What is Kumbhat Financial Services Ltd (526869) share price return in the past 10 years?

Kumbhat Financial Services Ltd share price has appreciated 24.5% annually (CAGR) over the past ten years.

What is the share price of Kumbhat Financial Services Ltd (526869)?

Company share prices are keep on changing according to the market conditions. The current trading price of Kumbhat Financial Services Ltd (526869) on 04-Jun-2026 16:59:59 at 16:59 is 20.97.

What is the P/E ratio of Kumbhat Financial Services?

The latest standalone P/E ratio of Kumbhat Financial Services as of 04-Jun-2026 is 13.53.

What is the P/B ratio of Kumbhat Financial Services Ltd (526869)?

The latest standalone P/B ratio of Kumbhat Financial Services Ltd (526869) as of 04-Jun-2026 is 1.82.

What is the 52-week high and low of Kumbhat Financial Services Ltd (526869)?

The 52-week high of Kumbhat Financial Services Ltd (526869) is Rs. 27.01 and the 52-week low is Rs. 16.70.

Kumbhat Financial Services Ltd (526869) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Kumbhat Financial Services Ltd (526869)
Brand: Kumbhat Financial Services

Kumbhat Financial Services Ltd (526869)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 526869 NSE: Finance - NBFC | Small Cap | Kumbhat Financial Share Price

Kumbhat Financial Services Ltd (526869)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 526869 NSE: Finance - NBFC | Small Cap | Kumbhat Financial Share Price

Key Metrics

Valuation Multiples

Market Cap

₹11 Cr.

Current Price

₹21

52-Week Low / High

₹17 / 27

TTM EPS

₹1.6

Book Value per Share

₹11.5

P/E Ratio

13.53

Higher than its 5-year historical median

Industry PE

25.6

Price to Book (P/B)

1.82

Higher than its 5-year historical median

EV/EBITDA

11.34

Higher than its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

34.26%

Return on Capital Employed (ROCE)

20.64%

Return on Assets (ROA)

11.11%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Improving versus 3-year growth rate

109.68%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

79.1%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹7.1 Cr.

Reserves

₹1 Cr.

Equity

₹5.3 Cr.

Face Value

₹10

All Time Low / High

₹1.71 / 28.00

Kumbhat Financial Services stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Kumbhat Financial Services Ltd a good quality company?

Kumbhat Financial Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Kumbhat Financial Services Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Kumbhat Financial Services Ltd vs Industry Peers?

Kumbhat Financial Services Ltd AUM CAGR is 33.15%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Kumbhat Financial Services Ltd?

Promoters hold 24.82% of the Kumbhat Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Kumbhat Financial Services Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 24.9% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	0.4	0.4	0.5	0.5	0.5	0.2	0.3	0.3	0.6	2	7
YoY Gr. Rt. %	-	-10.2%	20.1%	-1.1%	-2.4%	-62.2%	88.2%	3.8%	86.1%	229.5%	-
Adj EPS (₹ )	0.1	-0	0	-1.3	0.5	-1.9	0.2	0.2	-3.8	2.6	1.6
YoY Gr. Rt. %	-	-128.6%	NA	-3325%	NA	-502.2%	NA	25%	-1985%	NA	-
BVPS (₹ )	13.1	12.9	12.9	10.4	10.8	9	9.1	9.3	5.6	9.9	11.5
YoY Gr. Rt. %	-	-1.8%	0.4%	-19.9%	4.4%	-17%	1.8%	2.2%	-40.5%	79.1%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.5	-0.1	0.3	-10.8	4.3	-18.5	1.8	2.2	-50.3	11.1	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	18.8%	35.2%	85.3%	229.5%
Adj EPS	49.1%	40.9%	151.7%	NA
BVPS	-3%	-1.7%	2.9%	79.1%
Share Price	24.5%	26.9%	9.2%	-18.3%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	8	-1.9	4.4	-133.2	48.3	-517.2	23.7	29	-290	66.7	11.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.6	-0.1	0.3	-11.1	4.3	-18.7	1.8	2.2	-50.8	34.3	13.1

