What is KIFS Financial Services Ltd (535566) share price return in the past 10 years?

KIFS Financial Services Ltd share price has appreciated 15.7% annually (CAGR) over the past ten years.

What is the share price of KIFS Financial Services Ltd (535566)?

Company share prices are keep on changing according to the market conditions. The current trading price of KIFS Financial Services Ltd (535566) on 24-Jun-2026 16:59:59 at 16:59 is 120.00.

What is the P/E ratio of KIFS Financial Services?

The latest standalone P/E ratio of KIFS Financial Services as of 24-Jun-2026 is 16.26.

What is the P/B ratio of KIFS Financial Services Ltd (535566)?

The latest standalone P/B ratio of KIFS Financial Services Ltd (535566) as of 24-Jun-2026 is 2.05.

What is the 52-week high and low of KIFS Financial Services Ltd (535566)?

The 52-week high of KIFS Financial Services Ltd (535566) is Rs. 194.35 and the 52-week low is Rs. 102.00.

KIFS Financial Services Ltd (535566) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: KIFS Financial Services Ltd (535566)
Brand: KIFS Financial Services

KIFS Financial Services Ltd (535566)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 535566 NSE: Finance - NBFC | Small Cap | KIFS Financial Serv. Share Price

KIFS Financial Services Ltd (535566)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 535566 NSE: Finance - NBFC | Small Cap | KIFS Financial Serv. Share Price

Key Metrics

Valuation Multiples

Market Cap

₹130 Cr.

Current Price

₹120

52-Week Low / High

₹102 / 194

TTM EPS

₹7.4

Book Value per Share

₹58.6

P/E Ratio

16.26

Lower than its 5-year historical median

Industry PE

28.1

Price to Book (P/B)

2.05

Lower than its 5-year historical median

EV/EBITDA

14.19

Higher than its 5-year historical median

Dividend Yield

1.25%

Profitability Efficiency

Return on Equity (ROE)

15.01%

Return on Capital Employed (ROCE)

9.37%

Return on Assets (ROA)

2.32%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

-31.09%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

12.97%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹36 Cr.

Reserves

₹53 Cr.

Equity

₹10.8 Cr.

Face Value

₹10

All Time Low / High

₹18.30 / 336.45

KIFS Financial Services stock performance

Key Ratios

Check Before You Invest

Quality

Somewhat Good

Check detailed performance

Valuation

Somewhat Undervalued

Check Valuation charts

Price Trend

Weak

Check Price chart

Q.1 Is KIFS Financial Services Ltd a good quality company?

KIFS Financial Services Ltd is a average quality company, based on a somewhat consistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does KIFS Financial Services Ltd performance compare with that of its Peers?

Q.1 AUM Growth of KIFS Financial Services Ltd vs Industry Peers?

KIFS Financial Services Ltd AUM CAGR is 13.85%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of KIFS Financial Services Ltd?

Promoters hold 74.41% of the KIFS Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of KIFS Financial Services Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 13.7% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	7.1	8.5	6.1	5.9	15.6	20.9	32.7	30.7	46.6	29.1	36
YoY Gr. Rt. %	-	18.7%	-28.7%	-2.6%	164.6%	34.2%	56.3%	-6.1%	51.8%	-37.6%	-
Adj EPS (₹ )	2.6	3.1	2.8	2.6	3.6	3.5	5.7	5.9	6.6	7.5	7.4
YoY Gr. Rt. %	-	18.8%	-10.7%	-5.8%	39.5%	-3.9%	61.7%	4.4%	11.3%	13.4%	-
BVPS (₹ )	21.4	23.5	25.2	27.8	30.2	32.4	36.9	41.4	46.7	52.7	58.6
YoY Gr. Rt. %	-	9.5%	7.3%	10.4%	8.8%	7.5%	13.6%	12.4%	12.6%	13%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	4	4.5	6	3.8	2.6	1.9	2.5	2.1	2.3	2.3	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	16.9%	13.3%	-3.8%	-37.6%
Adj EPS	12.4%	15.4%	9.6%	13.4%
BVPS	10.5%	11.8%	12.7%	13%
Share Price	15.7%	25.7%	-12.5%	3.4%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	39.6	39.5	49.6	47.9	25.3	18.1	18.7	20.8	15.3	27.7	22.2
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	12.7	13.8	11.4	9.9	12.6	11.2	16.3	15.1	14.9	15	12.5

