What is KJMC Financial Services Ltd (KJMCFIN) share price return in the past 10 years?

KJMC Financial Services Ltd share price has appreciated 16.2% annually (CAGR) over the past ten years.

What is the share price of KJMC Financial Services Ltd (KJMCFIN)?

Company share prices are keep on changing according to the market conditions. The current trading price of KJMC Financial Services Ltd (KJMCFIN) on 04-Jun-2026 16:59:59 at 16:59 is 53.77.

What is the P/E ratio of KJMC Financial Services?

The latest standalone P/E ratio of KJMC Financial Services as of 04-Jun-2026 is 15.81.

What is the P/B ratio of KJMC Financial Services Ltd (KJMCFIN)?

The latest standalone P/B ratio of KJMC Financial Services Ltd (KJMCFIN) as of 04-Jun-2026 is 0.31.

What is the 52-week high and low of KJMC Financial Services Ltd (KJMCFIN)?

The 52-week high of KJMC Financial Services Ltd (KJMCFIN) is Rs. 104.00 and the 52-week low is Rs. 41.21.

KJMC Financial Services Ltd (KJMCFIN) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: KJMC Financial Services Ltd (KJMCFIN)
Brand: KJMC Financial Services

KJMC Financial Services Ltd (KJMCFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530235 NSE: KJMCFIN Finance - NBFC | Small Cap | KJMC Financial Serv Share Price

KJMC Financial Services Ltd (KJMCFIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530235 NSE: KJMCFIN Finance - NBFC | Small Cap | KJMC Financial Serv Share Price

Key Metrics

Valuation Multiples

Market Cap

₹26 Cr.

Current Price

₹53.8

52-Week Low / High

₹41 / 104

TTM EPS

₹3.4

Book Value per Share

₹175.8

P/E Ratio

15.81

In line with its 5-year historical median

Industry PE

25.6

Price to Book (P/B)

0.31

Higher than its 5-year historical median

EV/EBITDA

9.58

Lower than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

0.66%

Return on Capital Employed (ROCE)

1.58%

Return on Assets (ROA)

0.56%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

3.29%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

29.37%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹2.1 Cr.

Reserves

₹79 Cr.

Equity

₹4.8 Cr.

Face Value

₹10

All Time Low / High

₹0.90 / 194.10

KJMC Financial Services stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is KJMC Financial Services Ltd a good quality company?

KJMC Financial Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does KJMC Financial Services Ltd performance compare with that of its Peers?

Q.1 AUM Growth of KJMC Financial Services Ltd vs Industry Peers?

KJMC Financial Services Ltd AUM CAGR is 33.8%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of KJMC Financial Services Ltd?

Promoters hold 74.40% of the KJMC Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of KJMC Financial Services Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 16.5% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	2.2	2.8	6.9	2.3	1.8	1.5	3.6	2.9	4.6	4.9	2
YoY Gr. Rt. %	-	28.4%	146.7%	-66.2%	-23.5%	-16.5%	139%	-19.4%	60.5%	6.3%	-
Adj EPS (₹ )	1.4	0.9	1	-1.4	-3.2	-2.9	-0.9	-1.9	1.9	1.7	3.4
YoY Gr. Rt. %	-	-37.6%	18.2%	-238.5%	NA	NA	NA	NA	NA	-10.1%	-
BVPS (₹ )	32.3	31.8	32.8	51.7	50.7	123.4	146.9	144	225.6	291.8	175.8
YoY Gr. Rt. %	-	-1.6%	3.3%	57.4%	-1.9%	143.5%	19.1%	-2%	56.7%	29.4%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.8	1.7	1.8	-2	-3.9	-2.6	-0.6	-1.1	0.9	0.6	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	9.4%	22.4%	11.2%	6.3%
Adj EPS	2.1%	NA	NA	-10.1%
BVPS	27.7%	41.9%	25.7%	29.4%
Share Price	16.2%	28.8%	19.4%	-44.9%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	28.9	15.1	7.2	-29.5	-84.2	-93.4	-12	-31	19.5	16.5	76.8
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	4.5	2.8	3.2	-3.4	-6.2	-3.4	-0.7	-1.3	1	0.7	1.9

