Money Masters Leasing & Finance Ltd - Stock Valuation and Financial Performance

BSE: 535910 | NSE: | Finance - NBFC | Small Cap

Money MastersLeasing Share Price

12.57 0.43 3.54%
as on 08-Oct'24 16:01

DeciZen - make an informed investing decision on Money MastersLeasing

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Somewhat overvalued

3. Price Trend

Money Masters Leasing & Finance stock performance -

mw4me loader
P/E Ratio (SA):
239.70
Market Cap:
121.9 Cr.
52-wk low:
5.7
52-wk high:
19.5

Is Money Masters Leasing & Finance Ltd an attractive stock to invest in?

1. Is Money Masters Leasing & Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Money Masters Leasing & Finance Ltd is a below average quality company.

2. Is Money Masters Leasing & Finance Ltd undervalued or overvalued?

The key valuation ratios of Money Masters Leasing & Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Money Masters Leasing & Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Money Masters Leasing & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Money MastersLeasing:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Money Masters Leasing & Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)2.32.42.22.32.62.42.22.32.32.12
YoY Gr. Rt. %-5.3%-9.7%5.6%15.9%-7.6%-11.1%4.2%0.9%-8.8%-
Adj EPS (₹ ) 0000000000.10.1
YoY Gr. Rt. %-100%0%-100%NA100%-25%33.3%0%25%-
BVPS (₹ )1.11.11.11.11.11.11.11.21.21.31.3
YoY Gr. Rt. %-0.9%1.8%0%-3.5%2.8%1.8%3.5%3.4%4.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.31.61.71.51.62.11.81.61.81.80

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-1%-4.7%-1.4%-8.8%
Adj EPS19.6%20.1%18.6%25%
BVPS1.6%3.1%3.7%4.1%
Share Price 30.8% 97.3% 193% 90.2%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)10.91315.514.41419.719.318.521.624.524.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)4.14.95.14.94.24.33.73.64.14.13.8

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 3.90%

Net Profit has increased 18.56 CAGR in last 3 years

Total Income has declined 2.49 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Money Masters Leasing & Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 0.1 -
TTM Sales (₹ Cr.) 2.1 -
BVPS (₹.) 1.3 -
Reserves (₹ Cr.) 3 -
P/BV 9.44 -
PE 239.70 -
From the Market
52 Week Low / High (₹) 5.67 / 19.49
All Time Low / High (₹) 0.42 / 19.49
Market Cap (₹ Cr.) 122
Equity (₹ Cr.) 10
Face Value (₹) 1
Industry PE 31.8

Management X-Ray of Money MastersLeasing:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Money MastersLeasing

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income2222332222
Interest Income2222322222
Other Income 0000000000
Expenditure 2222222221
Interest Expense 1111111111
Operating Expenses 1111111111
Provisions 0000000000
Exceptional Items 0000000000
Profit Before Tax 0000011111
Taxes 0000000000
Profit After Tax 0000000001
Adjusted EPS (₹)0.00.00.00.00.00.00.00.00.00.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital9101112131313141415
Share Capital 78911121212121213
Reserves 2221111223
Minority Interest0000000000
Long Term Borrowings649109911121213
Current Liabilities 5500000111
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0102000000
Total Liabilities 20202124222324262729

Assets

Non Current Asset 19191922222224262729
Loan Asset 0000000000
Other Non Current Asset 19191922222224262729
Current Asset 2122000000
Current Investment0000000000
Other Current Asset2122000000
Total Assets 20202124222324262729

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 20-50111111
Cash Flow From Investing Activity -300-30-1-2-20-2
Cash Flow From Financing Activity 1-153-2011-12
Net Cash Flow 0000-100000
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)14141411111111121213

Performance Ratios

ROA (%)1.31.61.71.51.62.11.81.61.81.8
ROE (%)4.14.95.14.94.24.33.73.64.14.1
ROCE (%)8.18.67.46.56.87.16.05.86.05.3

Valuation Parameters

Price/Book(x)0.60.50.00.00.50.00.00.61.711.8

Money Masters Leasing & Finance Ltd Stock News

Money Masters Leasing & Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Money MastersLeasing on 08-Oct-2024 16:01 is ₹12.57.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 08-Oct-2024 16:01 the market cap of Money MastersLeasing stood at ₹121.9.
The latest P/E ratio of Money MastersLeasing as of 08-Oct-2024 16:01 is 239.7.
The latest P/B ratio of Money MastersLeasing as of 08-Oct-2024 16:01 is 9.44.
The 52-week high of Money MastersLeasing is ₹19.49 and the 52-week low is ₹5.67.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Money MastersLeasing is ₹2.07 ( Cr.) .

About Money Masters Leasing & Finance Ltd

Money Masters Leasing & Finance Limited, is a deposit-taking Non-Banking Financial Company (NBFC-AFC) registered with the Reserve Bank of India (RBI). It is classified as an NBFC-Asset Finance Companies (NBFC-AFC) with the RBI. It is engaged in the business of lending, and acceptance of deposits. The company has a diversified lending portfolio across retail, SMEs and commercial customers with significant presence in urban and rural India. It accepts public and corporate deposits and offers variety of financial services products to its customers. 

Business area of the company 

The company is engaged in the business of Hire-purchase finance. 


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