What is Jayabharat Credit share price return in the past 10 years?

Jayabharat Credit Ltd share price has appreciated 0.9% annually (CAGR) over the past ten years.

Jayabharat Credit Ltd - Stock Valuation and Financial Performance

Name: Jayabharat Credit
Brand: Jayabharat Credit

BSE: 501311 | NSE: | Finance - NBFC | Small Cap

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Jayabharat Credit Share Price

₹8.41 0.00 0.00%
as on 16-Apr'24 16:00

DeciZen - make an informed investing decision on Jayabharat Credit

Based on:

Data

M-Cap below 100cr DeciZen not available

Jayabharat Credit stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

0.00

Market Cap:

4.2 Cr.

52-wk low:

3.5

52-wk high:

Is Jayabharat Credit Ltd an attractive stock to invest in?

1. Is Jayabharat Credit Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Jayabharat Credit Ltd is a below average quality company.

2. Is Jayabharat Credit Ltd undervalued or overvalued?

The key valuation ratios of Jayabharat Credit Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

3. Is Jayabharat Credit Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Jayabharat Credit Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Jayabharat Credit:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	2.9	0.7	0	0.7	0	0	0	0	0	0	0
YoY Gr. Rt. %	-	-77.9%	-100%	NA	-100%	NA	NA	NA	NA	NA	-
Adj EPS (₹ )	-6.1	-4.5	-6.8	-3.6	-3.1	-121.3	-2.3	-1.6	-1.7	-3	-2.9
YoY Gr. Rt. %	-	NA	NA	NA	NA	NA	NA	NA	NA	NA	-
BVPS (₹ )	30.6	25.8	19	15.4	12.3	-109	-111.3	-112.8	-114.6	-117.6	-118.9
YoY Gr. Rt. %	-	-15.5%	-26.3%	-18.9%	-20.4%	-986.8%	NA	NA	NA	NA	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	-4.8	-3.6	-5.5	-3	-2.6	-197.4	-109.8	-75.2	-85.9	-283.1	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-100%	NA	NA	NA
Adj EPS	NA	NA	NA	NA
BVPS	-216.2%	-257.1%	NA	NA
Share Price	0.9%	-2%	16.4%	20.3%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	-104	-348.4	0	-276.6	0	0	0	0	0	0	-INF
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	-18.2	-16	-30.3	-20.9	-22.7	0	0	0	0	0	2.4

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 2.40%

Total Income has declined 0.00 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Jayabharat Credit Ltd.

	Standalone	Consolidated
TTM EPS (₹)	-2.9	-
TTM Sales (₹ Cr.)	0	-
BVPS (₹.) ⓘ	-118.9	-
Reserves (₹ Cr.) ⓘ	-64	-
P/BV ⓘ	-0.07	-
PE ⓘ	0.00	-

From the Market
52 Week Low / High (₹)	3.52 / 14.95
All Time Low / High (₹)	1.72 / 35.00
Market Cap (₹ Cr.)	4.2
Equity (₹ Cr.)	5
Face Value (₹)	10
Industry PE ⓘ	31.5

Management X-Ray of Jayabharat Credit:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Jayabharat Credit

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Jayabharat Credit

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income	3.04	1.63	0.12	0.65	0.21	0.06	0	0.31	0.03	0.87
Interest Income	2.94	0.65	0	0.65	0	0	0	0	0	0
Other Income ⓘ	0.10	0.99	0.12	0	0.21	0.06	0	0.31	0.03	0.87
Expenditure ⓘ	6.10	4.61	3.83	2.45	1.78	60.70	1.15	1.08	0.90	1.47
Interest Expense ⓘ	3.39	3.18	1.30	1.23	0.46	0	0	0	0	0.30
Operating Expenses ⓘ	1.34	1.36	0.97	1.14	1.23	1.36	1.11	1.05	0.83	0.91
Provisions	1.37	0.08	1.56	0.08	0.10	59.34	0.04	0.03	0.06	0.26
Exceptional Items ⓘ	0	0.73	0.31	0	0	0	0	0	0	0
Profit Before Tax ⓘ	-3.06	-2.25	-3.39	-1.80	-1.57	-60.64	-1.15	-0.78	-0.87	-0.60
Taxes ⓘ	0	0	0	0	0	0	0	0	0	0.89
Profit After Tax	-3.06	-2.25	-3.39	-1.80	-1.57	-60.64	-1.15	-0.78	-0.87	-1.50
Adjusted EPS (₹)	-6.1	-4.5	-6.8	-3.6	-3.1	-121.0	-2.3	-1.6	-1.7	-3.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital	15.28	12.91	9.51	7.72	6.15	-54.49	-55.64	-56.42	-57.29	-58.79
Share Capital ⓘ	5	5	5	5	5	5	5	5	5	5
Reserves ⓘ	10.28	7.91	4.51	2.72	1.15	-59.49	-60.64	-61.42	-62.29	-63.79
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	42.18	48.02	49.85	51.89	53.75	55.19	56.25	56.90	-0.03	0
Current Liabilities	5.55	2.21	2.03	0.81	0.50	0.36	0.44	0.55	58.33	58.84
Trade Payables	0.32	0.32	0.32	0	0	0	0	0	0	0
Short term borrowings	0.73	0	0	0	0	0	0	0	58.01	58.08
Other Liabilities	-1.05	-0.32	-0.32	0	0	0	0	0	-58.01	-58.08
Total Liabilities ⓘ	63.01	63.14	61.40	60.42	60.39	1.05	1.04	1.03	1	0.05
Assets
Non Current Asset	48.17	48.04	46.47	46.45	46.44	0.98	0.97	0.96	0.92	0
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	48.17	48.04	46.47	46.45	46.44	0.98	0.97	0.96	0.92	0
Current Asset	14.84	15.09	14.93	13.97	13.95	0.07	0.07	0.07	0.08	0.05
Current Investment	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0	0
Other Current Asset	14.82	15.07	14.91	13.95	13.93	0.05	0.05	0.05	0.08	0.05
Total Assets ⓘ	63.01	63.14	61.40	60.42	60.39	1.05	1.04	1.03	1	0.05

