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Margo Finance Ltd (500206)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 500206 NSE: Finance - NBFC | Small Cap | Margo Finance Share Price

₹60.05 -2.95 (-4.68%)

As on 05-Jun'26 10:01

Margo Finance Ltd (500206)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 500206 NSE: Finance - NBFC | Small Cap | Margo Finance Share Price

₹60.05 -2.95 (-4.68%)

As on 05-Jun'26 10:01

Key Metrics
Valuation Multiples
Market Cap
₹29 Cr.
Current Price
₹60.1
52-Week Low / High
₹54 / 96
TTM EPS
₹2.3
Book Value per Share
₹272.8
P/E Ratio
26.88
Lower than its 5-year historical median
Industry PE
25.6
Price to Book (P/B)
0.23
Higher than its 5-year historical median
EV/EBITDA
17.67
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
0.24%
Return on Capital Employed (ROCE)
0.68%
Return on Assets (ROA)
0.18%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
66.67%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
-25.83%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹2 Cr.
Reserves
₹120 Cr.
Equity
₹4.6 Cr.
Face Value
₹10
All Time Low / High
₹0.35 / 141.82

Margo Finance stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Margo Finance Ltd a good quality company?
Margo Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Margo Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Margo Finance Ltd vs Industry Peers?
Margo Finance Ltd AUM CAGR is 52.47%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Margo Finance Ltd?
Promoters hold 53.41% of the Margo Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Margo Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 15.7% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Margo Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.30.50.50.30.30.60.60.60.81.42
YoY Gr. Rt. %-82%12.2%-46.7%6.3%89.7%3%0.5%36.9%66.8%-
Adj EPS (₹ ) 0.10.70.5-0.200.4-1.1-1.30.50.82.3
YoY Gr. Rt. %-871.4%-33.8%-146.7%NANA-397.3%NANA43.4%-
BVPS (₹ )11.612.312.757.935.6138.2167.1126.7366.6271.9272.8
YoY Gr. Rt. %-5.9%3.7%355.3%-38.6%288.6%20.9%-24.2%189.4%-25.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.65.73.6-0.500.3-0.6-0.70.20.20

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income20.1%35%31.9%66.8%
Adj EPS30.3%NANA43.4%
BVPS42%50.2%17.6%-25.8%
Share Price 14.8% 41.7% 26.1% -28.6%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)11.665.538.3-34.30.229.1-85.5-96.729.925.654.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.65.73.6-0.600.4-0.7-0.90.20.20.9

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.360.620.530.290.300.570.600.600.821.36
Interest Income0.260.470.530.280.300.570.590.590.811.35
Other Income 0.0100.030.010.030.020.440.600.010
Exceptional Items 0.100.1500.01000.010.0100
Expenditure + 0.330.310.320.320.320.330.750.950.380.37
Interest Expense 0.01000000000
Operating Expenses 0.320.300.290.310.290.310.310.350.380.36
Provisions 0.0100.030.010.030.020.440.600.010
Exceptional Items 0-0-00000000
Profit Before Tax 0.030.310.21-0.03-0.020.25-0.15-0.350.440.99
Taxes 0-00.010.07-0.020.080.360.220.190.64
Profit After Tax 0.030.310.20-0.1000.17-0.50-0.570.240.35
Adjusted EPS (₹)0.10.70.5-0.20.00.4-1.1-1.30.50.8
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Margo Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +5.295.605.8126.4516.2563.1576.3657.89167.53124.25
Share Capital 4.574.574.574.574.574.574.574.574.574.57
Reserves 0.721.031.2421.8811.6858.5871.7953.32162.96119.68
Short term borrowings0.0300.010000000
Long Term Borrowings0.010.010.017.033.4119.6823.6516.3752.7537.59
Current Liabilities 0.040.020.030.010.020.020.010.040.030.04
Trade Payables00.010.010.010.020.020.010.020.020.03
Other Liabilities-0.03-0.01-0.02-0.01-0.02-0.020.330.320.320.31
Total Liabilities 5.345.635.8533.4919.6982.86100.3674.63220.65162.22

Assets

Non Current Asset +4.384.075.693117.1282.2099.7374.05219.83161.56
Loan Asset 0000000000
Other Non Current Asset 4.384.075.693117.1282.2099.7374.05219.83161.56
Current Asset +0.951.560.162.492.570.650.630.580.820.66
Current Investment0000000000
Other Current Asset0.951.560.162.492.570.650.630.580.820.66
Total Assets 5.345.635.8533.4919.6982.86100.3674.63220.65162.22

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 0.100.05-0.070.010.17-0.07-0.010.010.010.09
Cash Flow From Investing Activity -0.13-0-0-0-0-0.02-0.06-0-0-0
Cash Flow From Financing Activity -0-0.030.01-0.01-0-00000
Net Cash Flow -0.030.02-0.06-00.17-0.09-0.070.0100.08

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.100.700.50-0.2000.40-1.10-1.300.500.80
DPS (₹)0000000000
BVPS (₹)11.612.312.757.935.6138.2167.1126.7366.6271.9

Performance Ratios

ROA (%)0.65.73.6-0.50.00.3-0.6-0.70.20.2
ROE (%)0.65.73.6-0.60.00.4-0.7-0.90.20.2
ROCE (%)0.75.73.7-0.2-0.10.6-0.2-0.50.40.7

Valuation Parameters

Price/Book(x)1.31.31.30.10.20.10.20.20.10.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Margo Finance Ltd FAQs

The current trading price of Margo Finance on 05-Jun-2026 10:01 is ₹60.05.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 04-Jun-2026 the market cap of Margo Finance stood at ₹28.79 Cr

The latest P/E ratio of Margo Finance as of 04-Jun-2026 is 26.88.

The latest P/B ratio of Margo Finance as of 04-Jun-2026 is 0.23.

The 52-week high of Margo Finance is ₹96.20 and the 52-week low is ₹54.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Margo Finance is ₹1.96 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Margo Finance Ltd is a below average quality company.

The key valuation ratios of Margo Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Margo Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Margo Finance Ltd

Margo Finance was incorporated in 1991 as a public limited company. It was earlier known as Indocount Finance. The name of the company was changed from Indocount Finance to Margo Finance with effect from March 31, 2010. Certified true copy of fresh certificate of incorporation consequent upon change of name dated March 31, 2010 was received from Registrar of Companies, Maharashtra, Pune.

The company is promoted by Indo Count Industries. The registered office of the company is situated at MIDC industrial area, Gokul Shirgaon, Kolhapur, Maharashtra.

Business area of the company

The company is a non-banking finance company and it earns income from interest and finance charges.

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About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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