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2.25	2.83	6.99	2.74	2.36	1.95	3.74	3.09	4.82	5.22
Interest Income	2.19	2.81	6.92	2.34	1.79	1.50	3.58	2.89	4.63	4.92
Other Income ⓘ	0.05	0.05	0.05	0.13	0.12	0.42	0.16	0.13	0.18	0.14
Exceptional Items ⓘ	0.06	0.02	0.07	0.40	0.56	0.46	0.15	0.20	0.19	0.30
Expenditure ⓘ +	1.63	2.52	6.39	3.39	3.90	3.79	3.83	3.72	3.44	4.03
Interest Expense ⓘ	0.21	0.40	1.30	1.41	1.18	0.79	0.86	0.71	0.68	0.84
Operating Expenses ⓘ	1.37	2.07	5.03	1.86	2.60	2.58	2.81	2.88	2.58	3.05
Provisions	0.05	0.05	0.05	0.13	0.12	0.42	0.16	0.13	0.18	0.14
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.62	0.30	0.60	-0.65	-1.54	-1.84	-0.10	-0.63	1.37	1.20
Taxes ⓘ	-0.01	-0.12	0.10	0.04	-0.03	-0.44	0.33	0.26	0.47	0.39
Profit After Tax	0.63	0.42	0.50	-0.69	-1.51	-1.40	-0.43	-0.89	0.90	0.81
Adjusted EPS (₹)	1.4	0.9	1.0	-1.4	-3.2	-2.9	-0.9	-1.9	1.9	1.7
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of KJMC Financial Serv - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	14.79	15.21	15.71	24.72	24.25	59.03	70.32	68.89	107.95	139.65
Share Capital ⓘ	4.79	4.79	4.79	4.79	4.79	4.79	4.79	4.79	4.79	4.79
Reserves ⓘ	10.01	10.43	10.93	19.94	19.46	54.24	65.53	64.11	103.16	134.87
Short term borrowings	2.10	9.31	11.97	10.68	9.17	0	0	0	0	0
Long Term Borrowings	5.97	0.77	0.99	3.31	4.71	10.08	10.25	13.10	17	24.80
Current Liabilities	2.24	9.95	12.13	11	9.54	0.31	0.23	0.26	0.17	0.57
Trade Payables	0	0	0	0.03	0.05	0.08	0.09	0.09	0.03	0.02
Other Liabilities	-2.10	-9.31	-11.97	-10.71	-9.22	-0.08	-0.09	-0.09	-0.03	-0.02
Total Liabilities ⓘ	23	25.94	28.83	39.03	38.49	69.42	80.80	82.25	125.11	165.03
Assets
Non Current Asset +	22.50	23.18	23.97	25.28	24.35	62.40	71.62	68.72	118.02	153.56
Loan Asset	0	0	0	0	0	0	0	0	4.14	1.26
Other Non Current Asset ⓘ	22.50	23.18	23.97	25.28	24.35	62.40	71.62	68.72	113.89	152.30
Current Asset +	0.50	2.76	4.86	13.75	14.14	7.02	9.18	13.53	7.09	11.47
Current Investment	0	0	0.06	0.83	0.35	0.49	2.49	4.79	5.64	9.23
Other Current Asset	0.50	2.76	4.81	12.92	13.79	6.53	6.68	8.74	1.45	2.24
Total Assets ⓘ	23	25.94	28.83	39.03	38.49	69.42	80.80	82.25	125.11	165.03