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	0.06	-1.28	-0.67	-0.30	-1.29	-1.47	-1.06	-0.66	-1.07	-0.67
Cash Flow From Investing Activity ⓘ	0.15	0.97	0.34	0	0	-0.01	0	0	0	0.91
Cash Flow From Financing Activity ⓘ	-0.64	0.26	0.36	0.33	1.27	1.45	1.06	0.65	1.08	-0.23
Net Cash Flow ⓘ	-0.42	-0.05	0.03	0.03	-0.02	-0.03	0	-0.01	0.02	0.01

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	-6	-5	-7	-4	-3	-121	-2	-2	-2	-3
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	31	26	19	15	12	-109	-111	-113	-115	-118
Performance Ratios
ROA (%)	-4.8	-3.6	-5.5	-3.0	-2.6	-197.0	-109.0	-75.2	-85.9	-283.0
ROE (%)	-18.2	-16.0	-30.3	-20.9	-22.7	0.0	0.0	0.0	0.0	0.0
ROCE (%)	0.6	1.6	-3.5	-1.0	-1.9	-200.0	-168.0	-134.0	-141.0	-4,383.9
Valuation Parameters
Price/Book(x)	0.2	0.2	0.3	0.0	0.0	0.0	0.0	-0.1	-0.1	-0.1

Jayabharat Credit Ltd Stock News

Jayabharat Credit Ltd FAQs

What is the share price of Jayabharat Credit?

Company share prices are keep on changing according to the market conditions. The closing price of Jayabharat Credit on 16-Apr-2024 16:00 is ₹8.41.

What is the market cap of Jayabharat Credit?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Apr-2024 16:00 the market cap of Jayabharat Credit stood at ₹4.21.

What is the P/E ratio of Jayabharat Credit?

The latest P/E ratio of Jayabharat Credit as of 16-Apr-2024 16:00 is 0.00.

What is the P/B ratio of Jayabharat Credit?

The latest P/B ratio of Jayabharat Credit as of 16-Apr-2024 16:00 is -0.07.

What is the 52-week high and low of Jayabharat Credit?

The 52-week high of Jayabharat Credit is ₹14.95 and the 52-week low is ₹3.52.

What is the TTM revenue of Jayabharat Credit?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Jayabharat Credit is ₹0.00 ( Cr.) .

About Jayabharat Credit Ltd

Jayabharat Credit company was originally incorporated as The Jayabharat Insurance Company Limted on March 25, 1943, was dealing in general insurance business. On nationalisation of insurance business in 1969 the company was subsidiary to The New India Assuarance Company, which took over the insurance business of the company.

Jayabharat changed course to become Non Banking Finance Company (NBFC) and took to the business of financing trucks under hire-purchase schemes. Leasing followed so did corporate financing. The company has been paying uninteruppted dividend since past 34 years to its shareholders.

The company has been re-classified as an Asset Financing Company (AFC) by the Reserve Bank of India vide their Registration Certificate No. 13.01132 dated 03/06/2008.

The company does not interfere in the affairs of the borrower except for the purposes provided in the terms and conditions of the loan agreement.

Upon receipt of any request for transfer of loan account by the borrower, the consent or objection would be conveyed within 21 days from the date of receipt of request. The company does not have a practice of transfer of loan account from one customer to another. However upon receipt of such a request the company may consider the same provided the transferee and his credit worthiness is acceptable to the company.

Products and services offered by the company :

Hire Purchase Financing for:-