Is Kumbhat Financial Services Ltd (526869) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Kumbhat Financial Services Ltd is a below average quality company .

Is Kumbhat Financial Services Ltd (526869) undervalued or overvalued?

The key valuation ratios of Kumbhat Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is Kumbhat Financial Services Ltd (526869) share price return in the past 10 years?

Kumbhat Financial Services Ltd share price has appreciated 24.7% annually (CAGR) over the past ten years.

Is Kumbhat Financial Services Ltd (526869) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Kumbhat Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the share price of Kumbhat Financial Services Ltd (526869)?

Company share prices are keep on changing according to the market conditions. The current trading price of Kumbhat Financial Services Ltd (526869) on 13-Apr-2026 16:59:59 at 16:59 is 21.38.

What is the P/E ratio of Kumbhat Financial Services?

The latest standalone P/E ratio of Kumbhat Financial Services as of 13-Apr-2026 is 8.66.

What is the P/B ratio of Kumbhat Financial Services Ltd (526869)?

The latest standalone P/B ratio of Kumbhat Financial Services Ltd (526869) as of 13-Apr-2026 is 2.29.

What is the 52-week high and low of Kumbhat Financial Services Ltd (526869)?

The 52-week high of Kumbhat Financial Services Ltd (526869) is Rs. 28.00 and the 52-week low is Rs. 16.70.

Kumbhat Financial Services Ltd (526869) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Kumbhat Financial Services Ltd (526869)
Brand: Kumbhat Financial Services

Kumbhat Financial Services Ltd (526869) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Key Metrics

Market Cap

₹11 Cr.

Earnings Per Share (TTM)

₹2.47

P/E Ratio

8.66

Price to Book (P/B)

2.29

EV/EBITDA

7.52

Current Price

₹21.4

Return on Capital Employed (ROCE)

20.64%

Return on Equity (ROE)

34.26%

Return on Assets (ROA)

11.11%

Gross NPA(%)

0.00

Book Value per Share

₹9.3

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

109.68%

Net Interest Income Growth (3 Years)

59.56%

52-Week Low / High

₹17 / 28

Book Value Growth (1 Year)

79.1%

Book Value Growth (3 Years)

2.91%

DeciZen - make an informed investing decision on Kumbhat Financial

Based on:

Data

M-Cap below 100cr DeciZen not available

Kumbhat Financial Services stock performance

Key Ratios

Is Kumbhat Financial Services Ltd an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	0.4	0.4	0.5	0.5	0.5	0.2	0.3	0.3	0.6	2	6
YoY Gr. Rt. %	-	-9.3%	20.5%	-2.1%	-2.2%	-62.2%	88.2%	3.1%	87.9%	229%	-
Adj EPS (₹ )	0.1	-0	0	-1.3	0.5	-1.9	0.2	0.2	-3.8	2.6	2.5
YoY Gr. Rt. %	-	-128.6%	NA	-3325%	NA	-502.2%	NA	25%	-1985%	NA	-
BVPS (₹ )	13.1	12.9	12.9	10.4	10.8	9	9.1	9.3	5.6	9.9	9.3
YoY Gr. Rt. %	-	-1.8%	0.4%	-19.9%	4.4%	-17%	1.8%	2.2%	-40.5%	79.1%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.5	-0.1	0.3	-10.8	4.3	-18.5	1.8	2.2	-50.3	11.1	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	18.9%	35.3%	85.4%	229%
Adj EPS	49.1%	40.9%	151.7%	NA
BVPS	-3%	-1.7%	2.9%	79.1%
Share Price	24.7%	27.9%	5.8%	6.4%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	8	-1.9	4.4	-133.2	48.3	-517.2	23.7	29	-290	66.7	20.9
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.6	-0.1	0.3	-11.1	4.3	-18.7	1.8	2.2	-50.8	34.3	24.7

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	2.5	-
TTM Sales (₹ Cr.)	6.3	-
BVPS (₹) ⓘ	9.3	-
Reserves (₹ Cr.) ⓘ	-	-
P/BV ⓘ	2.29	-
PE ⓘ	8.66	-

