KIFS Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 535566 | NSE: | Finance - NBFC | Small Cap

KIFS Financial Serv Share Price

148 0.00 0.00%
as on 10-Apr'24 16:01

DeciZen - make an informed investing decision on KIFS Financial Serv

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Fair

3. Price Trend

KIFS Financial Services stock performance -

mw4me loader
P/E Ratio (SA):
22.57
Market Cap:
161.2 Cr.
52-wk low:
92
52-wk high:
230.6

Is KIFS Financial Services Ltd an attractive stock to invest in?

1. Is KIFS Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that KIFS Financial Services Ltd is a below average quality company.

2. Is KIFS Financial Services Ltd undervalued or overvalued?

The key valuation ratios of KIFS Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is KIFS Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of KIFS Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of KIFS Financial Serv:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
KIFS Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)4.73.87.18.56.15.915.620.932.730.739
YoY Gr. Rt. %--19.6%87.4%18.8%-28.7%-2.6%164.7%34.3%56.3%-6.1%-
Adj EPS (₹ ) 1.51.72.63.12.82.63.63.55.75.96.6
YoY Gr. Rt. %-17.6%50%18.8%-10.7%-5.8%39.5%-3.9%61.7%4.4%-
BVPS (₹ )18.519.721.423.525.227.830.232.436.941.445.7
YoY Gr. Rt. %-6.3%8.7%9.5%7.3%10.4%8.8%7.5%13.6%12.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)7.35.344.563.82.61.92.52.10

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income23.1%38.4%25.4%-6.1%
Adj EPS16.6%16.4%17.5%4.4%
BVPS9.3%10.5%11.1%12.4%
Share Price 20.8% 18.3% 57.1% 46.5%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)33.849.539.639.549.647.925.318.118.720.818.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)8.29.112.713.811.49.912.611.216.315.114.3

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 15.20%

Total Income has increased 25.37 CAGR in last 3 years

Net Profit has increased 17.53 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - KIFS Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 6.6 -
TTM Sales (₹ Cr.) 39 -
BVPS (₹.) 45.7 -
Reserves (₹ Cr.) 39 -
P/BV 3.26 -
PE 22.57 -
From the Market
52 Week Low / High (₹) 92.00 / 230.63
All Time Low / High (₹) 18.30 / 336.45
Market Cap (₹ Cr.) 161
Equity (₹ Cr.) 10.8
Face Value (₹) 10
Industry PE 32.5

Management X-Ray of KIFS Financial Serv:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of KIFS Financial Serv

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income54786616213331
Interest Income54786616213331
Other Income 0000000000
Expenditure 21342210162422
Interest Expense 21231110152321
Operating Expenses 0011101011
Provisions 0000000000
Exceptional Items 0000000000
Profit Before Tax 2345445589
Taxes 1112111122
Profit After Tax 2233334466
Adjusted EPS (₹)1.51.72.63.12.82.63.63.55.75.9
Dividend Payout Ratio (%)34%29%29%29%32%38%34%36%24%23%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital20212325273033354045
Share Capital 11111111111111111111
Reserves 9111215161922242934
Minority Interest0000000000
Long Term Borrowings0000000011
Current Liabilities 42671281971173163260270
Trade Payables0000000000
Short term borrowings22467251668170159253264
Other Liabilities-2-24-67-25-16-68-170-159-253-265
Total Liabilities 2448945446101206198300315

Assets

Non Current Asset 0000000021
Loan Asset 0000000000
Other Non Current Asset 0000000021
Current Asset 2447935346100206198299314
Current Investment0000000000
Other Current Asset2447935346100206198299314
Total Assets 2448945446101206198300315

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 111310231-26-8
Cash Flow From Investing Activity 00-100000-20
Cash Flow From Financing Activity -1-1-1-1-1-1-1-1-1-1
Net Cash Flow 00-110-1130-29-9
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)1233334466
DPS (₹)1111111111
BVPS (₹)19202123252830323741

Performance Ratios

ROA (%)7.35.34.04.56.03.82.61.92.52.1
ROE (%)8.29.112.713.811.49.912.611.216.315.1
ROCE (%)21.610.29.111.011.27.39.810.412.99.8

Valuation Parameters

Price/Book(x)1.41.31.61.63.42.31.61.36.42.3

KIFS Financial Services Ltd Stock News

KIFS Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of KIFS Financial Serv on 10-Apr-2024 16:01 is ₹148.0.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 10-Apr-2024 16:01 the market cap of KIFS Financial Serv stood at ₹161.2.
The latest P/E ratio of KIFS Financial Serv as of 10-Apr-2024 16:01 is 22.57.
The latest P/B ratio of KIFS Financial Serv as of 10-Apr-2024 16:01 is 3.26.
The 52-week high of KIFS Financial Serv is ₹230.6 and the 52-week low is ₹92.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of KIFS Financial Serv is ₹38.95 ( Cr.) .

About KIFS Financial Services Ltd

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