What is CAGR? What does CAGR table indicate for Kwality Credit & Leasing Ltd?

Compounded average growth rate (CAGR) measures the average annual growth rate compounded year-on-year over a period of time.

Kwality Credit & Leasing Ltd Stock Analysis

Q: Is Kwality Credit & Leasing Ltd a good quality company?

MoneyWorks4Me analysed the past 10-year performance of Kwality Credit & Leasing Ltd and arrived at the following conclusion.

Q: Is the current market price of Kwality Credit & Leasing Ltd a good price to buy it?

The 5-year analysis of Kwality Credit & Leasing Ltd's performance infers.

Q: What is Kwality Credit & Leasing Ltd share price return in the past 10 years?

We analysed the performance of Kwality Credit & Leasing Ltd share prices over the last 10 years. Here is what we found out:

Small Cap

Evaluated by 16 users | BSE: 531206 | NSE: |
Finance - NBFC

Kwality Credit & Leasing was incorporated on September 25, 1992 as a Private Limited Company in the name of Kwality Credit & Leasing Private and converted into a Public Limited Company and obtained a fresh certificate of incorporation dated March 24, 1995. It was promoted by Prahlad...

10 Year X-Ray

Standalone basis Standalone basis P Consolidated basis P

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

What is a Financial Track Record? How to read this chart in order to understand the data present here?

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.

	Mar'10	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19
Operating Income (Rs. Cr.)	0	0	0.1	0.2	2.2	0.9	0.8	0.6	0.6	0.6
Y-o-Y Gr. Rt.	-	NA	NA	166.7%	1281.3%	-59.3%	-12.2%	-21.5%	-1.6%	1.6%
Adjusted EPS (Rs.) Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items	0	-0.35	0.01	0.03	0.03	-0.66	0.17	-0.02	0.11	0.02
Y-o-Y Gr. Rt.	-	NA	NA	200%	0%	-2300%	NA	-111.8%	NA	-81.8%
Book Value per Share (Rs.) The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share	0	9.61	9.62	26.83	26.86	26.2	26.37	26.35	26.46	26.48
Y-o-Y Gr. Rt.	-	NA	0.1%	178.9%	0.1%	-2.5%	0.7%	-0.1%	0.4%	0.1%

To view Net Profit/Total Funds (%) Colour Rating Guide click here

Net Profit/Total Funds (%)

-3.38

0.12

0.15

0.09

-1.86

0.6

-0.07

0.43

0.07

Difference between Standalone Basis and Consolidated basis? Which method is preferred for Kwality Credit & Leasing Ltd. ?

Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.

Kwality Credit & Leasing Ltd. should be analysed on a Standalone basis

CAGR CAGR Colour Code Guide

	9 yrs	5 yrs	3 yrs	1 yr
Operating Income	NA	-22.5%	-7.8%	1.6%
Adjusted EPS Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.	NA	-7.8%	-51%	-81.8%
Book Value per Share	NA	-0.3%	0.1%	0.1%
Share Price	-14.8%	-7.6%	2.6%	-

Key Financial Ratios

RATIOS \ YEARS	Mar'10	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here Asset Quality Ratio: Colour Rating Guide <0.5 : Very Good 0.5-1 : Somewhat Good >1 : Not Good
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here Capitalization Ratio: Colour Rating Guide >17% : Very Good 15%-17% : Somewhat Good <15% : Not Good
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0
Margins
Net Profit Margin (%)	0	0	7.65	7.6	0.61	-31.04	9.2	-1.3	7.98	1.37
Performance Ratios To view Performance Ratios Colour Rating Guide click here Performance Ratios: Colour Rating Guide >15 : Very Good 12-15 : Somewhat Good <12 : Not Good
Return on Equity (%)	0	-3.63	0.14	0.17	0.12	-2.5	0.65	-0.07	0.44	0.08

Management X-Ray

Shareholding Pattern

Entity	Percentage Holding
Institutions	0.06%
Non-Institutions	99.94%

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

FAQs

1. Is Kwality Credit & Leasing Ltd a good quality company?

Data is not available for this company.

2. Is current market price of Kwality Credit & Leasing Ltd a good price to buy it?

The 5-year analysis of Kwality Credit & Leasing Ltd's performance infers:

Kwality Credit & Leasing Ltd earnings have declined by -7.8%, whereas share price has depreciated -7.6% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

3. What is Kwality Credit & Leasing Ltd share price return in the past 10 years ?

Data is not available for this company

About Company

The companyâ€™s shares are listed in the Bombay Stock Exchange Limited, the Calcutta Stock Exchange Association Limited and the Jaipur

The companyâ€™s shares are listed in the Bombay Stock Exchange Limited, the Calcutta Stock Exchange Association Limited and the Jaipur Stock Exchange. The company is a Non-Banking Financial Institution not accepting Public Deposit and is registered with the Reserve Bank of India.

At present Somnath Sen Gupta is the Chairman of the company and the Board of Directors constitute of three Directors. The overall management of the company is managed by the executive director under the overall supervision, control and guidance of the board of directors.

Business area of the company

Leasing & Hire-Purchase: The company is primarily engaged in the business of providing Lease finance of equipment and Machinery and Hire Purchase finance for vehicle. The company is also providing lease Syndication services by referring clients to other companies thereby earning professional charges for the same. Kwality Credit is also the player in the commercial vehicle and car finance segments.

Investments in Shares & Securities: The company is primarily engaged in the business of dealing in shares / stock / bonds / debentures / securities issued by the listed, non listed companies, government or local authorities etc. or other securities of like marketable nature.

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