From the Market
52 Week Low / High (₹)	16.70 / 28.00
All Time Low / High (₹)	1.71 / 28.00
Market Cap (₹ Cr.)	11.4
Equity (₹ Cr.)	5.3
Face Value (₹)	10
Industry PE ⓘ	28.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Kumbhat Financial - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	0.53	0.39	0.47	0.46	0.51	0.18	0.35	0.38	0.62	4.02
Interest Income	0.43	0.39	0.47	0.46	0.45	0.17	0.32	0.33	0.62	2.04
Other Income ⓘ	0.24	0.29	0.05	0.02	0.05	0.66	0.01	0.02	2.11	0.35
Exceptional Items ⓘ	0.10	0	0	0	0.06	0.01	0.03	0.05	0	1.99
Expenditure ⓘ +	0.44	0.38	0.25	1.05	0.29	1.05	0.27	0.27	2.34	2.39
Interest Expense ⓘ	0	0	0	0	0	0	0	0	0	0.73
Operating Expenses ⓘ	0.20	0.09	0.20	1.03	0.24	0.40	0.26	0.25	0.23	1.31
Provisions	0.24	0.29	0.05	0.02	0.05	0.66	0.01	0.02	2.11	0.35
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.09	0	0.21	-0.58	0.22	-0.87	0.08	0.11	-1.72	1.63
Taxes ⓘ	0.06	0.01	0.19	0.03	-0	0.01	0.01	0.01	0.07	0.27
Profit After Tax	0.03	-0.01	0.02	-0.61	0.22	-0.88	0.08	0.10	-1.79	1.36
Adjusted EPS (₹)	0.1	-0.0	0.0	-1.3	0.5	-1.9	0.2	0.2	-3.8	2.6
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	6.23	6.12	6.14	4.91	5.13	4.25	4.33	4.43	2.63	5.30
Share Capital ⓘ	4.75	4.75	4.75	4.75	4.75	4.75	4.75	4.75	4.75	5.33
Reserves ⓘ	1.48	1.37	1.39	0.16	0.38	-0.50	-0.42	-0.32	-2.12	-0.03
Short term borrowings	0.04	0	0.14	0	0	0	0	0	0	0
Long Term Borrowings	0.19	0.03	0.04	0.01	0.01	-0.02	-0.01	-0.01	0.04	14.13
Current Liabilities	0.12	0.10	0.22	0.03	0.06	0.03	0.01	0.02	0.02	2.33
Trade Payables	0.01	0.05	0	0.02	0.05	0.03	0.01	0.01	0	0
Other Liabilities	-0.06	-0.05	-0.14	-0.02	-0.05	-0.03	-0.01	-0.01	0	0
Total Liabilities ⓘ	6.53	6.25	6.39	4.95	5.20	4.27	4.34	4.43	2.70	21.76
Assets
Non Current Asset +	6.18	0.06	0.01	0.18	0.18	0.19	0.24	0.29	2.07	17.64
Loan Asset	5.49	0	0	0	0	0	0	0	2.02	17.57
Other Non Current Asset ⓘ	0.69	0.06	0.01	0.18	0.18	0.19	0.24	0.29	0.04	0.08
Current Asset +	0.35	6.18	6.38	4.77	5.02	4.07	4.09	4.14	0.63	4.11
Current Investment	0	0	0	0	0	0	0	0	0.55	0.22
Other Current Asset	0.35	6.18	6.38	4.77	5.02	4.07	4.09	4.14	0.08	3.90
Total Assets ⓘ	6.53	6.25	6.39	4.95	5.20	4.27	4.34	4.43	2.70	21.76

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-0.13	0.16	-0.15	-0.74	0.29	-4.28	0.96	2.80	-0.39	-11.95
Cash Flow From Investing Activity ⓘ	0.07	0	0	-0	-0	0	-0	-0.01	0.27	0.11
Cash Flow From Financing Activity ⓘ	-0.02	0	0	0.74	0.14	3.92	-0.99	-2.62	0	15.57
Net Cash Flow ⓘ	-0.07	0.16	-0.15	-0	0.42	-0.36	-0.03	0.17	-0.12	3.73

Finance Ratio

PARTICULARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	-0	0	-1	0	-2	0	0	-4	3
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	13	13	13	10	11	9	9	9	6	10
Performance Ratios
ROA (%)	0.5	-0.1	0.3	-10.8	4.3	-18.5	1.8	2.2	-50.3	11.1
ROE (%)	0.6	-0.1	0.3	-11.1	4.3	-18.7	1.8	2.2	-50.8	34.3
ROCE (%)	1.5	0.1	3.5	-10.4	4.3	-18.5	2.0	2.5	-48.7	20.6
Valuation Parameters
Price/Book(x)	0.2	0.0	0.0	0.0	0.0	0.7	0.9	2.0	2.9	1.9

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Kumbhat Financial Services Ltd FAQs

The current trading price of Kumbhat Financial on 13-Apr-2026 16:59 is ₹21.38.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 12-Apr-2026 the market cap of Kumbhat Financial stood at ₹11.39 Cr

The latest P/E ratio of Kumbhat Financial as of 12-Apr-2026 is 8.66.

The latest P/B ratio of Kumbhat Financial as of 12-Apr-2026 is 2.29.

The 52-week high of Kumbhat Financial is ₹28.00 and the 52-week low is ₹16.70.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Kumbhat Financial is ₹6.30 ( Cr.) .

About Kumbhat Financial Services Ltd

Kumbhat Financial Services Limited is a Public incorporated on February 18, 1993. It is classified as Non-govt company and is registered at Registrar of Companies, Chennai. Its authorized share capital is Rs 100,000,000 and its paid up capital is Rs 47,500,000.

Business area of the company

The company is involved in other financial intermediation. This group includes financial intermediation other than that conducted by monetary institutions.

To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now

Build a Stress-Tested Portfolio.

Our Sapphire Advisory uses the ABC Concept to ensure you never have to panic during a market correction.

Core Stocks

STABILITY

Booster Stocks

GROWTH

Amplifier Stocks

ASYMMETRY

● Conflict-Free ● SEBI Registered ● 15Y+ Track Record

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Kumbhat Financial Services Ltd (526869) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Kumbhat Financial Share Price