SEBI Reg. Investment Advisor

Download App
Help Center Subscribe
Money Works 4 Me Logo MoneyWorks4Me
Talk to Advisor
Login Get Free Account
Sign Up

MoneyWorks4Me

Log In Sign Up Schedule Free 15‑min Call
Login Get Free Account
Sign Up

Kwality Credit & Leasing Ltd (531206)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531206 NSE: Finance - NBFC | Small Cap | Kwality Cr & Leasing Share Price

₹7.60 0.00 (0.00%)

As on 17-Jan'22 18:01

Kwality Credit & Leasing Ltd (531206)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531206 NSE: Finance - NBFC | Small Cap | Kwality Cr & Leasing Share Price

₹7.60 0.00 (0.00%)

As on 17-Jan'22 18:01

Key Metrics
Valuation Multiples
Market Cap
₹3 Cr.
Current Price
₹7.6
52-Week Low / High
₹8 / 8
TTM EPS
₹0
Book Value per Share
₹24.5
P/E Ratio
0.00
Industry PE
26.2
Price to Book (P/B)
0.31
EV/EBITDA
-3136.33
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
-4.63%
Return on Capital Employed (ROCE)
-4.31%
Return on Assets (ROA)
-4.58%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
-23.33%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
-4.54%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹0.5 Cr.
Reserves
₹6 Cr.
Equity
₹4.2 Cr.
Face Value
₹10
All Time Low / High
₹7.57 / 151.55

Kwality Credit & Leasing stock performance

Key Ratios
mw4me loader

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Operating Income (₹ Cr.)0.10.22.20.90.80.60.60.60.30.30
YoY Gr. Rt. %-170%1264.2%-59.1%-12.8%-20.7%-2.7%1.6%-51.5%-16.3%-
Adj EPS (₹ ) 000-0.70.2-00.10-0.7-1.20
YoY Gr. Rt. %-200%0%-2300%NA-111.8%NA-81.8%-3700%NA-
BVPS (₹ )9.626.826.926.226.426.426.526.525.824.624.5
YoY Gr. Rt. %-178.9%0.1%-2.5%0.7%-0.1%0.4%0.1%-2.7%-4.5%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)0.10.20.1-1.90.6-0.10.40.1-2.7-4.60

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income17.2%-20.5%-25.5%-16.3%
Adj EPS-269.8%-247.1%-319.9%NA
BVPS11%-1.4%-2.4%-4.5%
Share Price -5.2% -2.9% - -

Key Financial Ratios

RATIOS \ YEARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)7.77.60.6-319.2-1.381.4-101.2-196.40
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)0.10.20.1-2.50.7-0.10.40.1-2.8-4.60

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21
Income + 0.100.162.210.900.790.630.680.620.300.25
Interest Income0.060.162.210.900.790.620.610.620.300.25
Other Income ⓘ 00.030.700.570.290.380.410.320.290.40
Exceptional Items ⓘ 0.04000000.07000
Expenditure ⓘ + 0.080.132.171.180.690.640.610.610.610.73
Interest Expense ⓘ 0000.380.280.050000.02
Operating Expenses ⓘ 0.080.101.480.230.120.200.210.280.310.31
Provisions 00.030.700.570.290.380.410.320.290.40
Exceptional Items ⓘ 000-0000000
Profit Before Tax ⓘ 0.020.030.04-0.280.10-0.010.070.01-0.30-0.48
Taxes ⓘ 0.010.020.0200.02-00.02000.01
Profit After Tax 00.010.01-0.280.07-0.010.050.01-0.30-0.49
Adjusted EPS (₹)0.00.00.0-0.70.2-0.00.10.0-0.7-1.2
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Kwality Cr & Leasing - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21