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	7	8	6	6	16	21	33	31	47	33
Interest Income	7	8	6	6	16	21	33	31	47	29
Other Income ⓘ	0	0	0	0	0	0	0	0	1	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	4
Expenditure ⓘ +	3	4	2	2	10	16	24	22	37	22
Interest Expense ⓘ	2	3	1	1	10	15	23	21	35	21
Operating Expenses ⓘ	1	1	1	0	1	0	1	1	1	1
Provisions	0	0	0	0	0	0	0	0	1	0
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	4	5	4	4	5	5	8	9	10	11
Taxes ⓘ	1	2	1	1	1	1	2	2	3	3
Profit After Tax	3	3	3	3	4	4	6	6	7	8
Adjusted EPS (₹)	2.6	3.1	2.8	2.6	3.6	3.5	5.7	5.9	6.6	7.5
Dividend Payout Ratio (%)	28.70%	29%	32.40%	38.30%	34.30%	35.70%	23.80%	22.80%	21.30%	20.10%

Valuation of KIFS Financial Serv. - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	23	25	27	30	33	35	40	45	50	57
Share Capital ⓘ	11	11	11	11	11	11	11	11	11	11
Reserves ⓘ	12	15	16	19	22	24	29	34	40	46
Short term borrowings	67	25	16	68	170	159	253	264	245	332
Long Term Borrowings	-0	-0	-0	-0	-0	0	1	1	-0	-0
Current Liabilities	71	28	19	71	173	163	260	270	251	337
Trade Payables	0	0	0	0	0	0	0	0	0	0
Other Liabilities	-67	-25	-16	-68	-170	-159	-253	-265	-245	-332
Total Liabilities ⓘ	94	54	46	101	206	198	300	315	302	394
Assets
Non Current Asset +	0	0	0	0	0	0	2	1	289	217
Loan Asset	0	0	0	0	0	0	0	0	254	202
Other Non Current Asset ⓘ	0	0	0	0	0	0	2	1	35	15
Current Asset +	93	53	46	100	206	198	299	314	13	177
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	93	53	46	100	206	198	299	314	13	177
Total Assets ⓘ	94	54	46	101	206	198	300	315	302	394

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	1	3	1	0	2	31	-26	-8	49	148
Cash Flow From Investing Activity ⓘ	-1	0	0	0	0	0	-2	0	-31	18
Cash Flow From Financing Activity ⓘ	-1	-1	-1	-1	-1	-1	-1	-1	-1	-2
Net Cash Flow ⓘ	-1	1	0	-1	1	30	-29	-9	17	164

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	2.60	3.10	2.80	2.60	3.60	3.50	5.70	5.90	6.60	7.50
DPS (₹)	0.80	0.90	0.90	1	1.30	1.30	1.40	1.40	1.40	1.50
BVPS (₹)	21.4	23.5	25.2	27.8	30.2	32.4	36.9	41.4	46.7	52.7
Performance Ratios
ROA (%)	4.0	4.5	6.0	3.8	2.6	1.9	2.5	2.1	2.3	2.3
ROE (%)	12.7	13.8	11.4	9.9	12.6	11.2	16.3	15.1	14.9	15.0
ROCE (%)	9.1	11.0	11.2	7.3	9.8	10.4	12.9	9.8	14.9	9.4
Valuation Parameters
Price/Book(x)	1.6	1.6	3.4	2.3	1.6	1.3	6.4	2.3	3.0	2.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

KIFS Financial Services Ltd FAQs

The current trading price of KIFS Financial Serv. on 24-Jun-2026 16:59 is ₹120.0.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Jun-2026 the market cap of KIFS Financial Serv. stood at ₹129.8 Cr

The latest P/E ratio of KIFS Financial Serv. as of 23-Jun-2026 is 16.26.

The latest P/B ratio of KIFS Financial Serv. as of 23-Jun-2026 is 2.05.

The 52-week high of KIFS Financial Serv. is ₹194.3 and the 52-week low is ₹102.0.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of KIFS Financial Serv. is ₹35.99 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that KIFS Financial Services Ltd is a average quality company.

The key valuation ratios of KIFS Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of KIFS Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About KIFS Financial Services Ltd

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
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Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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KIFS Financial Services Ltd (535566)

KIFS Financial Services Ltd (535566)

KIFS Financial Services stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of KIFS Financial Serv. - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

KIFS Financial Services Ltd FAQs

What is the share price of KIFS Financial Serv.?

What is the market cap of KIFS Financial Serv.?

What is the P/E ratio of KIFS Financial Serv.?

What is the P/B ratio of KIFS Financial Serv.?

What is the 52-week high and low of KIFS Financial Serv.?

What is the TTM revenue of KIFS Financial Serv.?

Is KIFS Financial Services Ltd a good quality company?

Is KIFS Financial Services Ltd undervalued or overvalued?

Is KIFS Financial Services Ltd a good buy now?

About KIFS Financial Services Ltd

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