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Money Masters Leasing & Finance Ltd (535910)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 535910 NSE: Finance - NBFC | Small Cap | Money MastersLeasing Share Price

₹0.76 -0.01 (-1.30%)

As on 24-Jun'26 16:59

Money Masters Leasing & Finance Ltd (535910)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 535910 NSE: Finance - NBFC | Small Cap | Money MastersLeasing Share Price

₹0.76 -0.01 (-1.30%)

As on 24-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹8 Cr.
Current Price
₹0.8
52-Week Low / High
₹1 / 2
TTM EPS
₹0
Book Value per Share
₹1.3
P/E Ratio
21.37
Lower than its 5-year historical median
Industry PE
28.1
Price to Book (P/B)
0.57
Lower than its 5-year historical median
EV/EBITDA
44.03
Higher than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
3.96%
Return on Capital Employed (ROCE)
4.44%
Return on Assets (ROA)
1.72%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
17.04%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
930.71%
Asset Quality
Gross NPA(%)
2.30%
Net NPA(%)
0.69%
TTM Sales
₹1.5 Cr.
Reserves
₹3 Cr.
Equity
₹10 Cr.
Face Value
₹1
All Time Low / High
₹0.42 / 19.49

Money Masters Leasing & Finance stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Money Masters Leasing & Finance Ltd a good quality company?
Money Masters Leasing & Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Money Masters Leasing & Finance Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Money Masters Leasing & Finance Ltd vs Industry Peers?
Money Masters Leasing & Finance Ltd AUM CAGR is 5.83%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Money Masters Leasing & Finance Ltd?
Promoters hold 34.65% of the Money Masters Leasing & Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Money Masters Leasing & Finance Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 3.9% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Money Masters Leasing & Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)2.42.12.32.62.42.22.32.32.12.12
YoY Gr. Rt. %--9.8%5.7%16%-7.6%-11.3%4.4%0.7%-8.5%3.2%-
Adj EPS (₹ ) 000000000.10.40
YoY Gr. Rt. %-0%-100%NA100%-25%33.3%0%25%660%-
BVPS (₹ )1.11.11.11.11.11.11.21.21.313.11.3
YoY Gr. Rt. %-1.8%0%-3.5%2.8%1.8%3.5%3.4%4.1%930.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.61.71.51.62.11.81.61.81.81.70

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income-1.2%-2.5%-1.7%3.2%
Adj EPS38.7%56.9%111.8%660%
BVPS31.5%63.5%123%930.7%
Share Price 3.7% 12.6% -38.9% -46.1%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)1315.514.41419.719.318.521.624.523.926.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)4.95.14.94.24.33.73.64.14.143.1

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 2.462.232.342.652.582.262.392.332.072.14
Interest Income2.382.152.272.632.432.162.252.272.072.14
Other Income 0.100.050.020.300.200.260.320.230.060.05
Exceptional Items 0.080.080.070.020.150.100.140.0700
Expenditure + 2.011.781.892.151.911.671.801.661.391.45
Interest Expense 1.220.990.961.030.900.780.840.840.720.56
Operating Expenses 0.700.730.910.820.820.630.640.590.610.84
Provisions 0.100.050.020.300.200.260.320.230.060.05
Exceptional Items 0000000000
Profit Before Tax 0.440.450.450.490.660.590.590.680.690.69
Taxes 0.130.120.120.130.190.170.180.190.180.18
Profit After Tax 0.310.330.330.370.480.420.420.490.510.51
Adjusted EPS (₹)0.00.00.00.00.00.00.00.00.10.4
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Money MastersLeasing - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +1011.0211.6112.8413.0313.2913.6614.1015.3615.75
Share Capital 8.169.0810.8711.9711.8611.8611.8511.8512.6512.65
Reserves 1.831.950.740.871.171.421.812.252.713.10
Short term borrowings0000000000
Long Term Borrowings4.049.309.839.249.4510.6312.2011.7813.0813.35
Current Liabilities 5.050.250.370.060.190.360.580.960.990.99
Trade Payables0000000000
Other Liabilities0.6201.85-0-0-0-0-0-00
Total Liabilities 19.7120.5723.6622.1522.6724.2826.4426.8429.4330.09

Assets

Non Current Asset +18.5118.8821.5721.6522.3623.8526.2026.6129.0629.86
Loan Asset 0000000000
Other Non Current Asset 18.5118.8821.5721.6522.3623.8526.2026.6129.0629.86
Current Asset +1.201.692.090.490.310.430.240.230.360.23
Current Investment0000000000
Other Current Asset1.201.692.090.490.310.430.240.230.360.23
Total Assets 19.7120.5723.6622.1522.6724.2826.4426.8429.4330.09

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 0.26-4.550.200.620.610.660.700.990.630.59
Cash Flow From Investing Activity 0.15-0.43-2.720.08-0.76-1.51-2.37-0.42-2.46-0.81
Cash Flow From Financing Activity -0.795.292.63-1.610.050.971.48-0.5520.10
Net Cash Flow -0.380.310.11-0.91-0.100.12-0.180.020.16-0.12

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.200.3000.200.400.300.400.400.500.40
DPS (₹)0000000000
BVPS (₹)13.914.211.310.911.211.411.812.212.713.1

Performance Ratios

ROA (%)1.61.71.51.62.11.81.61.81.81.7
ROE (%)4.95.14.94.24.33.73.64.14.14.0
ROCE (%)8.67.46.56.87.16.05.86.05.34.4

Valuation Parameters

Price/Book(x)0.50.00.00.50.00.00.61.711.80.2

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Money Masters Leasing & Finance Ltd FAQs

The current trading price of Money MastersLeasing on 24-Jun-2026 16:59 is ₹0.76.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Jun-2026 the market cap of Money MastersLeasing stood at ₹7.63 Cr

The latest P/E ratio of Money MastersLeasing as of 23-Jun-2026 is 21.37.

The latest P/B ratio of Money MastersLeasing as of 23-Jun-2026 is 0.57.

The 52-week high of Money MastersLeasing is ₹1.79 and the 52-week low is ₹0.55.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Money MastersLeasing is ₹1.51 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Money Masters Leasing & Finance Ltd is a below average quality company.

The key valuation ratios of Money Masters Leasing & Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Money Masters Leasing & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Money Masters Leasing & Finance Ltd

Money Masters Leasing & Finance Limited, is a deposit-taking Non-Banking Financial Company (NBFC-AFC) registered with the Reserve Bank of India (RBI). It is classified as an NBFC-Asset Finance Companies (NBFC-AFC) with the RBI. It is engaged in the business of lending, and acceptance of deposits. The company has a diversified lending portfolio across retail, SMEs and commercial customers with significant presence in urban and rural India. It accepts public and corporate deposits and offers variety of financial services products to its customers. 

Business area of the company 

The company is engaged in the business of Hire-purchase finance. 


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About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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