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	0.03	-1.67	-1.40	-3.65	-1.23	0.57	-1.28	-2.58	4.30	1.33
Cash Flow From Investing Activity ⓘ	-0.03	-0	-0.01	12.91	1.54	2.72	0.86	-0.21	-3.06	2.40
Cash Flow From Financing Activity ⓘ	-0.01	1.64	1.42	-2.39	-0.23	-10.01	0.54	2.83	-1.31	-3.66
Net Cash Flow ⓘ	-0.01	-0.03	0.01	6.87	0.07	-6.72	0.12	0.04	-0.07	0.07

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	1.40	0.90	1	-1.40	-3.20	-2.90	-0.90	-1.90	1.90	1.70
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	32.3	31.8	32.8	51.7	50.7	123.4	146.9	144	225.6	291.8
Performance Ratios
ROA (%)	2.8	1.7	1.8	-2.0	-3.9	-2.6	-0.6	-1.1	0.9	0.6
ROE (%)	4.5	2.8	3.2	-3.4	-6.2	-3.4	-0.7	-1.3	1.0	0.7
ROCE (%)	5.0	3.4	7.3	2.4	-1.0	-2.1	1.1	0.1	2.2	1.6
Valuation Parameters
Price/Book(x)	0.4	0.8	1.0	0.4	0.0	0.1	0.2	0.2	0.2	0.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

KJMC Financial Services Ltd FAQs

The current trading price of KJMC Financial Serv on 04-Jun-2026 16:59 is ₹53.77.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of KJMC Financial Serv stood at ₹25.73 Cr

The latest P/E ratio of KJMC Financial Serv as of 03-Jun-2026 is 15.81.

The latest P/B ratio of KJMC Financial Serv as of 03-Jun-2026 is 0.31.

The 52-week high of KJMC Financial Serv is ₹104.0 and the 52-week low is ₹41.21.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of KJMC Financial Serv is ₹2.12 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that KJMC Financial Services Ltd is a below average quality company.

The key valuation ratios of KJMC Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of KJMC Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About KJMC Financial Services Ltd

KJMC Financial Services, a KJMC Group company was incorporated in 1988 and is registered as NBFC under section 45 IA of RBI. It is engaged in the investments in securities, bonds & other asset classes and advancing loan to the investors. Currently it is listed on BSE with a shareholder base of around 4000.

KJMC Group was set up in 1988, by professionals with vision, Khandelwal Jain Management Consultancy Services Pvt. Ltd. (KJMC) has grown at a steady pace. Today it offers a diverse spectrum of integrated financial services to its clients.

KJMC Financial Services Ltd has received registration for sponsoring KJMC mutual fund from SEBI. With KJMC Asset Management Company formed the group is poised to launch its mutual fund in the near future and make its entry into the high growth mutual fund industry.Services offered by the company:

LAS
Margin Funding
IPO funding
Stressed asset financing
NPA Buyouts
Loan against shares
Promoter funding
ICDs
Investments

KJMC Financial Services Ltd (KJMCFIN)

KJMC Financial Services Ltd (KJMCFIN)

KJMC Financial Services stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of KJMC Financial Serv - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

KJMC Financial Services Ltd FAQs

About KJMC Financial Services Ltd

About MoneyWorks4Me

Our Vision

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
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KJMC Financial Services Ltd (KJMCFIN)

KJMC Financial Services Ltd (KJMCFIN)

KJMC Financial Services stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of KJMC Financial Serv - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

KJMC Financial Services Ltd FAQs

What is the share price of KJMC Financial Serv?

What is the market cap of KJMC Financial Serv?

What is the P/E ratio of KJMC Financial Serv?

What is the P/B ratio of KJMC Financial Serv?

What is the 52-week high and low of KJMC Financial Serv?

What is the TTM revenue of KJMC Financial Serv?

Is KJMC Financial Services Ltd a good quality company?

Is KJMC Financial Services Ltd undervalued or overvalued?

Is KJMC Financial Services Ltd a good buy now?

About KJMC Financial Services Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.