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Minolta Finance Ltd (532164)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 532164 NSE: Finance - NBFC | Small Cap | Minolta Finance Share Price

₹1.46 0.00 (0.00%)

As on 22-Jun'26 16:59

Minolta Finance Ltd (532164)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 532164 NSE: Finance - NBFC | Small Cap | Minolta Finance Share Price

₹1.46 0.00 (0.00%)

As on 22-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹15 Cr.
Current Price
₹1.5
52-Week Low / High
₹1 / 2
TTM EPS
₹-0.1
Book Value per Share
₹0.7
P/E Ratio
0.00
Lower than its 5-year historical median
Industry PE
28.1
Price to Book (P/B)
1.98
Higher than its 5-year historical median
EV/EBITDA
24.77
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
0.11%
Return on Capital Employed (ROCE)
0.40%
Return on Assets (ROA)
0.03%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
17.11%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
0%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹12 Cr.
Reserves
₹-3 Cr.
Equity
₹10 Cr.
Face Value
₹1
All Time Low / High
₹0.04 / 27.00

Minolta Finance stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Minolta Finance Ltd a good quality company?
Minolta Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

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We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

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How does Minolta Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Minolta Finance Ltd vs Industry Peers?
Minolta Finance Ltd AUM CAGR is 38.73%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
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Q.1 Promoter shareholding and pledge status of Minolta Finance Ltd?
Promoters hold 3.59% of the Minolta Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Minolta Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 34.1% based on the current price.
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10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Minolta Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)1.20.50.40.60.70.30.40.60.8112
YoY Gr. Rt. %--59.2%-15.1%45.2%12.6%-51.3%21.8%55.2%27.1%33.9%-
Adj EPS (₹ ) 0000000000-0.1
YoY Gr. Rt. %-NANA-50%100%-100%NANA0%-100%-
BVPS (₹ )0.90.90.911.11.11.11.11.11.10.7
YoY Gr. Rt. %-0%2.2%12%1.9%1%0%0.9%0%0%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)0.10.42.21.31.70.40.40.40.400

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income-1.3%9.4%38.2%33.9%
Adj EPSNA-100%NA-100%
BVPS1.9%0.4%0.3%0%
Share Price 33.7% 62.2% 22.7% -2%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)0.5853.921.929.514.612.68.66.81.2-11.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)0.10.42.41.31.80.40.50.50.50.1-20

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 1.150.470.510.580.650.320.390.600.761.02
Interest Income1.150.470.400.580.650.320.390.600.761.02
Other Income ⓘ 00.2100.140.04000.0200.22
Exceptional Items ⓘ 000.110000000
Expenditure ⓘ + 1.140.420.260.600.410.250.320.530.691
Interest Expense ⓘ 00000.0500000.13
Operating Expenses ⓘ 1.140.210.260.460.320.250.320.510.690.65
Provisions 00.2100.140.04000.0200.22
Exceptional Items ⓘ 0000000000
Profit Before Tax ⓘ 0.010.050.25-0.020.240.060.070.070.070.01
Taxes ⓘ 00.020.04-0.150.050.020.020.020.020
Profit After Tax 0.010.040.210.130.190.050.050.050.050.01
Adjusted EPS (₹)0.00.00.00.00.00.00.00.00.00.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Minolta Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +8.979.019.2210.3410.5310.5710.6210.6710.7310.74
Share Capital ⓘ 10101010101010101010
Reserves ⓘ -1.02-0.99-0.780.340.530.580.620.680.730.74
Short term borrowings00000.540.540.720.9200
Long Term Borrowings0.500.500.390.110.150.150.150.151.4847.64
Current Liabilities 0.100.030.080.150.760.802.302.130.020.41
Trade Payables0.08000.030.100.190.700.3100.09
Other Liabilities-0.08-0-0-0.03-0.64-0.73-1.42-1.23-0-0.09
Total Liabilities ⓘ 9.589.549.7010.6011.4411.5313.0812.9612.2258.79

Assets

Non Current Asset +3.532.832.784.604.604.604.410.8811.2258.05
Loan Asset 0000000012.0759.02
Other Non Current Asset ⓘ 3.532.832.784.604.604.604.410.88-0.84-0.97
Current Asset +6.046.716.9266.836.938.6612.0810.74
Current Investment000000000.620.62
Other Current Asset6.046.716.9266.836.938.6612.080.380.12
Total Assets ⓘ 9.589.549.7010.6011.4411.5313.0812.9612.2258.79

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ -0.37-0.620.19-0.510.12-0.02-0.19-3.58-0.01-0.26
Cash Flow From Investing Activity ⓘ 0.530.700.20-0000.193.540.260
Cash Flow From Financing Activity ⓘ 000000-0000
Net Cash Flow ⓘ 0.160.080.40-0.510.12-0.020-0.040.24-0.26

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios
EPS (₹)000.200.100.200.100.100.100.100
DPS (₹)0000000000
BVPS (₹)999.210.310.510.610.610.710.71.1

Performance Ratios

ROA (%)0.10.42.21.31.70.40.40.40.40.0
ROE (%)0.10.42.41.31.80.40.50.50.50.1
ROCE (%)0.10.62.8-0.32.70.60.60.60.60.4

Valuation Parameters

Price/Book(x)0.00.00.10.10.00.10.30.70.71.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Minolta Finance Ltd FAQs

The current trading price of Minolta Finance on 22-Jun-2026 16:59 is ₹1.46.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Jun-2026 the market cap of Minolta Finance stood at ₹14.60 Cr

The latest P/E ratio of Minolta Finance as of 21-Jun-2026 is 0.00.

The latest P/B ratio of Minolta Finance as of 21-Jun-2026 is 1.98.

The 52-week high of Minolta Finance is ₹1.73 and the 52-week low is ₹1.00.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Minolta Finance is ₹11.96 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Minolta Finance Ltd is a below average quality company.

The key valuation ratios of Minolta Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Minolta Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Minolta Finance Ltd

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