Adj EPS	NA	NA	NA	NA
BVPS	-222.9%	NA	NA	NA
Share Price	13.1%	25.7%	29.4%	29%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	0	-276.6	0	0	0	0	0	0	0	0	-INF
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	-30.3	-20.9	-22.7	0	0	0	0	0	0	0	1.8

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 1.80%

Total Income has declined 0.00 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	-2.3	-
TTM Sales (₹ Cr.)	0	-
BVPS (₹) ⓘ	-123.3	-
Reserves (₹ Cr.) ⓘ	-67	-
P/BV ⓘ	-0.14	-
PE ⓘ	0.00	-

From the Market
52 Week Low / High (₹)	9.49 / 33.07
All Time Low / High (₹)	1.72 / 35.00
Market Cap (₹ Cr.)	8.4
Equity (₹ Cr.)	5
Face Value (₹)	10
Industry PE ⓘ	29.1

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Jayabharat Credit - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	0.12	0.65	0.21	0.06	0	0.31	0.03	0.87	0.10	0.06
Interest Income	0	0.65	0	0	0	0	0	0	0	0
Other Income ⓘ	1.56	0.08	0.10	59.34	0.04	0.03	0.06	0.26	0.03	0.03
Exceptional Items ⓘ	0.12	0	0.21	0.06	0	0.31	0.03	0.87	0.10	0.06
Expenditure ⓘ +	3.83	2.45	1.78	60.70	1.15	1.08	0.90	1.47	1.17	0.98
Interest Expense ⓘ	1.30	1.23	0.46	0	0	0	0	0.30	0	0
Operating Expenses ⓘ	0.97	1.14	1.23	1.36	1.11	1.05	0.83	0.91	1.14	0.96
Provisions	1.56	0.08	0.10	59.34	0.04	0.03	0.06	0.26	0.03	0.03
Exceptional Items ⓘ	0.31	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	-3.39	-1.80	-1.57	-60.64	-1.15	-0.78	-0.87	-0.60	-1.06	-0.92
Taxes ⓘ	0	0	0	0	0	0	0	0.89	0	0.08
Profit After Tax	-3.39	-1.80	-1.57	-60.64	-1.15	-0.78	-0.87	-1.50	-1.06	-1.01
Adjusted EPS (₹)	-6.8	-3.6	-3.1	-121.0	-2.3	-1.6	-1.7	-3.0	-2.1	-2.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	9.51	7.72	6.15	-54.49	-55.64	-56.42	-57.29	-58.79	-59.85	-60.86
Share Capital ⓘ	5	5	5	5	5	5	5	5	5	5
Reserves ⓘ	4.51	2.72	1.15	-59.49	-60.64	-61.42	-62.29	-63.79	-64.85	-65.86
Short term borrowings	0	0	0	0	0	0	58.01	58.08	59.09	60.46
Long Term Borrowings	49.85	51.89	53.75	55.19	56.25	56.90	-0.03	0	0	0
Current Liabilities	2.03	0.81	0.50	0.36	0.44	0.55	58.33	58.84	59.90	61.03
Trade Payables	0.32	0	0	0	0	0	0	0	0	0
Other Liabilities	-0.32	0	-0	0	-0	0	-58.01	-58.08	-59.09	-60.46
Total Liabilities ⓘ	61.40	60.42	60.39	1.05	1.04	1.03	1	0.05	0.05	0.17
Assets
Non Current Asset +	46.47	46.45	46.44	0.98	0.97	0.96	0.92	0	0.01	0.01
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	46.47	46.45	46.44	0.98	0.97	0.96	0.92	0	0.01	0.01
Current Asset +	14.93	13.97	13.95	0.07	0.07	0.07	0.08	0.05	0.03	0.16
Current Investment	0.02	0.02	0.02	0.02	0.02	0.02	0	0	0	0
Other Current Asset	14.91	13.95	13.93	0.05	0.05	0.05	0.08	0.05	0.03	0.16
Total Assets ⓘ	61.40	60.42	60.39	1.05	1.04	1.03	1	0.05	0.05	0.17

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-0.67	-0.30	-1.29	-1.47	-1.06	-0.66	-1.07	-0.67	-1	-1.33
Cash Flow From Investing Activity ⓘ	0.34	0	0	-0.01	-0	-0	0	0.91	-0.02	0
Cash Flow From Financing Activity ⓘ	0.36	0.33	1.27	1.45	1.06	0.65	1.08	-0.23	1	1.38
Net Cash Flow ⓘ	0.03	0.03	-0.02	-0.03	-0	-0.01	0.02	0.01	-0.02	0.04

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	-7	-4	-3	-121	-2	-2	-2	-3	-2	-2
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	19	15	12	-109	-111	-113	-115	-118	-120	-122
Performance Ratios
ROA (%)	-5.5	-3.0	-2.6	-197.0	-109.0	-75.2	-85.9	-283.0	-2,160.4	-949.0
ROE (%)	-30.3	-20.9	-22.7	0.0	0.0	0.0	0.0	0.0	0.0	0.0
ROCE (%)	-3.5	-1.0	-1.9	-200.0	-168.0	-134.0	-141.0	-4,383.9	0.0	0.0
Valuation Parameters
Price/Book(x)	0.3	0.0	0.0	0.0	-0.0	-0.1	-0.1	-0.1	-0.1	-0.1

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Jayabharat Credit Ltd FAQs

The current trading price of Jayabharat Credit on 10-Apr-2026 16:59 is ₹16.75.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Apr-2026 the market cap of Jayabharat Credit stood at ₹8.38 Cr

The latest P/E ratio of Jayabharat Credit as of 09-Apr-2026 is 0.00.

The latest P/B ratio of Jayabharat Credit as of 09-Apr-2026 is -0.14.

The 52-week high of Jayabharat Credit is ₹33.07 and the 52-week low is ₹9.49.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Jayabharat Credit is ₹0.00 ( Cr.) .

About Jayabharat Credit Ltd

Jayabharat Credit company was originally incorporated as The Jayabharat Insurance Company Limted on March 25, 1943, was dealing in general insurance business. On nationalisation of insurance business in 1969 the company was subsidiary to The New India Assuarance Company, which took over the insurance business of the company.

Jayabharat changed course to become Non Banking Finance Company (NBFC) and took to the business of financing trucks under hire-purchase schemes. Leasing followed so did corporate financing. The company has been paying uninteruppted dividend since past 34 years to its shareholders.

The company has been re-classified as an Asset Financing Company (AFC) by the Reserve Bank of India vide their Registration Certificate No. 13.01132 dated 03/06/2008.

The company does not interfere in the affairs of the borrower except for the purposes provided in the terms and conditions of the loan agreement.

Upon receipt of any request for transfer of loan account by the borrower, the consent or objection would be conveyed within 21 days from the date of receipt of request. The company does not have a practice of transfer of loan account from one customer to another. However upon receipt of such a request the company may consider the same provided the transferee and his credit worthiness is acceptable to the company.

Products and services offered by the company :

Hire Purchase Financing for:-

Heavy Commercial Vehicle
Light Commercial Vehicle
EarthMoving Equipment
Light Motor Vehicles
Industrial Equipments
Office Equipments

Leasing

Corporate Financing

Fixed Deposit Scheme

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● Conflict-Free ● SEBI Registered ● 15Y+ Track Record

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Jayabharat Credit Ltd (501311) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Jayabharat Credit Share Price