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Mansi Finance (Chennai) Ltd (511758)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 511758 NSE: Finance - NBFC | Small Cap | Mansi Finance (Chen) Share Price

₹62 0.00 (0.00%)

As on 10-Jun'26 16:59

Mansi Finance (Chennai) Ltd (511758)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 511758 NSE: Finance - NBFC | Small Cap | Mansi Finance (Chen) Share Price

₹62 0.00 (0.00%)

As on 10-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹22 Cr.
Current Price
₹62
52-Week Low / High
₹55 / 112
TTM EPS
₹9.2
Book Value per Share
₹115.5
P/E Ratio
6.71
Lower than its 5-year historical median
Industry PE
25.7
Price to Book (P/B)
0.54
Higher than its 5-year historical median
EV/EBITDA
5.86
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
8.26%
Return on Capital Employed (ROCE)
9.43%
Return on Assets (ROA)
4.61%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
130.09%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
8.61%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹10 Cr.
Reserves
₹37 Cr.
Equity
₹3.5 Cr.
Face Value
₹10
All Time Low / High
₹1.00 / 133.45

Mansi Finance (Chennai) stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Mansi Finance (Chennai) Ltd a good quality company?
Mansi Finance (Chennai) Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Mansi Finance (Chennai) Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Mansi Finance (Chennai) Ltd vs Industry Peers?
Mansi Finance (Chennai) Ltd AUM CAGR is -3.18%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Mansi Finance (Chennai) Ltd?
Promoters hold 70.68% of the Mansi Finance (Chennai) Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Mansi Finance (Chennai) Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 8.4% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mansi Finance (Chennai) Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)5.27.67.410.88.175.46.67.712.710
YoY Gr. Rt. %-45.9%-3%44.9%-24.7%-13.7%-22.2%20.4%17%65.3%-
Adj EPS (₹ ) 4.66.15.4125.851.85.75.98.49.2
YoY Gr. Rt. %-32.4%-11.6%121%-51.4%-15%-62.8%207.1%3.5%44.1%-
BVPS (₹ )50.256.461.873.879.684.586.49297.9106.3115.5
YoY Gr. Rt. %-12.2%9.6%19.4%7.9%6.2%2.2%6.5%6.4%8.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)3.94.23.77.432.61334.60

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income10.3%9.4%32.5%65.3%
Adj EPS6.9%7.7%66.1%44.1%
BVPS8.7%6%7.2%8.6%
Share Price 7% 20.9% 15.3% 3.2%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)31.228.325.839.425.42511.930.52723.532.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)9.711.59.217.77.662.26.36.28.38

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 6.029.038.0713.078.987.615.876.968.0613.96
Interest Income5.247.657.4210.758.106.995.446.557.6712.67
Other Income 0.081.051.462.650.470.530.490.220.726.66
Exceptional Items 0.781.390.662.320.880.620.430.410.401.29
Expenditure + 3.716.275.517.846.245.244.814.295.3010.30
Interest Expense 2.433.742.503.374.063.252.992.763.152.27
Operating Expenses 1.211.481.551.831.711.461.331.311.431.37
Provisions 0.081.051.462.650.470.530.490.220.726.66
Exceptional Items 0000000000
Profit Before Tax 2.312.772.575.232.752.371.062.672.763.66
Taxes 0.670.600.6510.690.620.410.680.690.69
Profit After Tax 1.642.171.924.232.061.750.6522.072.98
Adjusted EPS (₹)4.66.15.412.05.85.01.85.75.98.4
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Mansi Finance (Chen) - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +17.7519.9221.8326.0728.1329.8830.5332.5234.5937.57
Share Capital 3.533.533.533.533.533.533.533.533.533.53
Reserves 14.2216.3818.3022.5324.5926.3426.9928.9931.0634.04
Short term borrowings3.821.232.582.571.840.350.14000
Long Term Borrowings24.4831.0420.5836.1339.9532.8332.7534.4732.1821.47
Current Liabilities 5.864.685.605.013.732.421.221.541.452.04
Trade Payables0000000000
Other Liabilities-3.82-1.23-2.58-2.57-1.84-0.35-0.14-0-00
Total Liabilities 48.0955.6448.0167.2171.8065.1264.4968.5368.2361.09

Assets

Non Current Asset +6.306.068.7711.1811.7611.149.889.459.279.46
Loan Asset 0000000000
Other Non Current Asset 6.306.068.7711.1811.7611.149.889.459.279.46
Current Asset +41.7949.5839.2456.0260.0453.9854.6159.0858.9651.63
Current Investment0000000000
Other Current Asset41.7949.5839.2456.0260.0453.9854.6159.0858.9651.63
Total Assets 48.0955.6448.0167.2171.8065.1264.4968.5368.2361.09

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -9.78-4.3511.58-15.40-2.818.063.59-2.950.7511.11
Cash Flow From Investing Activity 0.181.37-2.81-0.610.190.250.800.130.060.25
Cash Flow From Financing Activity 9.633.81-9.1215.713.08-8.61-0.281.57-2.28-10.71
Net Cash Flow 0.020.83-0.35-0.300.47-0.304.10-1.25-1.480.64

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)4.606.105.40125.8051.805.705.908.40
DPS (₹)0000000000
BVPS (₹)50.256.461.873.879.684.586.49297.9106.3

Performance Ratios

ROA (%)3.94.23.77.43.02.61.03.03.04.6
ROE (%)9.711.59.217.77.66.02.26.36.28.3
ROCE (%)11.713.310.515.710.18.56.48.38.89.4

Valuation Parameters

Price/Book(x)0.50.50.60.50.20.40.30.50.50.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.060.060.060.060.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Mansi Finance (Chennai) Ltd FAQs

The current trading price of Mansi Finance (Chen) on 10-Jun-2026 16:59 is ₹62.00.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Mansi Finance (Chen) stood at ₹21.92 Cr

The latest P/E ratio of Mansi Finance (Chen) as of 09-Jun-2026 is 6.71.

The latest P/B ratio of Mansi Finance (Chen) as of 09-Jun-2026 is 0.54.

The 52-week high of Mansi Finance (Chen) is ₹112.0 and the 52-week low is ₹54.52.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Mansi Finance (Chen) is ₹9.96 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Mansi Finance (Chennai) Ltd is a below average quality company.

The key valuation ratios of Mansi Finance (Chennai) Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Mansi Finance (Chennai) Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Mansi Finance (Chennai) Ltd

Mansi Finance (Chennai) was incorporated on September 26, 1994 and received the commencement of business certificate on October 17, 1994. The company earlier known as Mansi Finance, got its present name on September 27, 1997. The company is engaged in financing business.

The registered office is located at Mansi Mansion, Sowcarpet, 22-B, Mulla Sahib Street, Chennai-600079, Tamil Nadu.

Services

Services offered include hire purchase and leasing to industrial, trading, commercial and other establishments, organizations and consumers of capital equipment, accessories, land and building, plant and machinery, office equipments, transport and commercial vehicles consumer durables.

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