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Lead Financial Services Ltd (531288)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531288 NSE: Finance - NBFC | Small Cap | Lead Financial Serv Share Price

₹19.34 0.00 (0.00%)

As on 04-Jun'26 16:59

Lead Financial Services Ltd (531288)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531288 NSE: Finance - NBFC | Small Cap | Lead Financial Serv Share Price

₹19.34 0.00 (0.00%)

As on 04-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹6 Cr.
Current Price
₹19.3
52-Week Low / High
₹13 / 27
TTM EPS
₹0.3
Book Value per Share
₹18.7
P/E Ratio
60.78
Higher than its 5-year historical median
Industry PE
25.6
Price to Book (P/B)
1.03
Higher than its 5-year historical median
EV/EBITDA
32.65
Higher than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
2.72%
Return on Capital Employed (ROCE)
4.60%
Return on Assets (ROA)
1.56%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
16.67%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
2.68%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹0.3 Cr.
Reserves
₹3 Cr.
Equity
₹3.3 Cr.
Face Value
₹10
All Time Low / High
₹3.62 / 80.00

Lead Financial Services stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Lead Financial Services Ltd a good quality company?
Lead Financial Services Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Lead Financial Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Lead Financial Services Ltd vs Industry Peers?
Lead Financial Services Ltd AUM CAGR is 1.24%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Lead Financial Services Ltd?
Promoters hold 28.23% of the Lead Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Lead Financial Services Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 12.6% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Lead Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.94.11.20.10.10.14.30.30.50.60
YoY Gr. Rt. %-342.9%-71.6%-94.7%0%0%6957.4%-92.7%70.3%16.9%-
Adj EPS (₹ ) 0.21.31.9-0.1-0.2-0.30.30.40.80.50.3
YoY Gr. Rt. %-519.1%44.6%-107.5%NANANA38.7%74.4%-34.7%-
BVPS (₹ )13.71516.916.816.716.416.717.217.918.418.7
YoY Gr. Rt. %-9.5%12.6%-0.4%-0.5%-1.8%2%2.6%4.4%2.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.74.36.2-0.5-0.8-1.111.42.41.60

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income-4.1%59.5%-47.3%16.9%
Adj EPS9.9%NA16.5%-34.7%
BVPS3.4%2%3.2%2.7%
Share Price 13.2% 35.7% 20.5% 1.8%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)7.410.553.6-76.8-132.2-176.62.445.245.925.931.1
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.59.111.8-0.8-1.5-21.92.64.32.71.7

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.934.081.190.170.060.064.310.350.540.63
Interest Income0.924.081.160.060.060.064.310.320.540.63
Other Income 0.0100.010000.0400.010
Exceptional Items 0.010.010.030.110000.0400
Expenditure + 0.883.580.430.230.240.214.200.170.210.36
Interest Expense 0.030.0300.010.030.010.010.0100
Operating Expenses 0.843.550.420.220.210.204.150.170.190.36
Provisions 0.0100.010000.0400.010
Exceptional Items 0.02000000000
Profit Before Tax 0.070.500.76-0.06-0.18-0.140.110.180.330.28
Taxes 0.010.070.14-0.02-0.10-0.040.010.040.090.11
Profit After Tax 0.070.430.62-0.05-0.08-0.110.100.140.250.16
Adjusted EPS (₹)0.21.31.9-0.1-0.2-0.30.30.40.80.5
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Lead Financial Serv - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +4.524.945.575.545.515.415.525.665.926.07
Share Capital 3.303.303.303.303.303.303.303.303.303.30
Reserves 1.221.642.272.242.212.112.222.362.622.77
Short term borrowings0.730.130.200.2400.130.040.0700
Long Term Borrowings0.02-0.01-0-0.03-0.13-0.16-0.16-0.12-0.09-0.05
Current Liabilities 5.994.664.814.754.544.664.574.624.544.54
Trade Payables0000000000
Other Liabilities-0.73-0.13-0.20-0.24-0-0.13-0.04-0.07-00
Total Liabilities 10.539.6010.3810.269.939.929.9410.1510.3610.56

Assets

Non Current Asset +5.355.792.362.402.122.112.112.122.122.11
Loan Asset 0000000000
Other Non Current Asset 5.355.792.362.402.122.112.112.122.122.11
Current Asset +5.183.818.017.867.817.817.838.048.258.45
Current Investment000000.030.030.030.040.18
Other Current Asset5.183.818.017.867.817.787.808.018.218.27
Total Assets 10.539.6010.3810.269.939.929.9410.1510.3610.56

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -0.741.61-4.23-0.16-0.07-0.140.101.72-1.631.32
Cash Flow From Investing Activity 1.01-0.353.6500.33000-0-0.15
Cash Flow From Financing Activity -0.35-0.630.070.03-0.270.12-0.100.02-0.070
Net Cash Flow -0.080.63-0.51-0.13-0.01-0.020.011.74-1.711.17

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.201.301.90-0.10-0.20-0.300.300.400.800.50
DPS (₹)0000000000
BVPS (₹)13.71516.916.816.716.416.717.217.918.4

Performance Ratios

ROA (%)0.74.36.2-0.5-0.8-1.11.01.42.41.6
ROE (%)1.59.111.8-0.8-1.5-2.01.92.64.32.7
ROCE (%)1.910.414.1-0.9-2.7-2.52.13.35.84.6

Valuation Parameters

Price/Book(x)0.40.50.50.30.40.31.01.31.21.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Lead Financial Services Ltd FAQs

The current trading price of Lead Financial Serv on 04-Jun-2026 16:59 is ₹19.34.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Lead Financial Serv stood at ₹6.38 Cr

The latest P/E ratio of Lead Financial Serv as of 03-Jun-2026 is 60.78.

The latest P/B ratio of Lead Financial Serv as of 03-Jun-2026 is 1.03.

The 52-week high of Lead Financial Serv is ₹26.80 and the 52-week low is ₹13.32.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Lead Financial Serv is ₹0.34 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Lead Financial Services Ltd is a below average quality company.

The key valuation ratios of Lead Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Lead Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Lead Financial Services Ltd

Lead Financial Services (LEADFIN) was incorporated in 1993. Earlier known as Privy Financial Services, it got its present name with effect from September 5, 2003. The company is part a group, which includes associate companies such as LFS Securities and LFS Services. It has its registered office at New Delhi.

The company is engaged in financial activities. Income is generated from the sale of shares and securities, dividend and interest.

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