Equity and Liabilities

Equity Capital +3.3711.3311.3411.0611.1311.1311.1711.1810.8810.39
Share Capital ⓘ 3.504.224.224.224.224.224.224.224.224.22
Reserves ⓘ -0.137.117.126.846.916.906.956.966.666.16
Short term borrowings006.7200.5800000
Long Term Borrowings0000000.020.0200
Current Liabilities 0.761.466.751.080.730.140.150.040.110.11
Trade Payables00.7301.020.120.120.12000
Other Liabilities-0-0.73-6.72-1.02-0.70-0.12-0.12-00-0
Total Liabilities ⓘ 4.1312.7918.0912.1411.8611.2711.3411.2510.9910.50

Assets

Non Current Asset +2.742.938.990.962.828.8110.1110.099.809.41
Loan Asset 0000000000
Other Non Current Asset ⓘ 2.742.938.990.962.828.8110.1110.099.809.41
Current Asset +1.399.869.1011.199.042.451.231.161.191.09
Current Investment0000000000
Other Current Asset1.399.869.1011.199.042.451.231.161.191.09
Total Assets ⓘ 4.1312.7918.0912.1411.8611.2711.3411.2510.9910.50

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21
Cash Flow From Operating Activity ⓘ -0.07-7.656.80-7.911.06-0.221.23-0.430.21-1.90
Cash Flow From Investing Activity ⓘ 0.08-0.20-6.767.77-11-1.920.38-0.201.85
Cash Flow From Financing Activity ⓘ 07.9500000000
Net Cash Flow ⓘ 0.010.100.04-0.140.050.78-0.70-0.050.01-0.05

Financial Ratio

PARTICULARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21

Operational & Financial Ratios
EPS (₹)000-0.700.20-00.100-0.70-1.20
DPS (₹)0000000000
BVPS (₹)9.626.826.926.226.426.426.526.525.824.6

Performance Ratios

ROA (%)0.10.20.1-1.90.6-0.10.40.1-2.7-4.6
ROE (%)0.10.20.1-2.50.7-0.10.40.1-2.8-4.6
ROCE (%)0.60.50.30.73.30.30.60.1-2.7-4.3

Valuation Parameters

Price/Book(x)3.11.93.90.80.50.50.30.50.00.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Kwality Credit & Leasing Ltd FAQs

The current trading price of Kwality Cr & Leasing on 17-Jan-2022 18:01 is ₹7.60.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Jan-2022 the market cap of Kwality Cr & Leasing stood at ₹3.21 Cr

The latest P/E ratio of Kwality Cr & Leasing as of 16-Jan-2022 is 0.00.

The latest P/B ratio of Kwality Cr & Leasing as of 16-Jan-2022 is 0.31.

The 52-week high of Kwality Cr & Leasing is ₹7.60 and the 52-week low is ₹7.60.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Kwality Cr & Leasing is ₹0.46 ( Cr.) .

Data is not available for this company.

The key valuation ratios of Kwality Credit & Leasing Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

No data found

About Kwality Credit & Leasing Ltd

Kwality Credit & Leasing was incorporated on September 25, 1992 as a Private Limited Company in the name of Kwality Credit & Leasing Private and converted into a Public Limited Company and obtained a fresh certificate of incorporation dated March 24, 1995. It was promoted by Prahlad Kumar Jhunjhunwala and others.

The company’s shares are listed in the Bombay Stock Exchange Limited, the Calcutta Stock Exchange Association Limited and the Jaipur Stock Exchange. The company is a Non-Banking Financial Institution not accepting Public Deposit and is registered with the Reserve Bank of India.

At present Somnath Sen Gupta is the Chairman of the company and the Board of Directors constitute of three Directors. The overall management of the company is managed by the executive director under the overall supervision, control and guidance of the board of directors.

Business area of the company

Leasing & Hire-Purchase: The company is primarily engaged in the business of providing Lease finance of equipment and Machinery and Hire Purchase finance for vehicle. The company is also providing lease Syndication services by referring clients to other companies thereby earning professional charges for the same. Kwality Credit is also the player in the commercial vehicle and car finance segments.

Investments in Shares & Securities: The company is primarily engaged in the business of dealing in shares / stock / bonds / debentures / securities issued by the listed, non listed companies, government or local authorities etc. or other securities of like marketable nature.

To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through: