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Nalin Lease Finance Ltd. Stock Analysis

Small Cap
Evaluated by 53 users | BSE: 531212 | NSE: |
Finance - NBFC
Nalin Lease Finance was incorporated on October 11, 1990 as a private company under the Companies Act, 1956. It was converted into a public company vide a special resolution passed on September 1, 1994 and changed its name on October 8, 1994.Leasing and hire purchase activities of the company...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Operating Income (Rs. Cr.)3.12.933.432.92.32.73.53.8
Y-o-Y Gr. Rt.--7.2%6.7%11.8%-12.1%-4.4%-18.5%15.5%31.2%7.7%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
1.11.361.631.9722.32.182.843.113.9
Y-o-Y Gr. Rt.-23.6%19.9%20.9%1.5%15%-5.2%30.3%9.5%25.4%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
15.917.3219.0121.0423.0825.4427.6930.1833.2937.19
Y-o-Y Gr. Rt.-8.9%9.8%10.7%9.7%10.2%8.8%9%10.3%11.7%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)3.624.45.065.966.97.796.597.626.266.86
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Nalin Lease Finance Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income2.4%4.9%17.7%7.7%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
15.1%14.3%21.4%25.4%
Book Value per Share
9.9%10%10.3%11.7%
Share Price 4.3% 8.8% -3.7% 88.3%
Key Financial Ratios
RATIOS \ YEARSMar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 11.6615.5917.4718.8721.8326.2530.4334.4928.6833.51
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 7.158.218.989.839.089.498.199.829.7911.07
Entity Percentage Holding
Promoters 68.72%
Non-Institutions 31.28%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Nalin Lease Finance Ltd.'s performance infers:

Nalin Lease Finance Ltd. earnings have grown by 14.3%, whereas share price has appreciated 8.8% CAGR over the past five years, indicating the company's share price is likely undervalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Nalin Lease Finance Ltd. share prices over the last 10 years. Here is what we found out:

Nalin Lease Finance Ltd. share price has appreciated -0.7% annually over the past ten years.

Nalin Lease Finance was incorporated on October 11, 1990 as a private company under the Companies Act, 1956. It was converted into a public company vide a special resolution passed on September 1, 1994 and changed its name on October 8, 1994.

Leasing and hire purchase activities of the company include providing finance for vehicles, mainly two wheelers, in the Sabarkantha district of Gujarat. The company expanded its operations in FY '07 to other districts including Banaskantha, Mehasana,

Nalin Lease Finance was incorporated on October 11, 1990 as a private company under the Companies Act, 1956. It was converted into a public company vide a special resolution passed on September 1, 1994 and changed its name on October 8, 1994.

Leasing and hire purchase activities of the company include providing finance for vehicles, mainly two wheelers, in the Sabarkantha district of Gujarat. The company expanded its operations in FY '07 to other districts including Banaskantha, Mehasana, Kheda and the nearby Ahmedabad district.

The registered office of the company is located at Gandhi Nursing Home Building, Dr Nalinkant Gandhi Road, Himmatnagar 383001, Gujarat.

Business area of the company

The company is engaged in investments, leasing and hire purchase activities.

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323
Research Analyst - INH000000719

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