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	0.53	0.39	0.47	0.46	0.51	0.18	0.35	0.38	0.62	4.02
Interest Income	0.43	0.39	0.47	0.46	0.45	0.17	0.32	0.33	0.62	2.04
Other Income ⓘ	0.24	0.29	0.05	0.02	0.05	0.66	0.01	0.02	2.11	0.35
Exceptional Items ⓘ	0.10	0	0	0	0.06	0.01	0.03	0.05	0	1.99
Expenditure ⓘ +	0.44	0.38	0.25	1.05	0.29	1.05	0.27	0.27	2.34	2.39
Interest Expense ⓘ	0	0	0	0	0	0	0	0	0	0.73
Operating Expenses ⓘ	0.20	0.09	0.20	1.03	0.24	0.40	0.26	0.25	0.23	1.31
Provisions	0.24	0.29	0.05	0.02	0.05	0.66	0.01	0.02	2.11	0.35
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.09	0	0.21	-0.58	0.22	-0.87	0.08	0.11	-1.72	1.63
Taxes ⓘ	0.06	0.01	0.19	0.03	-0	0.01	0.01	0.01	0.07	0.27
Profit After Tax	0.03	-0.01	0.02	-0.61	0.22	-0.88	0.08	0.10	-1.79	1.36
Adjusted EPS (₹)	0.1	-0.0	0.0	-1.3	0.5	-1.9	0.2	0.2	-3.8	2.6
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Kumbhat Financial - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	6.23	6.12	6.14	4.91	5.13	4.25	4.33	4.43	2.63	5.30
Share Capital ⓘ	4.75	4.75	4.75	4.75	4.75	4.75	4.75	4.75	4.75	5.33
Reserves ⓘ	1.48	1.37	1.39	0.16	0.38	-0.50	-0.42	-0.32	-2.12	-0.03
Short term borrowings	0.04	0	0.14	0	0	0	0	0	0	0
Long Term Borrowings	0.19	0.03	0.04	0.01	0.01	-0.02	-0.01	-0.01	0.04	14.13
Current Liabilities	0.12	0.10	0.22	0.03	0.06	0.03	0.01	0.02	0.02	2.33
Trade Payables	0.01	0.05	0	0.02	0.05	0.03	0.01	0.01	0	0
Other Liabilities	-0.06	-0.05	-0.14	-0.02	-0.05	-0.03	-0.01	-0.01	0	0
Total Liabilities ⓘ	6.53	6.25	6.39	4.95	5.20	4.27	4.34	4.43	2.70	21.76
Assets
Non Current Asset +	6.18	0.06	0.01	0.18	0.18	0.19	0.24	0.29	2.07	17.64
Loan Asset	5.49	0	0	0	0	0	0	0	2.02	17.57
Other Non Current Asset ⓘ	0.69	0.06	0.01	0.18	0.18	0.19	0.24	0.29	0.04	0.08
Current Asset +	0.35	6.18	6.38	4.77	5.02	4.07	4.09	4.14	0.63	4.11
Current Investment	0	0	0	0	0	0	0	0	0.55	0.22
Other Current Asset	0.35	6.18	6.38	4.77	5.02	4.07	4.09	4.14	0.08	3.90
Total Assets ⓘ	6.53	6.25	6.39	4.95	5.20	4.27	4.34	4.43	2.70	21.76

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-0.13	0.16	-0.15	-0.74	0.29	-4.28	0.96	2.80	-0.39	-11.95
Cash Flow From Investing Activity ⓘ	0.07	0	0	-0	-0	0	-0	-0.01	0.27	0.11
Cash Flow From Financing Activity ⓘ	-0.02	0	0	0.74	0.14	3.92	-0.99	-2.62	0	15.57
Net Cash Flow ⓘ	-0.07	0.16	-0.15	-0	0.42	-0.36	-0.03	0.17	-0.12	3.73

Financial Ratio

PARTICULARS	Mar'14	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0.10	-0	0	-1.30	0.50	-1.90	0.20	0.20	-3.80	2.60
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	13.1	12.9	12.9	10.4	10.8	9	9.1	9.3	5.6	9.9
Performance Ratios
ROA (%)	0.5	-0.1	0.3	-10.8	4.3	-18.5	1.8	2.2	-50.3	11.1
ROE (%)	0.6	-0.1	0.3	-11.1	4.3	-18.7	1.8	2.2	-50.8	34.3
ROCE (%)	1.5	0.1	3.5	-10.4	4.3	-18.5	2.0	2.5	-48.7	20.6
Valuation Parameters
Price/Book(x)	0.2	0.0	0.0	0.0	0.0	0.7	0.9	2.0	2.9	1.9

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Kumbhat Financial Services Ltd FAQs

The current trading price of Kumbhat Financial on 04-Jun-2026 16:59 is ₹20.97.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Kumbhat Financial stood at ₹11.17 Cr

The latest P/E ratio of Kumbhat Financial as of 03-Jun-2026 is 13.53.

The latest P/B ratio of Kumbhat Financial as of 03-Jun-2026 is 1.82.

The 52-week high of Kumbhat Financial is ₹27.01 and the 52-week low is ₹16.70.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Kumbhat Financial is ₹7.10 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Kumbhat Financial Services Ltd is a below average quality company.

The key valuation ratios of Kumbhat Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Kumbhat Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Kumbhat Financial Services Ltd

Kumbhat Financial Services Limited is a Public incorporated on February 18, 1993. It is classified as Non-govt company and is registered at Registrar of Companies, Chennai. Its authorized share capital is Rs 100,000,000 and its paid up capital is Rs 47,500,000.

Business area of the company

The company is involved in other financial intermediation. This group includes financial intermediation other than that conducted by monetary institutions.

Kumbhat Financial Services Ltd (526869)

Kumbhat Financial Services Ltd (526869)

Kumbhat Financial Services stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Kumbhat Financial - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Kumbhat Financial Services Ltd FAQs

About Kumbhat Financial Services Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
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Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Kumbhat Financial Services Ltd (526869)

Kumbhat Financial Services Ltd (526869)

Kumbhat Financial Services stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Kumbhat Financial - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Kumbhat Financial Services Ltd FAQs

What is the share price of Kumbhat Financial?

What is the market cap of Kumbhat Financial?

What is the P/E ratio of Kumbhat Financial?

What is the P/B ratio of Kumbhat Financial?

What is the 52-week high and low of Kumbhat Financial?

What is the TTM revenue of Kumbhat Financial?

Is Kumbhat Financial Services Ltd a good quality company?

Is Kumbhat Financial Services Ltd undervalued or overvalued?

Is Kumbhat Financial Services Ltd a good buy now?

About Kumbhat Financial Services Ltd

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.